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Mystifying Housing Market and Mortgages [published 16 Apr 2008]
Splitting the atom and discovering the DNA double helix were effortless accomplishments when compared to buying a house with a mortgage. If you have not purchased a house recently (or ever) you may not be aware of the confusion and chaos waiting for you when you find that perfect "for-sale" sign.

LifeLock vs Identity Guard: New High Tech Junk Yard Dogs [published 02 Apr 2008]
Identify theft has happened to you or someone you know. It happened to me in a limited way. Someone sent ...

To Cash Advance or Not to Cash Advance [published 19 Mar 2008]
The average consumer may have days when he or she needs extra cash—now. A car might break down, you may have ...

Business Reward Cards: Doing Business the Rewarding Way [published 07 Mar 2008]
Why should you choose a business card with rewards? As a busy business man or woman you probably want a credit card that works for you in a number of ways...

US Military Loans: What You Need to Know About [published 22 Feb 2008]
I f you don't understand the rules; military loans can be as scary as jumping out of a plane or entering boot camp. There are a number of ...

Banks, Credit Cards and National Disasters [published 17 Feb 2008]
In 2007, the United States was overwhelmed by cyclones, tornadoes, hurricanes, wildfires and floods. In many of these natural disasters people were injured or killed and there were significant property losses.

Credit, the Good the Bad and the Ugly [published 11 Feb 2008]
Would you like to buy a house, lease an apartment, drive that sexy new Mustang or convert your den into a family friendly media room? If so, unless you are financially independent, such as having been blessed with a trust fund, you will need credit.

Stealing Your Life: 7 Tips to Help Avoid Identify Theft [published 22 Jan 2008]
A good friend e-mailed me last week to say she had become a victim of identity theft. She found out she was in a titanic mess when she started receiving phone calls about her applications to buy a car, enter a ...

Student Credit Cards Go Personal [published 19 Jan 2008]
Credit cards are no longer simply highly portable money. They have gone up close and personal. Why use a credit card just like your parent's card?

Loan Refinancing and Debt Management [published 07 Jan 2008]
After taking out a loan our circumstances and needs might change. For example we might find ourselves in the fortunate position where we can afford to repay our mortgage early.

Life Insurance Policies Explained [published 23 Nov 2007]
Life insurance is an essential part of financial planning. One reason most people buy life insurance is to replace income that would be lost with the death of a wage earner. The cash provided by life insurance also can help ensure that your dependents are not burdened with significant debt when you die.