No Annual Fee Cards

[21] Green Dot Gold Prepaid Visa® / MasterCard®
Terms |  More Info	- $0 Activation Online - with no credit check - Access over 18,000 MoneyPass ATM's - Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions) - No Monthly fee for any month with at least 30 purchases (see site for details) - Reload for free with direct deposit - No Transaction fees on US purchases - No Overdraft fees - No Minimum balance required
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $0.00 $0.00* $2.50 View No Bad Credit OK* ATM Balance Inquiry ATM Declined Withdrawal ATM Withdrawal at in-network Expedited Card Delivery (FedEx) Lost/Stolen Card Replacement $0.50 $0.50 FREE $19.95 $6.00 Other ATM withdrawals Other Teller cash advance Reload at Retail Location Second Card Teller Cash Advance at in-network $2.50 $2.50 $4.95 $4.95 FREE

[22] American Octane Onyx Unsecured Card
More Info	- 0% APR on all purchases for life - Unsecured Line of Credit - 100% Approval* - 24 hour Approval Process - No hidden fees - Monthly reporting to major credit bureaus
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A View Yes Bad Credit OK* Account setup fee (one time) Annual Percentage Rate for Purchases Cancellation Fee Fee for returned checks or debits Late Payment (After 30 days) $99.00 0.00% None $25.00 $10.00 Membership fee (monthly) NSF Check Fee Outlet Store Residential Delivery Penalties for prepayment Processing Fees $9.95 $25.00 $10.00 None Varies

[23] iBankUP Prepaid Visa Card
Terms |  More Info	- The power of a checking account in one card, even if you have bad credit - Write personal checks online, we mail them for you - $0.99 monthly fee with total load of $500 or more - Free Direct Deposit from employers or load cash at 50,000 retailers
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $25.00 $0.00* $1.70 View No Bad Credit OK* Account closure fee Activation fee Annual fee Automated phone inquiry (per call) Balance inquiry fee Companion card (balance over $1000) Companion card (per month) DDA load fee Decline fee on ATM withdrawal None None None $0.99 $0.99 FREE $1.99 None $2.00 Decline fee on POS Express delivery (surcharge) Inactivity fee Monthly fee (balance $25-$500) Monthly fee (balance over $500) Negative balance fee Online customer support Purchase transaction fee Standard delivery None $14.95 None $2.99 $0.99 None FREE None $9.95

[24] Univision Prepaid MasterCard®
More Info	- No Social Security number needed and no credit check - FREE card opening - FREE transactions - FREE ATM Withdrawals at all Target and other participating locations - FREE direct deposit - FREE additional cards - Double Tax Refund* - Optional Spanish application form - Spanish & English application forms
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $5.00 $0.00* $0.00 View No Bad Credit OK* ATM Withdrawal ATM Withdrawals at all Target ATM Withdrawals at participating locations Account Alerts via Email Account Alerts via SMS At non-participating locations Bill Payment Expedited Payment Fee Bill Payment Regular Fee Bill Payment Special Services Fees Card Replacement Fee Card for Second person Check Copy Fee Check Re-Issue Fee Check Refund Fee Currency Conversion Fee FREE FREE FREE FREE FREE $1.95 $9.95 $1.00 $20.00 $9.95 FREE $20.00 $20.00 $9.95 2% Express Shipping Fee IVR Account Updates – 24/7 Late Fees Live Agent Customer Service Loads by Direct Deposit Loads/Reloads Card-to-Card Loads/Reloads In-person Monthly Maintenance Fee Online Account Access – 24/7 Overlimit Fees PIN Purchase Transaction Fee Paper Statement Fee Postal Reject Fee Signature Purchase Transaction Fee $9.95 FREE NONE FREE FREE FREE FREE $9.95 FREE NONE FREE $1.00 $20.00 FREE

[25] EXACT Prepaid MasterCard®
Terms |  More Info	- 100% Approval - No credit check or bank account required* - Free direct deposit - Use your card anywhere MasterCard is accepted. - Reloadable online or at 100,000 locations - Up to $5,000 balance limit
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $5.00 $0.00* $2.00 View No Bad Credit OK* ATM Balance Inquiry ATM Balance Inquiry Intl. ATM Decline International ATM Decline US ATM Domestic Fee ATM Intl. Fee* Activation Fee Automated Voice Response Bal. Inquiry Decline Billpay Fee Call Center Customer Service Cancellation Fee Cash Advance Fee Intl. Cash Advance Fee US $1.00 $1.00 $1.00 $1.00 $2.00 $4.00 $9.95 $0.50 $1.00 $1.00 $3.95 $9.95 $4.00 $4.00 Check Cancellation Fee Dormancy Fee Express Mail Fee Manual Check Fee Monthly Fee PIN Foreign Transaction Fee PIN Transaction Fee POS Decline International POS Decline US Paper Statement Copy Fee Send Cash Fee Signature Intl. Transaction Fee Signature Transaction Fee $1.00 $9.95 $19.95 $1.00 $4.95 $0.25 $0.25 $0.50 $0.50 $2.00 $1.00 $0.25 $0.25

[26] Walmart MoneyCard Visa® Prepaid Card
Terms |  More Info	- No issuance fee online - No credit check or bank account required - No overdraft fees - No minimum balance required - Free Direct Deposit - $10 bonus with qualifying Direct Deposit (for a limited time only) - Use everywhere Visa debit is accepted, including shop online, pay bills, get cash at ATMs
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $5.00 $0.00* $2.00 View No Bad Credit OK* ATM Balance Inquiry ATM Cash Transaction - Domestic ATM Cash Transaction - Intl. Additional Personalized Card Additional Student Edition Card Card Reload at Green Dot Card Reload at Walmart $1.00 $2.00 $2.00 $3.00 $0.00 varies $3.00 Card Reload at other Locations Foreign Transactions Fee Lost/Stolen Replacement Monthly Maintenance Fee Rush Card Delivery Teller Cash Transaction varies 2% $3.00 $3.00 $20.00 $2.00

[27] Univision Prepaid MasterCard® (Español Application)
More Info	- No Social Security number needed and no credit check - FREE card opening - FREE transactions - FREE ATM Withdrawals at all Target and other participating locations - FREE direct deposit - FREE additional cards - Double Tax Refund* - Optional Spanish application form - Spanish application form
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $5.00 $0.00* $0.00 View No Bad Credit OK* ATM Withdrawal ATM Withdrawals at all Target ATM Withdrawals at participating locations Account Alerts via Email Account Alerts via SMS At non-participating locations Bill Payment Expedited Payment Fee Bill Payment Regular Fee Bill Payment Special Services Fees Card Replacement Fee Card for Second person Check Copy Fee Check Re-Issue Fee Check Refund Fee Currency Conversion Fee FREE FREE FREE FREE FREE $1.95 $9.95 $1.00 $20.00 $9.95 FREE $20.00 $20.00 $9.95 2% Express Shipping Fee IVR Account Updates – 24/7 Late Fees Live Agent Customer Service Loads by Direct Deposit Loads/Reloads Card-to-Card Loads/Reloads In-person Monthly Maintenance Fee Online Account Access – 24/7 Overlimit Fees PIN Purchase Transaction Fee Paper Statement Fee Postal Reject Fee Signature Purchase Transaction Fee $9.95 FREE NONE FREE FREE FREE FREE $9.95 FREE NONE FREE $1.00 $20.00 FREE

[28] Modern Cash™ Prepaid MasterCard®
More Info	- $10 credit each month that you Direct Deposit at least $2,000 to your card - Optional Overdraft Protection Product - Free Unlimited US Purchase Transactions - Free Direct Deposit - paycheck, benefits, tax refunds
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $2.50 View No Bad Credit OK* ACH Debit ATM Balance Inquiry ATM Declines ATM Withdrawal Account Closure with Check Account to Account Additional/Replacement Card Bank Cash Advance Card/Account Reactivation Fee Customer Service Insufficient Funds-NSF FREE $0.50 $0.50 $2.50 $15.95 FREE $9.95 $4.95 $19.95 FREE $14.95 Intl. ATM Withdrawal Intl. Purchases fee Monthly Maintenance Monthly Statements Overdraft Service Fee (Opt-in) Purchase (PIN) Purchase Declines Purchases (Signature) SMS Transaction Updates Special Research Fee (per hour) $4.95 $2.00 $9.95 FREE $9.95 FREE FREE FREE FREE $25.00

[29] Gettington Credit Shopping Card
Terms |  More Info	- Choice of payment plans: Fast or Easy - Low APR, so it's easier to pay as you go - No annual fee or over-limit fees - Fraud liability protection so customers can shop with confidence - Easy online account management - Instant credit response
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 19.90% or 14.90%* $0.00* 24 days* Bad Credit OK*

[30] Gold Delta SkyMiles® Credit Card from American Express
Terms |  More Info	- Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening - $0 intro annual fee for the first year, then $95 - Check your first bag FREE – for up to 9 people on your reservation – on every Delta flight - Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent - Priority Boarding and 20% In-Flight Savings
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 15.24% - 19.24% (Variable) * $0.00* 20 days* Good*

[31] Discover® Open Road® Card - $150 Restaurant.com Gift Certificate
More Info	- Receive a $150 Restaurant.com Gift Certificate with first purchase - 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%* - 2% automatically at gas stations and restaurants all year long* - Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com - Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) - 24/7 access to a U.S.-based Account Manager within 60 seconds - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 10.99% - 20.99% (Variable) * $0.00* 25 days* Good*

[32] Discover® Miles Card
Terms |  More Info	- Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year - 1 Mile on every $1 you spend - 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%* - No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates - Flexible redemption options like travel credits, merchandise, gift cards or cash - Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card - Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months* 10.99 - 16.99% (Variable) * $0.00* 25 days* Good*

[33] Starwood Preferred Guest® Credit Card from American Express
More Info	- Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5K within 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel - Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates - 2011 SmarterTravel® Award for "Best Travel Rewards Card" - $0 introductory annual fee for the first year, then $65
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 15.24% - 19.24% (Variable) * $0.00* N/A* Good*

[34] TrueEarnings® Card from Costco and American Express
Terms |  More Info	- American Express Card and Costco Membership Card in one — with no annual fee for Costco members - Cash back on the things you buy: 3% on restaurants and gasoline up to $3,000 annually, 2% for travel, and 1% almost everywhere else - Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings Cardmembers from Costco and American Express Get approved in 60-seconds.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months on Purchases* 15.24% (Variable) * $0.00* N/A* Good*

[35] IberiaBank Visa® Classic
More Info	- No annual membership fee - Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00). - Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. - Online access to credit card account information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 1.99%* 6 months* 13.25% - 7.25% (Variable) * $0.00* 25 days* Good*

[36] Citi® Diamond Preferred® Card
More Info	- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness. - 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more - Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass(R). - $0 liability on unauthorized purchases and Citi Identity Theft Solutions - No annual fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 18 months* 11.99% - 21.99% (Variable) * $0.00* 20 days* Good*

[37] Citi® Diamond Preferred® Rewards Card
More Info	- $50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening - 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate. - 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter** - Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more - No annual fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 12.99% - 20.99% (Variable) * $0.00* 20 days* Good*

[38] Citi® Dividend Platinum Select® Visa® Card - $200 Cash Back
Terms |  More Info	- $200 cash back after $500 in purchases within the first 3 months of account opening - 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment. Each quarter, you can enroll to earn additional cash back in popular categories. To learn more, visit dividend.quarterlyoffer.citi.com. - 5% average cash back at select merchants through Citi Bonus Cash Center® - Full 1% cash back on eligible purchases and cash advances. No Annual Fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 15.99% - 22.99% (Variable) * $0.00* 20 days* Good*

[39] Citi® Platinum Select® MasterCard®
More Info	- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness. - Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more - Citi® Identity Theft Solutions - Secure, free online account management - No annual fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 18 month* 11.99% - 21.99% (Variable) * $0.00* 20 days* Good*

[40] CitiBusiness® World MasterCard®
More Info	- Designed for businesses with an established credit history - $100 gift card - when you redeem the 10,000 bonus ThankYou(R) points received after $300 in purchases within 3 months of account opening - 0% intro APR on Purchases for 6 months. After that, 13.24% variable. - 3 ThankYou points for every $1 spent at certain office supply merchants and on professional services and 1 point for every $1 spent on other purchases - Earn rewards for your business expenses, including purchases made on employee cards - Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more - No annual fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months* 13.24% (Variable) * $0.00* 20 days* Good*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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