Merrill Lynch Credit Card Plus
Issued by FIA Card Services N.A., the Merrill Lynch Credit Card is designed for those with very good credit who would like to take advantage of Merrill Lynch rewards program, very low APR and have the Visa credit card with up to $250,000 credit line.
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Basic Information |
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| Issuer: | Fia Card Services N.A. | |||||||||
| Card Network: | VISA® |
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| Card Category: | Consumer (Regular) | |||||||||
| Card Type: | - Co-Branded Card - Low Interest Credit Card - Reward Card |
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| Credit Needed: | Good* | |||||||||
Card Review |
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| This card is one of the highest rated cards available on the financial market with the maximum credit line of $250.000,00. Plus the MERRILL+ rewards are easy to earn and easy to redeem. The cardholders of Merrill Lynch card enjoy fantastic savings, upgrades and special privileges. And they get better and better at each Benefit Level. No Merrill Points are required - these Merrill Lynch perks and benefits are yours as a MERRILL+ cardholder. |
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| Card rating: | ||||||||||
| Most attractive features: | - Very low fixed APR - Up to $250.000 credit line - No annual fee - Access to reward program |
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| Least attractive features: | - Some rewards program restrictions | |||||||||
Rewards & Benefits |
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| Reward Types: | - Merchandise Rewards - Other Rewards Cards - Travel Reward Cards |
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| Reward Unit: | Point | |||||||||
| Rewards: | - Earn 1 point for every $1 spent - Double points when purchasing a Merrill Cruise - Points are redeemable for Merchandise and Gifts, College, Commissions and Fees, Concierge or you can create your own rewards. |
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| Expiration: | 5 Years | |||||||||
| Yearly Limit: | None | |||||||||
| Other Benefits: | - Internet Related Services - Purchase Security up to $500 - Warranty Manager - Personal concierge service - British Airways transatlantic companion ticket - $250 savings on advance purchase Club World tickets* - Special MERRILL+ rates at the leading World Hotels* - Complimentary spa services at resort destinations* - Automobile rental upgrades and discounts - Automatic Bill Payment - Emergency Transportation Assistance - Auto Rental Collision Damage Waiver - $1,000,000 Travel Accident Insurance - Lost Luggage Locator Service - Early Fraud Warning - Zero Liability Protection |
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| Online Account Access: | ||||||||||
Card Finance & Rates |
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| Introductory APR (%): | 1.9%* | |||||||||
| Applied Towards: | Purchases, Balance Transfer | |||||||||
| Introductory Period: | 12 months* | |||||||||
| APR on Purchases (%): | 9.99%* | |||||||||
| APR Type: | fixed | |||||||||
| Annual Fee: | $0.00* | |||||||||
| Grace Period: | 25 days* | |||||||||
| Minimum Finance Charge: | $0.50 | |||||||||
| Maximum Credit Line: | $250,000 | |||||||||
| Late Payment Fee: | $29.00* | |||||||||
| Over Limit Fee: | $39.00 | |||||||||
Balance Transfers |
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| Balance Transfer: | ||||||||||
| APR on Balance Transfer (%): | 1.90% | |||||||||
| Transfer Fee (%): | 3.00% | |||||||||
| Minimum Fee: | $10.00 | |||||||||
| Maximum Fee: | $75.00 | |||||||||
Cash Advances |
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| APR on Cash Advances (%): | 9.99% | |||||||||
| Cash Advance Fee (%): | 3.00% | |||||||||
| Minimum Fee: | $10.00 | |||||||||
Other Fees |
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| Additional Fees | Transaction fee for Cash Equivalents: 3% (minimum $10) Transaction fee for foreign currency: 2% |
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Action |
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| View Other Fia Card Services N.A. Cards | ||||||||||
| View Other VISA Cards | ||||||||||
| View Other Balance Transfer Cards | ||||||||||
| View Other Consumer Cards | ||||||||||
| View Other No Annual Fee Cards | ||||||||||
| View Other Regular Cards | ||||||||||
| View Other Reward Credit Cards | ||||||||||
| View Other Low Interest Credit Cards | ||||||||||
| View Other Travel Reward Cards | ||||||||||
* The information provided for Merrill Lynch Credit Card Plus is believed to be accurate at the time of evaluation (Nov 6, 2008). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.
