Instant Decision Cards

[1] Total Visa® Card
Terms |  More Info	- Instant On-Line Decision - Free 24 hour Online Account Access - Monthly Reporting to All Major Credit Bureaus - Fraud Protection - Outstanding Customer Service
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.92%* $48.00* 25 days* $29.00* Bad Credit OK*

[2] Total Merrill℠ Cash Back Card
Terms |  More Info	- 1% Cash Back on Virtually All Purchases - No Annual Fee - Low 9.99% APR for Retail Purchases - Credit Line may be as high as $250,000 - Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account - Receive a response in 60 seconds
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 1.9%* 12 months* 9.99%* $0.00* 25 days* $39.00* Good*

[3] The Gold Rewards Card from American Express OPEN
Terms |  More Info	- Up to 40,000 bonus points in one year - No limit to the number of Rewards points you can earn - No annual fee for the first year - a savings of $125 - No pre-set spending limit* and no finance charges - Save 3-25% on business purchases at companies like FedEx, Delta, Hertz, and more. - Automatic Complimentary enrollment in the Membership Rewards® program
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A** N/A* N/A* 0 days* $35.00* Good*

[4] Starwood Preferred Guest® Credit Card
Terms |  More Info	- Earn 10,000 Starpoints with your first purchase - Earn 15,000 Starpoints after you spend $15,000 in 6 months - Winner "Best Affinity Credit Card" at the 19th Annual Freddie Awards -- voted on by frequent travelers - Transfer Starpoints almost always on a 1:1 basis to the frequent flyer programs of over 30 major airlines - No annual fee for the first year and $45 thereafter - Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 2.9%* 6 months* 14.99%* $0.00* 20 days* $38.00* Good*

[5] One from American Express®
Terms |  More Info	- No Pre-Set Spending Limit - Get $50 after Your First Purchase - Earn a Competitive Annual Percentage Yield (APY), Currently 2.75% (Variable Rate) - Never Pay Interest on New Purchases - The Savings Accelerator(SM) Plan Contributes 1% of Eligible Purchases into an FDIC-Insured High-Yield Savings Account in Your Name - No Annual Fee for the First Year - A $35 Savings
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* As low as 10.99%* $0.00* 30 days* $29.00* Good*

[6] JetBlue Card from American Express
Terms |  More Info	- Get 50 TrueBlue points after your first purchase - Earn one Award Dollar for virtually every dollar you spend - Double rewards on entertainment, leisure, travel and dining - The annual fee is only $40 - Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 3.99%* 6 months* 14.99%* $40.00* 20 days* $30.00* Good*

[7] Hilton Hhonors® Platinum Card from American Express
Terms |  More Info	- 10,000 bonus points with your very first purchase* - 2,500 Hilton HHonors bonus points for each of your first 4 stays at any Hilton Family Hotel - 15,000 bonus points after you spend $5,000 in 5 months - 3 Hilton HHonors® bonus points for each $1 spent** - Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 2.9%* 6 months* 14.99%* $0.00* 20 days* $38.00* Good*

[8] Gold Delta SkyMiles® Credit Card
Terms |  More Info	- Earn 15,000 bonus SkyMiles after your first card use - Earn 2,500 bonus miles for adding an Additional Cardmember - Earn one SkyMile for virtually every dollar you spend - Save 5% on all Delta flights - Receive a $99 Companion Certificate every year - No Annual Fee for the First Year, $95: $40 if You are a Qualified American Express Cardmember
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 9.99%* Life of Balance* 14.99%* $0.00* 20 days* $38.00* Good*

[9] ESPN Total Access Visa® Card
More Info	- 0% fixed APR for 6 months - 2,500 Bonus points with first card use - 5 rewards points for every $1 on purchases from ESPN - 1 point for every other $1 spend - Free ESPN Sports Concierge Service - Free FICO® score access - Apply and get response in 30 seconds!
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* As low as 9.24%* $0.00* 25 days* $39.00* Fair*

[10] Discover® Student Card - Tropical Beach
Terms |  More Info	- 0% Intro APR on purchases for 6 months - Full 5% Cashback Bonus® on "Get More" purchases throughout the year - Easiest online account management options - $0 fraud liability - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 16.99%* $0.00* 25 days* $39.00* Fair*

[11] Discover® Student Card - Clear
Terms |  More Info	- Easiest online account management options - 0% Interest* on Purchases for 6 Months - 5% Cashback Bonus® in categories that change four times a year - 1% Cashback Bonus® on all other purchases
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 16.99%* $0.00* 25 days* $39.00* Fair*

[12] Discover® Open Road℠ Card
Terms |  More Info	- 0% Intro APR* - 5% Cashback Bonus® on gas & auto maintenance* - Up to 1% Cashback Bonus® on all other purchases* - Unlimited cash rewards that never expire - No Annual Fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 10.99%* $0.00* 25 days* $15.00* Excellent*

[13] Discover® More℠ Card - Wildlife Collection
Terms |  More Info	- 0% Introductory APR* - 5% to 20% Cashback Bonus at top online retailers* - 5% Cashback Bonus® in categories that change four times a year - 1% Cashback Bonus on all other purchases** - 6 different Wildlife card designs
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* Up to 12 months* 10.99%* $0.00* 25 days* $39.00* Good*

[14] Discover® More℠ Card - Sealife Collection
Terms |  More Info	- 5% Cashback Bonus® in categories that change four times a year - 5% to 20% Cashback Bonus at top online retailers* - 1% Cashback Bonus on all other purchases** - 6 different Sealife card designs
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* Up to 12 months* 10.99%* $0.00* 25 days* $39.00* Excellent*

[15] Discover® More℠ Card - Clear
Terms |  More Info	- 0% Introductory APR* - 5% Cashback Bonus(R)*in popular categories that change four times a year - 5% to 20% Cashback Bonus at top online retailers* - $0 Fraud Liability & FREE additional Cards
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* Up to 12 months* 10.99%* $0.00* 25 days* $39.00* Good*

[16] Discover® More℠ Card - American Flag
Terms |  More Info	- 0% Intro APR* - Up to 20% Cashback Bonus when you shop online - Full 5% Cashback Bonus® on 'Get More' program purchases throughout the year** - Up to 1% Cashback Bonus on all other purchases** - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* Up to 12 months* 10.99%* $0.00* 25 days* $39.00* Excellent*

[17] Discover® More℠ Card
Terms |  More Info	- 0% Introductory APR* - More ways to earn more cash - than anyone else* - 5% to 20% Cashback Bonus at top online retailers* - 5% Cashback Bonus®* in categories that change four times a year - 1% Cashback Bonus® on all other purchases*
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 10.99%* $0.00* 25 days* $39.00* Excellent*

[18] Continental Finance Master Card
Terms |  More Info	- Get Your Application Results in Seconds - Monthly reporting to the Major Credit Bureaus - Free Online Access - Excellent Online Tools for Managing Your Finances - Semi-annual credit limit increases* - No Minimum Monthly Income Requirements - Unsecured Master Card Accepted at Millions Locations
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.92%* $50.00* 25 days* $35.00* Bad Credit OK*

[19] Continental Finance Gold Master Card
Terms |  More Info	- Rates as low as 9.75% APR* - Unsecured Master Card Accepted at Millions Locations - Monthly reporting to the Major Credit Bureaus - Free Online Access - Excellent Online Tools for Managing Your Finances - Semi-annual credit limit increases* - Prestige of carrying a Gold card
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 9.75%* $25.00* 25 days* $35.00* Bad Credit OK*

[20] Clear Card from American Express®
Terms |  More Info	- No fees of any kind. No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees - Get $25 worth AMEX shopping card when you spend $2,500 - Flexible Payment Terms - User-friendly credit report and score - World class Cardmember benefits
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* As low as 10.99%* $0.00* 31 days* $0.00* Good*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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