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No Annual Fee Cards

The cards on the following list attract no annual fee, but do have other charges and terms and conditions attached to them. Check these carefully to find the card offering the best deal for you.

, we found 92 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity
 

Pages: 1 2 3 4 5 Check up to 6 cards and

[21] Maximum Rewards Platinum Edition® Visa® Card

Maximum Rewards Platinum Edition Visa Card
More Info
- 0% Intro APR for 12 billing cycles on balance transfers
- 0% Intro APR for 6 billing cycles on purchases
- No annual fee
- Earn 1 point for every $1 in qualifying purchases with no limit on the number of points you can earn
- Use rewards for travel, merchandise, gift cards and more
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 12 months* 19.99% - 11.99% (Variable) * $0.00* 20 days* Good*

[22] LSU Tigers™ Platinum MasterCard® from Capital One®

LSU Tigers Platinum MasterCard from Capital One
Terms |  More Info
- 2 points per $1 on purchases at gas stations and major grocery stores
- 1 point per $1 spent on all other purchases
- No limit on the points you can earn and points don't expire
- Redeem for travel, gift cards and merchandise
- Choose from 2 unique LSU card designs or create your own image card
- 0% intro APR on purchases until June 2013
- No annual fee
LSU Tigers Platinum MasterCard from Capital One
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* on purchases until June 2013* 13.9% - 19.90% (Variable) * $0.00* 25 days* Excellent*

[23] Journey℠ Student Rewards from Capital One®

Journey Student Rewards from Capital One
Terms |  More Info
- Designed to help students build good credit with responsible use
- Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
- Customizable text and e-mail alerts to help keep you on track
- Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
Journey Student Rewards from Capital One
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
N/A* N/A* 19.80% (Variable) * $0.00* 25 days* Fair*

[24] Ink℠ Reward Yourself with Something Special - 15,000 Bonus Points

Ink Reward Yourself with Something Special - 15,000 Bonus Points
More Info
This card is NOT available any more. Please see The Ink℠ Classic Business – 25,000 Bonus Points credit card instead
- 15,000 bonus points after first purchase*
- No limit to the number of points you can earn – and points never expire
- You earn 2 points per dollar spent when you book airfare through Ultimate Rewards*
- Flexibility in Rewards – you can redeem your points for anything you want – from travel and merchandise to gift cards and more.
- 0% Introductory APR for 6 months*
- No annual fee*
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 6 months* 13.24% - 19.24% (Variable) * $0.00* 21 days* Good*

[25] Ink℠ Bold with Ultimate Rewards℠

Ink Bold with Ultimate Rewards
More Info
- Earn up to 50,000 bonus points – 25,000 after your first purchase, plus an additional 25,000 after you spend $10,000 in 3 months – that's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool
- Earn up to 5X points per dollar on eligible business purchases, and points do not expire
- No foreign transaction fees
- Free Employee Cards
- No interest charges because it's a pay-in-full charge card
Transfer points you've earned to participating frequent travel programs at a 1:1 value
- No Annual Fee in the first year – a $95 savings
View all new offers
Ink Bold with Ultimate Rewards
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
N/A* N/A* N/A* $0.00* N/A* Good*

[26] Ink Cash℠ Business Card

Ink Cash Business Card
More Info
- Up to $250 cash back bonus - $100 cash back bonus after your first purchase, plus an additional $150 after you spend $5,000 within 3 months!
- 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
- 2% cash back on the first $25,000 spent annually at gas stations and restaurants
- 1% cash back on all other card purchases with no limit to the amount you can earn
- Cash back rewards do not expire
- 0% Introductory APR for 12 months
- No Annual Fee
View all new offers
Ink Cash Business Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 12 months* 10.24% (Variable) * $0.00* 20 days* Good*

[27] IberiaBank Visa® Platinum Rewards Card

IberiaBank Visa Platinum Rewards Card
More Info
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- 1 bonus point for every $1 in qualifying net retail purchases
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- Online access to credit card account information
IberiaBank Visa Platinum Rewards Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
1.99%* 6 months* 15.25% - 9.25% (Variable) * $0.00* 25 days* Excellent*

[28] IberiaBank Visa® Gold Cash Back Rewards Card

IberiaBank Visa Gold Cash Back Rewards Card
More Info
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- Online access to credit card account information
IberiaBank Visa Gold Cash Back Rewards Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
1.99%* 6 months* 15.25% - 9.25% (Variable) * $0.00* 25 days* Excellent*

[29] IberiaBank Visa® Classic

IberiaBank Visa Classic
More Info
- No annual membership fee
- Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Online access to credit card account information
IberiaBank Visa Classic
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
1.99%* 6 months* 13.25% - 7.25% (Variable) * $0.00* 25 days* Good*

[30] iBankUP Prepaid Visa Card

iBankUP Prepaid Visa Card
Terms |  More Info
- The power of a checking account in one card, even if you have bad credit
- Write personal checks online, we mail them for you
- $0.99 monthly fee with total load of $500 or more
- Free Direct Deposit from employers or load cash at 50,000 retailers
iBankUP Prepaid Visa Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$25.00$0.00*$1.70View NoBad Credit OK*
Account closure fee
Activation fee
Annual fee
Automated phone inquiry (per call)
Balance inquiry fee
Companion card (balance over $1000)
Companion card (per month)
DDA load fee
Decline fee on ATM withdrawal
None
None
None
$0.99
$0.99
FREE
$1.99
None
$2.00
Decline fee on POS
Express delivery (surcharge)
Inactivity fee
Monthly fee (balance $25-$500)
Monthly fee (balance over $500)
Negative balance fee
Online customer support
Purchase transaction fee
Standard delivery
None
$14.95
None
$2.99
$0.99
None
FREE
None
$9.95

[31] Green Dot Gold Prepaid Visa® / MasterCard®

Green Dot Gold Prepaid Visa / MasterCard
Terms |  More Info
- Get Tax Refund Faster!
- $0 Activation Online - with no credit check
- Access over 18,000 MoneyPass ATM's
- Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
- No Monthly fee for any month with at least 30 purchases (see site for details)
- Reload for free with direct deposit
- No Transaction fees on US purchases
- No Overdraft fees
- No Minimum balance required
Green Dot Gold Prepaid Visa / MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$0.00$0.00*$2.50View NoBad Credit OK*
ATM Balance Inquiry
ATM Declined Withdrawal
ATM Withdrawal at in-network
Expedited Card Delivery (FedEx)
Lost/Stolen Card Replacement
$0.50
$0.50
FREE
$19.95
$6.00
Other ATM withdrawals
Other Teller cash advance
Reload at Retail Location
Second Card
Teller Cash Advance at in-network
$2.50
$2.50
$4.95
$4.95
FREE

[32] Gold Delta SkyMiles® Credit Card from American Express

Gold Delta SkyMiles Credit Card from American Express
Terms |  More Info
- Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
- $0 intro annual fee for the first year, then $95
- Check your first bag FREE – for up to 9 people on your reservation – on every Delta flight
- Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
- Priority Boarding and 20% In-Flight Savings
Gold Delta SkyMiles Credit Card from American Express
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
N/A* N/A* 15.24% - 19.24% (Variable) * $0.00* 20 days* Good*

[33] Gettington Credit Shopping Card

Gettington Credit Shopping Card
Terms |  More Info
- Choice of payment plans: Fast or Easy
- Low APR, so it's easier to pay as you go
- No annual fee or over-limit fees
- Fraud liability protection so customers can shop with confidence
- Easy online account management
- Instant credit response
View all new offers
Gettington Credit Shopping Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
N/A* N/A* 19.90% or 14.90%* $0.00* 24 days* Bad Credit OK*

[34] FREE SPIRIT™ Onyx World MasterCard®

FREE SPIRIT Onyx World MasterCard
More Info
- 15,000 bonus miles after your first purchase - which is enough for 3 FREE roundtrip off-peak award tickets
- 10,000 additional miles for balance transfers made in the first 60 days after account opening
- Annual fee waived for the first year
- Complimentary $9 Fare Club membership (a $39.95 value!)
- Priority boarding and domestic priority check-in
- 3 miles for every $1 spent on Spirit and 1 mile for every $1 spent anywhere else
- Your miles never expire and more
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 6 months* 15.24%* $0.00* 23 days* Good*

[35] First Vineyard MasterCard® Debit Card

First Vineyard MasterCard Debit Card
More Info
- Receive cash back from your own & anyones else in your compensation tree spendings
- Reload your card directly from your payroll or bank account
- Live debt free & Powerful Online Account Management
- Online Bill Payment service included
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$10.00$39.95*N/AView YesBad Credit OK*
Account Information Line
Account Statement by Mail
Bank Wire Transfer
Cancellation Fee
Card Replacement
Card-2-Card Transfer
Cashier's Check Reload
Click-n-Payâ„¢ (Paper Check)
Direct Deposit
Electronic Funds Transfer (Confirmed)
Electronic Funds Transfer (Trial)
$0.00
$3.00
$4.95
$15.00
$15.00
$0.00
$0.00
$1.00
$0.00
$1.95
$3.95
In Person Payments (IPP)
International Transaction
Money Order Reload
Monthly maintenance Fee
Point of Sale Transaction
Returned Check
Telephone Support (per minute)
U.S. ATM cash withdrawal
U.S. ATM inquiry fee
U.S. non-ATM cash advance
Western Union® SwiftPay®
$3.95
$50.00
$0.00
$6.95
$0.00
$25.00
$0.06
$2.00
$1.00
$4.50
$5.95

[36] EXACT Prepaid MasterCard®

EXACT Prepaid MasterCard
Terms |  More Info
- 100% Approval - No credit check or bank account required*
- Free direct deposit
- Use your card anywhere MasterCard is accepted.
- Reloadable online or at 100,000 locations
- Up to $5,000 balance limit
EXACT Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$5.00$0.00*$2.00View NoBad Credit OK*
ATM Balance Inquiry
ATM Balance Inquiry Intl.
ATM Decline International
ATM Decline US
ATM Domestic Fee
ATM Intl. Fee*
Activation Fee
Automated Voice Response
Bal. Inquiry Decline
Billpay Fee
Call Center Customer Service
Cancellation Fee
Cash Advance Fee Intl.
Cash Advance Fee US
$1.00
$1.00
$1.00
$1.00
$2.00
$4.00
$9.95
$0.50
$1.00
$1.00
$3.95
$9.95
$4.00
$4.00
Check Cancellation Fee
Dormancy Fee
Express Mail Fee
Manual Check Fee
Monthly Fee
PIN Foreign Transaction Fee
PIN Transaction Fee
POS Decline International
POS Decline US
Paper Statement Copy Fee
Send Cash Fee
Signature Intl. Transaction Fee
Signature Transaction Fee
$1.00
$9.95
$19.95
$1.00
$4.95
$0.25
$0.25
$0.50
$0.50
$2.00
$1.00
$0.25
$0.25

[37] eElite Plus Shopping Card

eElite Plus Shopping Card
More Info
- 0% APR with No Annual Fee
- Receive up to a $12,500 immediately*
- No Credit Check
- Unsecured Shopping Credit Line
- Credit Line is Reported to Major Credit Bureau
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
N/AN/A*N/AView YesAccepts All*
Fe for ACH Debits and credit Cards
Fee for Exceeding the Credit Limit
Fee for returned Checks
Fees for Paying Late
Inactivity Fee
$30.00
N/A
$30.00
$10.00
$19.95
Membership fee
Minimum Finance Charge
Processing fee
Transaction Fee for Purchases
$14.00
N/A
$99.00
N/A

[38] Discover® Student Open Road℠ Card

Discover Student Open Road Card
Terms |  More Info
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
- Double Cashback Bonus®* at gas stations and restaurants.
- Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability- you will not be responsible for unauthorized charges
- No Annual Fee
- Text and Email Alerts
*Click apply to view rates, fees, rewards, limitations and other important information
Discover Student Open Road Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 9 months* 12.99% - 18.99% (Variable) * $0.00* 25 days* Fair*

[39] Discover® Student Card - Tropical Beach

Discover Student Card - Tropical Beach
Terms |  More Info
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability- you will not be responsible for unauthorized charges
- No Annual Fee
- Text and Email Alerts
*Click apply to view rates, fees, rewards, limitations and other important information
Discover Student Card - Tropical Beach
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 9 months* 12.99% - 18.99% (Variable) * $0.00* 25 days* Fair*

[40] Discover® Student Card - Monogram Collection

Discover Student Card - Monogram Collection
Terms |  More Info
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability- you will not be responsible for unauthorized charges
- No Annual Fee
- Text and Email Alerts
*Click apply to view rates, fees, rewards, limitations and other important information
Discover Student Card - Monogram Collection
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 9 months* 12.99% - 18.99% (Variable) * $0.00* 25 days* Fair*

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* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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