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Low Interest Credit Cards

The following credit cards have a zero to low introductory APR (annual percentage rate of interest charged) or a low fixed rate APR. In some cases substantial savings on interest charges can be made if you are making larger purchases and are able to pay them off within the introductory period that applies.

, we found 42 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity
 

Pages: 1 2 3 Check up to 6 cards and

[1] Citi® Platinum Select® MasterCard®

Citi Platinum Select MasterCard
Terms |  More Info
- 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Citi Identity Theft Solutions
- Secure, free online account management
- No annual fee*
Citi Platinum Select MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* See T&C* 11.99% - 19.99% (Variable)* $0.00* 20 days* Good*

[2] Citi® mtvU Platinum Select® Visa® Card for College Student

Citi mtvU Platinum Select Visa Card for College Student
Terms |  More Info
- No Cosigner Required
- Earn 5 ThankYou Points for Every Dollar You Spend at Restaurants, Bookstores, Record Stores, Movie Theaters, and Video Rental Stores
- Earn 1 ThankYou Point For Every Dollar You Spend on All Other Purchases
- Earn Up to 2000 ThankYou Points Twice a Year for Maintaining a Good GPA
Citi mtvU Platinum Select Visa Card for College Student
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 7 months* 12.99% - 21.99% (Variable)* $0.00* 20 days* Bad Credit OK*

[3] Citi® Dividend Platinum Select® Card

Citi Dividend Platinum Select Card
Terms |  More Info
- 0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
- 5% cash back at restaurants and on car rentals and hotels. Enrollment required each quarter.
- 1% cash back on eligible purchases and cash advances.
- Earn extra cash back on popular, rotating categories each quarter.
- Average 5% additional cash back through Citi Bonus Cash Center
- No Annual Fee
Citi Dividend Platinum Select Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 15 months* 12.99% - 20.99% (Variable)* $0.00* 20 days* Good*

[4] Citi® Dividend Platinum Select® Card for College Students

Citi Dividend Platinum Select Card for College Students
Terms |  More Info
- No Cosigner Required
- Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
- Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
- Earn a full 1% cash back on all other purchases*
Citi Dividend Platinum Select Card for College Students
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 7 months* 12.99% - 21.99% (Variable)* $0.00* 20 days* Poor*

[5] Citi Forward® Card

Citi Forward Card
Terms |  More Info
- Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening.
- 5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases.
- Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
- No Annual Fee.
Citi Forward Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* See T&C* 12.99% - 19.99% (Variable)* $0.00* 20 days (Min.)* Good*

[6] Citi® Diamond Preferred® Rewards Card

Citi Diamond Preferred Rewards Card
Terms |  More Info
- $50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening
- 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate.
- 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
Citi Diamond Preferred Rewards Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 12 months* 12.99% - 20.99% (Variable)* $0.00* 20 days* Good*

[7] PenFed Premium Travel Rewards American Express® Card

PenFed Premium Travel Rewards American Express Card
Terms |  More Info
- 5 Points for Every $1 Spent on Airfare!
- 3 Points on Hotels and Dining (through December 31, 2010)
- No Balance Transfer Fees
- Automatic enrollment in PenFed Premium Rewards Program
Access to 600+ Luxury VIP Global Airport Lounge Access with $15,000 Annual Spend
- 24/7 Premium Concierge Service
- Exclusive Travel Upgrades and Offers
- Redeem on any Airline; no black-out dates or restrictions
Spend $650 in the First Three Months and Receive 20,000 bonus points
- No Foreign Transaction Fees!
- You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join. You must be a United States Government employee, member of the United States Military and Uniformed Services, employee or volunteer of the American Red Cross, member of the National Military Family Association, or a family member/housemate of a current PenFed member.
PenFed Premium Travel Rewards American Express Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 13.24% (Variable)* $50.00* 25 days* Good*

[8] PenFed Visa Platinum Gas / Cash Rewards Card

PenFed Visa Platinum Gas / Cash Rewards Card
Terms |  More Info
- 13.99% APR – Lower than most rewards cards!
- Earn 2.00% Cash Back on Supermarket Purchases*
- Earn 5.00% Cash Back from Gas Purchases Paid at the Pump*
- Earn 1.00% Cash Back from All Purchases** You Make with the Card During Each Billing Cycle
- No Balance Transfer Fees
- Up to $50,000 Limit
- No Annual Fee
- Cash Rewards Credited Each Month
- No Special Restrictions to Earn Your Cash Rewards
- You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join. You must be a United States Government employee, member of the United States Military and Uniformed Services, employee or volunteer of the American Red Cross, member of the National Military Family Association, or a family member/housemate of a current PenFed member.
PenFed Visa Platinum Gas / Cash Rewards Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
4.99%* 24 months* 13.99%* $0.00* 25 days* Good*

[9] Citi Forward® Card for College Students

Citi Forward Card for College Students
Terms |  More Info
- No Cosigner Required
- APR Reduction on Purchases When Using Credit Wisely
- 100 ThankYou Points Each Billing Period that You Pay on Time and Stay Under Your Credit Line
- Earn Up to 8,500 Bonus Points After You Sign Up for Paperless Statements and Make $250 in Purchases Within the First 3 Months of Account Opening
Citi Forward Card for College Students
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* See T&C* 12.99% - 19.99% (Variable)* $0.00* 20 days (Min.)* Fair*

[10] PenFed Promise VISA Card

PenFed Promise VISA Card
Terms |  More Info
- Absolutely No Fees!
- Introductory Purchase Rate – 7.49% APR for the first 36 months. Afterwards, the APR will vary with the Prime Rate and is currently 9.99% APR.
- No Balance Transfer Fees
- No Foreign Transaction Fees!
- Some restrictions apply.
- You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join. You must be a United States Government employee, member of the United States Military and Uniformed Services, employee or volunteer of the American Red Cross, member of the National Military Family Association, or a family member/housemate of a current PenFed member.
PenFed Promise VISA Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
7.49%* 36 months* 9.99% (Variable)* $0.00* 25 days* Good*

[11] Bryant State Bank MasterCard

Bryant State Bank MasterCard
Terms |  More Info
- Low Interest Rate of 11.25%*
- Introductory Balance Transfer Rate
- No Balance Transfer Fee
- $0 Fraud Liability
- 24/7 Online Account Access
- Emergency Cash Advance & Card Replacement
- Worldwide Acceptance
Bryant State Bank MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 11.25% (Variable)* $20.00* 25 days* Good*

[12] Chase Freedom℠ Visa Card - $50 Bonus Cash Back

Chase Freedom Visa Card - $50 Bonus Cash Back
Terms |  More Info
- Earn $50 Bonus Cash Back after first purchase
- 0% Intro APR and No Annual Fee
- 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
- Unlimited 1% Cash Back on all other purchases with no spending tiers
- Up to an additional 20% cash back when you shop online at select merchants through Chase
View all new offers
Chase Freedom Visa Card - $50 Bonus Cash Back
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months* Prime +9.74%, +14.74%, or P+ 19.74% (Variable)* $0.00* 20 days* Good*

[13] Chase Sapphire(SM) Card

Chase Sapphire(SM) Card
Terms |  More Info
- Earn $100 in Rewards - that's 10,000 bonus points after your first purchase!
- Redeem Points for Travel, Gift Cards, Merchandise, Cash Back and More
- 2X Points Earned on Airfare Booked through Ultimate Rewards & 1 point for Every Dollar Spent on All Other Purchases
- Points Never Expire and There Are No Limits on How Many Points You Can Earn
- 24/7 Dedicated Service Advisor (No Voice Recording)
- Premier Travel Protection Benefits
- All of this for No Annual Fee!
Chase Sapphire(SM) Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 12.24% (Variable)* $0.00* 20 days (Min.)* Excellent*

[14] CitiBusiness® AAdvantage® Visa

CitiBusiness AAdvantage Visa
More Info
- 30,000 American Airlines AAdvantage bonus miles after you make $750 in purchases within the first 4 months of becoming a cardmember*
- $75 annual fee waived for the first 12 months of cardmembership*
- 1 American Airlines AAdvantage mile for every $1 spent on purchases, and AAdvantage miles may never expire*
- Earn American Airlines AAdvantage miles faster from purchases made on your employee accounts*
- No blackout dates on AAdvantage award travel on American Airlines, American Eagle and the AmericanConnection carrier*
- Get a response to your online application in 60 seconds
View all new offers
CitiBusiness AAdvantage Visa
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A** 15.24%* N/A* 20 days* Good*

[15] Chase Freedom® Visa - $100 Bonus Cash Back

Chase Freedom Visa - $100 Bonus Cash Back
More Info
- Earn $100 Bonus Cash Back after you make $799 in purchases in your first three months
- No Annual Fee
- 5% cash back offers in popular categories like gas, home improvement and department stores
- Full 1% Cash Back on everything else with no spending tiers
- Your cash back rewards never expire
View all new offers
Chase Freedom Visa - $100 Bonus Cash Back
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* See T&C* 12.99% - 22.99% (Variable)* $0.00* 20 days* Good*

[16] Chase Continental Airlines OnePass® Plus Card

Chase Continental Airlines OnePass Plus Card
More Info
- Pay No Annual Fee the first year. That's a savings of $85.
- 25,000 bonus miles after your first purchase. That's enough for a round-trip reward within the United States (excluding Hawaii)
- Earn an additional 5,000 bonus miles after your first purchase and when you add an authorized user within 2 months of your account opening
- 10,000 bonus miles annually when you spend $25,000 on your Card
- First Checked Bag Free - With the OnePass® Plus Card, you and your companions on the same reservation don't pay for your first checked bag when flying on Continental-operated flights. That can save a family of four up to $200 per round trip.
- Earn two miles for every $1 spent when you purchase tickets from Continental Airlines on your Card
- Earn one mile for every $1 in purchases charged on your Card
- Redeem Miles for Car and Hotel Rewards exclusively as a Cardmember.
View all new offers
Chase Continental Airlines OnePass Plus Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 14.24% (Variable)* $0.00* 21 days* Good*

[17] Simmons First Visa® Platinum Rewards

Simmons First Visa® Platinum Rewards
More Info
- Excellent credit required - applicants that do not have excellent credit will not be approved
- Low 9.25% standard purchase APR and platinum benefits
- Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
- Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
Simmons First Visa® Platinum Rewards
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 9.25%* $0.00* 25 days* Excellent*

[18] Chase Slate℠ Vertical Card with Blueprint

Chase Slate Vertical Card with Blueprint
Terms |  More Info
- 0% intro APR for up to 12 months
- No Annual Fee
- New innovative card design
- BlueprintSM free and customizable account features that help you avoid unnecessary interest and pay your balances down faster
Chase Slate Vertical Card with Blueprint
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* See T&C* 13.24%, 17.24%, 22.24% (Variable)* $0.00* 20 days (Min.)* Good*

[19] Citi® Diamond Preferred® Card

Citi Diamond Preferred Card
Terms |  More Info
- 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 14.99%. This APR will vary with the market based on the Prime Rate.
- Concierge service that caters to your needs 24/7
Citi Identity Theft Solutions
- Secure, free online account management
- No annual fee*
Citi Diamond Preferred Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 12 months* 14.99% (Variable)* $0.00* 20 days* Good*

[20] Discover® More® Card - $75 Cashback Bonus®

Discover More Card - $75 Cashback Bonus
More Info
- 0% intro APR on balance transfers for a full 12 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- Get $75 Cashback Bonus when you make $500 in purchases within 3 months
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
Discover More Card - $75 Cashback Bonus
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* See T&C* 11.99% - 20.99% (Variable)* $0.00* 25 days* Good*

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* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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