No Annual Fee Cards

[1] Sony Credit Card from Capital One®
More Info	- 5 points per $1 on Sony purchases at authorized retailers - 3 points per $1 on dining out and movie purchases - 1 point per $1 spent on all other purchases - Redeem for Sony products, movies, music, and more - Choose from 2 unique card designs - 0% intro APR on purchases until April 2013 - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* until April 2013* 13.9% - 24.90% (Variable) * $0.00* 25 days* Good*

[2] Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back
Terms |  More Info	- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*. This APR will vary with the market based on the Prime Rate. - $100 cash back after $500 in purchases within the first 3 months of account opening - Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/2012 to 6/30/12 when you enroll. Enroll each quarter for new categories that earn additional cash back. To learn more, visit dividend. quarterlyoffer. citi.com - 1% cash back on all other purchases. - 5% additional cash back on average at over 400 stores through the Citi Bonus Cash Center. - No annual fee.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 12 months* 12.99% - 22.99% (Variable) * $0.00* 20 days* Good*

[3] Chase Freedom® Visa
More Info	- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months - 0% Intro APR for 15 months on purchases and balance transfers - 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12 - You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! - Unlimited 1% Cash Back on all other purchases - Up to an additional 10% Cash Back when you shop online at select merchants through Chase - No annual fee and rewards never expire
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 12.99% – 22.99% (Variable) * $0.00* 21 days* Good*

[4] Citi Forward® Card
More Info	- $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months - 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable - 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases - APR reduction on purchases when using credit wisely - No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* See T&C* 12.99% - 22.99% (Variable) * $0.00* 20 days (Min.)* Good*

[5] Citi Forward® Card for College Students
More Info	- No Cosigner required - APR reduction on purchases when using credit wisely - 100 ThankYou Points each billing period that you pay on time and stay under your credit line - Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 7 months* 13.99% - 22.99% (Variable) * $0.00* 22 days (Min.)* Fair*

[6] Chase Freedom® Visa - $100 Bonus Cash Back (0% APR)
More Info	- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months - 0% Intro APR for 15 months on purchases and balance transfers - 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12 - You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! - Unlimited 1% Cash Back on all other purchases - Up to an additional 10% Cash Back when you shop online at select merchants through Chase - No annual fee and rewards never expire
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 12.99% – 22.99% (Variable) * $0.00* 20 days* Good*

[7] Chase Freedom® MasterCard - $100 Bonus + 0% Intro APR
More Info	- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months - 0% Intro APR for 12 months on balance transfers and 6 months on purchases - 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12 - You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! - Unlimited 1% Cash Back on all other purchases - Up to an additional 10% Cash Back when you shop online at select merchants through Chase - No annual fee and rewards never expire
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* See T&C* 12.99% - 22.99% (Variable) * $0.00* 21 days* Good*

[8] Citi ThankYou® Preferred Card - $150 Gift Card
More Info	- $150 gift card - When you redeem the 15,000 bonus ThankYou Points received after $1,000 in purchases within 3 months of account opening. - 5 ThankYou Points for every $1 you spend on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 you spend thereafter** - No expiration and no limit on the points you can earn - Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more - No annual fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 12.99% - 22.99% (Variable) * $0.00* 20 Days (Min.)* Good*

[9] Chase Freedom® Visa - $100 Bonus Cash Back
More Info	- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months - 0% Intro APR for 15 months on purchases and balance transfers - 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12 - You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! - Unlimited 1% Cash Back on all other purchases - Up to an additional 10% Cash Back when you shop online at select merchants through Chase - No annual fee and rewards never expire
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 12.99% - 22.99% (Variable) * $0.00* 21 days* Good*

[10] Chase Freedom® MasterCard
More Info	- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months - 0% Intro APR for 15 months on purchases and balance transfers - 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12 - You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! - Unlimited 1% Cash Back on all other purchases - Up to an additional 10% Cash Back when you shop online at select merchants through Chase - No annual fee and rewards never expire
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 12.99% - 22.99% (Variable) * $0.00* 21 days* Good*

[11] Citi ThankYou® Card
More Info	- Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness* - Earn 1 ThankYou Point for every $1 you spend on purchases. - Earn an anniversary bonus on points earned from purchases every year* - Enjoy no limit on the number of points you can earn - Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more - No annual fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 12.99% - 22.99% (Variable) * $0.00* 20 - 25 Days* Good*

[12] Capital One® Spark℠ Classic for Business
More Info	- Enjoy no annual fee - Build business credit with eligibility for an automatic credit line increase - Earn 1% cash back on every purchase, every day - Separate business expenses from personal expenses - $0 Fraud Liability if your card is ever lost or stolen - Enjoy business benefits including Year-End Summaries, up to 25 employee cards at no additional cost, and experienced small business customer service
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 22.90% (Variable) * $0.00* 25 Days* Average*

[13] Blue Cash® Everyday(SM) from American Express
More Info	- Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership - 0% intro APR on purchases for 12 months, flexibility to pay over time - Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases - NO spend minimum, NO enrollment, and NO rotating rewards categories - Get a $25 Referral Bonus for each friend or family member who is approved for the Card - No annual fee, flexibility to pay over time
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 12 months on Purchases* 17.24% - 22.24% (Variable) * $0.00* N/A* Excellent*

[14] Blue Sky from American Express®
Terms |  More Info	- 7,500 bonus points when you spend $1,000 within 3 months - redeemable for a $100 statement credit. - No annual fee. - Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime. - Pay your bill all at once, or over time. It's up to you. - Blue Savings Program: big deals on big brands, all the time. - Get a decision in as little as 60 seconds.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 12 months* from 17.24 to 22.24% (Variable) * $0.00* N/A* Excellent*

[15] Citi® Diamond Preferred® Card
More Info	- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness. - 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more - Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass(R). - $0 liability on unauthorized purchases and Citi Identity Theft Solutions - No annual fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 18 months* 11.99% - 21.99% (Variable) * $0.00* 20 days* Good*

[16] Citi® mtvU Platinum Select® Visa® Card for College Student
More Info	- Earn 5 points per $1 spent on entertainment like music, movies, video game rentals and sporting events - Earn 2 points per $1 spent at restaurants, fast food places and coffee shops - 1 point per $1 spent on everything else - 25 bonus points each billing period you keep your account in good standing by paying on time - Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings - Also, redeem for travel, merchandise, gift cards and more - No limit on the points you can earn and points don't expire - 0% intro APR—pay no interest on purchases until June 2012 - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* until June 2012* 13.99% - 21.99% (Variable) * $0.00* 20 days* Bad Credit OK*

[17] Citi® Platinum Select® MasterCard®
More Info	- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness. - Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more - Citi® Identity Theft Solutions - Secure, free online account management - No annual fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 18 months* 11.99% - 21.99% (Variable) * $0.00* 20 days* Good*

[18] Citi® Dividend Platinum Select® Card for College Students
More Info	- No Cosigner Required - Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter* - Earn 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required* - Earn a full 1% cash back on all other purchases*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 7 months* 13.99% - 21.99% (Variable) * $0.00* 20 days* Poor*

[19] Citi® Platinum Select® Visa® Credit Card
More Info	- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness. - Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more - Citi Identity Theft Solutions - Secure, free online account management - No annual fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 18 months* 11.99% - 21.99% (Variable) * $0.00* 20 days* Good*

[20] Chase Slate℠ Vertical Card with Blueprint - $75 Bonus & 15 Month Intro
More Info	- Earn $75 Statement Credit after you make $300 in purchases in your first 3 months - 0% Intro APR for up to 15 months – a variable APR as low as 11.99% - 21.99% after your 0% ends - Slate with Blueprint® helps you pay down your balances faster and save on interest - Transfer your higher rate balances - No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* for up to 15 months* 11.99% - 21.99% (Variable) * $0.00* 20 days (Min.)* Good*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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