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Instant Decision Cards

When you apply for an 'instant decision' credit card online, you will usually be advised whether your application has been approved or declined within two minutes. However, circumstances do arise where more time is needed by the issuer to decide the status of your application if you do not have excellent credit history. Any queries you may have on the outcome of your application need to be taken up with the card issuer, not MarketProSecure.

Thursday, April 17, 2014, we found 76 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity

Users most popular card in this category: 4.9 / 5.0 (221 votes)

Pages: 1 2 3 4 Check up to 6 cards and

[1] Discover it® Credit Card

Discover it Credit Card
More Info
total 221 votes
- Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
- Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*
- Human. 100% U.S.-based customer service available any time.
- Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
- Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
- 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
*Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.
Discover it Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
0%* 14 months* 10.99% - 22.99% (Variable)* $0* 25 days* Excellent*

[2] The Frontier Airlines World MasterCard®

The Frontier Airlines World MasterCard
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total 35 votes
- 0% Intro APR on purchases and balance transfers for the first 12 months. After that, a variable APR, currently 15.99% or 24.99% based on credit worthiness
- Earn 40,000 bonus miles after spending $500 in purchases in the first 90 days
- Earn up to 10,000 bonus miles on balance transfers (1 mile per $1 transferred) in the first 90 days
- Earn Double miles on purchases at FlyFrontier .com and 1 mile per $1 on all other purchases
- No blackout dates! Book any roundtrip award flight on Frontier starting at 20,000 miles (subject to fees/taxes from $5)
- $69 Annual Fee
The Frontier Airlines World MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
0%* 12 months* 24.99% or 15.99% (Variable)* $69* 23 days* Good*

[3] US Bank Visa® Platinum Card

US Bank Visa Platinum Card
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total 144 votes
- 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%
- No annual fee*
- Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
- $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen
- Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud
Online account management and account alerts
US Bank Visa Platinum Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
0%* 15 months* 9.99% - 23.99% (Variable)* $0* 24 - 30 days* Good*

[4] Barclaycard Arrival World MasterCard® - Earn 1x on All Purchases

Barclaycard Arrival World MasterCard - Earn 1x on All Purchases
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total 189 votes
- Start by earning 20,000 bonus miles when you make $1,000 or more in purchases in the first 90 days from account opening. 20,000 bonus miles equates to $200 off your next trip!
- 0% intro APR on balance transfers and purchases for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness.
- Earn 2X miles on travel and dining purchases,1X miles on all other purchases, and no mileage caps or foreign transaction fees
- No mileage caps or foreign transaction fees
- Get 10% miles back when you redeem for travel (i.e. redeem 25,000 miles for travel and get 2,500 miles back)
- Use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates
- Easily redeem your miles for statement credits toward flights, cruises, car rentals, hotels and more
- Complimentary one year subscription of TripIt Pro mobile travel organizer - a $49 value
- Complimentary FICO® Scores as a benefit to active card members. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
Barclaycard Arrival World MasterCard - Earn 1x on All Purchases
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
0%* 12 months* 14.99% or 18.99% (Variable)* $0* 23 days* Good*

[5] LUXE Signature Shopping Credit Card

LUXE Signature Shopping Credit Card
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total 57 votes
- Up to $1500 Line of Credit* At Our Online Store!
- Major name brands you know and trust!
- Guaranteed Approval*
- No Credit Check or Employment Check
- 0% Interest for Members!
View all new offers
LUXE Signature Shopping Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 0.00%* N/A* None* Bad Credit OK*

[6] US Bank FlexPerks Cash Rewards Visa®

US Bank FlexPerks Cash Rewards Visa
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total 188 votes
- 0% Intro APR* for 15 billing cycles on purchases and balance transfers
- Earn 3% cash rewards on cellular, gas and purchases made at office supply stores and 1% on all other purchases
- 25% annual bonus of your prior year's cash rewards up to $250
- No cap on the cash rewards you can earn and they never expire
- $0* annual fee if you make one purchase per year, otherwise $25*
US Bank FlexPerks Cash Rewards Visa
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
0%* 15 months* 11.99% - 17.99% (Variable)* $0* 24 - 30 days* Good*

[7] Upromise World MasterCard® Credit Card

Upromise World MasterCard Credit Card
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total 123 votes
- 0% introductory APR on Purchases and Balance Transfers is applicable for the first 12 billing cycles after the account is opened
- Contribute to a Upromise 529 College Savings plan
- Make deposits in a Sallie Mae High-Yield Savings Account
- Make payments towards an eligible Sallie Mae serviced loan
- You can earn 10% or more cash back on eligible online purchases through Upromise
- Start with a $50 cash back bonus after first use
- Earn 4% cash back at thousands of participating Upromise dining restaurants
- Earn 3% cash back on eligible gas purchases at Exxon or Mobil locations
- Earn 2% cash back on eligible movie theater locations
- Earn 1% cash back on all other purchases
- No annual fee
View all new offers
Upromise World MasterCard Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
0%* 12 months* 20.99% or 12.99% (Variable)* $0* 23 days* Good*

[8] US Bank FlexPerks Business Travel Rewards Visa® Card

US Bank FlexPerks Business Travel Rewards Visa Card
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total 181 votes
- Get 20,000 bonus FlexPoints after the first $3,500 in net purchases in the first 4 months
- Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or online redemption fees
- Earn one FlexPoint for every $1 of eligible net purchases charged to your card
- Earn two FlexPoints for every $1 spent on gas, office supplies or airline purchases - whichever you spend most on each monthly billing cycle - and on most cell phone expenses
- Earn Triple FlexPoints for your charitable donations
- Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more
- $0 intro Annual Fee* the first year, after that $49 $55 (+$10 for employees)
- $0 annual fee the first year and every year after when your company has combined net spend of over $24,000 each year
US Bank FlexPerks Business Travel Rewards Visa Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
0%* 12 months* 11.99% - 17.99% (Variable)* $0* 24 - 30 days* Good*

[9] US Airways Premier World MasterCard®

US Airways Premier World MasterCard
More Info
total 156 votes
- Earn up to 40,000 bonus miles with qualifying transactions
- Exclusive: Book award flights for 5,000 fewer miles - award travel starts at just 20,000 miles for cardmembers
- Zone 2 boarding on all US Airways flights
- Earn 2 miles per $1 on US Airways purchases
- Earn 1 mile per $1 on purchases everywhere else
- Annual companion certificate good for up to 2 companion tickets at $99 each, plus taxes and fees
- First Class check-in
- Please see terms and conditions for complete details
US Airways Premier World MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
0%* 12 months* 24.99% or 15.99% (Variable)* $89* 23 days* Good*

[10] Ace Rewards® Visa Credit Card

Ace Rewards Visa Credit Card
More Info
total 15 votes
- Earn Rewards faster
- Up to 10% back quarterly in popular categories
- Up to 5% back on Ace purchases
- 2% back on gas and groceries
- 1% in Rewards everywhere else Visa is accepted
- No annual fee
View all new offers
Ace Rewards Visa Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 13.99% - 22.99% (Variable)* $0* 24 - 30 days* Good*

[11] Discover it® for Students with $20 Cashback Bonus

Discover it for Students with $20 Cashback Bonus
More Info
total 118 votes
- Fair. No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
- Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*
- Human. Talk to a real person any time with 100% U.S.-based service.
- Safe. Because you're never responsible for unauthorized purchases with our $0 Fraud Liability Guarantee.
- Experience our cash rewards with $20 Cashback Bonus® when you make your first purchase within 3 months of approval.*
- *Click "Apply" to see rates, rewards and other information.
View all new offers
Discover it for Students with $20 Cashback Bonus
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
See Terms* See terms* 12.99% - 21.99% (Variable)* $0* 25 days* Average*

[12] PayPal™ Prepaid MasterCard®

PayPal Prepaid MasterCard
More Info
total 168 votes
- Free direct deposit - get your paychecks & tax refund faster when you direct deposit to your PayPal Prepaid Card.
- Instantly transfer money from your PayPal Account to your PayPal Prepaid MasterCard!
- Get account alerts on your mobile device or download our App to check your balance and see recent transactions
- Open an optional savings account currently offering a 5.00% APY for balances up to $5,000 (new)
- Earn Cash back rewards from specially selected stores, restaurants and more
- No credit check, overdraft fees or interest charges.
- Safer than carrying cash - use it to pay for everyday purchases.
PayPal Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$0.00$0.00*$1.95View NoAccepts All*
ACH Debit Transaction Decline
ATM Transaction Decline Fee
Account Maintenance Fee
Additional Card Fee
Balance Inquiry
Domestic ATM Cash Withdrawal
Instant Bank Transfer ($100 or less)
Intl. ATM Cash Withdrawal
$1.00
$1.00
None
None
FREE
$1.95
$1.95
$1.95
Lost, Stolen Card Replacement
Mobile Phone Real-Time Alerts
Online Account Center
Over the Counter Cash Withdrawal
Preauthorized Payment Decline
Statement Mailing Fee (each)
Stop Payment Fee
Telephone Access Customer Service
$5.95
FREE
FREE
$2.50
$1.00
$5.95
$10.00
FREE

[13] Discover it® Credit Card - 18 months intro

Discover it Credit Card - 18 months intro
More Info
total 165 votes
- Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
- Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*
- Human. 100% U.S.-based customer service available any time.
- Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
- Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
- 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
- 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
*Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.
Discover it Credit Card - 18 months intro
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
0%* 18 months* 10.99% - 22.99% (Variable)* $0* 25 days* Excellent*

[14] Premier Miles & More® World MasterCard®

Premier Miles & More World MasterCard
More Info
total 153 votes
- Earn 20,000 award miles after your first purchase or balance transfer
- Earn up to 15,000 award miles with balance transfers (1 mile per $1 transferred) within 30 days of account opening
- Earn 2 award miles per $1 on ticket purchases directly from - Miles & More integrated airline partners
- Earn 1 mile per $1 on all other purchases
- Annual Complimentary Companion Ticket after first purchase, then annually thereafter
- No foreign transaction fees on purchases made outside the U.S.
- Redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, Star Alliance airlines and other partners
- $79 Annual Fee, waived for SEN and HON Circle Members
Premier Miles & More World MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
0%* 12 months* 24.99% or 15.99% (Variable)* $79* 23 days* Excellent*

[15] The National Autism Awareness Prepaid Visa® Card

The National Autism Awareness Prepaid Visa Card
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total 36 votes
- Charity debit card taht donations portion for Spectrum Support
- Free sign up in seconds without a credit check
- No overdraft fees, late fees, or minimum balance
- Free Direct Deposit with your employer
- 1000s of designs to represent the things you care about
- Fraud protection and 24/7 support
- Free app for iPhone and Android to find 23,000 ATMs
- Free photo check capture with our free app
- Free card to card transfers to friends and family
View all new offers
The National Autism Awareness Prepaid Visa Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
N/AN/A*N/AView NoBad Credit OK*
Additional Paper Statement Fee
Balance Inquiry Fee
Card Account Liquidation Fee
Card Activation Fee
Customer Service Live Agent
Domestic ATM Cash Withdrawal
Enrollment Fee
Expedited Card Fee
Inactivity Fee
$2.00
$1.00
$7.00
No fee
No fee
$3.00
No fee
$20.00
No fee
Intl. ATM Cash Withdrawal
Monthly Maintenance Fee
Over-the-Counter Withdrawal
POS Transactions Fee
Replacement Card Fee
Value Load (Direct Deposit)
Value Load (Retail Location)
Voice Response Unit (VRU) Inquiry
$3.00
$5.95
$3.00
No fee
$7.50
No fee
No fee
No fee

[16] USAA Cash Rewards™ American Express® Card

USAA Cash Rewards American Express Card
More Info
total 154 votes
- Earn up to 2.25% cash back on gas and grocery purchases.
- Earn up to 1.25% cash back on all other purchases.
- No caps on amount earned.
- The more you use your card, the greater your cash rebate.
- Your cash rebate is awarded every January for the purchases made the previous 12 months.
- No annual fee and zero liability for unauthorized transactions.
USAA Cash Rewards American Express Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* as low as 9.90% (Variable)* $0* 25 days* Good*

[17] Barclaycard Arrival World MasterCard® - Earn 2x on All Purchases

Barclaycard Arrival World MasterCard - Earn 2x on All Purchases
More Info
total 155 votes
- Earn 40,000 bonus miles when you spend $3,000 or more on purchases in the first 90 days from account opening. 40,000 bonus miles equates to $400 off your next travel redemption!
- 0% intro APR on purchases and balance transfers for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness
- Earn 2X miles on all purchases
- No mileage caps or foreign transaction fees
- Get 10% miles back when you redeem for travel statement credits (i.e. redeem 25,000 miles for travel and get 2,500 miles back)
- Use your card to book through any airline, hotel or discount travel engine with no blackout dates or seat restrictions
- Easily redeem your miles for statement credits towards all or a portion of your travel purchases within the last 90 days
- Complimentary online FICO® Score access for Arrival cardmembers
Barclaycard Arrival World MasterCard - Earn 2x on All Purchases
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 14.99% or 18.99% (Variable)* $89 - Waived first year* 23 days* Good*

[18] NFL Extra Points Credit Card

NFL Extra Points Credit Card
More Info
total 152 votes
- Earn 10,000 bonus points after $500 in purchases, redeemable for $100 cash back statement credit
- No annual fee
- All 32 teams or the NFL Shield card plastic are available
- Earn 2 points per $1 spent on NFL or team purchases in-stadium and at the Pro Shop and 1 point per $1 on all other purchases
- No limit to the points you can earn
- Redeem points for VIP NFL experiences, game tickets or cash back statement credits on travel or any other purchase of $25 or more
- 20% off every purchase at NFLShop.com - that's $20 off every $100 you spend
NFL Extra Points Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 14.99% to 22.99% (Variable)* $0* 23 days* Good*

[19] Credit One Bank® Credit Card with Gas Rewards (Poor Credit)

Credit One Bank Credit Card with Gas Rewards (Poor Credit)
More Info
total 149 votes
- 1% back on all gas purchases
- No limit to the gas rewards you can earn
- Rewards post to your account automatically each month
- Get pre-qualified without affecting your credit score
- Make your first six payments on time and get a credit line increase
- Keep an eye on your credit information with free online monthly credit score tracking
- Choose your card design from our premium gallery
- Email or text alerts to remind you when your payment is due
Credit One Bank Credit Card with Gas Rewards (Poor Credit)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 17.90% - 23.90% (Variable)* $35-$99* N/A* Bad Credit OK*

[20] Williams-Sonoma Visa® Signature Card

Williams-Sonoma Visa Signature Card
More Info
total 142 votes
- Earn 2,500 points, equal to a $25 statement credit, after your first purchase or balance transfer
- 0% Introductory APR for 6 months on purchases and balance transfers
- No annual fee
- Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else
- Use the points you earn like cash to pay for almost any purchases you've made.
- No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
- Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score
- Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
Williams-Sonoma Visa Signature Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
0%* 6 months* 13.74%, 17.74% or 21.74% (Variable)* $0* 23 days* Good*

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* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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