Instant Decision Cards

[1] Total Merrill℠ Cash Back Card
Terms |  More Info	- 1% Cash Back on Virtually All Purchases - No Annual Fee - Low 9.99% APR for Retail Purchases - Credit Line may be as high as $250,000 - Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account - Receive a response in 60 seconds
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 1.9%* 12 months* 9.99%* $0.00* 25 days* $39.00* Good*

[2] Kiva Business Credit Card
Terms |  More Info	- Supports business owners in developing countries - Up to 5% Cash Back on qualified purchases - No limit on earnings - 0% APR for 15 months, 7.99% thereafter - No annual fee - $0 Fraud Liability
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 15 months* 7.99%* $0.00* 20 days* $19.00* Good*

[3] Gold Rewards Card from American Express OPEN
Terms |  More Info	- Up to 40,000 bonus points in one year - No limit to the number of Rewards points you can earn - No annual fee for the first year - a savings of $125 - No pre-set spending limit* and no finance charges - Save 3-25% on business purchases at companies like FedEx, Delta, Hertz, and more. - Automatic Complimentary enrollment in the Membership Rewards® program
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A** N/A* N/A* 0 days* $35.00* Good*

[4] Capital One® Business Platinum Card - Fair Credit
Terms |  More Info	- 0% APR on purchases and balance transfers until October 2009 - No annual fee - Get a response in as little as 60 seconds - Free year-end summary - Free employee cards with individual spending limits you set
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* October 2009* As low as 9.99% (V)* $0.00* 25 days* $39.00* Fair*

[5] Discover® More℠ Card
Terms |  More Info	- 0% Introductory APR* - More ways to earn more cash - than anyone else* - 5% to 20% Cashback Bonus at top online retailers* - 5% Cashback Bonus®* in categories that change four times a year - 1% Cashback Bonus® on all other purchases*
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 10.99%* $0.00* 25 days* $39.00* Excellent*

[6] Blue for Business® from American Express
Terms |  More Info	- No annual fee - 0% Intro APR for the first 15 months - Option to enroll in Fee-Free Rewards Program - 3-25% savings on Business Purchases at Companies like FedEx®, Hertz®, Delta® and more - Built-In ExpressPay Technology that Lets You Make Small Purchases Fast without Swiping Your Card
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 15 months* As low as P + 2.99%* $0.00* 25 days* $38.00* Good*

[7] Capital One Business Platinum with Double No Hassle Miles℠
Terms |  More Info	- 2 miles per dollar spent on purchases - Redeem miles for cash back, gift cards, flights and more - Fly on any airline with no blackout dates or seat restrictions - No Annual Fee - Free employee cards with individual spending limits - Get a response in as little as 60 seconds
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* As low as 17.99% (V)* $0.00* 25 days* $39.00* Excellent*

[8] Capital One® Business Platinum with No Hassle Miles℠
Terms |  More Info	- 0% APR on purchases and balance transfers until October 2009 - 1 mile per dollar spent on purchases - Redeem miles for cash back, gift cards, flights and more - No Annual Fee - Free employee cards with individual spending limits you set - Apply online and get a response in as little as 60 seconds! - Fair to Excellent credit needed
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* October 2009* As low as 9.99% (V)* $0.00* 25 days* $39.00* Fair*

[9] Continental Finance Gold Master Card
Terms |  More Info	- Rates as low as 9.75% APR* - Unsecured Master Card Accepted at Millions Locations - Monthly reporting to the Major Credit Bureaus - Free Online Access - Excellent Online Tools for Managing Your Finances - Semi-annual credit limit increases* - Prestige of carrying a Gold card
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 9.75%* $25.00* 25 days* $35.00* Bad Credit OK*

[10] Discover® Student Card - Clear
Terms |  More Info	- Easiest online account management options - 0% Interest* on Purchases for 6 Months - 5% Cashback Bonus® in categories that change four times a year - 1% Cashback Bonus® on all other purchases
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 14.99%* $0.00* 25 days* $39.00* Fair*

[11] Hilton Hhonors® Platinum Card from American Express
Terms |  More Info	- 10,000 bonus points with your very first purchase* - 2,500 Hilton HHonors bonus points for each of your first 4 stays at any Hilton Family Hotel - 15,000 bonus points after you spend $5,000 in 5 months - 3 Hilton HHonors® bonus points for each $1 spent** - Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 2.9%* 6 months* 14.99%* $0.00* 20 days* $38.00* Good*

[12] Citi® Professional Card with Thank You Network
Terms |  More Info	- 0% Intro APR on Purchases for 12 months - 10,000 bonus ThankYou Points after $250 in purchases, redeemable for a $100 gift card - 3 Thank You Points for every $1 spent at restaurants, gas stations, and certain office supply merchants* - 1 point for every dollar spent on all other purchases - Categorized monthly / quarterly / annual statements
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 10.99%* $0.00* 20 days* $39.00* Good*

[13] Total Visa® Card
Terms |  More Info	- Instant On-Line Decision - Free 24 hour Online Account Access - Monthly Reporting to All Major Credit Bureaus - Fraud Protection - Outstanding Customer Service
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.92%* $48.00* 25 days* $29.00* Bad Credit OK*

[14] Discover® Open Road℠ Card
Terms |  More Info	- 0% Intro APR* - 5% Cashback Bonus® on gas & auto maintenance* - Up to 1% Cashback Bonus® on all other purchases* - Unlimited cash rewards that never expire - No Annual Fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 10.99%* $0.00* 25 days* $15.00* Excellent*

[15] American Express® Preferred Rewards Green Card
Terms |  More Info	- 5,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $50 gift! - Choose rewards from over 21 airlines & transfer points to 11 frequent flyer programs* - Many other travel and shopping benefits* - No Preset Spending Limit- First year fee-free - $95 Thereafter
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* N/A* $0.00* 20 days* $35.00* Good*

[16] Blue Cash® from American Express
Terms |  More Info	- Earn up to 5% cash back on everyday purcahses - even gas! - No annual fee - 0% Intro APR for up to 12 months on purchases - Low Balance Transfer rate - 4.99% fixed APR for the life of the balance - Express Approval - Get a decision in less than 60 seconds
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* As low as 8.99%* $0.00* 20 days* $38.00* Excellent*

[17] Capital One® Business Platinum with No Hassle Cash℠
Terms |  More Info	- 0% APR on purchases and balance transfers until October 2009 - 1% cash back on all purchases with no category limits and no restrictions - A 25% bonus each year on cash you earned the previous year - No annual fee - Free employee cards with individual spending limits
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* October 2009* As low as 14.99% (V)* $0.00* 25 days* $39.00* Good*

[18] Discover® More℠ Card - Sealife Collection
Terms |  More Info	- 5% Cashback Bonus® in categories that change four times a year - 5% to 20% Cashback Bonus at top online retailers* - 1% Cashback Bonus on all other purchases** - 6 different Sealife card designs
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* Up to 12 months* 10.99%* $0.00* 25 days* $39.00* Excellent*

[19] Clear Card from American Express®
Terms |  More Info	- No fees of any kind. No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees - Get $25 worth AMEX shopping card when you spend $2,500 - Flexible Payment Terms - User-friendly credit report and score - World class Cardmember benefits
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* As low as 9.99%* $0.00* 31 days* $0.00* Good*

[20] Discover® More℠ Card - Clear
Terms |  More Info	- 0% Introductory APR* - 5% Cashback Bonus(R)*in popular categories that change four times a year - 5% to 20% Cashback Bonus at top online retailers* - $0 Fraud Liability & FREE additional Cards
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* Up to 12 months* 10.99%* $0.00* 25 days* $39.00* Good*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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