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No Annual Fee Cards

The cards on the following list attract no annual fee, but do have other charges and terms and conditions attached to them. Check these carefully to find the card offering the best deal for you.

, we found 66 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity
 

Pages: 1 2 3 4 Check up to 6 cards and

[21] Discover® More® Card

Discover More Card
More Info
- 0% intro APR on balance transfers for a full 15 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee
Discover More Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* See T&C* 11.99% - 20.99% (Variable)* $0.00* 25 days* Excellent*

[22] Discover® Student Card - Clear

Discover Student Card - Clear
Terms |  More Info
- 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
Discover Student Card - Clear
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months* as low as 13.99% (Variable)* $0.00* 25 days* Fair*

[23] Discover® Student Card

Discover Student Card
Terms |  More Info
- 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
Discover Student Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months* as low as 13.99% (Variable)* $0.00* 25 days* No Credit*

[24] Discover® Motiva(SM) Card

Discover Motiva(SM) Card
Terms |  More Info
- Cash rewards for your good credit management
- Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
- 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
- Up to 1% unlimited Cashback Bonus on all other purchases
- 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
- 3.99% intro APR on purchases for a full 12 months , then the Regular APR
Discover Motiva(SM) Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
3.99%* See T&C* 11.99% - 20.99% (Variable)* $0.00* 25 days* Good*

[25] iBankUP Prepaid Visa Card

iBankUP Prepaid Visa Card
Terms |  More Info
- The power of a bank account in a Visa prepaid card
- 100% approval with no credit check
- No activation fee
- Save $220 compared with prepaid cards or checking accounts
- $0.99 monthly fee if $500 is loaded each month, $2.99 otherwise
- Free Direct Deposit from employers or deposit cash at 50,000 retailers
- Write personal checks online: easy to pay rent or other bills
- Earn 1,500 cash back reward points for you first direct deposit load Optional companion card available, as if you had a joint checking
View all new offers
iBankUP Prepaid Visa Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$25.00$0.00*$1.70View NoBad Credit OK*
Account closure fee
Activation fee
Annual fee
Automated phone inquiry (per call)
Balance inquiry fee
Companion card (balance over $1000)
Companion card (per month)
DDA load fee
Decline fee on ATM withdrawal
None
None
None
$0.99
$0.99
FREE
$1.99
None
$2.00
Decline fee on POS
Express delivery (surcharge)
Inactivity fee
Monthly fee (balance $25-$500)
Monthly fee (balance over $500)
Negative balance fee
Online customer support
Purchase transaction fee
Standard delivery
None
$14.95
None
$2.99
$0.99
None
FREE
None
$9.95

[26] Blue Sky from American Express®

Blue Sky from American Express
Terms |  More Info
- 0% intro APR on purchases for 6 months and no annual fee.
- Flexibility to pay over time.
- Turn purchases into free travel: Enjoy travel rewards with no travel restrictions or blackout dates and get points for flights on any airline, stays at any hotel, and car rentals with any company.
Blue Sky from American Express
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months on Purchases* from 17.24 to 21.24% (Variable)* $0.00* N/A* Excellent*

[27] American Express® Premier Rewards Gold Card

American Express Premier Rewards Gold Card
More Info
- 3-2-1 Points: Earn Membership Rewards® points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
- No annual fee for your first year, a savings of $175
- Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership
- Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year
American Express Premier Rewards Gold Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* N/A* $0.00* N/A* Excellent*

[28] Blue Cash® from American Express

Blue Cash from American Express
Terms |  More Info
- 0% intro APR on purchases for 6 months and no annual fee
- Flexibility to pay over time
- Get up to 5% cash back on everyday purchases at supermarkets, gas stations and drug stores
- Receive your cash back automatically as a statement credit
Blue Cash from American Express
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months on Purchases* from 17.24 to 21.24% (Variable)* $0.00* N/A* Excellent*

[29] Discover® Student Open Road℠ Card

Discover Student Open Road Card
Terms |  More Info
- Double Cashback Bonus® at any gas station and any restaurant (yes, even on those infamous 1 AM burritos.)
- Hello 5% to 20% Cashback Bonus at our exclusive online mall; goodbye mall-walkers.
- Up to 1% unlimited Cashback Bonus on everything else you buy along the way, automatically.
- Turn your Cashback Bonus into even bigger rewards by redeeming for gift cards or eCertificates from more than 100 brand-name retailers.
Discover Student Open Road Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* See T&C* as low as 13.99% (Variable)* $0.00* 25 days* Fair*

[30] Discover® Open Road® Card

Discover Open Road Card
Terms |  More Info
- 2% Cashback Bonus automatically at any gas station and any restaurant
- 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
- Up to 1% unlimited Cashback Bonus on all other purchases
- 0% intro APR on balance transfers for 12 full months, then the Regular APR
- 0% intro APR on purchases for 6 months, then the Regular APR
Discover Open Road Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* See T&C* 11.99% - 20.99% (Variable)* $0.00* 25 days* Excellent*

[31] Simmons First Visa® Platinum

Simmons First Visa® Platinum
More Info
- Low 7.25% standard purchase APR
- Platinum card benefits
- Excellent credit required - applicants that do not have excellent credit will not be approved
- No balance transfer fee for balances transferred in response to this online offer
- No annual fee
Simmons First Visa® Platinum
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 7.25%* $0.00* 25 days* Excellent*

[32] Discover® Mix Tape Student Card

Discover Mix Tape Student Card
More Info
- Build your credit with our contest-winning student card design - 250,000 votes on 7,000 submissions resulted in the new Mix Tape. Get yours today!
- 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
Discover Mix Tape Student Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months* as low as 13.99% (Variable)* $0.00* 25 days* Good*

[33] UPside Visa® Prepaid Card

UPside Visa Prepaid Card
Terms |  More Info
- Save up to $230 compared with other prepaid cards
- $0 activation fee. $0 monthly fee with total load of $400 or more
- Free direct deposit from employers or load cash at 60,000 retailers
- Write personal checks, best to pay rent or other bills
UPside Visa Prepaid Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*$1.50View NoAccepts All*
Account closure fee
Balance inquiry fee
Card replacement fee
Decline ATM withdrawal
Decline fee on payment
Decline fee on reloads from ACH
$8.95
$0.99
$6.95
$2.00
$2.00
$10.00
Express card delivery
Overdraft fee
PIN Change(first ever is free)
Reimbursing check fee
Withdrawal (in addition to ATM fee)
$14.95
$3.00
$0.99
$12.00
$1.49

[34] Discover® More® Card - Black

Discover More Card - Black
More Info
- 0% intro APR on balance transfers for a full 12 months, then the Regular APR
- 0% intro APR on purchases for a full 9 months, then the Regular APR
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
Discover More Card - Black
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* See T&C* 11.99% - 20.99% (Variable)* $0.00* 25 days* Good*

[35] Discover® Student Card - Flamingo Monogram

Discover Student Card - Flamingo Monogram
Terms |  More Info
- 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
Discover Student Card - Flamingo Monogram
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* See T&C* as low as 13.99% (Variable)* $0.00* 25 days* No Credit*

[36] Vision Silver(SM) Prepaid MasterCard®

Vision Silver(SM) Prepaid MasterCard
Terms |  More Info
- Perfect Card for Government/Benefits Checks Recipients
- $0 Activation with Rebate*
- 100% Guaranteed Approval*/No Credit Check
- Free Direct Deposit of Your Pay or Government Check
- Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
- No Overdraft Fees or Minimum Balances
- Online Checking - Electronic or Paper Checks
Vision Silver(SM) Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$9.95*N/AView NoBad Credit OK*
ATM Balance Inquiry Decline Fee (Dom.)
ATM Balance Inquiry Decline Fee (Int'l)
ATM Balance Inquiry Fee (Domestic)
ATM Balance Inquiry Fee (Int'l)
ATM Decline Fee (Domestic)
ATM Decline Fee (Int'l)
ATM Withdrawal Fee (Domestic)
ATM Withdrawal Fee (Int'l)
Bill Pay Fee (Check Cancellation)
Bill Pay Fee (Electronic)
Bill Pay Fee (Paper Check)
Cancellation Fee
Cash Advance Fee (Domestic)
Cash Advance Fee (Int'l)
Convenience Fee (Direct Deposit)
Convenience Fee (Retail)
Convenience Fee (Wire Transfer)
$0.95
$1.95
$0.95
$1.95
$0.95
$1.95
$1.95
$4.95
$9.95
$0.95
$0.95
$14.95
$4.95
$4.95
FREE
$0.95
FREE
Convenience Fee for Bank Transfer
Express Shipping Fee
IVR Access
Inactivity/Dormant Fee
Live Agent Service Fee (per call)
PIN Transaction Decline Fee (Domestic)
PIN Transaction Decline Fee (Int'l)
PIN Transaction Fee (Domestic)
PIN Transaction Fee (Int'l)
Paper Statement Fee (Mail)
Replacement Card Fee
Secondary Card fee
Signature Transaction Decline Fee (Dom.)
Signature Transaction Decline Fee (Int'l)
Signature Transaction Fee (Domestic)
Signature Transaction Fee (Int'l)
$0.95
$19.95
FREE
$3.95
$1.95
$0.95
$0.95
$0.95
$0.95
$2.95
$4.95
$4.95
$0.95
$0.95
FREE
FREE

[37] Discover® More® Card - $75 Cashback Bonus®

Discover More Card - $75 Cashback Bonus
More Info
- 0% intro APR on balance transfers for a full 12 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- Get $75 Cashback Bonus when you make $500 in purchases within 3 months
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
Discover More Card - $75 Cashback Bonus
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* See T&C* 11.99% - 20.99% (Variable)* $0.00* 25 days* Good*

[38] Green Dot Gold Prepaid MasterCard®

Green Dot Gold Prepaid MasterCard
Terms |  More Info
- FREE $0 Activation Online – with NO credit check!
- FREE Cash withdrawals at over 15,000 participating ATMs
- FREE Online Bill Pay & Direct Deposit
- NO Monthly fee for any month with at least 30 purchases
- NO Transaction fees on US purchases
- NO Overdraft or penalty fees
- NO Minimum balance required
- GET $10 with Direct Deposit (see site for restrictions)
Green Dot Gold Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$0.00$0.00*$2.50View NoBad Credit OK*
ATM Balance Inquiry
ATM Declined Withdrawal
ATM Withdrawal at in-network
Expedited Card Delivery (FedEx)
Lost/Stolen Card Replacement
$0.50
$0.50
FREE
$19.95
$6.00
Other ATM withdrawals
Other Teller cash advance
Reload at Retail Location
Second Card
Teller Cash Advance at in-network
$2.50
$2.50
$4.95
$4.95
FREE

[39] Citi® Diamond Preferred® Card

Citi Diamond Preferred Card
Terms |  More Info
- 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 14.99%. This APR will vary with the market based on the Prime Rate.
- Concierge service that caters to your needs 24/7
Citi Identity Theft Solutions
- Secure, free online account management
- No annual fee*
Citi Diamond Preferred Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 12 months* 14.99% (Variable)* $0.00* 20 days* Good*

[40] Starwood Preferred Guest® Business Card from American Express OPEN

Starwood Preferred Guest Business Card from American Express OPEN
Terms |  More Info
- Who is this card for? This card is ideally suited for businesses that:
- Are established, cash flow positive and have an excellent credit history.
- Have revenue in the 6 to 7-figure range that want more flexibility to manage cash flow, purchase materials and handle other business expenses.
- Earn 10,000 Starpoints with your first purchase
- Earn 1 Starpoint for virtually every dollar you spend on the Card and 2 Starpoints at participating Starwood hotels and resorts
- Redeem at participating Starwood hotels and resorts in 95 countries including Sheraton, Westin and W Hotels
- Transfer to over 30 frequent flyer programs, most on a one-to-one basis
- No annual fee for the first year - a savings of $45
- Voted Best Affinity Credit Card by frequent travelers in 19th Annual Freddie Awards
Starwood Preferred Guest Business Card from American Express OPEN
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
2.9%* See T&C* 15.24%* $0.00* 20 days* Good*

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* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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