No Annual Fee Cards

[21] Citi Simplicity® Credit Card
More Info	- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness. - Peace of mind through direct access to a service representative, no late fees and no penalty rate - No annual fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 18 months* 12.99% - 21.99% (Variable) * $0.00* 22 Days (Min.)* Good*

[22] Slate℠ from Chase MasterCard
More Info	- 0% for up to 15 months – after that a variable APR as low as 11.99% - 21.99% after your 0% ends - Slate with Blueprint® helps you pay down your balances faster and save on interest - Transfer your higher rate balances - No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* up to 15 months* 11.99% - 21.99% (Variable) * $0.00* 20 days (Min.)* Good*

[23] Chase Slate® - No Balance Transfer Fee
Terms |  More Info	- No Balance Transfer Fee!* - 0% Intro APR for 15 months on purchases and balance transfers - Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee! - After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5 - Avoid interest on everyday purchases - Pay down your balance faster - Zero liability on unauthorized purchases* - No Annual Fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 11.99% - 21.99% (Variable) * $0.00* 21 days* Good*

[24] Discover® More® Card
More Info	- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* - 5% Cashback Bonus in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply* - Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com - Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) - 24/7 access to a U.S.-based Account Manager within 60 seconds - $0 Fraud Liability plus mobile and email fraud alert options - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 10.99% - 20.99% (Variable) * $0.00* 25 days* Excellent*

[25] Citi® Diamond Preferred® Rewards Card
More Info	- $50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening - 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate. - 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter** - Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more - No annual fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 12 months* 12.99% - 20.99% (Variable) * $0.00* 20 days* Good*

[26] Discover® Motiva℠ Card
Terms |  More Info	- Earn Cashback Bonus for your good credit management - 0% Intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%* - Up to 20% Cashback Bonus at popular retailers when you shop through Discover.com - Ranked #1 in customer loyalty -- 16 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) - 24/7 access to a U.S. based Account Manager within 60 seconds - $0 Fraud Liability plus automatic mobile and email fraud alerts - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 10.99% - 20.99% (Variable) * $0.00* 25 days* Good*

[27] Discover® More® Card - $150 Cashback Bonus®
More Info	- $150 Cashback Bonus when you spend $1,000 in the first 90 days* - 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 20.99%* - 5% Cashback Bonus in categories that change like gas, groceries, department stores and more. Limitations apply* - Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com - Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) - 24/7 access to a U.S.-based Account Manager within 60 seconds - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 6 months* 10.99% - 20.99% (Variable) * $0.00* 25 days* Good*

[28] Discover® More Card - 18 Month Promotional Balance Transfer
More Info	- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%* - 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%* - 5% Cashback Bonus in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply* - Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) - 24/7 access to a U.S.-based Account Manager within 60 seconds - $0 Fraud Liability plus automatic mobile and email fraud alert options - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 18 months on BT* 10.99% - 20.99% (Variable) * $0.00* 25 Days (Min.)* Good*

[29] Discover® More Card - Operation Homefront $20 Donation
More Info	- Get a great card. Help a great cause. Apply now and if approved, Discover will donate $20 to military families in need - Discover will donate up to $125,000 to Operation Homefront for "Works of Art, Acts of Charity" - 0% intro APR on purchases and balance transfers for 15 months, then the variable APR of 11.99% - 20.99% - 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more - 24/7 access to a U.S. based Account Manager within 60 seconds - No annual fee, no rewards redemption fee, and no additional card fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 11.99% - 20.99% (Variable) * $0.00* 25 Days (Min.)* Good*

[30] Capital One® Cash Rewards - $100 Cash Back Bonus
More Info	- $100 Bonus after you spend $500 in the first 3 months - 50% bonus on the cash back you earn every year - 1% cash back on all purchases - No annual fee - Earn unlimited cash rewards that don't expire - Redeem cash rewards anytime for any amount, even set up automatic redemption - Personalize your card with an image of your choice - 0% intro APR on purchases and balance transfers until June 2013
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* until June 2013* 12.90% - 20.90% (Variable) * $0.00* 25 Days* Good*

[31] Discover® Open Road® Card
More Info	- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%* - 2% automatically at gas stations and restaurants all year long* - Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com - Discover is ranked #1 in customer loyalty--16 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) - 24/7 access to a U.S.-based Account Manager within 60 seconds - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 10.99% - 19.99% (Variable) * $0.00* 25 days* Good*

[32] Discover® More Card - $0 Balance Transfer Fee!
More Info	- Limited Time Offer - $0 Balance Transfer Fee!* - 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%* - 5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply* - Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com - Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) - 24/7 access to a U.S.-based Account Manager within 60 seconds - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 12 months* 10.99% - 19.99% (Variable) * $0.00* 25 Days (Min.)* Good*

[33] Capital One® Orbitz® Visa® Platinum
Terms |  More Info	- 3 points per dollar spent on eligible Orbitz.com bookings - Get 1 point per dollar on all other purchases - Bonus points on eligible Orbitz.com bookings - No limit on the points you can earn and points don't expire - Redeem for travel, merchandise, gift cards and more - Earn travel quickly with low redemption minimums - 250 point refueling bonus when you redeem points for awards - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* on purchases until June 2013* 13.9% - 19.90% (Variable) * $0.00* 25 days* Good*

[34] Capital One® VentureOne℠ Rewards Credit Card
Terms |  More Info	- 1.25 miles per dollar on every purchase, every day - One-time bonus of 10,000 miles once you spend $1,000 dollars in the first 3 months, equal to $100 on travel - Redeem miles for airline tickets, hotel rooms, car rentals and more - No limit on the miles you can earn and miles won't expire - Fly free on any airline, any time with no blackout dates - 0% intro APR on purchases until June 2013 - No foreign transaction fees - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* on purchases until June 2013* 11.9% - 19.90% (Variable) * $0.00* 25 days* Good*

[35] MTV® Visa® Card From Capital One®
Terms |  More Info	- Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events - Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops - 1 point per $1 spent on everything else - 25 bonus points each billing period you keep your account in good standing by paying on time - Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings - Also, redeem for travel, merchandise, gift cards and more - No limit on the points you can earn and points don't expire - 0% intro APR—pay no interest on purchases until June 2013 - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* on purchases until June 2013* 13.9% - 19.90% (Variable) * $0.00* 25 days* Excellent*

[36] LSU Tigers™ Platinum MasterCard® from Capital One®
Terms |  More Info	- 2 points per $1 on purchases at gas stations and major grocery stores - 1 point per $1 spent on all other purchases - No limit on the points you can earn and points don't expire - Redeem for travel, gift cards and merchandise - Choose from 2 unique LSU card designs or create your own image card - 0% intro APR on purchases until June 2013 - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* on purchases until June 2013* 13.9% - 19.90% (Variable) * $0.00* 25 days* Excellent*

[37] Capital One® Spark℠ Cash Select for Business
More Info	- Get a 50% bonus on the cash back you earn every year - Earn 1% cash back on every purchase, every day - Save with 0% intro APR on purchases until December 2012 - Enjoy no annual fee - Get online Quarterly and Year-End Summaries - Redeem cash rewards anytime, for any amount, even set up automatic redemption - Earn unlimited cash rewards that don't expire
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* until December 2012* 14.9% - 19.90% (Variable) * $0.00* 25 Days* Excellent*

[38] Capital One® Spark℠ Miles Select for Business
More Info	- Get a 50% bonus on the cash back you earn every year - Earn 1% cash back on every purchase, every day - Save with 0% intro APR until December 2012 - Enjoy no annual fee - Get online Quarterly and Year-End Summaries - There's no limit to the amount of miles you can earn and miles don't expire - Fly on any airline, anytime, with no blackout dates or seat restrictions
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* until December 2012* 14.9% - 19.90% (Variable) * $0.00* 25 days* Excellent*

[39] Journey℠ Student Rewards from Capital One®
Terms |  More Info	- Designed to help students build good credit with responsible use - Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit - Customizable text and e-mail alerts to help keep you on track - Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time - No annual fee - $0 Fraud Liability if your card is lost or stolen
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 19.80% (Variable) * $0.00* 25 days* Fair*

[40] Gold Delta SkyMiles® Credit Card from American Express
Terms |  More Info	- Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening - $0 intro annual fee for the first year, then $95 - Check your first bag FREE – for up to 9 people on your reservation – on every Delta flight - Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent - Priority Boarding and 20% In-Flight Savings
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 15.24% - 19.24% (Variable) * $0.00* 20 days* Good*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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