Low Interest Credit Cards

[1] United MileagePlus® Explorer Visa® Card
Terms |  More Info	- Earn up to 40,000 bonus miles and first year free, a $95 value* - Check your first bag for free on United and Continental-operated flights, up to a $50 value round trip - Board your flight before general boarding with priority boarding privileges - Visit the United Club with two complimentary day passes every year, up to a $100 value - Earn 2 miles for $1 spent on tickets purchased from United and Continental and 1 mile per $1 everywhere else - Enjoy exclusive access to once-in-a-lifetime events through Inside Access from Chase - Your miles don¿t expire and there is no limit to the number of miles you can earn
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 14.24% (Variable) * $0.00* 21 days* Excellent*

[2] First Vineyard MasterCard® Debit Card
More Info	- Receive cash back from your own & anyones else in your compensation tree spendings - Reload your card directly from your payroll or bank account - Live debt free & Powerful Online Account Management - Online Bill Payment service included
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $39.95* N/A View Yes Bad Credit OK* Account Information Line Account Statement by Mail Bank Wire Transfer Cancellation Fee Card Replacement Card-2-Card Transfer Cashier's Check Reload Click-n-Pay™ (Paper Check) Direct Deposit Electronic Funds Transfer (Confirmed) Electronic Funds Transfer (Trial) $0.00 $3.00 $4.95 $15.00 $15.00 $0.00 $0.00 $1.00 $0.00 $1.95 $3.95 In Person Payments (IPP) International Transaction Money Order Reload Monthly maintenance Fee Point of Sale Transaction Returned Check Telephone Support (per minute) U.S. ATM cash withdrawal U.S. ATM inquiry fee U.S. non-ATM cash advance Western Union® SwiftPay® $3.95 $50.00 $0.00 $6.95 $0.00 $25.00 $0.06 $2.00 $1.00 $4.50 $5.95

[3] Citi® Dividend Platinum Select® Visa® Card - $200 Cash Back
Terms |  More Info	- $200 cash back after $500 in purchases within the first 3 months of account opening - 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment. Each quarter, you can enroll to earn additional cash back in popular categories. To learn more, visit dividend.quarterlyoffer.citi.com. - 5% average cash back at select merchants through Citi Bonus Cash Center® - Full 1% cash back on eligible purchases and cash advances. No Annual Fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 15.99% - 22.99% (Variable) * $0.00* 20 days* Good*

[4] Citi® Gold AAdvantage® World Master Card
More Info	- Earn 30,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months of cardmembership* -- More than enough for a round-trip domestic travel award.* - Earn 1 AAdvantage® mile for every $1 spent on purchases* - $50 annual fee waived for the first 12 months* - Reduced Mileage Awards let you travel to select destinations for fewer AAdvantage® miles round trip*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 15.24% (Variable) * $50.00* 20 days* Good*

[5] Applied Bank® Secured Visa® Gold Credit Card
More Info	- Guaranteed Approval Regardless of Your Past Credit History - 9.99% Low Fixed APR - Your Rate Won't Change Even if You Are Late - Choose Your Credit Limit - From $200 to $5,000 - Highest Ratings for Financial Strength and Security in the Country
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 9.99%* $50.00* None* Bad Credit OK*

[6] PenFed Premium Travel Rewards American Express® Card
Terms |  More Info	- No annual fee - 5x points on airfare purchases and 1x points on all other purchases - 20,000 bonus points upon spending $650 in the first 3 months - Complimentary concierge service - Exceptional travel offers and discounts - VIP airport lounge access with $15,000 in annual spend - You must be a Pentagon Federal Credit Union member to apply.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 13.24% (Variable) * $50.00* 25 days* Good*

[7] British Airways Visa Signature® Card
More Info	- Pay no foreign transaction fees when you travel abroad - Earn 100,000 BA miles - 50,000 bonus BA Miles after your first purchase plus earn an additional 50,000 BA Miles after you spend $2,500 in the first 3 months of account opening - That's enough miles for 2 transatlantic reward flights - Earn 2.5 BA Miles for every $1 spent on British Airways purchases - Earn 1.25 BA Miles for every $1 spent on all other purchases - Every year you spend $30,000 on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 14.24% (Variable) * $95.00* 21 Days* Excellent*

[8] Orchard Bank® Classic MasterCard®
More Info	- An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly! - Acceptance at millions of locations worldwide, including website purchases and reservations - Your account information is updated and at your fingertips 24/7 so you can manage it your way - Email and text messages are available to remind you of your upcoming payment due date
Intro APR Intro APR Period Ongoing APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 14.90%-19.90%, or 7.90% (Variable) * See terms* N/A* Bad Credit OK*

[9] Chase Continental Airlines OnePass® Plus Card
Terms |  More Info	- Earn up to 40,000 bonus miles & first year free ($95 value)* - Now with priority boarding privileges on Continental and United flights - Check your first bag for free on Continental and United flights, up to a $50 value - Visit the United Club with two complimentary passes every year, a $100 value - Earn 2 miles for $1 spent on tickets purchased from Continental and United and 1 mile per $1 everywhere else - Your miles don't expire and there is no limit to the number of miles you can earn
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 14.24% (Variable) * $95.00* 21 days* Excellent*

[10] Simmons First Visa® Platinum
More Info	- Low 7.25% standard purchase APR - Platinum card benefits - Excellent credit required - applicants that do not have excellent credit will not be approved - No balance transfer fee for balances transferred in response to this online offer - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 7.25%* $0.00* 25 days* Excellent*

[11] Simmons First Visa® Platinum Rewards
More Info	- Excellent credit required - applicants that do not have excellent credit will not be approved - Low 9.25% standard purchase APR and platinum benefits - Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions - Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 9.25%* $0.00* 25 days* Excellent*

[12] Chase Sapphire℠ Card
Terms |  More Info	- Limited Time Offer! - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward! - 2 points per dollar spent on dining & 1 point per dollar spent on all other purchases. - Points never expire and there are no limits on how many points you can earn - Redeem points for travel, gift cards, merchandise, cash back and more - 24/7 direct access to expert service advisors (No voice recording) - No annual fee!
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 15.24% (Variable) * $0.00* 20 days (Min.)* Excellent*

[13] Platinum Zero® Secured Visa® Credit Card from Applied Bank
Terms |  More Info	- ZERO - 0% FIXED APR on Purchases - No Intro Rates! - ZERO - 0% Rate Won't Change - Even If You're Late! - ZERO Hassles - Choose Your Credit Limit From $500 Up To $5,000 - ZERO Application Fees - ZERO Worries - FREE Personal ID Theft Protection - ZERO Delays - Timely CREDIT Bureau Reporting
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 0* N/A* None* Bad Credit OK*

[14] Orchard Bank® Visa® Cards
More Info	- Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit - Acceptance at millions of locations including website purchases and reservations - Your account information is updated and at your fingertips 24/7 so you can manage it your way - Email and text messages are available to remind you of your upcoming payment due date
Intro APR Intro APR Period Ongoing APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 14.90%-19.90%, or 7.90% (Variable) * See terms* N/A* Bad Credit OK*

[15] Southwest Airlines Rapid Rewards® Plus Card – FREE FLIGHT
More Info	- NOW! Earn a FREE FLIGHT after your first purchase - Get 3,000 Points every year on your Card member Anniversary – that can be redeemed for a $50 Wanna Get Away® Fare - Now you can redeem for International Travel, Hotels, Gift Cards and more. - Earn unlimited FREE FLIGHTS – 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on EVERYTHING else - Your Bags Fly FREE! No Blackout Dates, Points Don't Expire, and Unlimited Reward Seats! - No Change fees – if you need to change your flight, you won't be charged a fee - September 11th Security Fee Applies
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 15.24% (Variable) * $69.00* 21 Days* Excellent*

[16] Marriott Rewards® Credit Card from Chase
Terms |  More Info	- Earn 30,000 Bonus Points after your first use, redeemable for up to 4 free nights; plus receive 2 free night stay e-certificates upon account approval, that's enough up to 6 free nights at a category 1 hotel - No Annual fee for your first year that's a $45 value* - Earn 3 points for every $1 spent at Marriott® locations - Earn 1 point for every $1 spent on other purchases - Cardmembers achieve Silver elite status with 10 nights credit toward Elite status - Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites - No annual fee for first Year Free, then $45
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 14.24% (Variable) * $45.00* 20 Days (Min.)* Good*

[17] Citi ThankYou® Preferred Card - $150 Gift Card
More Info	- $150 gift card - When you redeem the 15,000 bonus ThankYou Points received after $1,000 in purchases within 3 months of account opening. - 5 ThankYou Points for every $1 you spend on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 you spend thereafter** - No expiration and no limit on the points you can earn - Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more - No annual fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 12.99% - 22.99% (Variable) * $0.00* 20 Days (Min.)* Good*

[18] Capital One® Venture℠ Rewards Card - $100 Travel Rewards
Terms |  More Info	- Money® Magazine's "Most Rewarding Card if you crave free airline flights" - 2 miles per dollar on every purchase, every day - Earn 10,000 bonus miles, equal to $100 in travel - Redeem your miles for ANY travel expense - No limit on the miles you can earn and miles won't expire - Fly free on any airline, any time with no blackout dates - No foreign transaction fees - $0 intro for first year; $59 after that
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 11.9% - 19.90% (Variable) * $59.00* 25 days* Good*

[19] Chase Freedom® Visa - $200 Bonus Cash Back
Terms |  More Info	- Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months - 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12. - You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter! - Unlimited 1% Cash Back on all other purchases - Up to an additional 10% Cash Back when you shop online at select merchants through Chase - No annual fee and rewards never expire
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 15.99% - 22.99% (Variable) * $0.00* 20 days* Good*

[20] Chase Freedom® MasterCard - $200 Bonus Cash Back
Terms |  More Info	- Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months - 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12. - You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter! - Unlimited 1% Cash Back on all other purchases - Up to an additional 10% Cash Back when you shop online at select merchants through Chase - No annual fee and rewards never expire
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 15.99% - 22.99% (Variable) * $0.00* 21 days* Good*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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