No Annual Fee Cards

[21] Ink℠ Bold with Ultimate Rewards℠
Terms |  More Info	- 50,000 bonus points after you spend $5,000 in 3 months – that's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool - No limit to the number of points you can earn – and points do not expire - 5X points per dollar on the first $50,000 spent annually on eligible business purchases - No foreign transaction fees and Free Employee Cards - No interest or over limit fees - No Annual Fee in the first year – that's a $95 savings
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* N/A* $0.00* 30 days* Good*

[22] iBankUP Prepaid Visa Card
Terms |  More Info	- The power of a checking account in one card, even if you have bad credit - Write personal checks online, we mail them for you - $0.99 monthly fee with total load of $500 or more - Free Direct Deposit from employers or load cash at 50,000 retailers
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $25.00 $0.00* $1.70 View No Bad Credit OK* Account closure fee Activation fee Annual fee Automated phone inquiry (per call) Balance inquiry fee Companion card (balance over $1000) Companion card (per month) DDA load fee Decline fee on ATM withdrawal None None None $0.99 $0.99 FREE $1.99 None $2.00 Decline fee on POS Express delivery (surcharge) Inactivity fee Monthly fee (balance $25-$500) Monthly fee (balance over $500) Negative balance fee Online customer support Purchase transaction fee Standard delivery None $14.95 None $2.99 $0.99 None FREE None $9.95

[23] Citi ThankYou® Preferred Card - $150 Gift Card
More Info	- $150 gift card - When you redeem the 15,000 bonus ThankYou Points received after $1,000 in purchases within 3 months of account opening. - 5 ThankYou Points for every $1 you spend on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 you spend thereafter** - No expiration and no limit on the points you can earn - Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more - No annual fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 12.99% - 22.99% (Variable) * $0.00* 20 Days (Min.)* Good*

[24] Journey℠ Student Rewards from Capital One®
Terms |  More Info	- Designed to help students build good credit with responsible use - Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit - Customizable text and e-mail alerts to help keep you on track - Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time - No annual fee - $0 Fraud Liability if your card is lost or stolen
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 19.80% (Variable) * $0.00* 25 days* Fair*

[25] Chase Freedom® Visa - $200 Bonus Cash Back
Terms |  More Info	- Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months - 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12. - You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter! - Unlimited 1% Cash Back on all other purchases - Up to an additional 10% Cash Back when you shop online at select merchants through Chase - No annual fee and rewards never expire
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 15.99% - 22.99% (Variable) * $0.00* 20 days* Good*

[26] Univision Prepaid MasterCard®
More Info	- No Social Security number needed and no credit check - FREE card opening - FREE transactions - FREE ATM Withdrawals at all Target and other participating locations - FREE direct deposit - FREE additional cards - Double Tax Refund* - Optional Spanish application form - Spanish & English application forms
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $5.00 $0.00* $0.00 View No Bad Credit OK* ATM Withdrawal ATM Withdrawals at all Target ATM Withdrawals at participating locations Account Alerts via Email Account Alerts via SMS At non-participating locations Bill Payment Expedited Payment Fee Bill Payment Regular Fee Bill Payment Special Services Fees Card Replacement Fee Card for Second person Check Copy Fee Check Re-Issue Fee Check Refund Fee Currency Conversion Fee FREE FREE FREE FREE FREE $1.95 $9.95 $1.00 $20.00 $9.95 FREE $20.00 $20.00 $9.95 2% Express Shipping Fee IVR Account Updates – 24/7 Late Fees Live Agent Customer Service Loads by Direct Deposit Loads/Reloads Card-to-Card Loads/Reloads In-person Monthly Maintenance Fee Online Account Access – 24/7 Overlimit Fees PIN Purchase Transaction Fee Paper Statement Fee Postal Reject Fee Signature Purchase Transaction Fee $9.95 FREE NONE FREE FREE FREE FREE $9.95 FREE NONE FREE $1.00 $20.00 FREE

[27] EXACT Prepaid MasterCard®
Terms |  More Info	- 100% Approval - No credit check or bank account required* - Free direct deposit - Use your card anywhere MasterCard is accepted. - Reloadable online or at 100,000 locations - Up to $5,000 balance limit
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $5.00 $0.00* $2.00 View No Bad Credit OK* ATM Balance Inquiry ATM Balance Inquiry Intl. ATM Decline International ATM Decline US ATM Domestic Fee ATM Intl. Fee* Activation Fee Automated Voice Response Bal. Inquiry Decline Billpay Fee Call Center Customer Service Cancellation Fee Cash Advance Fee Intl. Cash Advance Fee US $1.00 $1.00 $1.00 $1.00 $2.00 $4.00 $9.95 $0.50 $1.00 $1.00 $3.95 $9.95 $4.00 $4.00 Check Cancellation Fee Dormancy Fee Express Mail Fee Manual Check Fee Monthly Fee PIN Foreign Transaction Fee PIN Transaction Fee POS Decline International POS Decline US Paper Statement Copy Fee Send Cash Fee Signature Intl. Transaction Fee Signature Transaction Fee $1.00 $9.95 $19.95 $1.00 $4.95 $0.25 $0.25 $0.50 $0.50 $2.00 $1.00 $0.25 $0.25

[28] Walmart MoneyCard Visa® Prepaid Card
Terms |  More Info	- No issuance fee online - No credit check or bank account required - No overdraft fees - No minimum balance required - Free Direct Deposit - $10 bonus with qualifying Direct Deposit (for a limited time only) - Use everywhere Visa debit is accepted, including shop online, pay bills, get cash at ATMs
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $5.00 $0.00* $2.00 View No Bad Credit OK* ATM Balance Inquiry ATM Cash Transaction - Domestic ATM Cash Transaction - Intl. Additional Personalized Card Additional Student Edition Card Card Reload at Green Dot Card Reload at Walmart $1.00 $2.00 $2.00 $3.00 $0.00 varies $3.00 Card Reload at other Locations Foreign Transactions Fee Lost/Stolen Replacement Monthly Maintenance Fee Rush Card Delivery Teller Cash Transaction varies 2% $3.00 $3.00 $20.00 $2.00

[29] Chase Freedom® MasterCard - $200 Bonus Cash Back
Terms |  More Info	- Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months - 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12. - You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter! - Unlimited 1% Cash Back on all other purchases - Up to an additional 10% Cash Back when you shop online at select merchants through Chase - No annual fee and rewards never expire
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 15.99% - 22.99% (Variable) * $0.00* 21 days* Good*

[30] Univision Prepaid MasterCard® (Español Application)
More Info	- No Social Security number needed and no credit check - FREE card opening - FREE transactions - FREE ATM Withdrawals at all Target and other participating locations - FREE direct deposit - FREE additional cards - Double Tax Refund* - Optional Spanish application form - Spanish application form
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $5.00 $0.00* $0.00 View No Bad Credit OK* ATM Withdrawal ATM Withdrawals at all Target ATM Withdrawals at participating locations Account Alerts via Email Account Alerts via SMS At non-participating locations Bill Payment Expedited Payment Fee Bill Payment Regular Fee Bill Payment Special Services Fees Card Replacement Fee Card for Second person Check Copy Fee Check Re-Issue Fee Check Refund Fee Currency Conversion Fee FREE FREE FREE FREE FREE $1.95 $9.95 $1.00 $20.00 $9.95 FREE $20.00 $20.00 $9.95 2% Express Shipping Fee IVR Account Updates – 24/7 Late Fees Live Agent Customer Service Loads by Direct Deposit Loads/Reloads Card-to-Card Loads/Reloads In-person Monthly Maintenance Fee Online Account Access – 24/7 Overlimit Fees PIN Purchase Transaction Fee Paper Statement Fee Postal Reject Fee Signature Purchase Transaction Fee $9.95 FREE NONE FREE FREE FREE FREE $9.95 FREE NONE FREE $1.00 $20.00 FREE

[31] Capital One® Spark℠ Classic for Business
More Info	- Enjoy no annual fee - Build business credit with eligibility for an automatic credit line increase - Earn 1% cash back on every purchase, every day - Separate business expenses from personal expenses - $0 Fraud Liability if your card is ever lost or stolen - Enjoy business benefits including Year-End Summaries, up to 25 employee cards at no additional cost, and experienced small business customer service
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 22.90% (Variable) * $0.00* 25 Days* Average*

[32] Modern Cash™ Prepaid MasterCard®
More Info	- $10 credit each month that you Direct Deposit at least $2,000 to your card - Optional Overdraft Protection Product - Free Unlimited US Purchase Transactions - Free Direct Deposit - paycheck, benefits, tax refunds
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $2.50 View No Bad Credit OK* ACH Debit ATM Balance Inquiry ATM Declines ATM Withdrawal Account Closure with Check Account to Account Additional/Replacement Card Bank Cash Advance Card/Account Reactivation Fee Customer Service Insufficient Funds-NSF FREE $0.50 $0.50 $2.50 $15.95 FREE $9.95 $4.95 $19.95 FREE $14.95 Intl. ATM Withdrawal Intl. Purchases fee Monthly Maintenance Monthly Statements Overdraft Service Fee (Opt-in) Purchase (PIN) Purchase Declines Purchases (Signature) SMS Transaction Updates Special Research Fee (per hour) $4.95 $2.00 $9.95 FREE $9.95 FREE FREE FREE FREE $25.00

[33] Gettington Credit Shopping Card
Terms |  More Info	- Choice of payment plans: Fast or Easy - Low APR, so it's easier to pay as you go - No annual fee or over-limit fees - Fraud liability protection so customers can shop with confidence - Easy online account management - Instant credit response
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 19.90% or 14.90%* $0.00* 24 days* Bad Credit OK*

[34] Discover® Student Card
Terms |  More Info	- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%* - 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply. - Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site - Up to 1% unlimited Cashback Bonus on everything else you buy - $0 Fraud Liability plus mobile and email fraud alert options - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 9 months* 13.99% - 20.99% (Variable) * $0.00* 25 days* Fair*

[35] Discover® More® Card
More Info	- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* - 5% Cashback Bonus in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply* - Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com - Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) - 24/7 access to a U.S.-based Account Manager within 60 seconds - $0 Fraud Liability plus mobile and email fraud alert options - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 15 months* 10.99% - 20.99% (Variable) * $0.00* 25 days* Excellent*

[36] Discover® Open Road® Card - $150 Restaurant.com Gift Certificate
More Info	- Receive a $150 Restaurant.com Gift Certificate with first purchase - 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%* - 2% automatically at gas stations and restaurants all year long* - Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com - Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) - 24/7 access to a U.S.-based Account Manager within 60 seconds - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 10.99% - 20.99% (Variable) * $0.00* 25 days* Good*

[37] Discover® Miles Card
Terms |  More Info	- Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year - 1 Mile on every $1 you spend - 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%* - No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates - Flexible redemption options like travel credits, merchandise, gift cards or cash - Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card - Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months* 10.99 - 16.99% (Variable) * $0.00* 25 days* Good*

[38] Blue Cash® Everyday(SM) from American Express
More Info	- Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership - No annual fee, flexibility to pay over time - Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases - NO spend minimum, NO enrollment, and NO rotating rewards categories - Get a $25 Referral Bonus for each friend or family member who is approved for the Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months on Purchases* 17.24% - 22.24% (Variable) * $0.00* N/A* Excellent*

[39] Discover® Student Card - Tropical Beach
Terms |  More Info	- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%* - 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* - Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site - Up to 1% unlimited Cashback Bonus on everything else you buy - $0 Fraud Liability plus mobile and email fraud alert options - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 9 months* 13.99% - 20.99% (Variable) * $0.00* 25 days* Fair*

[40] Discover® Student Card - Clear
Terms |  More Info	- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%* - 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* - Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site - Up to 1% unlimited Cashback Bonus on everything else you buy - $0 Fraud Liability plus mobile and email fraud alert options - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 9 months* 13.99% - 20.99% (Variable) * $0.00* 25 days* Fair*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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