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Instant Decision Cards

When you apply for an 'instant decision' credit card online, you will usually be advised whether your application has been approved or declined within two minutes. However, circumstances do arise where more time is needed by the issuer to decide the status of your application if you do not have excellent credit history. Any queries you may have on the outcome of your application need to be taken up with the card issuer, not MarketProSecure.

Friday, August 1, 2014, we found 78 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity

Users most popular card in this category: 4.3 / 5.0 (235 votes)

Pages: 1 2 3 4 Check up to 6 cards and

[1] Fingerhut Credit Account

Fingerhut Credit Account
More Info
total 235 votes
- No down payments, no layaway and no surprises
- Get a response in 60 seconds
- No annual fee
- Name brand products at affordable monthly payments
- We often say "YES!" when others say "No"
- Rebuild your credit with Fingerhut. Do it by shopping and making on-time payments. Low monthly payments, trusted brands, no overlimit fees. Apply today, buy today
- See website for complete Terms & Conditions
Fingerhut Credit Account
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 24.90%* N/A* 25 days* Bad Credit OK*

[2] Discover it® Credit Card

Discover it Credit Card
More Info
total 222 votes
- 0% intro APR on purchases & balance transfers for 14 months - then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
- Rated 4.8 out of 5 stars by over 4,000 cardmembers.*
- No annual fee, no late fee for your first late payment - APR won't go up for you paying late, no overlimit fee and no foreign transaction fee.*
- Free FICO® Credit Score online and on monthly statements.*
- 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up*. 1% cash back on all other purchases automatically.*
- Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
- U.S.- based customer service - anytime, day and night.
*See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
Discover it Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
0%* 14 months* 10.99% - 22.99% (Variable)* $0* 25 days* Excellent*

[3] US Bank Visa® Platinum Card

US Bank Visa Platinum Card
More Info
total 145 votes
- 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%
- No annual fee*
- Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
- $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen
- Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud
Online account management and account alerts
US Bank Visa Platinum Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
0%* 15 months* 9.99% - 23.99% (Variable)* $0* 24 - 30 days* Good*

[4] LUXE Signature Shopping Credit Card

LUXE Signature Shopping Credit Card
More Info
total 63 votes
- Up to $1500 Line of Credit* At Our Online Store!
- Major name brands you know and trust!
- Guaranteed Approval*
- No Credit Check or Employment Check
- 0% Interest for Members!
View all new offers
LUXE Signature Shopping Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 0.00%* N/A* None* Bad Credit OK*

[5] Barclaycard Arrival™ World MasterCard®

Barclaycard Arrival World MasterCard
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total 190 votes
- Earn 20,000 bonus miles when you spend $1,000 on purchases in the first 90 days - that's enough to redeem for a $200 travel statement credit
- 0% intro APR on balance transfers and purchases for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness.
- Earn 2X miles on travel and dining and 1X miles on all other purchases
- Miles don't expire as long as your account is open, active and in good standing
- Book the travel you want - airfare, hotels, cruises and more and earn miles on your purchase
- Get 10% miles back to use toward your next redemption every time you redeem for travel statement credits
- No foreign transaction fees on anything you buy while in another country
- Complimentary online FICO® Score access for Barclaycard Arrival cardmembers
Barclaycard Arrival World MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
0%* 12 months* 14.99% or 18.99% (Variable)* $0* 23 days* Good*

[6] US Bank FlexPerks Cash Rewards Visa®

US Bank FlexPerks Cash Rewards Visa
More Info
total 190 votes
- 0% Intro APR* for 15 billing cycles on purchases and balance transfers
- Earn 3% cash rewards on cellular, gas and purchases made at office supply stores and 1% on all other purchases
- 25% annual bonus of your prior year's cash rewards up to $250
- No cap on the cash rewards you can earn and they never expire
- $0* annual fee if you make one purchase per year, otherwise $25*
US Bank FlexPerks Cash Rewards Visa
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
0%* 15 months* 11.99% - 17.99% (Variable)* $0* 24 - 30 days* Good*

[7] Choice Privileges® Visa® Credit Card

Choice Privileges Visa Credit Card
More Info
total 41 votes
- Earn 8,000 bonus points after your first purchase
- Earn 24,000 bonus points after your first paid stay at a Choice Privileges® location
- Earn 15 points per eligible $1 spent at over 4,200 Choice Privileges® locations
- Earn 2 points per eligible $1 spent on everyday purchases
- Cardmembers will get Automatic Elite Gold Status, which offers*:
- Ability to book free nights 50 days in advance instead of 30 days
- Every time you earn points for eligible stays, Choice Privileges gives you a 10% point bonus
- No Annual Fee
- Please see Terms and Conditions for complete details
View all new offers
Choice Privileges Visa Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99% or 15.24% (Variable)* $0* 23 days* Excellent*

[8] US Bank FlexPerks Business Travel Rewards Visa® Card

US Bank FlexPerks Business Travel Rewards Visa Card
More Info
total 182 votes
- Get 20,000 bonus FlexPoints after the first $3,500 in net purchases in the first 4 months
- Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or online redemption fees
- Earn one FlexPoint for every $1 of eligible net purchases charged to your card
- Earn two FlexPoints for every $1 spent on gas, office supplies or airline purchases - whichever you spend most on each monthly billing cycle - and on most cell phone expenses
- Earn Triple FlexPoints for your charitable donations
- Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more
- $0 intro Annual Fee* the first year, after that $49 $55 (+$10 for employees)
- $0 annual fee the first year and every year after when your company has combined net spend of over $24,000 each year
US Bank FlexPerks Business Travel Rewards Visa Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
0%* 12 months* 11.99% - 17.99% (Variable)* $0* 24 - 30 days* Good*

[9] US Airways® Premier World MasterCard®

US Airways Premier World MasterCard
More Info
total 157 votes
- Earn 40,000 bonus miles after your first purchase and payment of the $89 annual fee*
First checked bag free on eligible bags for you and up to four companions on domestic US Airways operated flights
- One companion certificate good for up to 2 guests to travel with you on a US Airways operated flight at $99 each, plus taxes and fees
- Priority boarding Zone 2 on US Airways operated flights
- Redeem miles for award travel on US Airways and American Airlines booked through usairways .com or US Airways Reservations
- Earn miles on every purchase with 2 miles for every $1 you spend on US Airways purchases and 1 mile for every $1 on purchases everywhere else
- Please see terms and conditions for complete details
US Airways Premier World MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
0%* 15 months on BT* 24.99%, 19.99% or 15.99% (Variable)* $89* 23 days* Good*

[10] Ace Rewards® Visa Credit Card

Ace Rewards Visa Credit Card
More Info
total 15 votes
- Earn Rewards faster
- Up to 10% back quarterly in popular categories
- Up to 5% back on Ace purchases
- 2% back on gas and groceries
- 1% in Rewards everywhere else Visa is accepted
- No annual fee
View all new offers
Ace Rewards Visa Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 13.99% - 22.99% (Variable)* $0* 24 - 30 days* Good*

[11] Discover it® for Students with $20 Cashback Bonus

Discover it for Students with $20 Cashback Bonus
More Info
total 118 votes
- Fair. No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
- 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up*. 1% cash back on all other purchases automatically.*
- Human. Talk to a real person any time with 100% U.S.-based service.
- Looks out for you-since each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.*
- Experience our cash rewards with $20 Cashback Bonus® when you make your first purchase within 3 months of approval.*
*Click "Apply" to see rates, rewards and other information.
View all new offers
Discover it for Students with $20 Cashback Bonus
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
See Terms* See terms* 12.99% - 21.99% (Variable)* $0* 25 days* Average*

[12] Travelocity® Rewards American Express® Card

Travelocity Rewards American Express Card
More Info
total 23 votes
- Earn 5,000 bonus points after your first purchase
- Earn an additional 5,000 bonus points after spending $1,000 on purchases within the first 90 days of account opening
- Earn 3 points per $1 spent on eligible Travelocity purchases
- Earn 1 point per $1 spent on all other purchases
- Points can be redeemed for statement credits towards Travelocity purchases for Flights, eligible Hotels and Vacation Packages, with no blackout dates
- No Annual Fee
- Please see Terms and Conditions for complete details
View all new offers
Travelocity Rewards American Express Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 14.99%, 21.99% or 24.99% (Variable)* $0* 23 days* Excellent*

[13] Barnes & Noble MasterCard®

Barnes & Noble MasterCard
More Info
total 12 votes
- Earn a $25 Gift Card after your first purchase
- Get 5% Back at Barnes & Noble
- Earn 1 point per $1 spent on everything else
- Every time you reach 2,500 points, you'll automatically receive a $25 B&N Gift Card
- No Annual Fee
- See Terms and Conditions for complete details
View all new offers
Barnes & Noble MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 13.99% or 24.99% (Variable)* $0* 23 days* Excellent*

[14] Discover it® Credit Card - 18 months intro

Discover it Credit Card - 18 months intro
More Info
total 165 votes
- 0% intro APR on balance transfers for 18 months - then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
- 0% intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
- Rated 4.8 out of 5 Stars by over 4,000 cardmembers.*
- No annual fee, no late fee for your first late payment - APR won't go up for you paying late, no overlimit fee and no foreign transaction fee.*
- Free FICO® Credit Score online and on monthly statements.*
- 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up*. 1% cash back on all other purchases automatically.*
- 100% U.S.- based customer service - anytime, day and night.
*See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
Discover it Credit Card - 18 months intro
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
0%* 18 months on BT* 10.99% - 22.99% (Variable)* $0* 25 days* Excellent*

[15] Premier Miles & More® World MasterCard®

Premier Miles & More World MasterCard
More Info
total 153 votes
- Earn 20,000 award miles after your first purchase or balance transfer
- Earn up to 15,000 award miles with balance transfers (1 mile per $1 transferred) within 30 days of account opening
- Earn 2 award miles per $1 on ticket purchases directly from Miles & More integrated airline partners
- Earn 1 mile per $1 on all other purchases
- Annual Companion Ticket after first purchase
- No foreign transaction fees on purchases made outside the U.S.
- Redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, Star Alliance airlines and other partners
- $79 Annual Fee, waived for SEN and HON Circle Members
Premier Miles & More World MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
0%* 12 months* 15.99% or 24.99% (Variable)* $79* 23 days* Excellent*

[16] The National Autism Awareness Prepaid Visa® Card

The National Autism Awareness Prepaid Visa Card
More Info
total 37 votes
- Charity debit card that donations portion for Spectrum Support
- 1000s of Designs to represent what you care about
- Free Direct Deposit with your employer
- No Overdraft Fees, Late Fees, or Minimum Balance
- Sign up at no cost in seconds without a credit check (This is not a credit card)
- 24/7 Support and FDIC Insured by The Bancorp, Member FDIC
- Free App for iPhone and Android to find 23,000 ATMs
- Mobile Check Capture
- Free Card-to-Card Transfers with Friends and Family
View all new offers
The National Autism Awareness Prepaid Visa Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
N/AN/A*N/AView NoBad Credit OK*
Additional Paper Statement Fee
Balance Inquiry Fee
Card Account Liquidation Fee
Card Activation Fee
Customer Service Live Agent
Domestic ATM Cash Withdrawal
Enrollment Fee
Expedited Card Fee
Inactivity Fee
$2.00
$1.00
$7.00
No fee
No fee
$3.00
No fee
$20.00
No fee
Intl. ATM Cash Withdrawal
Monthly Maintenance Fee
Over-the-Counter Withdrawal
POS Transactions Fee
Replacement Card Fee
Value Load (Direct Deposit)
Value Load (Retail Location)
Voice Response Unit (VRU) Inquiry
$3.00
$5.95
$3.00
No fee
$7.50
No fee
No fee
No fee

[17] USAA Secured Platinum American Express® Card

USAA Secured Platinum American Express Card
More Info
total 14 votes
- American Express concierge service and other exclusive AMEX card benefits
- Get a low 9.90% APR on purchases, balance transfers and cash advances
- $35 annual fee, with no application fee
- When you apply - you'll also be opening a USAA 2-year Certificate of Deposit, an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit
- CD lets you get a credit card even if you don't have a credit history or have bad credit
- Keep track of your credit for free with CreditCheck Monitoring
View all new offers
USAA Secured Platinum American Express Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 9.90% (Variable)* $35* 25 days* Bad Credit OK*

[18] USAA Secured Platinum MasterCard® Card

USAA Secured Platinum MasterCard Card
More Info
total 15 votes
- Worldwide acceptance and exclusive MasterCard benefits
- Low 9.90% APR on purchases, balance transfers and cash advances
- $35 annual fee, with no application fee
- When you apply - you'll also be opening a USAA 2-year Certificate of Deposit, an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit
- CD lets you get a credit card even if you don't have a credit history or have bad credit
- Keep track of your credit for free with CreditCheck Monitoring
View all new offers
USAA Secured Platinum MasterCard Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 9.90% (Variable)* $35* 25 days* Bad Credit OK*

[19] US Bank Business Platinum Visa® Card

US Bank Business Platinum Visa Card
More Info
total 14 votes
- 0% Intro APR on purchases for the first 12 months
- No Annual Fee
- Zero Fraud Liability Protection
- Free Employee Cards
- ScoreBoard free online reporting
- Access to "Connect", U.S. Bank site that provides small business owners with useful information, tools and resources
US Bank Business Platinum Visa Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
0%* 12 months* 9.99% - 17.99% (Variable)* $0* * Excellent*

[20] Wyndham Rewards® Visa Signature® Card

Wyndham Rewards Visa Signature Card
More Info
total 21 votes
- Earn 12,000 bonus points after your first purchase
- Earn 3 points per $1 spent on hotel stays at 14 popular brands
- Earn 2 points per $1 spent everywhere else
- No Annual Fee
- Participating hotels in the Wyndham Rewards Visa Card Program include Wyndham Hotels and Resorts, Wyndham Grand Hotels and Resorts, and Wyndham Garden Hotels
- Program also includes TRYP, Wingate, Hawthorn, Microtel, Dream, Ramada Worldwide, Night Hotels, Baymont Inn and Suites, Days Inn, Super 8, Howard Johnson, Travelodge, and Knights Inn
- Please see Terms and Conditions for complete details
View all new offers
Wyndham Rewards Visa Signature Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 15.24% or 19.99% (Variable)* $0* 23 days* Good*

Pages: 1 2 3 4 Check up to 6 cards and

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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