Personal Finance Learning Center

Recently Added Financial Articles

Chase Sapphire Preferred Card Review [published 15 Aug 2010]
Experience a new level of travel rewards with the Chase Sapphire SM Preferred Card. No matter what you buy, every single purchase will earn you points that you can exchange for flight miles.

Ink Ultimate Rewards Chase Card Review [published 31 Jul 2010]
Owning a small business in the United States is like competing in an extreme sport. Everything that you do has to be all or nothing. Whether you work as a team, or you are all on your own, you need to properly prepare for the road ahead so that you will have the tools that you need to overcome any obstacle.

Baby Phat Prepaid Credit Cards [published 1 Jul 2010]
With there having been a number of new companies offer Visa debit and credit cards, we take a closer look at what separates Baby Phat prepaid credit cards from any other card offer that is available in the market.

5 Questions About Business Credit Cards [published 27 May 2010]
Business credit cards have become a popular way to go about running a new business. Since the innovation of business credit cards, there have been some concerns. We are going to take a look at some of the most common questions asked in relation to business credit cards.

New Credit Card Act 2010 [published 25 Apr 2010]
This past May marked one of the most significant changes in recent American economics. The Office of Thrift Supervision, the Federal Reserve Bank, and the National Credit Union Administration convened and voted on which new policies to institute for the New Credit Card Act 2010. Their goal is protect the consumer from some of the formerly unfair practices.

Save on Mortgage with Biweekly Payments [published 26 Mar 2010]
Biweekly mortgage payments are generally advertised as financial programs that help mortgage borrowers pay out in years less than what’s on the contract. This article tells you how to calculate the number of years and money you keep away from the lender when a biweekly payment program is in place.

Ready Debit Prepaid Visa - Use, Save & Live [published 16 Mar 2010]
Some people need a little extra help when it comes to managing their finances. Maybe you have been caught off guard by emergencies that resulted in excessive fees, or just found yourself overwhelmed by responsible financial practices. Regardless of your situation, a READY Debit Prepaid Visa Card, could be the answer to your problem.

Homeowners Insurance Can Hurt You [published 4 Mar 2010]
Owning a house is a big responsibility. However, most of us dream about the perfect house. We dream about gorgeous furniture, deep, plush carpet or glossy hard wood floors, huge windows and, perhaps, a dazzling staircase.

10 Tips for buying first home. Numbers Count. [published 18 Dec 2009]
When you are in the market for your first home, a more spacious home or a retirement it's-time-for fun-place, you need numbers. Unless you are paying cash, which requires big numbers, your first concern is a down payment.

How to Analyze Credit Cards on case-by-case basis? [published 11 Sep 2009]
Analyzing credit cards to decide which one to apply for isn't nearly as easy as it sounds. When choosing credit cards, a wrong choice may leave you compiling debt but the right card could have you all smiles in the long run. A series of procedures to go through with remains important whether one is analyzing cards online or offline.

Choosing the Right Prepaid Credit Cards [published 23 Jul 2009]
With a lot of prepaid credit cards jostling for the attention of an even larger populace, consumers are left to make a decision based on what the 'ad' says and sometimes misleading information. This article reveals a number of tips to help for choosing the right prepaid credit card that should help consumers tailor a card according to their unique situation.

Preventing Identity Theft - Top 10 Prevention Tips [published 20 May 2009]
Identity theft can happen to anyone, and it is on the rise. Unfortunately there is no way to completely prevent identity theft, but there are a set of steps you can follow to significantly decrease your exposure to id theft. Preventing identity theft takes patience and persistence on the part of consumers, but the sacrifice far outweighs the consequences of neglecting identity protection and falling victim to identity theft.

Teen Credit Cards with Training Wheels [published 20 Feb 2009]
Training Wheels for Teen Credit ... or ...Parents Applaud Teen Credit Savvy... Teach Teens to Skip Spending Catastrophes... A Ounce of Prevention for Teen Credit... do any of those work? What about... Terrified of Teen Credit? Relax.

Secured Credit Cards Overview [published 27 Jan 2009]
What are secured credit cards? How do they work? Is a secured card what you need right now? Secure cards have been around for a while and are not likely to go extinct anytime soon. Perhaps, you're confused as to whether getting one is actually a right take. - Read on to find out what we think.

Credit Cards for Bad Credit Holders [published 7 Jan 2009]
As a young adult or consumer with the need for an improved credit score, how do you choose a credit card which is right for you? Every credit card issuer will report card transactions and account status to one or more of the credit bureaus – this doesn't imply every credit card is worthy of note when building or rebuilding credit becomes your concern.