Discover® Miles Card

Issued by Morgan Stanley Bank the Miles Card by Discover is designed for people with good credit history who plan to take advantage of the travel reward program.

	Intro APR  APR Annual Fee  0%* 10.99%* $0.00*
Basic Information
Issuer:	Discover Bank
Card Network:	Discover®
Card Category:	Consumer (Regular)
Card Type:	- Low Interest Credit Card - Reward Card
Credit Needed:	Good*
Top Card Review
Let your everyday purchases take you where you want to go with the Miles by Discover® Card and Travel with no Restrictions - book any travel through any airline, travel agent or online travel site with no blackout dates or advanced bookings. Earn Miles Faster - Double Miles on up to $3,000 on travel and restaurant purchases and 1 Mile for every $1 on all your other purchases. Redeem for your choice of rewards - choose a travel credit to your account, gift cards from 90 brand-name Partners or cash. Plus, receive 12,000 Bonus Miles* and enjoy 0% Intro APR* on Purchases for 6 months and Balance Transfers for 12 months. Apply Now! *View Rates, Fees, Rewards and Other Important Information
Card rating:	(4 out of 5)
Most attractive features:	- 0% introductory rate - Reward program - Bonus miles - Low APR on Purchases
Least attractive features:	- "Two Cycles Average Daily Balance" method used to determine finance charges
Top Rewards & Benefits
Reward Types:	- Auto Reward Cards - Gas Reward Cards
Reward Unit:	Miles
Reward Unit Value:	1.00
Reward per every $1 spent:	0.01
Rewards:	- 12,000 Bonus Miles - Earn 1,000 Miles each month you make a purchase for your 1st year - 1 Mile per $1 on every purchase - 2 Miles on travel and restaurant purchases on your first $3,000 each year - No limit on the Miles you earn and Miles don't expire* - Fly on any airline, book any hotel or car, with no blackout dates
Expiration:	None
Yearly Limit:	None
Other Benefits:	- Various Internet account related services - Up to $500,000 in travel accident insurance - Auto rental insurance - Fraud and security protection services - Advanced fraud early warning alerts
Online Card Account Access:
Top Card Finance & Rates
Introductory APR (%):	0%*
Applied Towards:	Purchases, Balance Transfer
Introductory Period:	6 months*
APR on Purchases (%):	10.99%*
APR Type:	variable
Annual Fee:	$0.00*
Grace Period:	25 days*
Minimum Finance Charge:	0.50%
Minimum Credit Line:	$5,000
Maximum Credit Line:	$50,000
Late Payment Fee:	$39.00*
Over Limit Fee:	$0.00
Top Balance Transfers
Balance Transfer:
Transfer Fee (%):	3.00%
Top Cash Advances
APR on Cash Advances (%):	23.99%
Cash Advance Fee (%):	3.00%
Top Comments
* See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website.
Top Action
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Apply For Discover Miles Card Secure Online

* The information provided for Discover Miles Card is believed to be accurate at the time of evaluation (Sep 1, 2010). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

Security Note: Online application features Secure SSL Technology.