No Annual Fee Cards

The cards on the following list attract no annual fee, but do have other charges and terms and conditions attached to them. Check these carefully to find the card offering the best deal for you.

, we found 49 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity
 

Pages: 1 2 3 Check up to 6 cards and

[1] Discover® More® Card - Monogram

Discover More Card - Monogram
Terms |  More Info
- Choose your personalized card design
- 0% Intro APR*
- 5% Cashback Bonus in categories that change
- 1% Cashback Bonus on all other purchases automatically*
- Unlimited cash rewards
- Turn Your Cashback Bonus Into Bigger Rewards by Redeeming for Gift Cards from Over 100 Brand-Name Partners
- Instant Response Within 60 Seconds
- No Annual Fee
Discover More Card - Monogram
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
0%*See T&C.* 10.99%*$0.00*20 days*$39.00*Good*

[2] Ultra VX Visa Credit Card

Ultra VX Visa Credit Card
Terms |  More Info
- UltraVX makes it easy to manage your finances
- Automatic minimum payments
- Reports to all 3 major credit bureaus
- No credit check, no bank account required
- Instant online approval
- Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions (Subject to terms and conditions)
Ultra VX Visa Credit Card
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
N/A*N/A* 18.90%*$0.00*25 days*N/A*Bad Credit OK*

[3] The Business Platinum Card® from American Express OPEN

The Business Platinum Card from American Express OPEN
Terms |  More Info
- Complimentary airport club access, including American Airlines Admirals Club® lounges
- Concierge service to assist with your business needs from gift giving to dinner reservations
- Business Platinum Car Rental program with complimentary enrollment in the Hertz #1 Gold Club®, Avis Preferred®, and Emerald club from National® Car Rental
- The Platinum Office Program, offering access to 1,000 internet-equipped business lounges in 450 major cities worldwide
- Enrollment in the Membership Rewards First® program
- No pre-set spending limit*
- Save 3–25% on business expenses from FedEx, JetBlue®, Hertz®, Hyatt Hotels and Resorts® and more
The Business Platinum Card from American Express OPEN
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
0%*N/A* N/A*$0.00*20 days*$39.00*Good*

[4] The Plum Card® from American Express OPEN

The Plum Card from American Express OPEN
Terms |  More Info
- Who is this card for? This card is ideally suited for businesses that:
- Are established, cash flow positive and have an excellent credit history.
- Have revenue in the 6 to 7-figure range that want more flexibility to manage cash flow, purchase materials and handle other business expenses
- The Everything, Everywhere Trade Terms Card(SM)
- A powerful cash flow management tool
- 1.5% early pay discount or up to 2 months defer pay, interest
- No annual fee for the first year - a $185 savings
- Meet the American Express OPEN Charge Card that offers trade terms on virtually everything you purchase. The Plum Card.
- Pay in full within ten days, get a 1.5% discount.
- OR pay as little as 10% and take up to 2 months to pay off the balance, interest free.
*See how your business can benefit from everything, everywhere trade terms. The opportunity for using trade terms is the reason many businesses continue to use cash. But now your business can receive trade terms on purchases virtually everywhere the Plum Card is accepted. So pay early to receive a discount or defer payment - it's your choice.
The Plum Card from American Express OPEN
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
N/A*N/A* N/A*$0.00*None**$39.00*Excellent*

[5] Public Savings Bank Secured Black Card

Public Savings Bank Secured Black Card
Terms |  More Info
- 3 bureau credit reporting (not all cards report to all 3 major credit bureaus)
- 0% APR for 6 months on purchases
- Low $200 minimum deposit
- No credit check, all applications accepted
- No penalty pricing
- 24/7 online account access, Free Visa Rewards and much more
Public Savings Bank Secured Black Card
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
0%*6 months*Prime + 7.99%*$0.00*25 days*$20.00*Bad Credit OK*

[6] Simmons First Visa® Platinum Rewards

Simmons First Visa® Platinum Rewards
More Info
- Excellent credit required - applicants that do not have excellent credit will not be approved
- Low 9.25% standard purchase APR and platinum benefits
- Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
- Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
Simmons First Visa® Platinum Rewards
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
N/A*N/A* 9.25%*$0.00*25 days*$29.00*Excellent*

[7] Chase Freedom℠ Credit Card

Chase Freedom Credit Card
Terms |  More Info
- 3% Bonus Cash Back Offers in Popular, Rotating Categories Like Gas, Home Improvement and Department Stores
- Full 1% Cash Back on Everything Else - No Spending Tiers or Caps on How Much You Can Earn
- Up to an Additional 20% Cash Back at Select Merchants When You Shop Online Through Chase
- 0% Intro APR and No Annual Fee
Chase Freedom Credit Card
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
0%*for up to 6 months*22.99%, 17.99% or 12.99%*$0.00*20 days*$39.00*Good*

[8] True Earnings® Business Card from Costco and American Express

True Earnings Business Card from Costco and American Express
More Info
- Straight cash back - 4% for annual gasoline purchases of up to $6,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- 0% introductory APR on purchases for the first 3 months
- No annual fee with your paid Costco Membership
- Flexible payments—pay in full or over time
- No annual fee for Additional Cards
- Save 3–25% on business expenses from FedEx, JetBlue®, Hertz®, Hyatt Hotels and Resorts® and more
True Earnings Business Card from Costco and American Express
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
0%*3 months*Prime + 9.99%*$0.00*20 days*$35.00*Good*

[9] Preferred Trust Gold Shopping Card

Preferred Trust Gold Shopping Card
Terms |  More Info
- 0% APR
- No Annual Fee
- $7500 Shopping Credit
- Low Minimum Monthly Payments
- Credit Limit Increases Available
- Unlimited Credit Report monitoring
Preferred Trust Gold Shopping Card
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
N/A*N/A* 0*$0.00*N/A*$10.00*Bad Credit OK*

[10] Discover® More® Card - Biodegradable

Discover More Card - Biodegradable
More Info
- New biodegradable card plastic breaks down 99% within five years in landfill conditions and leaves no toxic effects behind -- Go Green!
- 0% APR on Balance Transfers and Purchases for a Full 6 Months
- 5% Cashback Bonus® in Categories that Change Like Travel, Gas, Groceries, Restaurants and More
- 1% Unlimited Cashback Bonus on All Other Purchases Automatically
- Turn Your Cashback Bonus Into Bigger Rewards by Redeeming for Gift Cards from Over 100 Brand-Name Partners
- Instant Response Within 60 Seconds
- No Annual Fee
Discover More Card - Biodegradable
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
0%*See T&C.* 11.99%*$0.00*25 days*$39.00*Excellent*

[11] Starwood Preferred Guest® Business Card from American Express OPEN

Starwood Preferred Guest Business Card from American Express OPEN
Terms |  More Info
- Who is this card for? This card is ideally suited for businesses that:
- Are established, cash flow positive and have an excellent credit history.
- Have revenue in the 6 to 7-figure range that want more flexibility to manage cash flow, purchase materials and handle other business expenses.
- Earn 10,000 Starpoints with your first purchase
- Earn 1 Starpoint for virtually every dollar you spend on the Card and 2 Starpoints at participating Starwood hotels and resorts
- Redeem at participating Starwood hotels and resorts in 95 countries including Sheraton®, Westin® and W Hotels®
- Transfer to over 30 frequent flyer programs, most on a one-to-one basis.
- Save 3-25% on business expenses from FedEx, Hertz®, Hyatt Hotels and Resorts® and more
- No annual fee for the first year - a savings of $45
- Voted Best Affinity Credit Card by frequent travelers in 19th Annual Freddie Awards
Starwood Preferred Guest Business Card from American Express OPEN
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
2.9%*6 months*Prime + 9.99%*$0.00*20 days*$38.00*Good*

[12] AccountNow™ Prepaid MasterCard®

AccountNow Prepaid MasterCard
More Info
- 100% guaranteed credit approval
- No Credit check
- No overdraft fee
- No bounced checks
- No minimum balance
- No CheckSystem's verification
- Now with iAdvance line of Credit
AccountNow Prepaid MasterCard
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$19.95*$0.00*$2.00View YesBad Credit OK*
ATM Balance Inquiry
ATM Withdrawal
Bank Account to Card Reload
Cancel Card
Direct Deposit Reload
Live Teller Withdrawal
Monthly Maintenance Fee (Hologram)
$1.00
$2.00
$0.00
$15.95
$0.00
$4.95
$4.95
Paper Statements per request
Point of Sale Withdrawal
Purchase Online
Purchase at Merchant
Replace Card
Telephone Purchase
$5.00
$0.00
$0.50
$1.00
$10.00
$0.50

[13] Chase Sapphire(SM) Card

Chase Sapphire(SM) Card
Terms |  More Info
- Earn $100 in rewards - that's 10,000 bonus points after your first purchase!
- Redeem points for travel, gift cards, merchandise, cash back and more
- 2X points earned on airfare booked through Ultimate Rewards and 1 point for every dollar spent on all other purchases
- Points never expire and there are no limits on how many points you can earn
- 24/7 Dedicated service advisors (No voice recording)
- Premier travel and purchase protection benefits
- All of this for no annual fee!
Chase Sapphire(SM) Card
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
N/A*N/A*Prime Rate + 8.99%*$0.00*20 days (Min.)*$29.00*Excellent*

[14] Discover® More® Card - $50 Cashback Bonus®

Discover More Card - $50 Cashback Bonus
More Info
- 0% APR on Balance Transfers for a FULL 12 months
- 0% APR on Purchases for a FULL 6 months
- $50 Cashback Bonus after your first $599 in purchases
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants and more
- 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
- Instant Response within 60 seconds
- No Annual Fee
View all new offers
Discover More Card - $50 Cashback Bonus
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
0%*See T&C.* 12.99%*$0.00*25 days*$19.00*Good*

[15] Vision Silver(SM) Prepaid MasterCard®

Vision Silver(SM) Prepaid MasterCard
Terms |  More Info
- Perfect Card for Government/Benefits Checks Recipients
- $0 Activation with Rebate*
- 100% Guaranteed Approval*/No Credit Check
- Free Direct Deposit of Your Pay or Government Check
- Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
- No Overdraft Fees or Minimum Balances
- Online Checking - Electronic or Paper Checks
Vision Silver(SM) Prepaid MasterCard
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$9.95*$0.00*N/AView NoBad Credit OK*
ATM Balance Inquiry Decline Fee (Dom.)
ATM Balance Inquiry Decline Fee (Int'l)
ATM Balance Inquiry Fee (Domestic)
ATM Balance Inquiry Fee (Int'l)
ATM Decline Fee (Domestic)
ATM Decline Fee (Int'l)
ATM Withdrawal Fee (Domestic)
ATM Withdrawal Fee (Int'l)
Bill Pay Fee (Check Cancellation)
Bill Pay Fee (Electronic)
Bill Pay Fee (Paper Check)
Cancellation Fee
Cash Advance Fee (Domestic)
Cash Advance Fee (Int'l)
Convenience Fee (Direct Deposit)
Convenience Fee (Retail)
Convenience Fee (Wire Transfer)
$0.95
$1.95
$0.95
$1.95
$0.95
$1.95
$1.95
$4.95
$9.95
$0.95
$0.95
$14.95
$4.95
$4.95
FREE
$0.95
FREE
Convenience Fee for Bank Transfer
Express Shipping Fee
IVR Access
Inactivity/Dormant Fee
Live Agent Service Fee (per call)
PIN Transaction Decline Fee (Domestic)
PIN Transaction Decline Fee (Int'l)
PIN Transaction Fee (Domestic)
PIN Transaction Fee (Int'l)
Paper Statement Fee (Mail)
Replacement Card Fee
Secondary Card fee
Signature Transaction Decline Fee (Dom.)
Signature Transaction Decline Fee (Int'l)
Signature Transaction Fee (Domestic)
Signature Transaction Fee (Int'l)
$0.95
$19.95
FREE
$3.95
$1.95
$0.95
$0.95
$0.95
$0.95
$2.95
$4.95
$4.95
$0.95
$0.95
FREE
FREE

[16] Discover® Student Card - Flamingo Monogram

Discover Student Card - Flamingo Monogram
Terms |  More Info
- Earn more cash in more ways than anyone else*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus when you shop online*
- Double rewards with more than 80 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
Discover Student Card - Flamingo Monogram
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
0%*See T&C.* 14.99%*$0.00*25 days*$39.00*No Credit*

[17] Discover® More® Card - Shamrock

Discover More Card - Shamrock
More Info
- 0% APR on Purchases for a FULL 9 months
- 0% APR on Balance Transfers for a FULL 12 months
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants and more
- 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
- Instant Response within 60 seconds
- No Annual Fee
View all new offers
Discover More Card - Shamrock
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
0%*12 months*as low as 12.99%*$0.00*25 days*$19.00*Good*

[18] Slate℠ from Chase

Slate from Chase
Terms |  More Info
- 0% Intro APR for up to 12 months*
- No Annual Fee*
- Pay down balances on your terms with BlueprintSM
- Zero Liability on unauthorized purchases
- E-mail and text alerts
Slate from Chase
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
0%*Up to 12 Months*22.24%, 17.24%, or 13.24%*$0.00*20 days (Min.)*$29.00*Good*

[19] Simmons First Visa® Platinum

Simmons First Visa® Platinum
More Info
- Low 7.25% standard purchase APR
- Platinum card benefits
- Excellent credit required - applicants that do not have excellent credit will not be approved
- No balance transfer fee for balances transferred in response to this online offer
- No annual fee
Simmons First Visa® Platinum
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
N/A*N/A* 7.25%*$0.00*25 days*$29.00*Excellent*

[20] Discover® Open Road® Card

Discover Open Road Card
Terms |  More Info
- Double Cashback Bonus at any gas station and any restaurant
- 5% to 20% Cashback Bonus at top retailers through our online shopping mall
- Up to 1% unlimited Cashback Bonus at top retailers through our online shopping mall
- Redeem for Partner gift cards, merchandise, Discover (R) gift cards, credit to your Discover card account or an electronic deposit to your bank account
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards or eCertificates from over 100 brand-name Partners
*View Discover Card Rates, Fees, Rewards, and Other Important Information
Discover Open Road Card
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
0%*See T&C.* 11.99%*$0.00*25 days*$19.00*Excellent*

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* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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