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No Annual Fee Cards

The cards on the following list attract no annual fee, but do have other charges and terms and conditions attached to them. Check these carefully to find the card offering the best deal for you.

, we found 90 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity
 

Pages: 1 2 3 4 5 Check up to 6 cards and

[1] First Vineyard MasterCard® Debit Card

First Vineyard MasterCard Debit Card
More Info
- Receive cash back from your own & anyones else in your compensation tree spendings
- Reload your card directly from your payroll or bank account
- Live debt free & Powerful Online Account Management
- Online Bill Payment service included
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$39.95*N/AView YesBad Credit OK*
Account Information Line
Account Statement by Mail
Bank Wire Transfer
Cancellation Fee
Card Replacement
Card-2-Card Transfer
Cashier's Check Reload
Click-n-Pay™ (Paper Check)
Direct Deposit
Electronic Funds Transfer (Confirmed)
Electronic Funds Transfer (Trial)
$0.00
$3.00
$4.95
$15.00
$15.00
$0.00
$0.00
$1.00
$0.00
$1.95
$3.95
In Person Payments (IPP)
International Transaction
Money Order Reload
Monthly maintenance Fee
Point of Sale Transaction
Returned Check
Telephone Support (per minute)
U.S. ATM cash withdrawal
U.S. ATM inquiry fee
U.S. non-ATM cash advance
Western Union® SwiftPay®
$3.95
$50.00
$0.00
$6.95
$0.00
$25.00
$0.06
$2.00
$1.00
$4.50
$5.95

[2] AccountNow™ Prepaid MasterCard®

AccountNow Prepaid MasterCard
More Info
- 100% Guaranteed Approval*
- No Credit Check
- $0 Activation Fee
- Free Direct Deposit and $25 cash back
- Cash Back on Everyday Purchases
AccountNow Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$19.95*$2.00View YesBad Credit OK*
ATM Balance Inquiry
ATM Withdrawal
Bank Account to Card Reload
Cancel Card
Direct Deposit Reload
Live Teller Withdrawal
Monthly Maintenance Fee (Hologram)
$1.00
$2.00
$0.00
$15.95
$0.00
$4.95
$4.95
Paper Statements per request
Point of Sale Withdrawal
Purchase Online
Purchase at Merchant
Replace Card
Telephone Purchase
$5.00
$0.00
$0.50
$1.00
$10.00
$0.50

[3] BuyRIGHT Prepaid MasterCard®

BuyRIGHT Prepaid MasterCard
Terms |  More Info
- Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More!
- Special Reload Offer! Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.**
- FREE Direct Deposit, Online bill pay, Earn rewards.
- No credit check, 100% approved!*
- No bounced check fees or overdraft fees, EVER!
- Travel, Rent Cars, Reserve Hotels, Shop online safely!
- Unbelievable Customer Service!
BuyRIGHT Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$9.95*$2.00View NoBad Credit OK*
ATM Balance Inquiry
ATM Withdrawal
Automated Telephone Service
Bank Account to Card Reload
Cancel Card
Customer Service Live Call
Inactive Account
Live Teller Withdrawal
$1.00
$2.00
$0.50
$2.50
$15.00
$1.00
$4.95
$4.50
Monthly Maintenance Fee (ATM)
Monthly Maintenance Fee (hologram)
Paper Statements per request
Point Of Sale Withdrawal
Purchase Online
Purchase at Merchant
Replace Card
Telephone Purchase
$7.95
$7.95
$3.00
$1.00
$1.00
$1.00
$15.00
$1.00

[4] UPside Visa® Prepaid Card

UPside Visa Prepaid Card
Terms |  More Info
- Save up to $230 compared with other prepaid cards
- $0 activation fee. $0 monthly fee with total load of $400 or more
- Free direct deposit from employers or load cash at 60,000 retailers
- Write personal checks, best to pay rent or other bills
UPside Visa Prepaid Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*$1.50View NoAccepts All*
Account closure fee
Balance inquiry fee
Card replacement fee
Decline ATM withdrawal
Decline fee on payment
Decline fee on reloads from ACH
$8.95
$0.99
$6.95
$2.00
$2.00
$10.00
Express card delivery
Overdraft fee
PIN Change(first ever is free)
Reimbursing check fee
Withdrawal (in addition to ATM fee)
$14.95
$3.00
$0.99
$12.00
$1.49

[5] Vision Silver(SM) Prepaid MasterCard®

Vision Silver(SM) Prepaid MasterCard
Terms |  More Info
- Perfect Card for Government/Benefits Checks Recipients
- $0 Activation with Rebate*
- 100% Guaranteed Approval*/No Credit Check
- Free Direct Deposit of Your Pay or Government Check
- Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
- No Overdraft Fees or Minimum Balances
- Online Checking - Electronic or Paper Checks
Vision Silver(SM) Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$9.95*N/AView NoBad Credit OK*
ATM Balance Inquiry Decline Fee (Dom.)
ATM Balance Inquiry Decline Fee (Int'l)
ATM Balance Inquiry Fee (Domestic)
ATM Balance Inquiry Fee (Int'l)
ATM Decline Fee (Domestic)
ATM Decline Fee (Int'l)
ATM Withdrawal Fee (Domestic)
ATM Withdrawal Fee (Int'l)
Bill Pay Fee (Check Cancellation)
Bill Pay Fee (Electronic)
Bill Pay Fee (Paper Check)
Cancellation Fee
Cash Advance Fee (Domestic)
Cash Advance Fee (Int'l)
Convenience Fee (Direct Deposit)
Convenience Fee (Retail)
Convenience Fee (Wire Transfer)
$0.95
$1.95
$0.95
$1.95
$0.95
$1.95
$1.95
$4.95
$9.95
$0.95
$0.95
$14.95
$4.95
$4.95
FREE
$0.95
FREE
Convenience Fee for Bank Transfer
Express Shipping Fee
IVR Access
Inactivity/Dormant Fee
Live Agent Service Fee (per call)
PIN Transaction Decline Fee (Domestic)
PIN Transaction Decline Fee (Int'l)
PIN Transaction Fee (Domestic)
PIN Transaction Fee (Int'l)
Paper Statement Fee (Mail)
Replacement Card Fee
Secondary Card fee
Signature Transaction Decline Fee (Dom.)
Signature Transaction Decline Fee (Int'l)
Signature Transaction Fee (Domestic)
Signature Transaction Fee (Int'l)
$0.95
$19.95
FREE
$3.95
$1.95
$0.95
$0.95
$0.95
$0.95
$2.95
$4.95
$4.95
$0.95
$0.95
FREE
FREE

[6] The Plum Card® from American Express OPEN

The Plum Card from American Express OPEN
Terms |  More Info
- The Everything, Everywhere Trade Terms Card (SM) from American Express OPEN
- Pay in full within ten days, get a 1.5% discount
- OR pay as little as 10% and take up to 2 months to pay off the balance, interest free
- $0 introductory annual fee for the first year, then $185
- A powerful cash flow management tool
The Plum Card from American Express OPEN
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* N/A* $0.00* None** Excellent*

[7] American Express® Premier Rewards Gold Card

American Express Premier Rewards Gold Card
More Info
- Membership Rewards® bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership
- Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
- Exclusive access to Gold Card Destinations and events — Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide
- Introductory annual fee of $0 for the first year, then $175
- Get approved in 60-seconds.
American Express Premier Rewards Gold Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* N/A* $0.00* N/A* Excellent*

[8] Green Dot Gold Prepaid Visa® / MasterCard®

Green Dot Gold Prepaid Visa / MasterCard
Terms |  More Info
- $0 Activation Online - with no credit check
- Access over 18,000 MoneyPass ATM's
- Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
- No Monthly fee for any month with at least 30 purchases (see site for details)
- Reload for free with direct deposit
- No Transaction fees on US purchases
- No Overdraft fees
- No Minimum balance required
Green Dot Gold Prepaid Visa / MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$0.00$0.00*$2.50View NoBad Credit OK*
ATM Balance Inquiry
ATM Declined Withdrawal
ATM Withdrawal at in-network
Expedited Card Delivery (FedEx)
Lost/Stolen Card Replacement
$0.50
$0.50
FREE
$19.95
$6.00
Other ATM withdrawals
Other Teller cash advance
Reload at Retail Location
Second Card
Teller Cash Advance at in-network
$2.50
$2.50
$4.95
$4.95
FREE

[9] Ink℠ Bold with Ultimate Rewards℠

Ink Bold with Ultimate Rewards
Terms |  More Info
- 50,000 bonus points after you spend $5,000 in 3 months – that's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool
- No limit to the number of points you can earn – and points do not expire
- 5X points per dollar on the first $50,000 spent annually on eligible business purchases
- No foreign transaction fees and Free Employee Cards
- No interest or over limit fees
- No Annual Fee in the first year – that's a $95 savings
View all new offers
Ink Bold with Ultimate Rewards
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* N/A* $0.00* 30 days* Good*

[10] iBankUP Prepaid Visa Card

iBankUP Prepaid Visa Card
Terms |  More Info
- The power of a checking account in one card, even if you have bad credit
- Write personal checks online, we mail them for you
- $0.99 monthly fee with total load of $500 or more
- Free Direct Deposit from employers or load cash at 50,000 retailers
iBankUP Prepaid Visa Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$25.00$0.00*$1.70View NoBad Credit OK*
Account closure fee
Activation fee
Annual fee
Automated phone inquiry (per call)
Balance inquiry fee
Companion card (balance over $1000)
Companion card (per month)
DDA load fee
Decline fee on ATM withdrawal
None
None
None
$0.99
$0.99
FREE
$1.99
None
$2.00
Decline fee on POS
Express delivery (surcharge)
Inactivity fee
Monthly fee (balance $25-$500)
Monthly fee (balance over $500)
Negative balance fee
Online customer support
Purchase transaction fee
Standard delivery
None
$14.95
None
$2.99
$0.99
None
FREE
None
$9.95

[11] Univision Prepaid MasterCard®

Univision Prepaid MasterCard
More Info
- No Social Security number needed and no credit check
- FREE card opening
- FREE transactions
- FREE ATM Withdrawals at all Target and other participating locations
- FREE direct deposit
- FREE additional cards
- Double Tax Refund*
- Optional Spanish application form
- Spanish & English application forms
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$5.00$0.00*$0.00View NoBad Credit OK*
ATM Withdrawal
ATM Withdrawals at all Target
ATM Withdrawals at participating locations
Account Alerts via Email
Account Alerts via SMS
At non-participating locations
Bill Payment Expedited Payment Fee
Bill Payment Regular Fee
Bill Payment Special Services Fees
Card Replacement Fee
Card for Second person
Check Copy Fee
Check Re-Issue Fee
Check Refund Fee
Currency Conversion Fee
FREE
FREE
FREE
FREE
FREE
$1.95
$9.95
$1.00
$20.00
$9.95
FREE
$20.00
$20.00
$9.95
2%
Express Shipping Fee
IVR Account Updates – 24/7
Late Fees
Live Agent Customer Service
Loads by Direct Deposit
Loads/Reloads Card-to-Card
Loads/Reloads In-person
Monthly Maintenance Fee
Online Account Access – 24/7
Overlimit Fees
PIN Purchase Transaction Fee
Paper Statement Fee
Postal Reject Fee
Signature Purchase Transaction Fee
$9.95
FREE
NONE
FREE
FREE
FREE
FREE
$9.95
FREE
NONE
FREE
$1.00
$20.00
FREE

[12] EXACT Prepaid MasterCard®

EXACT Prepaid MasterCard
Terms |  More Info
- 100% Approval - No credit check or bank account required*
- Free direct deposit
- Use your card anywhere MasterCard is accepted.
- Reloadable online or at 100,000 locations
- Up to $5,000 balance limit
EXACT Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$5.00$0.00*$2.00View NoBad Credit OK*
ATM Balance Inquiry
ATM Balance Inquiry Intl.
ATM Decline International
ATM Decline US
ATM Domestic Fee
ATM Intl. Fee*
Activation Fee
Automated Voice Response
Bal. Inquiry Decline
Billpay Fee
Call Center Customer Service
Cancellation Fee
Cash Advance Fee Intl.
Cash Advance Fee US
$1.00
$1.00
$1.00
$1.00
$2.00
$4.00
$9.95
$0.50
$1.00
$1.00
$3.95
$9.95
$4.00
$4.00
Check Cancellation Fee
Dormancy Fee
Express Mail Fee
Manual Check Fee
Monthly Fee
PIN Foreign Transaction Fee
PIN Transaction Fee
POS Decline International
POS Decline US
Paper Statement Copy Fee
Send Cash Fee
Signature Intl. Transaction Fee
Signature Transaction Fee
$1.00
$9.95
$19.95
$1.00
$4.95
$0.25
$0.25
$0.50
$0.50
$2.00
$1.00
$0.25
$0.25

[13] Walmart MoneyCard Visa® Prepaid Card

Walmart MoneyCard Visa Prepaid Card
Terms |  More Info
- No issuance fee online
- No credit check or bank account required
- No overdraft fees
- No minimum balance required
- Free Direct Deposit
- $10 bonus with qualifying Direct Deposit (for a limited time only)
- Use everywhere Visa debit is accepted, including shop online, pay bills, get cash at ATMs
Walmart MoneyCard Visa Prepaid Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$5.00$0.00*$2.00View NoBad Credit OK*
ATM Balance Inquiry
ATM Cash Transaction - Domestic
ATM Cash Transaction - Intl.
Additional Personalized Card
Additional Student Edition Card
Card Reload at Green Dot
Card Reload at Walmart
$1.00
$2.00
$2.00
$3.00
$0.00
varies
$3.00
Card Reload at other Locations
Foreign Transactions Fee
Lost/Stolen Replacement
Monthly Maintenance Fee
Rush Card Delivery
Teller Cash Transaction
varies
2%
$3.00
$3.00
$20.00
$2.00

[14] Univision Prepaid MasterCard® (Español Application)

Univision Prepaid MasterCard (Español Application)
More Info
- No Social Security number needed and no credit check
- FREE card opening
- FREE transactions
- FREE ATM Withdrawals at all Target and other participating locations
- FREE direct deposit
- FREE additional cards
- Double Tax Refund*
- Optional Spanish application form
- Spanish application form
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$5.00$0.00*$0.00View NoBad Credit OK*
ATM Withdrawal
ATM Withdrawals at all Target
ATM Withdrawals at participating locations
Account Alerts via Email
Account Alerts via SMS
At non-participating locations
Bill Payment Expedited Payment Fee
Bill Payment Regular Fee
Bill Payment Special Services Fees
Card Replacement Fee
Card for Second person
Check Copy Fee
Check Re-Issue Fee
Check Refund Fee
Currency Conversion Fee
FREE
FREE
FREE
FREE
FREE
$1.95
$9.95
$1.00
$20.00
$9.95
FREE
$20.00
$20.00
$9.95
2%
Express Shipping Fee
IVR Account Updates – 24/7
Late Fees
Live Agent Customer Service
Loads by Direct Deposit
Loads/Reloads Card-to-Card
Loads/Reloads In-person
Monthly Maintenance Fee
Online Account Access – 24/7
Overlimit Fees
PIN Purchase Transaction Fee
Paper Statement Fee
Postal Reject Fee
Signature Purchase Transaction Fee
$9.95
FREE
NONE
FREE
FREE
FREE
FREE
$9.95
FREE
NONE
FREE
$1.00
$20.00
FREE

[15] Modern Cash™ Prepaid MasterCard®

Modern Cash Prepaid MasterCard
More Info
- $10 credit each month that you Direct Deposit at least $2,000 to your card
- Optional Overdraft Protection Product
- Free Unlimited US Purchase Transactions
- Free Direct Deposit - paycheck, benefits, tax refunds
View all new offers
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*$2.50View NoBad Credit OK*
ACH Debit
ATM Balance Inquiry
ATM Declines
ATM Withdrawal
Account Closure with Check
Account to Account
Additional/Replacement Card
Bank Cash Advance
Card/Account Reactivation Fee
Customer Service
Insufficient Funds-NSF
FREE
$0.50
$0.50
$2.50
$15.95
FREE
$9.95
$4.95
$19.95
FREE
$14.95
Intl. ATM Withdrawal
Intl. Purchases fee
Monthly Maintenance
Monthly Statements
Overdraft Service Fee (Opt-in)
Purchase (PIN)
Purchase Declines
Purchases (Signature)
SMS Transaction Updates
Special Research Fee (per hour)
$4.95
$2.00
$9.95
FREE
$9.95
FREE
FREE
FREE
FREE
$25.00

[16] Preferred Trust Gold Shopping Card

Preferred Trust Gold Shopping Card
More Info
- 0% APR
- No Annual Fee
- $7500 Shopping Credit
- Low Minimum Monthly Payments
- Credit Limit Increases Available
- Unlimited Credit Report monitoring
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 0* $0.00* N/A* Bad Credit OK*

[17] eElite Plus Shopping Card

eElite Plus Shopping Card
More Info
- 0% APR with No Annual Fee
- Receive up to a $12,500 immediately*
- No Credit Check
- Unsecured Shopping Credit Line
- Credit Line is Reported to Major Credit Bureau
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
N/AN/A*N/AView YesAccepts All*
Fe for ACH Debits and credit Cards
Fee for Exceeding the Credit Limit
Fee for returned Checks
Fees for Paying Late
Inactivity Fee
$30.00
N/A
$30.00
$10.00
$19.95
Membership fee
Minimum Finance Charge
Processing fee
Transaction Fee for Purchases
$14.00
N/A
$99.00
N/A

[18] American Octane Onyx Unsecured Card

American Octane Onyx Unsecured Card
More Info
- 0% APR on all purchases for life
- Unsecured Line of Credit
- 100% Approval*
- 24 hour Approval Process
- No hidden fees
- Monthly reporting to major credit bureaus
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
N/AN/A*N/AView YesBad Credit OK*
Account setup fee (one time)
Annual Percentage Rate for Purchases
Cancellation Fee
Fee for returned checks or debits
Late Payment (After 30 days)
$99.00
0.00%
None
$25.00
$10.00
Membership fee (monthly)
NSF Check Fee
Outlet Store Residential Delivery
Penalties for prepayment
Processing Fees
$9.95
$25.00
$10.00
None
Varies

[19] IberiaBank Visa® Classic

IberiaBank Visa Classic
More Info
- No annual membership fee
- Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Online access to credit card account information
IberiaBank Visa Classic
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
1.99%* 6 months* 13.25% - 7.25% (Variable) * $0.00* 25 days* Good*

[20] Simmons First Visa® Platinum

Simmons First Visa® Platinum
More Info
- Low 7.25% standard purchase APR
- Platinum card benefits
- Excellent credit required - applicants that do not have excellent credit will not be approved
- No balance transfer fee for balances transferred in response to this online offer
- No annual fee
Simmons First Visa® Platinum
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 7.25%* $0.00* 25 days* Excellent*

Pages: 1 2 3 4 5 Check up to 6 cards and

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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