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Low Interest Credit Cards

The following credit cards have a zero to low introductory APR (annual percentage rate of interest charged) or a low fixed rate APR. In some cases substantial savings on interest charges can be made if you are making larger purchases and are able to pay them off within the introductory period that applies.

, we found 82 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity
 

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[61] Ink℠ Plus with Ultimate Rewards℠ - $100 Bonus Cash Back

Ink Plus with Ultimate Rewards - $100 Bonus Cash Back
More Info
- Earn up to 35,000 bonus points in your first year
$100 cash back after first purchase that's 10,000 bonus points*
- Complimentary airport lounge access
- Premium travel benefits
- No limit to the number of points you can earn – and points never expire
- Points are 25% more valuable than American Express Membership Rewards points when you book travel through Ultimate Rewards*
- 0% Introductory APR*
- First year free ($60 value)*
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 6 months* 13.24% - 19.24% (Variable) * $60.00* 20 days* Good*

[62] Capital One® VentureOne℠ Rewards Credit Card

Capital One VentureOne Rewards Credit Card
Terms |  More Info
- 1.25 miles per dollar on every purchase, every day
- One-time bonus of 10,000 miles once you spend $1,000 dollars in the first 3 months, equal to $100 on travel
- Redeem miles for airline tickets, hotel rooms, car rentals and more
- No limit on the miles you can earn and miles won't expire
- Fly free on any airline, any time with no blackout dates
- 0% intro APR on purchases until June 2013
- No foreign transaction fees
- No annual fee
Capital One VentureOne Rewards Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* on purchases until June 2013* 11.9% - 19.90% (Variable) * $0.00* 25 days* Good*

[63] MTV® Visa® Card From Capital One®

MTV Visa Card From Capital One
Terms |  More Info
- Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
- Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
- 1 point per $1 spent on everything else
- 25 bonus points each billing period you keep your account in good standing by paying on time
- Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
- Also, redeem for travel, merchandise, gift cards and more
- No limit on the points you can earn and points don't expire
- 0% intro APR—pay no interest on purchases until June 2013
- No annual fee
MTV Visa Card From Capital One
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* on purchases until June 2013* 13.9% - 19.90% (Variable) * $0.00* 25 days* Excellent*

[64] LSU Tigers™ Platinum MasterCard® from Capital One®

LSU Tigers Platinum MasterCard from Capital One
Terms |  More Info
- 2 points per $1 on purchases at gas stations and major grocery stores
- 1 point per $1 spent on all other purchases
- No limit on the points you can earn and points don't expire
- Redeem for travel, gift cards and merchandise
- Choose from 2 unique LSU card designs or create your own image card
- 0% intro APR on purchases until June 2013
- No annual fee
LSU Tigers Platinum MasterCard from Capital One
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* on purchases until June 2013* 13.9% - 19.90% (Variable) * $0.00* 25 days* Excellent*

[65] Discover® More Card - 18 Month Promotional Balance Transfer

Discover More Card - 18 Month Promotional Balance Transfer
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- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply*
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Discover More Card - 18 Month Promotional Balance Transfer
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 18 months on BT* 10.99% - 20.99% (Variable) * $0.00* 25 Days (Min.)* Good*

[66] Discover® More Card - $0 Balance Transfer Fee!

Discover More Card - $0 Balance Transfer Fee!
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- Limited Time Offer - $0 Balance Transfer Fee!*
- 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
- 5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 12 months* 10.99% - 19.99% (Variable) * $0.00* 25 Days (Min.)* Good*

[67] Slate℠ from Chase MasterCard

Slate from Chase MasterCard
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- 0% for up to 15 months – after that a variable APR as low as 11.99% - 21.99% after your 0% ends
- Slate with Blueprint® helps you pay down your balances faster and save on interest
- Transfer your higher rate balances
- No Annual Fee
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* up to 15 months* 11.99% - 21.99% (Variable) * $0.00* 20 days (Min.)* Good*

[68] Capital One® MasterCard®

Capital One MasterCard
Terms |  More Info
- Get the credit you need with no processing fees or application fees
- $0 Fraud Liability if your card is lost or stolen
- Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
- Access your account 24/7
- Monitor your spending with free e-mail and text message alerts
- Automatic reporting to the 3 major credit bureaus
- Find pre-qualified card offers in 60 seconds without affecting your credit score
Capital One MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* See Terms* 10.9% - 24.90% (Variable) * N/A* 25 days* Fair*

[69] Sony Credit Card from Capital One®

Sony Credit Card from Capital One
More Info
- 5 points per $1 on Sony purchases at authorized retailers
- 3 points per $1 on dining out and movie purchases
- 1 point per $1 spent on all other purchases
- Redeem for Sony products, movies, music, and more
- Choose from 2 unique card designs
- 0% intro APR on purchases until April 2013
- No annual fee
Sony Credit Card from Capital One
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* until April 2013* 13.9% - 24.90% (Variable) * $0.00* 25 days* Good*

[70] Chase Freedom® Visa - $100 Bonus Cash Back

Chase Freedom Visa - $100 Bonus Cash Back
More Info
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 0% Intro APR for 15 months on purchases and balance transfers
- 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12
- You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- No annual fee and rewards never expire
Chase Freedom Visa - $100 Bonus Cash Back
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 15 months* 12.99% - 22.99% (Variable) * $0.00* 21 days* Good*

[71] Discover® More Card - Operation Homefront $20 Donation

Discover More Card - Operation Homefront $20 Donation
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- Get a great card. Help a great cause. Apply now and if approved, Discover will donate $20 to military families in need
- Discover will donate up to $125,000 to Operation Homefront for "Works of Art, Acts of Charity"
- 0% intro APR on purchases and balance transfers for 15 months, then the variable APR of 11.99% - 20.99%
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- 24/7 access to a U.S. based Account Manager within 60 seconds
- No annual fee, no rewards redemption fee, and no additional card fee
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 15 months* 11.99% - 20.99% (Variable) * $0.00* 25 Days (Min.)* Good*

[72] Chase Freedom® MasterCard

Chase Freedom MasterCard
More Info
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 0% Intro APR for 15 months on purchases and balance transfers
- 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12
- You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- No annual fee and rewards never expire
View all new offers
Chase Freedom MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 15 months* 12.99% - 22.99% (Variable) * $0.00* 21 days* Good*

[73] Discover® Student Card - $20 Cash Back

Discover Student Card - $20 Cash Back
More Info
- Experience Discover's great rewards program. Earn $20 Cashback Bonus®* when you make your 1st purchase within 3 months of approval
- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 12.99% - 18.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability- you will not be responsible for unauthorized charges
- No Annual Fee
- Text and Email Alerts
*Click apply to view rates, fees, rewards, limitations and other important information
Discover Student Card - $20 Cash Back
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 6 months* 12.99% - 18.99% (Variable) * $0.00* 25 days* Fair*

[74] Capital One® Cash Rewards - $100 Cash Back Bonus

Capital One Cash Rewards - $100 Cash Back Bonus
More Info
- $100 Bonus after you spend $500 in the first 3 months
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- No annual fee
- Earn unlimited cash rewards that don't expire
- Redeem cash rewards anytime for any amount, even set up automatic redemption
- Personalize your card with an image of your choice
- 0% intro APR on purchases and balance transfers until June 2013
Capital One Cash Rewards - $100 Cash Back Bonus
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* until June 2013* 12.90% - 20.90% (Variable) * $0.00* 25 Days* Good*

[75] Capital One® Spark℠ Miles Select for Business

Capital One Spark Miles Select for Business
More Info
- Get a 50% bonus on the cash back you earn every year
- Earn 1% cash back on every purchase, every day
- Save with 0% intro APR until December 2012
- Enjoy no annual fee
- Get online Quarterly and Year-End Summaries
- There's no limit to the amount of miles you can earn and miles don't expire
- Fly on any airline, anytime, with no blackout dates or seat restrictions
Capital One Spark Miles Select for Business
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* until December 2012* 14.9% - 19.90% (Variable) * $0.00* 25 days* Excellent*

[76] Chase Slate® - No Balance Transfer Fee

Chase Slate - No Balance Transfer Fee
Terms |  More Info
- No Balance Transfer Fee!*
- 0% Intro APR for 15 months on purchases and balance transfers
- Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee!
- After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5
- Avoid interest on everyday purchases
- Pay down your balance faster
- Zero liability on unauthorized purchases*
- No Annual Fee*
View all new offers
Chase Slate - No Balance Transfer Fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 15 months* 11.99% - 21.99% (Variable) * $0.00* 21 days* Good*

[77] Citi ThankYou® Card

Citi ThankYou Card
More Info
- Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
- Earn 1 ThankYou Point for every $1 you spend on purchases.
- Earn an anniversary bonus on points earned from purchases every year*
- Enjoy no limit on the number of points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
View all new offers
Citi ThankYou Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 15 months* 12.99% - 22.99% (Variable) * $0.00* 20 - 25 Days* Good*

[78] IberiaBank Visa® Classic

IberiaBank Visa Classic
More Info
- No annual membership fee
- Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Online access to credit card account information
IberiaBank Visa Classic
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
1.99%* 6 months* 13.25% - 7.25% (Variable) * $0.00* 25 days* Good*

[79] IberiaBank Visa® Gold Cash Back Rewards Card

IberiaBank Visa Gold Cash Back Rewards Card
More Info
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- Online access to credit card account information
IberiaBank Visa Gold Cash Back Rewards Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
1.99%* 6 months* 15.25% - 9.25% (Variable) * $0.00* 25 days* Excellent*

[80] IberiaBank Visa® Platinum Rewards Card

IberiaBank Visa Platinum Rewards Card
More Info
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- 1 bonus point for every $1 in qualifying net retail purchases
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- Online access to credit card account information
IberiaBank Visa Platinum Rewards Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
1.99%* 6 months* 15.25% - 9.25% (Variable) * $0.00* 25 days* Excellent*

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* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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