No Annual Fee Cards

[21] Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back
Terms |  More Info	- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*. This APR will vary with the market based on the Prime Rate. - $100 cash back after $500 in purchases within the first 3 months of account opening - Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/2012 to 6/30/12 when you enroll. Enroll each quarter for new categories that earn additional cash back. To learn more, visit dividend. quarterlyoffer. citi.com - 1% cash back on all other purchases. - 5% additional cash back on average at over 400 stores through the Citi Bonus Cash Center. - No annual fee.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 12 months* 12.99% - 22.99% (Variable) * $0.00* 20 days* Good*

[22] Citi® mtvU Platinum Select® Visa® Card for College Student
More Info	- Earn 5 points per $1 spent on entertainment like music, movies, video game rentals and sporting events - Earn 2 points per $1 spent at restaurants, fast food places and coffee shops - 1 point per $1 spent on everything else - 25 bonus points each billing period you keep your account in good standing by paying on time - Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings - Also, redeem for travel, merchandise, gift cards and more - No limit on the points you can earn and points don't expire - 0% intro APR—pay no interest on purchases until June 2012 - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* until June 2012* 13.99% - 21.99% (Variable) * $0.00* 20 days* Bad Credit OK*

[23] Citi® Platinum Select® MasterCard®
More Info	- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness. - Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more - Citi® Identity Theft Solutions - Secure, free online account management - No annual fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 18 months* 11.99% - 21.99% (Variable) * $0.00* 20 days* Good*

[24] CitiBusiness® World MasterCard®
More Info	- Designed for businesses with an established credit history - $100 gift card - when you redeem the 10,000 bonus ThankYou(R) points received after $300 in purchases within 3 months of account opening - 0% intro APR on Purchases for 6 months. After that, 13.24% variable. - 3 ThankYou points for every $1 spent at certain office supply merchants and on professional services and 1 point for every $1 spent on other purchases - Earn rewards for your business expenses, including purchases made on employee cards - Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more - No annual fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 6 months* 13.24% (Variable) * $0.00* 20 days* Good*

[25] Discover® Student Card - Monogram Collection
Terms |  More Info	- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%* - 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* - Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability- you will not be responsible for unauthorized charges - No Annual Fee - Text and Email Alerts *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 9 months* 12.99% - 18.99% (Variable) * $0.00* 25 days* Fair*

[26] Chase Freedom® Visa
More Info	- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months - 0% Intro APR for 15 months on purchases and balance transfers - 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12 - You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! - Unlimited 1% Cash Back on all other purchases - Up to an additional 10% Cash Back when you shop online at select merchants through Chase - No annual fee and rewards never expire
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 12.99% – 22.99% (Variable) * $0.00* 21 days* Good*

[27] Citi® Hilton Hhonors™ Visa Signature Card
More Info	- Earn 40,000 Hilton HHHonors Bonus Points after spending $1,000 within 4 months of account opening - Earn 6 Hilton Hhonors Bonus Points for each $1 spent at participating hotels within the Hilton Worldwide portfolio - Earn 3 Hilton HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations - Earn 2 Hilton HHonors Bonus Points for each $1 spent on all other purchases - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 14.24% or 16.24% (Variable) * $0.00* 23 days* Excellent*

[28] Discover® Motiva℠ Card
Terms |  More Info	- Earn Cashback Bonus for your good credit management - 0% Intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%* - Up to 20% Cashback Bonus at popular retailers when you shop through Discover.com - Ranked #1 in customer loyalty -- 16 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) - 24/7 access to a U.S. based Account Manager within 60 seconds - $0 Fraud Liability plus automatic mobile and email fraud alerts - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 10.99% - 20.99% (Variable) * $0.00* 25 days* Good*

[29] Discover® Student Open Road℠ Card
Terms |  More Info	- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%* - Double Cashback Bonus®* at gas stations and restaurants. - Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability- you will not be responsible for unauthorized charges - No Annual Fee - Text and Email Alerts *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 9 months* 12.99% - 18.99% (Variable) * $0.00* 25 days* Fair*

[30] IberiaBank Visa® Gold Cash Back Rewards Card
More Info	- No annual membership fee - Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00). - Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. - 1% in cash back credit on all qualifying purchases - No limit on cash back; no expiration date on eligibility for accounts in good standing - Travel accident coverage up to $500,000 - Online access to credit card account information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 1.99%* 6 months* 15.25% - 9.25% (Variable) * $0.00* 25 days* Excellent*

[31] IberiaBank Visa® Platinum Rewards Card
More Info	- No annual membership fee - Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00). - Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. - 1 bonus point for every $1 in qualifying net retail purchases - Turn your points into hotel, gift, or experience rewards - Travel accident coverage up to $1,000,000 - Online access to credit card account information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 1.99%* 6 months* 15.25% - 9.25% (Variable) * $0.00* 25 days* Excellent*

[32] Citi® Dividend Platinum Select® Card for College Students
More Info	- No Cosigner Required - Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter* - Earn 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required* - Earn a full 1% cash back on all other purchases*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 7 months* 13.99% - 21.99% (Variable) * $0.00* 20 days* Poor*

[33] Capital One® Platinum Prestige Credit Card
Terms |  More Info	- 0% intro APR until September 2013 on balance transfers - 0% intro APR until September 2013 on purchases - No annual fee - $0 Fraud Liability if your card is lost or stolen - 24-hour travel assistance gives you a replacement card and cash advance - 24-hour roadside assistance - Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* on purchases and BT until September 2013* 10.9% - 18.90% (Variable) * $0.00* 25 days* Excellent*

[34] UPside Visa® Prepaid Card
Terms |  More Info	- Similar to a checking account with a Visa prepaid card Save up to $220 compared with other cards, the first year alone - 100% approval with no credit check and no activation fee $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise) - Free Direct Deposit from employers or deposit cash at 50,000 retailers - Write personal checks online: easy to pay rent or other bills - Earn 1,500 cash back reward points for you first direct deposit load - Optional companion card available, as if you had a joint checking
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $10.00 $0.00* $1.50 View No Accepts All* Account closure fee Balance inquiry fee Card replacement fee Decline ATM withdrawal Decline fee on payment Decline fee on reloads from ACH $8.95 $0.99 $6.95 $2.00 $2.00 $10.00 Express card delivery Overdraft fee PIN Change(first ever is free) Reimbursing check fee Withdrawal (in addition to ATM fee) $14.95 $3.00 $0.99 $12.00 $1.49

[35] Maximum Rewards Platinum Edition® Visa® Card
More Info	- 0% Intro APR for 12 billing cycles on balance transfers - 0% Intro APR for 6 billing cycles on purchases - No annual fee - Earn 1 point for every $1 in qualifying purchases with no limit on the number of points you can earn - Use rewards for travel, merchandise, gift cards and more
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 12 months* 19.99% - 11.99% (Variable) * $0.00* 20 days* Good*

[36] Citi® Platinum Select® Visa® Credit Card
More Info	- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness. - Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more - Citi Identity Theft Solutions - Secure, free online account management - No annual fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 18 months* 11.99% - 21.99% (Variable) * $0.00* 20 days* Good*

[37] Capital One® Orbitz® Visa® Platinum
Terms |  More Info	- 3 points per dollar spent on eligible Orbitz.com bookings - Get 1 point per dollar on all other purchases - Bonus points on eligible Orbitz.com bookings - No limit on the points you can earn and points don't expire - Redeem for travel, merchandise, gift cards and more - Earn travel quickly with low redemption minimums - 250 point refueling bonus when you redeem points for awards - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* on purchases until June 2013* 13.9% - 19.90% (Variable) * $0.00* 25 days* Good*

[38] Preferred Trust Gold Shopping Card
More Info	- 0% APR - No Annual Fee - $7500 Shopping Credit - Low Minimum Monthly Payments - Credit Limit Increases Available - Unlimited Credit Report monitoring
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 0* $0.00* N/A* Bad Credit OK*

[39] Vision Silver(SM) Prepaid MasterCard®
Terms |  More Info	- Perfect Card for Government/Benefits Checks Recipients - $0 Activation with Rebate* - 100% Guaranteed Approval*/No Credit Check - Free Direct Deposit of Your Pay or Government Check - Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted - No Overdraft Fees or Minimum Balances - Online Checking - Electronic or Paper Checks
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $10.00 $9.95* N/A View No Bad Credit OK* ATM Balance Inquiry Decline Fee (Dom.) ATM Balance Inquiry Decline Fee (Int'l) ATM Balance Inquiry Fee (Domestic) ATM Balance Inquiry Fee (Int'l) ATM Decline Fee (Domestic) ATM Decline Fee (Int'l) ATM Withdrawal Fee (Domestic) ATM Withdrawal Fee (Int'l) Bill Pay Fee (Check Cancellation) Bill Pay Fee (Electronic) Bill Pay Fee (Paper Check) Cancellation Fee Cash Advance Fee (Domestic) Cash Advance Fee (Int'l) Convenience Fee (Direct Deposit) Convenience Fee (Retail) Convenience Fee (Wire Transfer) $0.95 $1.95 $0.95 $1.95 $0.95 $1.95 $1.95 $4.95 $9.95 $0.95 $0.95 $14.95 $4.95 $4.95 FREE $0.95 FREE Convenience Fee for Bank Transfer Express Shipping Fee IVR Access Inactivity/Dormant Fee Live Agent Service Fee (per call) PIN Transaction Decline Fee (Domestic) PIN Transaction Decline Fee (Int'l) PIN Transaction Fee (Domestic) PIN Transaction Fee (Int'l) Paper Statement Fee (Mail) Replacement Card Fee Secondary Card fee Signature Transaction Decline Fee (Dom.) Signature Transaction Decline Fee (Int'l) Signature Transaction Fee (Domestic) Signature Transaction Fee (Int'l) $0.95 $19.95 FREE $3.95 $1.95 $0.95 $0.95 $0.95 $0.95 $2.95 $4.95 $4.95 $0.95 $0.95 FREE FREE

[40] The Plum Card® from American Express OPEN
Terms |  More Info	- The Everything, Everywhere Trade Terms Card (SM) from American Express OPEN - Pay in full within ten days, get a 1.5% discount - OR pay as little as 10% and take up to 2 months to pay off the balance, interest free - $0 introductory annual fee for the first year, then $185 - A powerful cash flow management tool
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* N/A* $0.00* None** Excellent*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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