With the Insight MasterCard Prepaid Card, you will save money and stress over traditional credit cards because it gives you access only to money that you deposit in the account. There are no fees or interest rates, but the account is just as convenient and secure as the biggest credit cards.
|Issuer:||Urban Trust Bank|
|Card Category:||Consumer (Stored Value)|
|Card Type:||- Card for Bad Credit
- Guaranteed Approval
- Prepaid Debit Card
- Reward Card
|Credit Needed:||Bad Credit OK*|
|Prepared by MarketProSecure™. Opinions expressed therein are solely those of the reviewer.
If you understand the benefits of a good credit card, but shy away from them because of interest rates and fees, then you might want to consider opening an account with an Insight MasterCard Prepaid Card. This financial product acts like a credit card by providing you with convenient access to your money without having to carry cash, but it doesn't carry with it all the fees and interest.
This card comes with many options that make it very attractive too. First of all, you can earn a small bonus for setting up direct deposit. Secondly, your direct deposit posts faster than other cards. Finally, your account is FDIC insured for up to $250,000! What more could you ask for from a simple prepaid card?
|Most attractive features:||- Cash back bonus
- No credit check
- FREE sign-up
- $0 activation fee
|Least attractive features:||- Over-theCounter Cash Withdrawal Fee|
|Rewards:||- Get $50 bonus on your first direct deposit of $200|
|Other Benefits:||- $0 activation fee
- Safer than cash
- No credit check
- No bank account required
*See Terms and Conditions for more benefits
|Online Card Account Access:|
|100% Guarantee Approval:|
|Introductory APR (%):||N/A*|
|APR on Purchases (%):||N/A*|
|Additional Fees||- Convenience Transfer Fee per $28.50 (account to account transfers from other deposit or loan accounts): Up to $3.50
- Overdraft Protection Service Fee (if applicable): $0.15 for
every $1 in negative balance created by each transaction up to a maximum fee of $36
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* The information provided for Insight MasterCard® Prepaid Card is believed to be accurate at the time of evaluation (Mar 23, 2014). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.