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Applying for the Continental Finance Matrix Unsecured Discover card is simple. The application is available online and a credit decision is supplied within minutes. The unsecured card does not require a security deposit. A low credit line will be provided to help a person get the credit they need and can be used anywhere Discover is accepted.

Continental Finance Matrix Discover credit card (UnSecured)
Intro APR  APR Annual Fee 
N/A* 29.99% * $75*
Unfortunately, we do not currently offer online application for this card. See similar cards

Basic Information

Issuer: Service Credit Union
Card Network: Discover®
Card Category: Consumer (Regular)
Card Type: - Card for Bad Credit
- Co-Branded Credit Card
- Instant Decision Card
Credit Needed: Bad Credit OK*

Card Review


The Continental Finance Matrix Discover® credit card is dedicated to those with fair to poor credit scores. The application is available online and can be completed in minutes. When the application is complete, a credit decision will be given almost instantly. Those who qualify for an unsecured card will not have to pay a security deposit.

A low credit line will be given to ensure one doesn't overcharge and get into credit debt. Online account features make it possible to budget effectively. 24/7 access includes such things as being able to check account balance, available credit, past transactions and more.

Customer service can also be contacted with a toll free number for any kind of credit inquiries. The card also reports to the three credit bureaus every month.
Card rating:
(4.5 out of 5) total 224 votes
Most attractive features: - Unsecured Discover Card
- No application fees
- Instant decision
Least attractive features: - Maintenance fee
- Annual fee

Rewards & Benefits

Other Benefits: *See Terms and Condition
Online Card Account Access:
Credit Reporting:

Card Finance & Rates

Introductory APR (%): N/A*
Introductory Period: N/A*
APR on Purchases (%): 29.99%*
Annual Fee: $75*
Grace Period: 25 days*
Minimum Credit Line: $300*
Late Payment Fee: $35.00*
Over Limit Fee: $35.00*

Balance Transfers

Balance Transfer:

Cash Advances

APR on Cash Advances (%): 29.99%
Cash Advance Fee (%): 5.00%
Minimum Fee: $5.00

Other Fees

Opening Minimum: $0.00
Application Fee: $0.00
Additional Fees Foreign transaction fee: 3%
Monthly maintenance fee (billed annually): $144
Returned payment fee: $35.00


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* The information provided for Continental Finance Matrix Discover® credit card (UnSecured) is believed to be accurate at the time of evaluation (Jul 2, 2013). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

SSL Security Security Note: Online application features Secure SSL Technology.

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