Discover® Miles Card

Issued by Morgan Stanley Bank the Miles Card by Discover is designed for people with good credit history who plan to take advantage of the travel reward program.


Discover Miles Card
Intro APR  APR Annual Fee 
0%* 11.99%* $0.00*
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Basic Information

Issuer: Discover Bank
Card Network: Discover®
Card Category: Consumer (Regular)
Card Type: - Reward Card
Credit Needed: Good*

Card Review

Let your everyday purchases take you where you want to go with the Miles by Discover® Card and Travel with no Restrictions - book any travel through any airline, travel agent or online travel site with no blackout dates or advanced bookings. Earn Miles Faster - Double Miles on up to $3,000 on travel and restaurant purchases and 1 Mile for every $1 on all your other purchases. Redeem for your choice of rewards - choose a travel credit to your account, gift cards from 90 brand-name Partners or cash. Plus, receive 12,000 Bonus Miles* and enjoy 0% Intro APR* on Purchases for 6 months and Balance Transfers for 12 months. Apply Now!
*View Rates, Fees, Rewards and Other Important Information
Card rating: Card Rating (4 out of 5)
Most attractive features: - 0% introductory rate
- Reward program
- Bonus miles
Least attractive features: - "Two Cycles Average Daily Balance" method used to determine finance charges

Rewards & Benefits

Reward Types: - Auto Reward Cards
- Gas Reward Cards
Reward Unit: Miles
Reward Unit Value: 1.00
Reward per every $1 spent: 0.01
Rewards: - 1,000 bonus miles each calendar month you make a purchase for a total of 12,000 bonus miles your first year
- Book any travel, anytime with no blackout dates or restrictions
- Double Miles on up to $3,000 in travel and restaurant purchases each year
- 1 mile for every $1 on all your other purchases
Expiration: None
Yearly Limit: None
Other Benefits: - Various Internet account related services
- Up to $500,000 in travel accident insurance
- Auto rental insurance
- Fraud and security protection services
- Advanced fraud early warning alerts
Online Card Account Access:

Card Finance & Rates

Introductory APR (%): 0%*
Applied Towards: Purchases, Balance Transfer
Introductory Period: See T&C.*
APR on Purchases (%): 11.99%*
APR Type: variable
Annual Fee: $0.00*
Grace Period: 25 days*
Minimum Finance Charge: 0.50%
Minimum Credit Line: $5,000
Maximum Credit Line: $50,000
Late Payment Fee: $39.00*
Over Limit Fee: $39.00

Balance Transfers

Balance Transfer:
Transfer Fee (%): 3.00%

Cash Advances

APR on Cash Advances (%): 23.99%
Cash Advance Fee (%): 3.00%

Comments

The 0%* APR intro rates for Balance Transfer is valid for 6 months*

* See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover's website.

Action

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* The information provided for Discover Miles Card is believed to be accurate at the time of evaluation (Oct 6, 2009). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

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