No Annual Fee Cards

[1] Capital One® Spark℠ Classic for Business
More Info	- Enjoy no annual fee - Build business credit with eligibility for an automatic credit line increase - Earn 1% cash back on every purchase, every day - Separate business expenses from personal expenses - $0 Fraud Liability if your card is ever lost or stolen - Enjoy business benefits including Year-End Summaries, up to 25 employee cards at no additional cost, and experienced small business customer service
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 22.90% (Variable) * $0.00* 25 Days* Average*

[2] Citi® Dividend Platinum Select® Card for College Students
More Info	- No Cosigner Required - Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter* - Earn 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required* - Earn a full 1% cash back on all other purchases*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 7 months* 13.99% - 21.99% (Variable) * $0.00* 20 days* Poor*

[3] Discover® Student Card
Terms |  More Info	- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%* - 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply. - Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability- you will not be responsible for unauthorized charges - No Annual Fee - Text and Email Alerts *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 9 months* 12.99% - 18.99% (Variable) * $0.00* 25 days* Fair*

[4] Discover® Student Card - Tropical Beach
Terms |  More Info	- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%* - 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* - Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability- you will not be responsible for unauthorized charges - No Annual Fee - Text and Email Alerts *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 9 months* 12.99% - 18.99% (Variable) * $0.00* 25 days* Fair*

[5] Discover® Student Card - Clear
Terms |  More Info	- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%* - 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* - Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability- you will not be responsible for unauthorized charges - No Annual Fee - Text and Email Alerts *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 9 months* 12.99% - 18.99% (Variable) * $0.00* 25 days* Fair*

[6] Discover® Student Card - Monogram Collection
Terms |  More Info	- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%* - 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* - Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability- you will not be responsible for unauthorized charges - No Annual Fee - Text and Email Alerts *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 9 months* 12.99% - 18.99% (Variable) * $0.00* 25 days* Fair*

[7] Discover® Student Open Road℠ Card
Terms |  More Info	- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%* - Double Cashback Bonus®* at gas stations and restaurants. - Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability- you will not be responsible for unauthorized charges - No Annual Fee - Text and Email Alerts *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 9 months* 12.99% - 18.99% (Variable) * $0.00* 25 days* Fair*

[8] Discover® Mix Tape Student Card
More Info	- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%* - 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* - Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability- you will not be responsible for unauthorized charges - No Annual Fee - Text and Email Alerts *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 9 months* 12.99% - 18.99% (Variable) * $0.00* 25 days* Fair*

[9] Citi Forward® Card for College Students
More Info	- No Cosigner required - APR reduction on purchases when using credit wisely - 100 ThankYou Points each billing period that you pay on time and stay under your credit line - Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 7 months* 13.99% - 22.99% (Variable) * $0.00* 22 days (Min.)* Fair*

[10] Journey℠ Student Rewards from Capital One®
Terms |  More Info	- Designed to help students build good credit with responsible use - Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit - Customizable text and e-mail alerts to help keep you on track - Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time - No annual fee - $0 Fraud Liability if your card is lost or stolen
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 19.80% (Variable) * $0.00* 25 days* Fair*

[11] Discover® Student Card - $20 Cash Back
More Info	- Experience Discover's great rewards program. Earn $20 Cashback Bonus®* when you make your 1st purchase within 3 months of approval - 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 12.99% - 18.99%* - 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* - Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability- you will not be responsible for unauthorized charges - No Annual Fee - Text and Email Alerts *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 6 months* 12.99% - 18.99% (Variable) * $0.00* 25 days* Fair*

[12] UPside Visa® Prepaid Card
Terms |  More Info	- Similar to a checking account with a Visa prepaid card Save up to $220 compared with other cards, the first year alone - 100% approval with no credit check and no activation fee $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise) - Free Direct Deposit from employers or deposit cash at 50,000 retailers - Write personal checks online: easy to pay rent or other bills - Earn 1,500 cash back reward points for you first direct deposit load - Optional companion card available, as if you had a joint checking
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $10.00 $0.00* $1.50 View No Accepts All* Account closure fee Balance inquiry fee Card replacement fee Decline ATM withdrawal Decline fee on payment Decline fee on reloads from ACH $8.95 $0.99 $6.95 $2.00 $2.00 $10.00 Express card delivery Overdraft fee PIN Change(first ever is free) Reimbursing check fee Withdrawal (in addition to ATM fee) $14.95 $3.00 $0.99 $12.00 $1.49

[13] eElite Plus Shopping Card
More Info	- 0% APR with No Annual Fee - Receive up to a $12,500 immediately* - No Credit Check - Unsecured Shopping Credit Line - Credit Line is Reported to Major Credit Bureau
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) N/A N/A* N/A View Yes Accepts All* Fe for ACH Debits and credit Cards Fee for Exceeding the Credit Limit Fee for returned Checks Fees for Paying Late Inactivity Fee $30.00 N/A $30.00 $10.00 $19.95 Membership fee Minimum Finance Charge Processing fee Transaction Fee for Purchases $14.00 N/A $99.00 N/A

[14] Ally Checking Debit MasterCard®
More Info	- No minimum deposit to open - No monthly maintenance fees - Earn money back with Ally Perks when you shop - Free balance alerts - Free Online Banking, Bill Pay, and Popmoney - Free checks and unlimited check writing - No ATM fees at any ATM nationwide - Make deposits from home with Ally eCheck Deposit
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) N/A $0.00* $0.00 View No Accepts All* Account Research (per hour) Ally standard checks Check images online Expedited Delivery Incoming Collections Incoming Wires (domestic & intl) Monthly Maintenance Official/Cashier's Checks $25.00 $0.00 $0.00 $15.00 $0.00 $0.00 $0.00 $0.00 Outgoing Collections Outgoing Wires (domestic & intl) Overdraft Item Paid Overdraft Item Returned Returned Deposit Item Statement copies online Stop Payment Item $0.00 $20.00 $9.00 $9.00 $7.50 $0.00 $15.00

[15] First Vineyard MasterCard® Debit Card
More Info	- Receive cash back from your own & anyones else in your compensation tree spendings - Reload your card directly from your payroll or bank account - Live debt free & Powerful Online Account Management - Online Bill Payment service included
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $10.00 $39.95* N/A View Yes Bad Credit OK* Account Information Line Account Statement by Mail Bank Wire Transfer Cancellation Fee Card Replacement Card-2-Card Transfer Cashier's Check Reload Click-n-Pay™ (Paper Check) Direct Deposit Electronic Funds Transfer (Confirmed) Electronic Funds Transfer (Trial) $0.00 $3.00 $4.95 $15.00 $15.00 $0.00 $0.00 $1.00 $0.00 $1.95 $3.95 In Person Payments (IPP) International Transaction Money Order Reload Monthly maintenance Fee Point of Sale Transaction Returned Check Telephone Support (per minute) U.S. ATM cash withdrawal U.S. ATM inquiry fee U.S. non-ATM cash advance Western Union® SwiftPay® $3.95 $50.00 $0.00 $6.95 $0.00 $25.00 $0.06 $2.00 $1.00 $4.50 $5.95

[16] AccountNow™ Prepaid MasterCard®
More Info	- 100% Guaranteed Approval* - No Credit Check - $0 Activation Fee - Free Direct Deposit and $25 cash back - Cash Back on Everyday Purchases
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $10.00 $19.95* $2.00 View Yes Bad Credit OK* ATM Balance Inquiry ATM Withdrawal Bank Account to Card Reload Cancel Card Direct Deposit Reload Live Teller Withdrawal Monthly Maintenance Fee (Hologram) $1.00 $2.00 $0.00 $15.95 $0.00 $4.95 $4.95 Paper Statements per request Point of Sale Withdrawal Purchase Online Purchase at Merchant Replace Card Telephone Purchase $5.00 $0.00 $0.50 $1.00 $10.00 $0.50

[17] BuyRIGHT Prepaid MasterCard®
Terms |  More Info	- New - Choose your card design at no extra cost - Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More - Special Reload Offer - Receive a Credit of the Green Dot MoneyPak fee the first time you try it.* - Free Direct Deposit, Online bill pay, Earn rewards. - No bounced check fees or overdraft fees - Ever - Travel, rent cars, reserve hotels, shop online safely. - Unbelievable customer service.
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $10.00 $9.95* $2.00 View No Bad Credit OK* ATM Balance Inquiry ATM Withdrawal Automated Telephone Service Bank Account to Card Reload Cancel Card Customer Service Live Call Inactive Account Live Teller Withdrawal $1.00 $2.00 $0.50 $2.50 $15.00 $1.00 $4.95 $4.50 Monthly Maintenance Fee (ATM) Monthly Maintenance Fee (hologram) Paper Statements per request Point Of Sale Withdrawal Purchase Online Purchase at Merchant Replace Card Telephone Purchase $7.95 $7.95 $3.00 $1.00 $1.00 $1.00 $15.00 $1.00

[18] Ultra VX Visa Credit Card
More Info	- UltraVX makes it easy to manage your finances - Automatic minimum payments - Reports to all 3 major credit bureaus - No credit check, no bank account required - Instant online approval - Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions (Subject to terms and conditions)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 18.90%* $0.00* 25 days* Bad Credit OK*

[19] Citi® mtvU Platinum Select® Visa® Card for College Student
More Info	- Earn 5 points per $1 spent on entertainment like music, movies, video game rentals and sporting events - Earn 2 points per $1 spent at restaurants, fast food places and coffee shops - 1 point per $1 spent on everything else - 25 bonus points each billing period you keep your account in good standing by paying on time - Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings - Also, redeem for travel, merchandise, gift cards and more - No limit on the points you can earn and points don't expire - 0% intro APR—pay no interest on purchases until June 2012 - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* until June 2012* 13.99% - 21.99% (Variable) * $0.00* 20 days* Bad Credit OK*

[20] Preferred Trust Gold Shopping Card
More Info	- 0% APR - No Annual Fee - $7500 Shopping Credit - Low Minimum Monthly Payments - Credit Limit Increases Available - Unlimited Credit Report monitoring
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 0* $0.00* N/A* Bad Credit OK*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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