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No Annual Fee Cards

The cards on the following list attract no annual fee, but do have other charges and terms and conditions attached to them. Check these carefully to find the card offering the best deal for you.

, we found 66 Cards - Sort Card Offers or Compare

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[41] Discover® More® Card - Biodegradable

More Info

- 0% APR on Balance Transfers and Purchases for a Full 6 Months
- 5% Cashback Bonus® in Categories that Change Like Travel, Gas, Groceries, Restaurants and More
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
- Turn Your Cashback Bonus Into Bigger Rewards by Redeeming for Gift Cards from Over 100 Brand-Name Partners
- Instant Response Within 60 Seconds
- No Annual Fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	See T&C*	as low as 11.99% (Variable)*	$0.00*	25 days*	Excellent*

[42] Chase Continental Airlines OnePass® Plus Card

More Info

- Pay No Annual Fee the first year. That's a savings of $85.
- 25,000 bonus miles after your first purchase. That's enough for a round-trip reward within the United States (excluding Hawaii)
- Earn an additional 5,000 bonus miles after your first purchase and when you add an authorized user within 2 months of your account opening
- 10,000 bonus miles annually when you spend $25,000 on your Card
- First Checked Bag Free - With the OnePass® Plus Card, you and your companions on the same reservation don't pay for your first checked bag when flying on Continental-operated flights. That can save a family of four up to $200 per round trip.
- Earn two miles for every $1 spent when you purchase tickets from Continental Airlines on your Card
- Earn one mile for every $1 in purchases charged on your Card
- Redeem Miles for Car and Hotel Rewards exclusively as a Cardmember.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
N/A*	N/A*	14.24% (Variable)*	$0.00*	21 days*	Good*

[43] The Plum Card® from American Express OPEN

Terms | More Info

- Who is this card for? This card is ideally suited for businesses that:
- Are established, cash flow positive and have an excellent credit history.
- Have revenue in the 6 to 7-figure range that want more flexibility to manage cash flow, purchase materials and handle other business expenses
- The Everything, Everywhere Trade Terms Card(SM)
- A powerful cash flow management tool
- 1.5% early pay discount or up to 2 months defer pay, interest
- No annual fee for the first year - a $185 savings
- Meet the American Express OPEN Charge Card that offers trade terms on virtually everything you purchase. The Plum Card.
- Pay in full within ten days, get a 1.5% discount.
- OR pay as little as 10% and take up to 2 months to pay off the balance, interest free.
*See how your business can benefit from everything, everywhere trade terms. The opportunity for using trade terms is the reason many businesses continue to use cash. But now your business can receive trade terms on purchases virtually everywhere the Plum Card is accepted. So pay early to receive a discount or defer payment - it's your choice.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
N/A*	N/A*	N/A*	$0.00*	None**	Excellent*

[44] Simmons First Visa® Platinum

More Info

- Low 7.25% standard purchase APR
- Platinum card benefits
- Excellent credit required - applicants that do not have excellent credit will not be approved
- No balance transfer fee for balances transferred in response to this online offer
- No annual fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
N/A*	N/A*	7.25%*	$0.00*	25 days*	Excellent*

[45] Simmons First Visa® Platinum Rewards

More Info

- Excellent credit required - applicants that do not have excellent credit will not be approved
- Low 9.25% standard purchase APR and platinum benefits
- Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
- Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
N/A*	N/A*	9.25%*	$0.00*	25 days*	Excellent*

[46] Chase Sapphire(SM) Card

Terms | More Info

- Earn $100 in Rewards - that's 10,000 bonus points after your first purchase!
- Redeem Points for Travel, Gift Cards, Merchandise, Cash Back and More
- 2X Points Earned on Airfare Booked through Ultimate Rewards & 1 point for Every Dollar Spent on All Other Purchases
- Points Never Expire and There Are No Limits on How Many Points You Can Earn
- 24/7 Dedicated Service Advisor (No Voice Recording)
- Premier Travel Protection Benefits
- All of this for No Annual Fee!

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
N/A*	N/A*	12.24% (Variable)*	$0.00*	20 days (Min.)*	Excellent*

[47] Chase Slate℠ Vertical Card with Blueprint

Terms | More Info

- 0% intro APR for up to 12 months
- No Annual Fee
- New innovative card design
- BlueprintSM free and customizable account features that help you avoid unnecessary interest and pay your balances down faster

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	See T&C*	13.24%, 17.24%, 22.24% (Variable)*	$0.00*	20 days (Min.)*	Good*

[48] American Express® Premier Rewards Gold Card

More Info

- 3-2-1 Points: Earn Membership Rewards® points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
- No annual fee for your first year, a savings of $175
- Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership
- Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
N/A*	N/A*	N/A*	$0.00*	N/A*	Excellent*

[49] eElite Plus Shopping Card

More Info

- 0% APR with No Annual Fee
- Receive up to a $12,500 immediately*
- No Credit Check
- Unsecured Shopping Credit Line
- Credit Line is Reported to Major Credit Bureau

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
N/A	N/A*	N/A	View	Yes	Accepts All*

Fe for ACH Debits and credit Cards
Fee for Exceeding the Credit Limit
Fee for returned Checks
Fees for Paying Late
Inactivity Fee

$30.00
N/A
$30.00
$10.00
$19.95

Membership fee
Minimum Finance Charge
Processing fee
Transaction Fee for Purchases

$14.00
N/A
$99.00
N/A

[50] FREE SPIRIT™ Onyx World MasterCard®

More Info

- 15,000 bonus miles after your first purchase - which is enough for 3 FREE roundtrip off-peak award tickets
- 10,000 additional miles for balance transfers made in the first 60 days after account opening
- Annual fee waived for the first year
- Complimentary $9 Fare Club membership (a $39.95 value!)
- Priority boarding and domestic priority check-in
- 3 miles for every $1 spent on Spirit and 1 mile for every $1 spent anywhere else
- Your miles never expire and more

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	6 months*	15.24%*	$0.00*	23 days*	Good*

[51] Discover® More® Card - $75 Cashback Bonus®

More Info

- 0% intro APR on balance transfers for a full 12 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- Get $75 Cashback Bonus when you make $500 in purchases within 3 months
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	See T&C*	11.99% - 20.99% (Variable)*	$0.00*	25 days*	Good*

[52] Discover® More® Card - Black

More Info

- 0% intro APR on balance transfers for a full 12 months, then the Regular APR
- 0% intro APR on purchases for a full 9 months, then the Regular APR
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	See T&C*	11.99% - 20.99% (Variable)*	$0.00*	25 days*	Good*

[53] Green Dot Gold Prepaid MasterCard®

Terms | More Info

- FREE $0 Activation Online – with NO credit check!
- FREE Cash withdrawals at over 15,000 participating ATMs
- FREE Online Bill Pay & Direct Deposit
- NO Monthly fee for any month with at least 30 purchases
- NO Transaction fees on US purchases
- NO Overdraft or penalty fees
- NO Minimum balance required
- GET $10 with Direct Deposit (see site for restrictions)

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$0.00	$0.00*	$2.50	View	No	Bad Credit OK*

ATM Balance Inquiry
ATM Declined Withdrawal
ATM Withdrawal at in-network
Expedited Card Delivery (FedEx)
Lost/Stolen Card Replacement

$0.50
$0.50
FREE
$19.95
$6.00

Other ATM withdrawals
Other Teller cash advance
Reload at Retail Location
Second Card
Teller Cash Advance at in-network

$2.50
$2.50
$4.95
$4.95
FREE

[54] Discover® Mix Tape Student Card

More Info

- Build your credit with our contest-winning student card design - 250,000 votes on 7,000 submissions resulted in the new Mix Tape. Get yours today!
- 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	6 months*	as low as 13.99% (Variable)*	$0.00*	25 days*	Good*

[55] American Octane Onyx Unsecured Card

More Info

- 0% APR on all purchases for life
- Unsecured Line of Credit
- 100% Approval*
- 24 hour Approval Process
- No hidden fees

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
N/A	N/A*	N/A	View	Yes	Bad Credit OK*

Account setup fee (one time)
Annual Percentage Rate for Purchases
Cancellation Fee
Fee for returned checks or debits
Late Payment (After 30 days)

$99.00
0.00%
None
$25.00
$10.00

Membership fee (monthly)
NSF Check Fee
Outlet Store Residential Delivery
Penalties for prepayment
Processing Fees

$9.95
$25.00
$10.00
None
Varies

[56] Citi Forward® Card

Terms | More Info

- Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening.
- 5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases.
- Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
- No Annual Fee.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	See T&C*	12.99% - 19.99% (Variable)*	$0.00*	20 days (Min.)*	Good*

[57] AT&T Universal Business Rewards Card

Terms | More Info

- 0% APR on Purchases for 6 Months
- Earn 5 ThankYou Points For Every Dollar You Spend On Eligible AT&T Products and Services
- Earn 3 ThankYou Points For Every Dollar Spent On Purchases at Certain Office Supply Merchants, Gas Stations, and On Professional Services
- 1 ThankYou Point For Every Dollar Spent On Other Purchases
- Additional Cards For Employees With Credit Limits You Set
- No Annual Fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	6 months*	16.99% (Variable)*	$0.00*	20 days*	Good*

[58] Citi Forward® Card for College Students

Terms | More Info

- No Cosigner Required
- APR Reduction on Purchases When Using Credit Wisely
- 100 ThankYou Points Each Billing Period that You Pay on Time and Stay Under Your Credit Line
- Earn Up to 8,500 Bonus Points After You Sign Up for Paperless Statements and Make $250 in Purchases Within the First 3 Months of Account Opening

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	See T&C*	12.99% - 19.99% (Variable)*	$0.00*	20 days (Min.)*	Fair*

[59] PenFed Promise VISA Card

Terms | More Info

- Absolutely No Fees!
- Introductory Purchase Rate – 7.49% APR for the first 36 months. Afterwards, the APR will vary with the Prime Rate and is currently 9.99% APR.
- No Balance Transfer Fees
- No Foreign Transaction Fees!
- Some restrictions apply.
- You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join. You must be a United States Government employee, member of the United States Military and Uniformed Services, employee or volunteer of the American Red Cross, member of the National Military Family Association, or a family member/housemate of a current PenFed member.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
7.49%*	36 months*	9.99% (Variable)*	$0.00*	25 days*	Good*

[60] PenFed Visa Platinum Gas / Cash Rewards Card

Terms | More Info

- 13.99% APR – Lower than most rewards cards!
- Earn 2.00% Cash Back on Supermarket Purchases*
- Earn 5.00% Cash Back from Gas Purchases Paid at the Pump*
- Earn 1.00% Cash Back from All Purchases** You Make with the Card During Each Billing Cycle
- No Balance Transfer Fees
- Up to $50,000 Limit
- No Annual Fee
- Cash Rewards Credited Each Month
- No Special Restrictions to Earn Your Cash Rewards
- You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join. You must be a United States Government employee, member of the United States Military and Uniformed Services, employee or volunteer of the American Red Cross, member of the National Military Family Association, or a family member/housemate of a current PenFed member.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
4.99%*	24 months*	13.99%*	$0.00*	25 days*	Good*

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* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

Security Note: All Applications feature Secure SSL Technology.

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Credit Card Offers with No Annual Fee