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No Annual Fee Cards

The cards on the following list attract no annual fee, but do have other charges and terms and conditions attached to them. Check these carefully to find the card offering the best deal for you.

, we found 90 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity
 

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[41] Ultra VX Visa Credit Card

Ultra VX Visa Credit Card
More Info
- UltraVX makes it easy to manage your finances
- Automatic minimum payments
- Reports to all 3 major credit bureaus
- No credit check, no bank account required
- Instant online approval
- Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions (Subject to terms and conditions)
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 18.90%* $0.00* 25 days* Bad Credit OK*

[42] Capital One® Platinum Prestige Credit Card

Capital One Platinum Prestige Credit Card
Terms |  More Info
- 0% intro APR until May 2013 on balance transfers
- 0% intro APR until May 2013 on purchases
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
Capital One Platinum Prestige Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* on purchases and BT until May 2013* 10.9% - 18.90% (Variable) * $0.00* 25 days* Excellent*

[43] Gold Delta SkyMiles® Credit Card from American Express

Gold Delta SkyMiles Credit Card from American Express
Terms |  More Info
- Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
- $0 intro annual fee for the first year, then $95
- Check your first bag FREE – for up to 9 people on your reservation – on every Delta flight
- Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
- Priority Boarding and 20% In-Flight Savings
Gold Delta SkyMiles Credit Card from American Express
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 15.24% - 19.24% (Variable) * $0.00* 20 days* Good*

[44] Starwood Preferred Guest® Credit Card from American Express

Starwood Preferred Guest Credit Card from American Express
More Info
- Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5K within 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel
- Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
- 2011 SmarterTravel® Award for "Best Travel Rewards Card"
- $0 introductory annual fee for the first year, then $65
Starwood Preferred Guest Credit Card from American Express
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 15.24% - 19.24% (Variable) * $0.00* N/A* Good*

[45] SimplyCash® Business Card from American Express OPEN

SimplyCash Business Card from American Express OPEN
Terms |  More Info
- Get 5% cash back on wireless services and office supply purchases*
- Get 3% cash back on automobile gasoline*
- Get 1% cash back on other purchases*
- No limit to the amount of cash back you can earn
- Cash back on purchases is automatically credited to your statement each month
- Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®
- No annual membership fee
SimplyCash Business Card from American Express OPEN
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* up to 12 months* 12.24% - 19.24% (Variable) * $0.00* 25 days* Excellent*

[46] Ink℠ Reward Yourself with Something Special - 15,000 Bonus Points

Ink Reward Yourself with Something Special - 15,000 Bonus Points
More Info
This card is NOT available any more. Please see The Ink℠ Classic Business – 25,000 Bonus Points credit card instead
- 15,000 bonus points after first purchase*
- No limit to the number of points you can earn – and points never expire
- You earn 2 points per dollar spent when you book airfare through Ultimate Rewards*
- Flexibility in Rewards – you can redeem your points for anything you want – from travel and merchandise to gift cards and more.
- 0% Introductory APR for 6 months*
- No annual fee*
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months* 13.24% - 19.24% (Variable) * $0.00* 21 days* Good*

[47] Journey℠ Student Rewards from Capital One®

Journey Student Rewards from Capital One
Terms |  More Info
- Designed to help students build good credit with responsible use
- Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
- Customizable text and e-mail alerts to help keep you on track
- Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
Journey Student Rewards from Capital One
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 19.80% (Variable) * $0.00* 25 days* Fair*

[48] Capital One® Orbitz® Visa® Platinum

Capital One Orbitz Visa Platinum
Terms |  More Info
- 3 points per dollar spent on eligible Orbitz.com bookings
- Get 1 point per dollar on all other purchases
- Bonus points on eligible Orbitz.com bookings
- No limit on the points you can earn and points don't expire
- Redeem for travel, merchandise, gift cards and more
- Earn travel quickly with low redemption minimums
- 250 point refueling bonus when you redeem points for awards
- No annual fee
Capital One Orbitz Visa Platinum
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* on purchases until February 2013* 13.9% - 19.90% (Variable) * $0.00* 25 days* Good*

[49] Capital One® VentureOne℠ Rewards Credit Card

Capital One VentureOne Rewards Credit Card
Terms |  More Info
- 1.25 miles per dollar on every purchase, every day
- Earn 10,000 bonus miles, equal to $100 in travel
- Redeem miles for airline tickets, hotel rooms, car rentals and more
- No limit on the miles you can earn and miles won't expire
- Fly free on any airline, any time with no blackout dates
- 0% intro APR on purchases until February 2013
- No foreign transaction fees
- No annual fee
Capital One VentureOne Rewards Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* on purchases until February 2013* 11.9% - 19.90% (Variable) * $0.00* 25 days* Good*

[50] MTV® Visa® Card From Capital One®

MTV Visa Card From Capital One
Terms |  More Info
- Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
- Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
- 1 point per $1 spent on everything else
- 25 bonus points each billing period you keep your account in good standing by paying on time
- Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
- Also, redeem for travel, merchandise, gift cards and more
- No limit on the points you can earn and points don't expire
- 0% intro APR—pay no interest on purchases until February 2013
- No annual fee
MTV Visa Card From Capital One
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* on purchases until February 2013* 13.9% - 19.90% (Variable) * $0.00* 25 days* Excellent*

[51] LSU Tigers™ Platinum MasterCard® from Capital One®

LSU Tigers Platinum MasterCard from Capital One
Terms |  More Info
- 2 points per $1 on purchases at gas stations and major grocery stores
- 1 point per $1 spent on all other purchases
- No limit on the points you can earn and points don't expire
- Redeem for travel, gift cards and merchandise
- Choose from 2 unique LSU card designs or create your own image card
- 0% intro APR on purchases until February 2013
- No annual fee
LSU Tigers Platinum MasterCard from Capital One
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* on purchases until February 2013* 13.9% - 19.90% (Variable) * $0.00* 25 days* Excellent*

[52] Capital One® Spark℠ Cash Select for Business

Capital One Spark Cash Select for Business
More Info
- Get a 50% bonus on the cash back you earn every year
- Earn 1% cash back on every purchase, every day
- Save with 0% intro APR on purchases until August 2012
- Enjoy no annual fee
- Get online Quarterly and Year-End Summaries
- Redeem cash rewards anytime, for any amount, even set up automatic redemption
- Earn unlimited cash rewards that don't expire
View all new offers
Capital One Spark Cash Select for Business
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* until August 2012* 14.9% - 19.90% (Variable) * $0.00* 25 Days* Excellent*

[53] Capital One® Spark℠ Miles Select for Business

Capital One Spark Miles Select for Business
More Info
- Get a 50% bonus on the cash back you earn every year
- Earn 1% cash back on every purchase, every day
- Save with 0% intro APR until August 2012
- Enjoy no annual fee
- Get online Quarterly and Year-End Summaries
- There's no limit to the amount of miles you can earn and miles don't expire
- Fly on any airline, anytime, with no blackout dates or seat restrictions
View all new offers
Capital One Spark Miles Select for Business
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* until August 2012* 14.9% - 19.90% (Variable) * $0.00* 25 days* Excellent*

[54] Discover® More Card - $0 Balance Transfer Fee!

Discover More Card - $0 Balance Transfer Fee!
More Info
- Limited Time Offer - $0 Balance Transfer Fee!*
- 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
- 5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Discover More Card - $0 Balance Transfer Fee!
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 12 months* 10.99% - 19.99% (Variable) * $0.00* 25 Days (Min.)* Good*

[55] Capital One® Cash Credit Card

Capital One Cash Credit Card
More Info
- $100 Bonus after you spend $500 in the first 3 months
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- No annual fee
- Earn unlimited cash rewards that don't expire
- Redeem cash rewards anytime for any amount, even set up automatic redemption
- Personalize your card with an image of your choice
- 0% intro APR on purchases and balance transfers until February 2013
View all new offers
Capital One Cash Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* until February 2013* 12.90% - 20.90% (Variable) * $0.00* 25 Days* Good*

[56] Discover® Student Card

Discover Student Card
Terms |  More Info
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.
- Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Discover Student Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 9 months* 13.99% - 20.99% (Variable) * $0.00* 25 days* Fair*

[57] Discover® More® Card

Discover More Card
More Info
- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Discover More Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 15 months* 10.99% - 20.99% (Variable) * $0.00* 25 days* Excellent*

[58] Discover® Open Road® Card - $150 Restaurant.com Gift Certificate

Discover Open Road Card - $150 Restaurant.com Gift Certificate
More Info
- Receive a $150 Restaurant.com Gift Certificate with first purchase
- 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 2% automatically at gas stations and restaurants all year long*
- Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Discover Open Road Card - $150 Restaurant.com Gift Certificate
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 12 months* 10.99% - 20.99% (Variable) * $0.00* 25 days* Good*

[59] Discover® Student Card - Tropical Beach

Discover Student Card - Tropical Beach
Terms |  More Info
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Discover Student Card - Tropical Beach
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 9 months* 13.99% - 20.99% (Variable) * $0.00* 25 days* Fair*

[60] Discover® Student Card - Clear

Discover Student Card - Clear
Terms |  More Info
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Discover Student Card - Clear
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 9 months* 13.99% - 20.99% (Variable) * $0.00* 25 days* Fair*

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* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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