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Low Interest Credit Cards

The following credit cards have a zero to low introductory APR (annual percentage rate of interest charged) or a low fixed rate APR. In some cases substantial savings on interest charges can be made if you are making larger purchases and are able to pay them off within the introductory period that applies.

, we found 82 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity
 

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[41] Discover® Student Open Road℠ Card

Discover Student Open Road Card
Terms |  More Info
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
- Double Cashback Bonus®* at gas stations and restaurants.
- Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability- you will not be responsible for unauthorized charges
- No Annual Fee
- Text and Email Alerts
*Click apply to view rates, fees, rewards, limitations and other important information
Discover Student Open Road Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 9 months* 12.99% - 18.99% (Variable) * $0.00* 25 days* Fair*

[42] Citi® Dividend Platinum Select® Card for College Students

Citi Dividend Platinum Select Card for College Students
More Info
- No Cosigner Required
- Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
- Earn 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
- Earn a full 1% cash back on all other purchases*
Citi Dividend Platinum Select Card for College Students
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 7 months* 13.99% - 21.99% (Variable) * $0.00* 20 days* Poor*

[43] Capital One® Platinum Prestige Credit Card

Capital One Platinum Prestige Credit Card
Terms |  More Info
- 0% intro APR until September 2013 on balance transfers
- 0% intro APR until September 2013 on purchases
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
Capital One Platinum Prestige Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* on purchases and BT until September 2013* 10.9% - 18.90% (Variable) * $0.00* 25 days* Excellent*

[44] Maximum Rewards Platinum Edition® Visa® Card

Maximum Rewards Platinum Edition Visa Card
More Info
- 0% Intro APR for 12 billing cycles on balance transfers
- 0% Intro APR for 6 billing cycles on purchases
- No annual fee
- Earn 1 point for every $1 in qualifying purchases with no limit on the number of points you can earn
- Use rewards for travel, merchandise, gift cards and more
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 12 months* 19.99% - 11.99% (Variable) * $0.00* 20 days* Good*

[45] Citi® Platinum Select® Visa® Credit Card

Citi Platinum Select Visa Credit Card
More Info
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Citi Identity Theft Solutions
- Secure, free online account management
- No annual fee*
Citi Platinum Select Visa Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 18 months* 11.99% - 21.99% (Variable) * $0.00* 20 days* Good*

[46] Capital One® Orbitz® Visa® Platinum

Capital One Orbitz Visa Platinum
Terms |  More Info
- 3 points per dollar spent on eligible Orbitz.com bookings
- Get 1 point per dollar on all other purchases
- Bonus points on eligible Orbitz.com bookings
- No limit on the points you can earn and points don't expire
- Redeem for travel, merchandise, gift cards and more
- Earn travel quickly with low redemption minimums
- 250 point refueling bonus when you redeem points for awards
- No annual fee
Capital One Orbitz Visa Platinum
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* on purchases until June 2013* 13.9% - 19.90% (Variable) * $0.00* 25 days* Good*

[47] Escape by Discover® Card

Escape by Discover Card
More Info
- Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
- Double Miles on every $1 you spend
- 0% intro APR on purchases and balance transfers for 6 months, then the variable APR of 10.99% - 16.99%
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Flexible redemption options like travel credits, merchandise, gift cards or cash
- Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
- Ranked #1 in customer loyalty--16 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
*Click apply to view rates, fees, rewards, limitations and other important information
Escape by Discover Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 6 months* 10.99% - 16.99% (Variable) * $60.00* 25 days* Good*

[48] IberiaBank Visa® Select

IberiaBank Visa Select
More Info
- Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
- Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
- Online access to credit card account information
- Low Annual Fee of $35.00.
IberiaBank Visa Select
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* or 7.50% for 12 months* 7.50%, 9.50% or 11.50% (Variable) * $35.00* 25 days* Excellent*

[49] Centennial One Platinum Card

Centennial One Platinum Card
More Info
- $9,000 unsecured line of credit
- No Credit Check
- No Deposit Required
- No Employment Verification
- Guaranteed Approval
- 0% Interest for 12 Months
- Boost Your Credit
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 12 months* 7.90%* N/A* 25 days* Bad Credit OK*

[50] Chase Slate℠ Vertical Card with Blueprint - $75 Bonus & 15 Month Intro

Chase Slate Vertical Card with Blueprint - $75 Bonus & 15 Month Intro
More Info
- Earn $75 Statement Credit after you make $300 in purchases in your first 3 months
- 0% Intro APR for up to 15 months – a variable APR as low as 11.99% - 21.99% after your 0% ends
- Slate with Blueprint® helps you pay down your balances faster and save on interest
- Transfer your higher rate balances
- No Annual Fee
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* for up to 15 months* 11.99% - 21.99% (Variable) * $0.00* 20 days (Min.)* Good*

[51] Discover® More® Card - $150 Cashback Bonus®

Discover More Card - $150 Cashback Bonus
More Info
- $150 Cashback Bonus when you spend $1,000 in the first 90 days*
- 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus in categories that change like gas, groceries, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 6 months* 10.99% - 20.99% (Variable) * $0.00* 25 days* Good*

[52] Discover® Mix Tape Student Card

Discover Mix Tape Student Card
More Info
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability- you will not be responsible for unauthorized charges
- No Annual Fee
- Text and Email Alerts
*Click apply to view rates, fees, rewards, limitations and other important information
Discover Mix Tape Student Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 9 months* 12.99% - 18.99% (Variable) * $0.00* 25 days* Fair*

[53] Citi Forward® Card

Citi Forward Card
More Info
- $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
- 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
- 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases
- APR reduction on purchases when using credit wisely
- No Annual Fee
Citi Forward Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* See T&C* 12.99% - 22.99% (Variable) * $0.00* 20 days (Min.)* Good*

[54] AT&T Universal Business Rewards Card

AT&T Universal Business Rewards Card
Terms |  More Info
- Designed for businesses with an established credit history
- 0% Intro APR on Purchases for 6 months. After that, 14.24% variable*
- Earn 5 ThankYou Points for every dollar spent on eligible AT&T products and services purchased directly from AT&T*
- Earn 3 ThankYou Points for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services and 1 ThankYou point for every dollar spent on other purchases*
- Additional cards for employees with credit limits you set
No Annual fee*
AT&T Universal Business Rewards Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 6 months* 14.24% (Variable) * $0.00* 20 days* Good*

[55] Citi Forward® Card for College Students

Citi Forward Card for College Students
More Info
- No Cosigner required
- APR reduction on purchases when using credit wisely
- 100 ThankYou Points each billing period that you pay on time and stay under your credit line
- Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.
Citi Forward Card for College Students
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 7 months* 13.99% - 22.99% (Variable) * $0.00* 22 days (Min.)* Fair*

[56] Chase Freedom® Visa Card - As Low as 9.99% APR

Chase Freedom Visa Card - As Low as 9.99% APR
More Info
- 0% Intro APR for 12 months on balance transfers – a variable APR as low as 9.99% -22.99% after your 0% ends
- 0% Intro APR for 6 months on purchases – a variable APR as low as 9.99% -22.99% after your 0% ends
- $50 Bonus Cash Back after your first purchase
- 5% Cash Back on up to $1,500 spent in bonus categories each quarter.
- You'll enjoy new 5% categories every 3 months like gas, groceries, dining and even home improvement. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases without limits on what you can earn
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- Cash back rewards never expire.
- No Annual Fee*
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* See T&C* as low as 9.99% (Variable) * $0.00* 20 days* Good*

[57] Chase Freedom® Visa - $100 Bonus Cash Back (0% APR)

Chase Freedom Visa - $100 Bonus Cash Back (0% APR)
More Info
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 0% Intro APR for 15 months on purchases and balance transfers
- 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12
- You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- No annual fee and rewards never expire
Chase Freedom Visa - $100 Bonus Cash Back (0% APR)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 15 months* 12.99% – 22.99% (Variable) * $0.00* 20 days* Good*

[58] Ink Cash℠ Business Card

Ink Cash Business Card
More Info
- Up to $250 cash back bonus - $100 cash back bonus after your first purchase, plus an additional $150 after you spend $5,000 within 3 months!
- 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
- 2% cash back on the first $25,000 spent annually at gas stations and restaurants
- 1% cash back on all other card purchases with no limit to the amount you can earn
- Cash back rewards do not expire
- 0% Introductory APR for 12 months
- No Annual Fee
View all new offers
Ink Cash Business Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 12 months* 10.24% (Variable) * $0.00* 20 days* Good*

[59] Citi Simplicity® Credit Card

Citi Simplicity Credit Card
More Info
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- Peace of mind through direct access to a service representative, no late fees and no penalty rate
- No annual fee*
Citi Simplicity Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 18 months* 12.99% - 21.99% (Variable) * $0.00* 22 Days (Min.)* Good*

[60] Chase Freedom® MasterCard - $100 Bonus + 0% Intro APR

Chase Freedom MasterCard - $100 Bonus + 0% Intro APR
More Info
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 0% Intro APR for 12 months on balance transfers and 6 months on purchases
- 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
- You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- No annual fee and rewards never expire
Chase Freedom MasterCard - $100 Bonus + 0% Intro APR
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* See T&C* 12.99% - 22.99% (Variable) * $0.00* 21 days* Good*

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* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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