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Ink℠ Classic Business

With a generous 5Xs points earning bonus, the Ink Classic Business Credit Card is one of the most generous cards on the market. It rewards you for investing in your business. It can also save you money with low introductory interest rates, a 20-day grace period, and no annual fee.


Ink Classic Business
Intro APR  APR Annual Fee 
0%* 10.24%* N/A*
Apply For Ink Classic Business

Basic Information

Issuer: Chase
Card Network: MasterCard®
Card Category: Business (Premium)
Card Type: - Instant Decision Card
- Reward Card
Credit Needed: Good*

Card Review

The Ink Classic Business Credit Card has a low introductory rate on balance transfers and regular purchases. This rate lasts for six months, but even the variable standard rate is quite competitive and you will save money because this card has no annual fee.

What you might appreciate most about the Ink Classic Business Credit Card is that you can earn up to 5Xs the points on purchases you make in regards to your business. Many credit cards have a point program but not many offer you great rewards simply for investing in your business. Buy things like office supplies and paying for your communication services earns you the highest possible percentile, but you'll earn points on everything you buy.
Card rating: Card Rating (5 out of 5)
Most attractive features: - No annual fee
- 25,000 Bonus Points
- Free rewards program
- No dollar goes unrewarded
Least attractive features: - Higher APR for less qualifying applicants

Rewards & Benefits

Reward Types: - Gas Reward Cards
- Other Rewards Cards
- Universal Reward Cards
Reward Unit: Point
Rewards: - 25,000 bonus points
- 5X points per dollar on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
- 2X points per dollar on the first $25,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel
- 1 point per dollar on all other purchases
Expiration: None*
Yearly Limit: None*
Other Benefits: * See website for additional benefits.
Online Card Account Access:

Card Finance & Rates

Introductory APR (%): 0%*
Applied Towards: Purchases, Balance Transfer
Introductory Period: 12 months*
APR on Purchases (%): 10.24%
APR Type: variable
Annual Fee: N/A*
Grace Period: 20 days*
Late Payment Fee: $39.00*
Over Limit Fee: $39.00*

Balance Transfers

Balance Transfer:
Transfer Fee (%): 3.00% of each balance transfer
Minimum BT Fee: $5.00

Cash Advances

APR on Cash Advances (%): 19.24%
Cash Advance Fee (%): 5.00%
Minimum Fee: $15.00

Other Fees

Additional Fees Over-the-Credit-Limit fee: $39.00
Return Payment fee: $39.00
Return Check fee: $39.00

Comments

* See website for complete terms and conditions of card usage and application disclosure.

Action

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* The information provided for Ink Classic Business is believed to be accurate at the time of evaluation (May 1, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

SSL Security Security Note: Online application features Secure SSL Technology.

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