Low Interest Credit Cards

[1] Citi ThankYou℠ Premier Card - enough for $300 in Gift Cards
More Info	- Earn 30,000 bonus ThankYou Points after $2,000 in purchases within 3 months of account opening - enough for $300 in gift cards - 1 ThankYou Point for every $1 you spend on purchases - Earn points for the miles you fly when you purchase a ticket with your Citi ThankYou Premier Card. - No foreign transaction fees on purchases* - Annual complimentary domestic companion ticket within the continental USA, when booked through our travel benefits provider, Spirit Incentives - No points cap and no expiration of points - the annual fee is waived for the first 12 months.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 13.99% - 22.99% (Variable) * $125.00* 20 Days (Min.)* Good*

[2] British Airways Visa Signature® Card
More Info	- You will get 50,000 bonus Avios after your first purchase 25,000 bonus Avios after you make $10,000 in purchases within the first year of account opening - Plus an additional 25,000 bonus Avios after you make an additional $10,000 in purchases within the first year of account opening - That's enough Avios for one roundtrip business class reward ticket - New: Smart Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home - Pay no foreign transaction fees when you travel abroad - Earn 2.5 Avios for every $1 spent on British Airways purchases - Earn 1.25 Avios for every $1 spent on all other purchases - Every year you spend $30,000 on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 15.24% (Variable) * $95.00* 21 Days* Excellent*

[3] Chase Continental Airlines OnePass® Plus Card
More Info	- Earn up to 40,000 bonus miles & first year free ($95 value)* - Now with priority boarding privileges on Continental and United flights - Check your first bag for free on Continental and United flights, up to a $50 value - Visit the United Club with two complimentary passes every year, a $100 value - Earn 2 miles for $1 spent on tickets purchased from Continental and United and 1 mile per $1 everywhere else - Your miles don't expire and there is no limit to the number of miles you can earn
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 14.24% (Variable) * $95.00* 21 days* Excellent*

[4] Citi® Platinum Select® / AAdvantage® Visa Signature® Card
More Info	- 30,000 American Airlines AAdvantage bonus miles after $1,000 in purchases within the first 3 months of cardmembership* - Priority Boarding* and 25% savings on eligible in-flight purchases* - Double AAdvantage miles on eligible American Airlines purchases* - $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal* - Your first eligible checked bag is free* - 10% of your redeemed AAdvantage miles back - up to 10,000 AAdvantage miles each calendar year* - No mileage cap* and your miles may never expire*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 15.24% (Variable) * $95.00* 20 days* Good*

[5] Chase Sapphire Preferred℠ MasterCard
More Info	- Earn 40,000 bonus points after you spend $3,000 in the first 3 months – that's $500 toward travel rewards! - 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases. - Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate RewardsSM - No foreign transaction fees - Receive a 7% annual dividend on all new points earned – even on points already redeemed - 1:1 point transfer to participating frequent travel programs - Direct access to expert service advisors anytime - No Annual Fee for your first year – A $95 value
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 15.24% (Variable) * $95.00* 21 Days* Excellent*

[6] Hyatt Credit Card
Terms |  More Info	- Begin with 2 Award Nights at Hyatt properties worldwide, after making your first purchase with the Hyatt Credit Card - Receive 1 Anniversary Award Night each year in category 1-4 properties - No foreign transaction fees and Smart Chip protection on international purchases - 3 Hyatt Gold Passport points for every $1 spent with your Hyatt Card at all Hyatt properties - 1 Hyatt Gold Passport point for every $1 spent on purchases elsewhere - There are no limits to the points you can earn - Award nights with no resort, Internet or redemption fees
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 15.24% (Variable) * $75.00* 21 Days* Excellent*

[7] Southwest Airlines Rapid Rewards® Plus Card – FREE FLIGHT
More Info	- NOW! Earn a FREE FLIGHT after your first purchase - Get 3,000 Points every year on your Card member Anniversary – that can be redeemed for a $50 Wanna Get Away® Fare - Now you can redeem for International Travel, Hotels, Gift Cards and more. - Earn unlimited FREE FLIGHTS – 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on EVERYTHING else - Your Bags Fly FREE! No Blackout Dates, Points Don't Expire, and Unlimited Reward Seats! - No Change fees – if you need to change your flight, you won't be charged a fee - September 11th Security Fee Applies
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 15.24% (Variable) * $69.00* 21 Days* Excellent*

[8] Escape by Discover® Card
More Info	- Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months - Double Miles on every $1 you spend - 0% intro APR on purchases and balance transfers for 6 months, then the variable APR of 10.99% - 16.99% - No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates - Flexible redemption options like travel credits, merchandise, gift cards or cash - Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card - Ranked #1 in customer loyalty--16 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 6 months* 10.99% - 16.99% (Variable) * $60.00* 25 days* Good*

[9] Ink℠ Plus with Ultimate Rewards℠ - $100 Bonus Cash Back
More Info	- Earn up to 35,000 bonus points in your first year $100 cash back after first purchase that's 10,000 bonus points* - Complimentary airport lounge access - Premium travel benefits - No limit to the number of points you can earn – and points never expire - Points are 25% more valuable than American Express Membership Rewards points when you book travel through Ultimate Rewards* - 0% Introductory APR* - First year free ($60 value)*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 6 months* 13.24% - 19.24% (Variable) * $60.00* 20 days* Good*

[10] Orchard Bank® Classic MasterCard®
More Info	- An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly! - Acceptance at millions of locations worldwide, including website purchases and reservations - Your account information is updated and at your fingertips 24/7 so you can manage it your way - Email and text messages are available to remind you of your upcoming payment due date
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 14.99%-24.99%, or 7.99% (Variable) * $59.00* N/A* Bad Credit OK*

[11] Orchard Bank® Visa® Cards
More Info	- Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit - Acceptance at millions of locations including website purchases and reservations - Your account information is updated and at your fingertips 24/7 so you can manage it your way - Email and text messages are available to remind you of your upcoming payment due date
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 14.99%-24.99%, or 7.99% (Variable) * $59.00* N/A* Bad Credit OK*

[12] Capital One® Venture℠ Rewards Card
Terms |  More Info	- 2 miles per dollar on every purchase, every day - Money Magazine's "Most Rewarding Card if you crave free airline flights" – Money Magazine, May 2011 - Earn 10,000 bonus miles when you spend $1,000 within the first 3 months, equal to $100 in travel - Redeem your miles for ANY travel expense - No limit on the miles you can earn and miles won't expire - Fly free on any airline, any time with no blackout dates - No foreign transaction fees - $0 intro annual fee for the first year; $59 after that
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 13.9% - 20.90% (Variable) * $59.00* 25 days* Good*

[13] Capital One® Spark℠ Cash for Business
More Info	- Earn 2% cash back on every purchase, every day - Get a $100 cash bonus - just spend $1,000 within the first 3 months - Receive a $50 cash bonus by signing up for one or more employee cards - Enjoy award-winning small business customer service - $0 intro annual fee for the first year; $59 after that - Redeem cash rewards anytime, for any amount, even set up automatic redemption - Earn unlimited cash rewards that don't expire
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 13.90% (Variable) * $59.00* 25 Days* Excellent*

[14] Capital One® Spark℠ Miles for Business
More Info	- Earn 2 miles per dollar on every purchase, every day - Get 10,000 bonus miles - just spend $1,000 within the first 3 months - Receive 5,000 bonus miles by signing up for one or more employee cards - Enjoy exclusive, award-winning customer service - $0 intro annual fee for the first year; $59 after that - There's no limit to the amount of miles you can earn and miles don't expire - Redeem miles for travel, cash back, gift cards, merchandise, and more - Fly on any airline, anytime, with no blackout dates or seat restrictions
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 13.90% (Variable) * $59.00* 25 Days* Excellent*

[15] Citi® Gold AAdvantage® World Master Card
More Info	- Earn 30,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months of cardmembership* -- More than enough for a round-trip domestic travel award.* - Earn 1 AAdvantage® mile for every $1 spent on purchases* - $50 annual fee waived for the first 12 months* - Reduced Mileage Awards let you travel to select destinations for fewer AAdvantage® miles round trip*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 15.24% (Variable) * $50.00* 20 days* Good*

[16] Applied Bank® Secured Visa® Gold Credit Card
More Info	- Better Than Prepaid... Go with a Secured Card! - Get a Credit Line That is Reported To The Major Credit Bureaus - Build Positive Credit by Making Monthly Payments On Time - Load One Time - Keep On Using... No Need For Any Additional Deposits - Activate Today with a $200 Minimum Deposit - Maximum $5,000
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 9.99%* $50.00* None* Bad Credit OK*

[17] PenFed Premium Travel Rewards American Express® Card
Terms |  More Info	- No annual fee - 5x points on airfare purchases and 1x points on all other purchases - 20,000 bonus points upon spending $650 in the first 3 months - Complimentary concierge service - Exceptional travel offers and discounts - VIP airport lounge access with $15,000 in annual spend - You must be a Pentagon Federal Credit Union member to apply.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 13.24% (Variable) * $50.00* 25 days* Good*

[18] Marriott Rewards® Credit Card from Chase
Terms |  More Info	- Earn 30,000 Bonus Points after your first use, redeemable for up to 4 free nights; plus receive 2 free night stay e-certificates upon account approval, that's enough up to 6 free nights at a category 1 hotel - No Annual fee for your first year that's a $45 value* - Earn 3 points for every $1 spent at Marriott® locations - Earn 1 point for every $1 spent on other purchases - Cardmembers achieve Silver elite status with 10 nights credit toward Elite status - Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites - No annual fee for first Year Free, then $45
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 14.24% (Variable) * $45.00* 21 days* Good*

[19] IberiaBank Visa® Select
More Info	- Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period. - Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. - Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate. - Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services. - Online access to credit card account information - Low Annual Fee of $35.00.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* or 7.50% for 12 months* 7.50%, 9.50% or 11.50% (Variable) * $35.00* 25 days* Excellent*

[20] Discover® Student Card
Terms |  More Info	- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%* - 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply. - Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability- you will not be responsible for unauthorized charges - No Annual Fee - Text and Email Alerts *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 9 months* 12.99% - 18.99% (Variable) * $0.00* 25 days* Fair*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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