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No Annual Fee Cards

The cards on the following list attract no annual fee, but do have other charges and terms and conditions attached to them. Check these carefully to find the card offering the best deal for you.

, we found 64 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity
 

Pages: 1 2 3 4 Check up to 6 cards and

[1] AccountNow™ Prepaid MasterCard®

AccountNow Prepaid MasterCard
More Info 		- 100% guaranteed credit approval
- No Credit check
- No overdraft fee
- No bounced checks
- No minimum balance
- No CheckSystem's verification
- Now with iAdvance line of Credit		 AccountNow Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$19.95*$2.00View YesBad Credit OK*
ATM Balance Inquiry
ATM Withdrawal
Bank Account to Card Reload
Cancel Card
Direct Deposit Reload
Live Teller Withdrawal
Monthly Maintenance Fee (Hologram) 		$1.00
$2.00
$0.00
$15.95
$0.00
$4.95
$4.95 		Paper Statements per request
Point of Sale Withdrawal
Purchase Online
Purchase at Merchant
Replace Card
Telephone Purchase 		$5.00
$0.00
$0.50
$1.00
$10.00
$0.50

[2] American Express® Premier Rewards Gold Card

American Express Premier Rewards Gold Card
More Info 		- 3-2-1 Points: Earn Membership Rewards® points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
- No annual fee for your first year, a savings of $175
- Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership
- Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year		 American Express Premier Rewards Gold Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* N/A* $0.00* N/A* Excellent*

[3] American Octane Onyx Unsecured Card

American Octane Onyx Unsecured Card
Terms |  More Info 		- 0% APR on all purchases for life
- Unsecured Line of Credit
- 100% Approval*
- 24 hour Approval Process
- No hidden fees		 American Octane Onyx Unsecured Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
N/AN/A*N/AView YesBad Credit OK*
Account setup fee (one time)
Annual Percentage Rate for Purchases
Cancellation Fee
Fee for returned checks or debits
Late Payment (After 30 days) 		$99.00
0.00%
None
$25.00
$10.00 		Membership fee (monthly)
NSF Check Fee
Outlet Store Residential Delivery
Penalties for prepayment
Processing Fees 		$9.95
$25.00
$10.00
None
Varies

[4] AT&T Universal Business Rewards Card

AT&T Universal Business Rewards Card
Terms |  More Info 		- 0% APR on Purchases for 6 Months
- Earn 5 ThankYou Points For Every Dollar You Spend On Eligible AT&T Products and Services
- Earn 3 ThankYou Points For Every Dollar Spent On Purchases at Certain Office Supply Merchants, Gas Stations, and On Professional Services
- 1 ThankYou Point For Every Dollar Spent On Other Purchases
- Additional Cards For Employees With Credit Limits You Set
- No Annual Fee		 AT&T Universal Business Rewards Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months* 16.99%* $0.00* 20 days* Good*

[5] Blue Cash® from American Express

Blue Cash from American Express
Terms |  More Info 		- When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase
- No Annual Fee
- 0% Intro APR for 6 months on purchases
- Express Approval. Get a decision in less than 60 seconds.		 Blue Cash from American Express
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months on Purchases* from 17.24 to 21.24%* $0.00* N/A* Excellent*

[6] Blue Sky from American Express®

Blue Sky from American Express
Terms |  More Info 		- 0% Intro APR for 6 months on purchases
- Earn 1 point for every dollar you spend
- Points good on any airline, hotel, car rental and more.
- No blackout dates or travel restrictions
- Express Approval. Get a decision in less than 60 seconds.		 Blue Sky from American Express
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months on Purchases* from 17.24 to 21.24%* $0.00* N/A* Excellent*

[7] BuyRIGHT Prepaid MasterCard®

BuyRIGHT Prepaid MasterCard
Terms |  More Info 		- Click-N-Pay bill payment
- Eliminate payday hassles with free direct deposit
- Get On-line money management tools
- No credit checks
- No employment verification
- No monthly or annual fees		 BuyRIGHT Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$29.95*$2.00View NoBad Credit OK*
ATM Balance Inquiry
ATM Withdrawal
Automated Telephone Service
Bank Account to Card Reload
Cancel Card
Customer Service Live Call
Inactive Account
Live Teller Withdrawal 		$1.00
$2.00
$0.50
$2.50
$15.00
$1.00
$4.95
$4.50 		Monthly Maintenance Fee (ATM)
Monthly Maintenance Fee (hologram)
Paper Statements per request
Point Of Sale Withdrawal
Purchase Online
Purchase at Merchant
Replace Card
Telephone Purchase 		$4.95
$4.95
$3.00
$1.00
$1.00
$1.00
$15.00
$1.00

[8] Chase Freedom℠ Master Credit Card

Chase Freedom Master Credit Card
Terms |  More Info 		- 0% Intro APR and No Annual Fee
- 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
- Unlimited 1% Cash Back on all other purchases with no spending tiers
- Up to an additional 20% cash back when you shop online at select merchants through Chase		 Chase Freedom Master Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* See T&C* 12.99% - 22.99% (Variable)* $0.00* 20 days* Good*

[9] Chase Freedom℠ Visa Card

Chase Freedom Visa Card
Terms |  More Info 		- 0% Intro APR and No Annual Fee
- 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
- Unlimited 1% Cash Back on all other purchases with no spending tiers
- Up to an additional 20% cash back when you shop online at select merchants through Chase		 Chase Freedom Visa Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* See T&C* 12.99% - 22.99% (Variable)* $0.00* 20 days* Good*

[10] Chase Freedom® Visa - $100 Bonus Cash Back

Chase Freedom Visa - $100 Bonus Cash Back
More Info 		- Earn $100 Bonus Cash Back after you make $799 in purchases in your first three months
- No Annual Fee
- 5% cash back offers in popular categories like gas, home improvement and department stores
- Full 1% Cash Back on everything else with no spending tiers
- Your cash back rewards never expire		 View all new offers
Chase Freedom Visa - $100 Bonus Cash Back
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* See T&C* 12.99% - 22.99% (Variable)* $0.00* 20 days* Good*

[11] Chase Sapphire(SM) Card

Chase Sapphire(SM) Card
Terms |  More Info 		- Earn $100 in Rewards - that's 10,000 bonus points after your first purchase!
- Redeem Points for Travel, Gift Cards, Merchandise, Cash Back and More
- 2X Points Earned on Airfare Booked through Ultimate Rewards & 1 point for Every Dollar Spent on All Other Purchases
- Points Never Expire and There Are No Limits on How Many Points You Can Earn
- 24/7 Dedicated Service Advisor (No Voice Recording)
- Premier Travel Protection Benefits
- All of this for No Annual Fee!		 Chase Sapphire(SM) Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 12.24% (Variable)* $0.00* 20 days (Min.)* Excellent*

[12] Chase Slate℠ Vertical Card with Blueprint

Chase Slate Vertical Card with Blueprint
Terms |  More Info 		- 0% intro APR for up to 12 months
- No Annual Fee
- New innovative card design
- BlueprintSM free and customizable account features that help you avoid unnecessary interest and pay your balances down faster		 Chase Slate Vertical Card with Blueprint
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* See T&C* 13.24%, 17.24%, 22.24% (Variable)* $0.00* 20 days (Min.)* Good*

[13] Citi Forward® Card

Citi Forward Card
Terms |  More Info 		- Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening.
- 5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases.
- Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
- No Annual Fee.		 Citi Forward Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* See T&C* 12.99% - 19.99% (Variable)* $0.00* 20 days (Min.)* Good*

[14] Citi Forward® Card for College Students

Citi Forward Card for College Students
Terms |  More Info 		- No Cosigner Required
- APR Reduction on Purchases When Using Credit Wisely
- 100 ThankYou Points Each Billing Period that You Pay on Time and Stay Under Your Credit Line
- Earn Up to 8,500 Bonus Points After You Sign Up for Paperless Statements and Make $250 in Purchases Within the First 3 Months of Account Opening		 Citi Forward Card for College Students
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* See T&C* 12.99% - 19.99% (Variable)* $0.00* 20 days (Min.)* Fair*

[15] Citi® Diamond Preferred® Card

Citi Diamond Preferred Card
Terms |  More Info 		- 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 14.99%. This APR will vary with the market based on the Prime Rate.
- Concierge service that caters to your needs 24/7
Citi Identity Theft Solutions
- Secure, free online account management
- No annual fee*		 Citi Diamond Preferred Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 12 months* 14.99% (Variable)* $0.00* 20 days* Good*

[16] Citi® Diamond Preferred® Rewards Card

Citi Diamond Preferred Rewards Card
Terms |  More Info 		- $50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening
- 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate.
- 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*		 Citi Diamond Preferred Rewards Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 12 months* 12.99% - 20.99% (Variable)* $0.00* 20 days* Good*

[17] Citi® Dividend Platinum Select® Card

Citi Dividend Platinum Select Card
Terms |  More Info 		- 0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
- 5% cash back at restaurants and on car rentals and hotels. Enrollment required each quarter.
- 1% cash back on eligible purchases and cash advances.
- Earn extra cash back on popular, rotating categories each quarter.
- Average 5% additional cash back through Citi Bonus Cash Center
- No Annual Fee		 View all new offers
Citi Dividend Platinum Select Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 15 months* 12.99% - 20.99% (Variable)* $0.00* 20 days* Good*

[18] Citi® Dividend Platinum Select® Visa® Card for College Students

Citi Dividend Platinum Select Visa Card for College Students
Terms |  More Info 		- No Cosigner Required
- Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
- Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
- Earn a full 1% cash back on all other purchases*		 Citi Dividend Platinum Select Visa Card for College Students
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 7 months* 12.99% - 21.99% (Variable)* $0.00* 20 days* Poor*

[19] Citi® mtvU Platinum Select® Visa® Card for College Student

Citi mtvU Platinum Select Visa Card for College Student
Terms |  More Info 		- No Cosigner Required
- Earn 5 ThankYou Points for Every Dollar You Spend at Restaurants, Bookstores, Record Stores, Movie Theaters, and Video Rental Stores
- Earn 1 ThankYou Point For Every Dollar You Spend on All Other Purchases
- Earn Up to 2000 ThankYou Points Twice a Year for Maintaining a Good GPA		 Citi mtvU Platinum Select Visa Card for College Student
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 7 months* 12.99% - 21.99% (Variable)* $0.00* 20 days* Bad Credit OK*

[20] Citi® Platinum Select® MasterCard®

Citi Platinum Select MasterCard
Terms |  More Info 		- 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Citi Identity Theft Solutions
- Secure, free online account management
- No annual fee*		 View all new offers
Citi Platinum Select MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* See T&C* 11.99% - 19.99% (Variable)* $0.00* 20 days* Good*

Pages: 1 2 3 4 Check up to 6 cards and

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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