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No Annual Fee Cards

The cards on the following list attract no annual fee, but do have other charges and terms and conditions attached to them. Check these carefully to find the card offering the best deal for you.

, we found 90 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity
 

Pages: 1 2 3 4 5 Check up to 6 cards and

[21] Discover® Student Card - Tropical Beach

Discover Student Card - Tropical Beach
Terms |  More Info
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Discover Student Card - Tropical Beach
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 9 months* 13.99% - 20.99% (Variable) * $0.00* 25 days* Fair*

[22] IberiaBank Visa® Platinum Rewards Card

IberiaBank Visa Platinum Rewards Card
More Info
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- 1 bonus point for every $1 in qualifying net retail purchases
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- Online access to credit card account information
IberiaBank Visa Platinum Rewards Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
1.99%* 6 months* 15.25% - 9.25% (Variable) * $0.00* 25 days* Excellent*

[23] IberiaBank Visa® Gold Cash Back Rewards Card

IberiaBank Visa Gold Cash Back Rewards Card
More Info
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- Online access to credit card account information
IberiaBank Visa Gold Cash Back Rewards Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
1.99%* 6 months* 15.25% - 9.25% (Variable) * $0.00* 25 days* Excellent*

[24] BuyRIGHT Prepaid MasterCard®

BuyRIGHT Prepaid MasterCard
Terms |  More Info
- Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More!
- Special Reload Offer! Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.**
- FREE Direct Deposit, Online bill pay, Earn rewards.
- No credit check, 100% approved!*
- No bounced check fees or overdraft fees, EVER!
- Travel, Rent Cars, Reserve Hotels, Shop online safely!
- Unbelievable Customer Service!
BuyRIGHT Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$9.95*$2.00View NoBad Credit OK*
ATM Balance Inquiry
ATM Withdrawal
Automated Telephone Service
Bank Account to Card Reload
Cancel Card
Customer Service Live Call
Inactive Account
Live Teller Withdrawal
$1.00
$2.00
$0.50
$2.50
$15.00
$1.00
$4.95
$4.50
Monthly Maintenance Fee (ATM)
Monthly Maintenance Fee (hologram)
Paper Statements per request
Point Of Sale Withdrawal
Purchase Online
Purchase at Merchant
Replace Card
Telephone Purchase
$7.95
$7.95
$3.00
$1.00
$1.00
$1.00
$15.00
$1.00

[25] IberiaBank Visa® Classic

IberiaBank Visa Classic
More Info
- No annual membership fee
- Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Online access to credit card account information
IberiaBank Visa Classic
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
1.99%* 6 months* 13.25% - 7.25% (Variable) * $0.00* 25 days* Good*

[26] Discover® Student Card - Clear

Discover Student Card - Clear
Terms |  More Info
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Discover Student Card - Clear
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 9 months* 13.99% - 20.99% (Variable) * $0.00* 25 days* Fair*

[27] Discover® Student Card

Discover Student Card
Terms |  More Info
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.
- Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Discover Student Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 9 months* 13.99% - 20.99% (Variable) * $0.00* 25 days* Fair*

[28] TrueEarnings® Card from Costco and American Express

TrueEarnings Card from Costco and American Express
Terms |  More Info
- American Express Card and Costco Membership Card in one — with no annual fee for Costco members
- Cash back on the things you buy: 3% on restaurants and gasoline up to $3,000 annually, 2% for travel, and 1% almost everywhere else
- Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings Cardmembers from Costco and American Express
Get approved in 60-seconds.
TrueEarnings Card from Costco and American Express
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months on Purchases* 15.24% (Variable) * $0.00* N/A* Good*

[29] Blue Cash® Everyday(SM) from American Express

Blue Cash Everyday(SM) from American Express
More Info
- Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
- No annual fee, flexibility to pay over time
- Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
- NO spend minimum, NO enrollment, and NO rotating rewards categories
- Get a $25 Referral Bonus for each friend or family member who is approved for the Card
Blue Cash Everyday(SM) from American Express
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 12 months on Purchases* 17.24% - 22.24% (Variable) * $0.00* N/A* Excellent*

[30] Discover® Student Open Road℠ Card

Discover Student Open Road Card
Terms |  More Info
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
- Double Cashback Bonus®* at gas stations and restaurants.
- Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Discover Student Open Road Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 9 months* 13.99% - 20.99% (Variable) * $0.00* 25 days* Fair*

[31] Citi ThankYou® Preferred Card - $150 Gift Card

Citi ThankYou Preferred Card - $150 Gift Card
More Info
- $150 gift card - When you redeem the 15,000 bonus ThankYou Points received after $1,000 in purchases within 3 months of account opening.
- 5 ThankYou Points for every $1 you spend on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 you spend thereafter**
- No expiration and no limit on the points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
Citi ThankYou Preferred Card - $150 Gift Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 12.99% - 22.99% (Variable) * $0.00* 20 Days (Min.)* Good*

[32] Citi® Hilton Hhonors™ Visa Signature Card

Citi Hilton Hhonors Visa Signature Card
More Info
- Earn 40,000 Hilton HHHonors Bonus Points after spending $1,000 within 4 months of account opening
- Earn 6 Hilton Hhonors Bonus Points for each $1 spent at participating hotels within the Hilton Worldwide portfolio
- Earn 3 Hilton HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations
- Earn 2 Hilton HHonors Bonus Points for each $1 spent on all other purchases
- No annual fee
Citi Hilton Hhonors Visa Signature Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 14.24% (Variable) * $0.00* 23 days* Excellent*

[33] Discover® Mix Tape Student Card

Discover Mix Tape Student Card
More Info
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Discover Mix Tape Student Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 9 months* 13.99% - 20.99% (Variable) * $0.00* 25 days* Fair*

[34] EXACT Prepaid MasterCard®

EXACT Prepaid MasterCard
Terms |  More Info
- 100% Approval - No credit check or bank account required*
- Free direct deposit
- Use your card anywhere MasterCard is accepted.
- Reloadable online or at 100,000 locations
- Up to $5,000 balance limit
EXACT Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$5.00$0.00*$2.00View NoBad Credit OK*
ATM Balance Inquiry
ATM Balance Inquiry Intl.
ATM Decline International
ATM Decline US
ATM Domestic Fee
ATM Intl. Fee*
Activation Fee
Automated Voice Response
Bal. Inquiry Decline
Billpay Fee
Call Center Customer Service
Cancellation Fee
Cash Advance Fee Intl.
Cash Advance Fee US
$1.00
$1.00
$1.00
$1.00
$2.00
$4.00
$9.95
$0.50
$1.00
$1.00
$3.95
$9.95
$4.00
$4.00
Check Cancellation Fee
Dormancy Fee
Express Mail Fee
Manual Check Fee
Monthly Fee
PIN Foreign Transaction Fee
PIN Transaction Fee
POS Decline International
POS Decline US
Paper Statement Copy Fee
Send Cash Fee
Signature Intl. Transaction Fee
Signature Transaction Fee
$1.00
$9.95
$19.95
$1.00
$4.95
$0.25
$0.25
$0.50
$0.50
$2.00
$1.00
$0.25
$0.25

[35] American Express® Premier Rewards Gold Card

American Express Premier Rewards Gold Card
More Info
- Membership Rewards® bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership
- Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
- Exclusive access to Gold Card Destinations and events — Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide
- Introductory annual fee of $0 for the first year, then $175
- Get approved in 60-seconds.
American Express Premier Rewards Gold Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* N/A* $0.00* N/A* Excellent*

[36] Maximum Rewards Platinum Edition® Visa® Card

Maximum Rewards Platinum Edition Visa Card
More Info
- 0% Intro APR for 12 billing cycles on balance transfers
- 0% Intro APR for 6 billing cycles on purchases
- No annual fee
- Earn 1 point for every $1 in qualifying purchases with no limit on the number of points you can earn
- Use rewards for travel, merchandise, gift cards and more
Maximum Rewards Platinum Edition Visa Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 12 months* 19.99% - 11.99% (Variable) * $0.00* 20 days* Good*

[37] Discover® Student Card - Monogram Collection

Discover Student Card - Monogram Collection
Terms |  More Info
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Discover Student Card - Monogram Collection
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 9 months* 13.99% - 20.99% (Variable) * $0.00* 25 days* Fair*

[38] UPside Visa® Prepaid Card

UPside Visa Prepaid Card
Terms |  More Info
- Save up to $230 compared with other prepaid cards
- $0 activation fee. $0 monthly fee with total load of $400 or more
- Free direct deposit from employers or load cash at 60,000 retailers
- Write personal checks, best to pay rent or other bills
UPside Visa Prepaid Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*$1.50View NoAccepts All*
Account closure fee
Balance inquiry fee
Card replacement fee
Decline ATM withdrawal
Decline fee on payment
Decline fee on reloads from ACH
$8.95
$0.99
$6.95
$2.00
$2.00
$10.00
Express card delivery
Overdraft fee
PIN Change(first ever is free)
Reimbursing check fee
Withdrawal (in addition to ATM fee)
$14.95
$3.00
$0.99
$12.00
$1.49

[39] Simmons First Visa® Platinum

Simmons First Visa® Platinum
More Info
- Low 7.25% standard purchase APR
- Platinum card benefits
- Excellent credit required - applicants that do not have excellent credit will not be approved
- No balance transfer fee for balances transferred in response to this online offer
- No annual fee
Simmons First Visa® Platinum
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 7.25%* $0.00* 25 days* Excellent*

[40] Capital One® Spark℠ Classic for Business

Capital One Spark Classic for Business
More Info
- Enjoy no annual fee
- Build business credit with eligibility for an automatic credit line increase
- Earn 1% cash back on every purchase, every day
- Separate business expenses from personal expenses
- $0 Fraud Liability if your card is ever lost or stolen
- Enjoy business benefits including Year-End Summaries, up to 25 employee cards at no additional cost, and experienced small business customer service
View all new offers
Capital One Spark Classic for Business
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 22.90% (Variable) * $0.00* 25 Days* Average*

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* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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