No Annual Fee Cards

[1] Walmart MoneyCard Visa® Prepaid Card
Terms |  More Info	- No issuance fee online - No credit check or bank account required - No overdraft fees - No minimum balance required - Free Direct Deposit - $10 bonus with qualifying Direct Deposit (for a limited time only) - Use everywhere Visa debit is accepted, including shop online, pay bills, get cash at ATMs
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $5.00 $0.00* $2.00 View No Bad Credit OK* ATM Balance Inquiry ATM Cash Transaction - Domestic ATM Cash Transaction - Intl. Additional Personalized Card Additional Student Edition Card Card Reload at Green Dot Card Reload at Walmart $1.00 $2.00 $2.00 $3.00 $0.00 varies $3.00 Card Reload at other Locations Foreign Transactions Fee Lost/Stolen Replacement Monthly Maintenance Fee Rush Card Delivery Teller Cash Transaction varies 2% $3.00 $3.00 $20.00 $2.00

[2] Vision Silver(SM) Prepaid MasterCard®
Terms |  More Info	- Perfect Card for Government/Benefits Checks Recipients - $0 Activation with Rebate* - 100% Guaranteed Approval*/No Credit Check - Free Direct Deposit of Your Pay or Government Check - Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted - No Overdraft Fees or Minimum Balances - Online Checking - Electronic or Paper Checks
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* N/A View No Bad Credit OK* ATM Balance Inquiry Decline Fee (Dom.) ATM Balance Inquiry Decline Fee (Int'l) ATM Balance Inquiry Fee (Domestic) ATM Balance Inquiry Fee (Int'l) ATM Decline Fee (Domestic) ATM Decline Fee (Int'l) ATM Withdrawal Fee (Domestic) ATM Withdrawal Fee (Int'l) Bill Pay Fee (Check Cancellation) Bill Pay Fee (Electronic) Bill Pay Fee (Paper Check) Cancellation Fee Cash Advance Fee (Domestic) Cash Advance Fee (Int'l) Convenience Fee (Direct Deposit) Convenience Fee (Retail) Convenience Fee (Wire Transfer) $0.95 $1.95 $0.95 $1.95 $0.95 $1.95 $1.95 $4.95 $9.95 $0.95 $0.95 $14.95 $4.95 $4.95 FREE $0.95 FREE Convenience Fee for Bank Transfer Express Shipping Fee IVR Access Inactivity/Dormant Fee Live Agent Service Fee (per call) PIN Transaction Decline Fee (Domestic) PIN Transaction Decline Fee (Int'l) PIN Transaction Fee (Domestic) PIN Transaction Fee (Int'l) Paper Statement Fee (Mail) Replacement Card Fee Secondary Card fee Signature Transaction Decline Fee (Dom.) Signature Transaction Decline Fee (Int'l) Signature Transaction Fee (Domestic) Signature Transaction Fee (Int'l) $0.95 $19.95 FREE $3.95 $1.95 $0.95 $0.95 $0.95 $0.95 $2.95 $4.95 $4.95 $0.95 $0.95 FREE FREE

[3] UPside Visa® Prepaid Card
Terms |  More Info	- Save up to $230 compared with other prepaid cards - $0 activation fee. $0 monthly fee with total load of $400 or more - Free direct deposit from employers or load cash at 60,000 retailers - Write personal checks, best to pay rent or other bills
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $1.50 View No Accepts All* Account closure fee Balance inquiry fee Card replacement fee Decline ATM withdrawal Decline fee on payment Decline fee on reloads from ACH $8.95 $0.99 $6.95 $2.00 $2.00 $10.00 Express card delivery Overdraft fee PIN Change(first ever is free) Reimbursing check fee Withdrawal (in addition to ATM fee) $14.95 $3.00 $0.99 $12.00 $1.49

[4] Univision Prepaid MasterCard® (Español Application)
More Info	- No Social Security number needed and no credit check - FREE card opening - FREE transactions - FREE ATM Withdrawals at all Target and other participating locations - FREE direct deposit - FREE additional cards - Double Tax Refund* - Optional Spanish application form - Spanish application form
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $5.00 $0.00* $0.00 View No Bad Credit OK* ATM Withdrawal ATM Withdrawals at all Target ATM Withdrawals at participating locations Account Alerts via Email Account Alerts via SMS At non-participating locations Bill Payment Expedited Payment Fee Bill Payment Regular Fee Bill Payment Special Services Fees Card Replacement Fee Card for Second person Check Copy Fee Check Re-Issue Fee Check Refund Fee Currency Conversion Fee FREE FREE FREE FREE FREE $1.95 $9.95 $1.00 $20.00 $9.95 FREE $20.00 $20.00 $9.95 2% Express Shipping Fee IVR Account Updates – 24/7 Late Fees Live Agent Customer Service Loads by Direct Deposit Loads/Reloads Card-to-Card Loads/Reloads In-person Monthly Maintenance Fee Online Account Access – 24/7 Overlimit Fees PIN Purchase Transaction Fee Paper Statement Fee Postal Reject Fee Signature Purchase Transaction Fee $9.95 FREE NONE FREE FREE FREE FREE $9.95 FREE NONE FREE $1.00 $20.00 FREE

[5] Univision Prepaid MasterCard®
More Info	- No Social Security number needed and no credit check - FREE card opening - FREE transactions - FREE ATM Withdrawals at all Target and other participating locations - FREE direct deposit - FREE additional cards - Double Tax Refund* - Optional Spanish application form - Spanish & English application forms
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $5.00 $0.00* $0.00 View No Bad Credit OK* ATM Withdrawal ATM Withdrawals at all Target ATM Withdrawals at participating locations Account Alerts via Email Account Alerts via SMS At non-participating locations Bill Payment Expedited Payment Fee Bill Payment Regular Fee Bill Payment Special Services Fees Card Replacement Fee Card for Second person Check Copy Fee Check Re-Issue Fee Check Refund Fee Currency Conversion Fee FREE FREE FREE FREE FREE $1.95 $9.95 $1.00 $20.00 $9.95 FREE $20.00 $20.00 $9.95 2% Express Shipping Fee IVR Account Updates – 24/7 Late Fees Live Agent Customer Service Loads by Direct Deposit Loads/Reloads Card-to-Card Loads/Reloads In-person Monthly Maintenance Fee Online Account Access – 24/7 Overlimit Fees PIN Purchase Transaction Fee Paper Statement Fee Postal Reject Fee Signature Purchase Transaction Fee $9.95 FREE NONE FREE FREE FREE FREE $9.95 FREE NONE FREE $1.00 $20.00 FREE

[6] United MileagePlus® Explorer Visa® Card
Terms |  More Info	- Earn up to 40,000 bonus miles and first year free, a $95 value* - Check your first bag for free on United and Continental-operated flights, up to a $50 value round trip - Board your flight before general boarding with priority boarding privileges - Visit the United Club with two complimentary day passes every year, up to a $100 value - Earn 2 miles for $1 spent on tickets purchased from United and Continental and 1 mile per $1 everywhere else - Enjoy exclusive access to once-in-a-lifetime events through Inside Access from Chase - Your miles don¿t expire and there is no limit to the number of miles you can earn
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 14.24% (Variable) * $0.00* 21 days* Excellent*

[7] Ultra VX Visa Credit Card
More Info	- UltraVX makes it easy to manage your finances - Automatic minimum payments - Reports to all 3 major credit bureaus - No credit check, no bank account required - Instant online approval - Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions (Subject to terms and conditions)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 18.90%* $0.00* 25 days* Bad Credit OK*

[8] TrueEarnings® Card from Costco and American Express
Terms |  More Info	- American Express Card and Costco Membership Card in one — with no annual fee for Costco members - Cash back on the things you buy: 3% on restaurants and gasoline up to $3,000 annually, 2% for travel, and 1% almost everywhere else - Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings Cardmembers from Costco and American Express Get approved in 60-seconds.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months on Purchases* 15.24% (Variable) * $0.00* N/A* Good*

[9] True Earnings® Business Card from Costco and American Express
More Info	- American Express® Card and Costco Membership Card in one — with no annual fee for Costco members - Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco - Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* up to 6 months on Purchases* 15.24%* $0.00* 20 days* Good*

[10] The Plum Card® from American Express OPEN
Terms |  More Info	- The Everything, Everywhere Trade Terms Card (SM) from American Express OPEN - Pay in full within ten days, get a 1.5% discount - OR pay as little as 10% and take up to 2 months to pay off the balance, interest free - $0 introductory annual fee for the first year, then $185 - A powerful cash flow management tool
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* N/A* $0.00* None** Excellent*

[11] Starwood Preferred Guest® Credit Card from American Express
More Info	- Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5K within 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel - Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates - 2011 SmarterTravel® Award for "Best Travel Rewards Card" - $0 introductory annual fee for the first year, then $65
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 15.24% - 19.24% (Variable) * $0.00* N/A* Good*

[12] Sony Credit Card from Capital One®
More Info	- 5,000 bonus Points – enough for a $50 Sony Gift Card - 5 points per $1 on Sony purchases at authorized retailers - 3 points per $1 on dining out and movie purchases - 1 point per $1 spent on all other purchases - Redeem for Sony products, movies, music, and more - Choose from 2 unique card designs - 0% intro APR on purchases until December 2012 - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* until December 2012* 13.9% - 24.90% (Variable) * $0.00* 25 days* Good*

[13] Slate℠ from Chase MasterCard
More Info	- 0% for up to 15 months – after that a variable APR as low as 11.99% - 21.99% after your 0% ends - Slate with Blueprint® helps you pay down your balances faster and save on interest - Transfer your higher rate balances - No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* up to 15 months* 11.99% - 21.99% (Variable) * $0.00* 20 days (Min.)* Good*

[14] SimplyCash® Business Card from American Express OPEN
Terms |  More Info	- Get 5% cash back on wireless services and office supply purchases* - Get 3% cash back on automobile gasoline* - Get 1% cash back on other purchases* - No limit to the amount of cash back you can earn - Cash back on purchases is automatically credited to your statement each month - Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings® - No annual membership fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* up to 12 months* 12.24% - 19.24% (Variable) * $0.00* 25 days* Excellent*

[15] Simmons First Visa® Platinum Rewards
More Info	- Excellent credit required - applicants that do not have excellent credit will not be approved - Low 9.25% standard purchase APR and platinum benefits - Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions - Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 9.25%* $0.00* 25 days* Excellent*

[16] Simmons First Visa® Platinum
More Info	- Low 7.25% standard purchase APR - Platinum card benefits - Excellent credit required - applicants that do not have excellent credit will not be approved - No balance transfer fee for balances transferred in response to this online offer - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 7.25%* $0.00* 25 days* Excellent*

[17] Preferred Trust Gold Shopping Card
More Info	- 0% APR - No Annual Fee - $7500 Shopping Credit - Low Minimum Monthly Payments - Credit Limit Increases Available - Unlimited Credit Report monitoring
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 0* $0.00* N/A* Bad Credit OK*

[18] PenFed Visa Platinum Gas / Cash Rewards Card
Terms |  More Info	- 13.99% APR -- lower than most rewards cards! - Earn 5.00% cash back from gas purchases paid at the pump* - Earn 1.00% cash back from all purchases** you make with the card during each billing cycle - Up to $50,000 limit - No Annual Fee - Cash Rewards credited each month - No special restrictions to earn your cash rewards - Limited Time Only – Low Balance Transfer Rates† - You must be a Pentagon Federal Credit Union member to apply.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 4.99%* 24 months* 13.99%* $0.00* 25 days* Good*

[19] PenFed Promise VISA Card
Terms |  More Info	- Absolutely no fees! - 7.49% introductory purchase APR for first 36 months ! After that, the APR will vary with the Prime Rate, and is currently 9.99% APR. - No-fee cash advances carry a 17.99% APR - No Foreign Transaction Fees! - You must be a Pentagon Federal Credit Union member to apply.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 7.49%* 36 months* 9.99% (Variable) * $0.00* 25 days* Good*

[20] MTV® Visa® Card From Capital One®
Terms |  More Info	- Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events - Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops - 1 point per $1 spent on everything else - 25 bonus points each billing period you keep your account in good standing by paying on time - Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings - Also, redeem for travel, merchandise, gift cards and more - No limit on the points you can earn and points don't expire - 0% intro APR—pay no interest on purchases until February 2013 - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* on purchases until February 2013* 13.9% - 19.90% (Variable) * $0.00* 25 days* Excellent*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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