No Annual Fee Cards

[41] The Plum Card® from American Express OPEN
Terms |  More Info	- The Everything, Everywhere Trade Terms Card (SM) from American Express OPEN - Pay in full within ten days, get a 1.5% discount - OR pay as little as 10% and take up to 2 months to pay off the balance, interest free - $0 introductory annual fee for the first year, then $185 - A powerful cash flow management tool
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* N/A* $0.00* None** Excellent*

[42] Simmons First Visa® Platinum
More Info	- Low 7.25% standard purchase APR - Platinum card benefits - Excellent credit required - applicants that do not have excellent credit will not be approved - No balance transfer fee for balances transferred in response to this online offer - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 7.25%* $0.00* 25 days* Excellent*

[43] Simmons First Visa® Platinum Rewards
More Info	- Excellent credit required - applicants that do not have excellent credit will not be approved - Low 9.25% standard purchase APR and platinum benefits - Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions - Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 9.25%* $0.00* 25 days* Excellent*

[44] Chase Sapphire℠ Card
Terms |  More Info	- Limited Time Offer! - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward! - 2 points per dollar spent on dining & 1 point per dollar spent on all other purchases. - Points never expire and there are no limits on how many points you can earn - Redeem points for travel, gift cards, merchandise, cash back and more - 24/7 direct access to expert service advisors (No voice recording) - No annual fee!
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 15.24% (Variable) * $0.00* 20 days (Min.)* Excellent*

[45] Chase Slate℠ Vertical Card with Blueprint - $75 Bonus & 15 Month Intro
More Info	- Earn $75 Statement Credit after you make $300 in purchases in your first 3 months - 0% Intro APR for up to 15 months – a variable APR as low as 11.99% - 21.99% after your 0% ends - Slate with Blueprint® helps you pay down your balances faster and save on interest - Transfer your higher rate balances - No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* for up to 15 months* 11.99% - 21.99% (Variable) * $0.00* 20 days (Min.)* Good*

[46] American Express® Premier Rewards Gold Card
More Info	- Membership Rewards® bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership - Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else - Exclusive access to Gold Card Destinations and events — Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide - Introductory annual fee of $0 for the first year, then $175 - Get approved in 60-seconds.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* N/A* $0.00* N/A* Excellent*

[47] eElite Plus Shopping Card
More Info	- 0% APR with No Annual Fee - Receive up to a $12,500 immediately* - No Credit Check - Unsecured Shopping Credit Line - Credit Line is Reported to Major Credit Bureau
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A View Yes Accepts All* Fe for ACH Debits and credit Cards Fee for Exceeding the Credit Limit Fee for returned Checks Fees for Paying Late Inactivity Fee $30.00 N/A $30.00 $10.00 $19.95 Membership fee Minimum Finance Charge Processing fee Transaction Fee for Purchases $14.00 N/A $99.00 N/A

[48] FREE SPIRIT™ Onyx World MasterCard®
More Info	- 15,000 bonus miles after your first purchase - which is enough for 3 FREE roundtrip off-peak award tickets - 10,000 additional miles for balance transfers made in the first 60 days after account opening - Annual fee waived for the first year - Complimentary $9 Fare Club membership (a $39.95 value!) - Priority boarding and domestic priority check-in - 3 miles for every $1 spent on Spirit and 1 mile for every $1 spent anywhere else - Your miles never expire and more
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months* 15.24%* $0.00* 23 days* Good*

[49] Discover® More® Card - $150 Cashback Bonus®
More Info	- $150 Cashback Bonus when you spend $1,000 in the first 90 days* - 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 20.99%* - 5% Cashback Bonus in categories that change like gas, groceries, department stores and more. Limitations apply* - Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com - Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) - 24/7 access to a U.S.-based Account Manager within 60 seconds - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months* 10.99% - 20.99% (Variable) * $0.00* 25 days* Good*

[50] Green Dot Gold Prepaid Visa® / MasterCard®
Terms |  More Info	- $0 Activation Online - with no credit check - Access over 18,000 MoneyPass ATM's - Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions) - No Monthly fee for any month with at least 30 purchases (see site for details) - Reload for free with direct deposit - No Transaction fees on US purchases - No Overdraft fees - No Minimum balance required
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $0.00 $0.00* $2.50 View No Bad Credit OK* ATM Balance Inquiry ATM Declined Withdrawal ATM Withdrawal at in-network Expedited Card Delivery (FedEx) Lost/Stolen Card Replacement $0.50 $0.50 FREE $19.95 $6.00 Other ATM withdrawals Other Teller cash advance Reload at Retail Location Second Card Teller Cash Advance at in-network $2.50 $2.50 $4.95 $4.95 FREE

[51] Discover® Mix Tape Student Card
More Info	- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%* - 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* - Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site - Up to 1% unlimited Cashback Bonus on everything else you buy - $0 Fraud Liability plus mobile and email fraud alert options - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 9 months* 13.99% - 20.99% (Variable) * $0.00* 25 days* Fair*

[52] American Octane Onyx Unsecured Card
More Info	- 0% APR on all purchases for life - Unsecured Line of Credit - 100% Approval* - 24 hour Approval Process - No hidden fees - Monthly reporting to major credit bureaus
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A View Yes Bad Credit OK* Account setup fee (one time) Annual Percentage Rate for Purchases Cancellation Fee Fee for returned checks or debits Late Payment (After 30 days) $99.00 0.00% None $25.00 $10.00 Membership fee (monthly) NSF Check Fee Outlet Store Residential Delivery Penalties for prepayment Processing Fees $9.95 $25.00 $10.00 None Varies

[53] Citi Forward® Card
More Info	- $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months - 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable - 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases - Want to lower your purchase APR? All you have to do is make a purchase, stay under your credit limit, and pay on time 3 billing periods in a row and we will lower your APR for purchase by up to 2% (0.25% each quarter, 8X maximum) - No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* See T&C* 12.99% - 22.99% (Variable) * $0.00* 20 days (Min.)* Good*

[54] AT&T Universal Business Rewards Card
Terms |  More Info	- Designed for businesses with an established credit history - 0% Intro APR on Purchases for 6 months. After that, 14.24% variable* - Earn 5 ThankYou Points for every dollar spent on eligible AT&T products and services purchased directly from AT&T* - Earn 3 ThankYou Points for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services and 1 ThankYou point for every dollar spent on other purchases* - Additional cards for employees with credit limits you set No Annual fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months* 14.24% (Variable) * $0.00* 20 days* Good*

[55] Citi Forward® Card for College Students
More Info	- No Cosigner required - APR reduction on purchases when using credit wisely - 100 ThankYou Points each billing period that you pay on time and stay under your credit line - Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 7 months* 13.99% - 22.99% (Variable) * $0.00* 22 days (Min.)* Fair*

[56] PenFed Promise VISA Card
Terms |  More Info	- Absolutely no fees! - 7.49% introductory purchase APR for first 36 months ! After that, the APR will vary with the Prime Rate, and is currently 9.99% APR. - No-fee cash advances carry a 17.99% APR - No Foreign Transaction Fees! - You must be a Pentagon Federal Credit Union member to apply.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 7.49%* 36 months* 9.99% (Variable) * $0.00* 25 days* Good*

[57] PenFed Visa Platinum Gas / Cash Rewards Card
Terms |  More Info	- 13.99% APR -- lower than most rewards cards! - Earn 5.00% cash back from gas purchases paid at the pump* - Earn 1.00% cash back from all purchases** you make with the card during each billing cycle - Up to $50,000 limit - No Annual Fee - Cash Rewards credited each month - No special restrictions to earn your cash rewards - Limited Time Only – Low Balance Transfer Rates† - You must be a Pentagon Federal Credit Union member to apply.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 4.99%* 24 months* 13.99%* $0.00* 25 days* Good*

[58] Chase Freedom® Visa Card - As Low as 9.99% APR
More Info	- 0% Intro APR for 12 months on balance transfers – a variable APR as low as 9.99% -22.99% after your 0% ends - 0% Intro APR for 6 months on purchases – a variable APR as low as 9.99% -22.99% after your 0% ends - $50 Bonus Cash Back after your first purchase - 5% Cash Back on up to $1,500 spent in bonus categories each quarter. - You'll enjoy new 5% categories every 3 months like gas, groceries, dining and even home improvement. It's free and easy to activate your bonus each quarter! - Unlimited 1% Cash Back on all other purchases without limits on what you can earn - Up to an additional 10% Cash Back when you shop online at select merchants through Chase - Cash back rewards never expire. - No Annual Fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* See T&C* as low as 9.99% (Variable) * $0.00* 20 days* Good*

[59] Ink℠ Bold with Ultimate Rewards℠
Terms |  More Info	- 50,000 bonus points after you spend $5,000 in 3 months – that's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool - No limit to the number of points you can earn – and points do not expire - 5X points per dollar on the first $50,000 spent annually on eligible business purchases - No foreign transaction fees and Free Employee Cards - No interest or over limit fees - No Annual Fee in the first year – that's a $95 savings
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* N/A* $0.00* 30 days* Good*

[60] Chase Freedom® Visa - $100 Bonus Cash Back (0% APR)
Terms |  More Info	- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months - 0% Intro APR for 12 months on balance transfers and 6 months on purchases - 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12. - You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter! - Unlimited 1% Cash Back on all other purchases - Up to an additional 10% Cash Back when you shop online at select merchants through Chase - No annual fee and rewards never expire
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months* as low as 11.99% (Variable) * $0.00* 20 days* Good*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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