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No Annual Fee Cards

The cards on the following list attract no annual fee, but do have other charges and terms and conditions attached to them. Check these carefully to find the card offering the best deal for you.

, we found 92 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity
 

Pages: 1 2 3 4 5 Check up to 6 cards and

[61] Ink℠ Reward Yourself with Something Special - 15,000 Bonus Points

Ink Reward Yourself with Something Special - 15,000 Bonus Points
More Info
This card is NOT available any more. Please see The Ink℠ Classic Business – 25,000 Bonus Points credit card instead
- 15,000 bonus points after first purchase*
- No limit to the number of points you can earn – and points never expire
- You earn 2 points per dollar spent when you book airfare through Ultimate Rewards*
- Flexibility in Rewards – you can redeem your points for anything you want – from travel and merchandise to gift cards and more.
- 0% Introductory APR for 6 months*
- No annual fee*
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 6 months* 13.24% - 19.24% (Variable) * $0.00* 21 days* Good*

[62] Citi Simplicity® Credit Card

Citi Simplicity Credit Card
More Info
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- Peace of mind through direct access to a service representative, no late fees and no penalty rate
- No annual fee*
Citi Simplicity Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 18 months* 12.99% - 21.99% (Variable) * $0.00* 22 Days (Min.)* Good*

[63] iBankUP Prepaid Visa Card

iBankUP Prepaid Visa Card
Terms |  More Info
- The power of a checking account in one card, even if you have bad credit
- Write personal checks online, we mail them for you
- $0.99 monthly fee with total load of $500 or more
- Free Direct Deposit from employers or load cash at 50,000 retailers
iBankUP Prepaid Visa Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$25.00$0.00*$1.70View NoBad Credit OK*
Account closure fee
Activation fee
Annual fee
Automated phone inquiry (per call)
Balance inquiry fee
Companion card (balance over $1000)
Companion card (per month)
DDA load fee
Decline fee on ATM withdrawal
None
None
None
$0.99
$0.99
FREE
$1.99
None
$2.00
Decline fee on POS
Express delivery (surcharge)
Inactivity fee
Monthly fee (balance $25-$500)
Monthly fee (balance over $500)
Negative balance fee
Online customer support
Purchase transaction fee
Standard delivery
None
$14.95
None
$2.99
$0.99
None
FREE
None
$9.95

[64] Chase Freedom® MasterCard - $100 Bonus + 0% Intro APR

Chase Freedom MasterCard - $100 Bonus + 0% Intro APR
More Info
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 0% Intro APR for 12 months on balance transfers and 6 months on purchases
- 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
- You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- No annual fee and rewards never expire
Chase Freedom MasterCard - $100 Bonus + 0% Intro APR
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* See T&C* 12.99% - 22.99% (Variable) * $0.00* 21 days* Good*

[65] Citi ThankYou® Preferred Card - $150 Gift Card

Citi ThankYou Preferred Card - $150 Gift Card
More Info
- $150 gift card - When you redeem the 15,000 bonus ThankYou Points received after $1,000 in purchases within 3 months of account opening.
- 5 ThankYou Points for every $1 you spend on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 you spend thereafter**
- No expiration and no limit on the points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
Citi ThankYou Preferred Card - $150 Gift Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
N/A* N/A* 12.99% - 22.99% (Variable) * $0.00* 20 Days (Min.)* Good*

[66] Capital One® VentureOne℠ Rewards Credit Card

Capital One VentureOne Rewards Credit Card
Terms |  More Info
- 1.25 miles per dollar on every purchase, every day
- One-time bonus of 10,000 miles once you spend $1,000 dollars in the first 3 months, equal to $100 on travel
- Redeem miles for airline tickets, hotel rooms, car rentals and more
- No limit on the miles you can earn and miles won't expire
- Fly free on any airline, any time with no blackout dates
- 0% intro APR on purchases until June 2013
- No foreign transaction fees
- No annual fee
Capital One VentureOne Rewards Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* on purchases until June 2013* 11.9% - 19.90% (Variable) * $0.00* 25 days* Good*

[67] MTV® Visa® Card From Capital One®

MTV Visa Card From Capital One
Terms |  More Info
- Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
- Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
- 1 point per $1 spent on everything else
- 25 bonus points each billing period you keep your account in good standing by paying on time
- Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
- Also, redeem for travel, merchandise, gift cards and more
- No limit on the points you can earn and points don't expire
- 0% intro APR—pay no interest on purchases until June 2013
- No annual fee
MTV Visa Card From Capital One
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* on purchases until June 2013* 13.9% - 19.90% (Variable) * $0.00* 25 days* Excellent*

[68] LSU Tigers™ Platinum MasterCard® from Capital One®

LSU Tigers Platinum MasterCard from Capital One
Terms |  More Info
- 2 points per $1 on purchases at gas stations and major grocery stores
- 1 point per $1 spent on all other purchases
- No limit on the points you can earn and points don't expire
- Redeem for travel, gift cards and merchandise
- Choose from 2 unique LSU card designs or create your own image card
- 0% intro APR on purchases until June 2013
- No annual fee
LSU Tigers Platinum MasterCard from Capital One
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* on purchases until June 2013* 13.9% - 19.90% (Variable) * $0.00* 25 days* Excellent*

[69] Journey℠ Student Rewards from Capital One®

Journey Student Rewards from Capital One
Terms |  More Info
- Designed to help students build good credit with responsible use
- Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
- Customizable text and e-mail alerts to help keep you on track
- Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
Journey Student Rewards from Capital One
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
N/A* N/A* 19.80% (Variable) * $0.00* 25 days* Fair*

[70] Discover® More Card - 18 Month Promotional Balance Transfer

Discover More Card - 18 Month Promotional Balance Transfer
More Info
- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply*
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Discover More Card - 18 Month Promotional Balance Transfer
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 18 months on BT* 10.99% - 20.99% (Variable) * $0.00* 25 Days (Min.)* Good*

[71] Discover® More Card - $0 Balance Transfer Fee!

Discover More Card - $0 Balance Transfer Fee!
More Info
- Limited Time Offer - $0 Balance Transfer Fee!*
- 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
- 5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 12 months* 10.99% - 19.99% (Variable) * $0.00* 25 Days (Min.)* Good*

[72] Slate℠ from Chase MasterCard

Slate from Chase MasterCard
More Info
- 0% for up to 15 months – after that a variable APR as low as 11.99% - 21.99% after your 0% ends
- Slate with Blueprint® helps you pay down your balances faster and save on interest
- Transfer your higher rate balances
- No Annual Fee
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* up to 15 months* 11.99% - 21.99% (Variable) * $0.00* 20 days (Min.)* Good*

[73] Sony Credit Card from Capital One®

Sony Credit Card from Capital One
More Info
- 5 points per $1 on Sony purchases at authorized retailers
- 3 points per $1 on dining out and movie purchases
- 1 point per $1 spent on all other purchases
- Redeem for Sony products, movies, music, and more
- Choose from 2 unique card designs
- 0% intro APR on purchases until April 2013
- No annual fee
Sony Credit Card from Capital One
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* until April 2013* 13.9% - 24.90% (Variable) * $0.00* 25 days* Good*

[74] Chase Freedom® Visa - $100 Bonus Cash Back

Chase Freedom Visa - $100 Bonus Cash Back
More Info
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 0% Intro APR for 15 months on purchases and balance transfers
- 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12
- You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- No annual fee and rewards never expire
Chase Freedom Visa - $100 Bonus Cash Back
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 15 months* 12.99% - 22.99% (Variable) * $0.00* 21 days* Good*

[75] Univision Prepaid MasterCard®

Univision Prepaid MasterCard
More Info
- No Social Security number needed and no credit check
- FREE card opening
- FREE transactions
- FREE ATM Withdrawals at all Target and other participating locations
- FREE direct deposit
- FREE additional cards
- Double Tax Refund*
- Optional Spanish application form
- Spanish & English application forms
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$5.00$0.00*$0.00View NoBad Credit OK*
ATM Withdrawal
ATM Withdrawals at all Target
ATM Withdrawals at participating locations
Account Alerts via Email
Account Alerts via SMS
At non-participating locations
Bill Payment Expedited Payment Fee
Bill Payment Regular Fee
Bill Payment Special Services Fees
Card Replacement Fee
Card for Second person
Check Copy Fee
Check Re-Issue Fee
Check Refund Fee
Currency Conversion Fee
FREE
FREE
FREE
FREE
FREE
$1.95
$9.95
$1.00
$20.00
$9.95
FREE
$20.00
$20.00
$9.95
2%
Express Shipping Fee
IVR Account Updates – 24/7
Late Fees
Live Agent Customer Service
Loads by Direct Deposit
Loads/Reloads Card-to-Card
Loads/Reloads In-person
Monthly Maintenance Fee
Online Account Access – 24/7
Overlimit Fees
PIN Purchase Transaction Fee
Paper Statement Fee
Postal Reject Fee
Signature Purchase Transaction Fee
$9.95
FREE
NONE
FREE
FREE
FREE
FREE
$9.95
FREE
NONE
FREE
$1.00
$20.00
FREE

[76] EXACT Prepaid MasterCard®

EXACT Prepaid MasterCard
Terms |  More Info
- 100% Approval - No credit check or bank account required*
- Free direct deposit
- Use your card anywhere MasterCard is accepted.
- Reloadable online or at 100,000 locations
- Up to $5,000 balance limit
EXACT Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$5.00$0.00*$2.00View NoBad Credit OK*
ATM Balance Inquiry
ATM Balance Inquiry Intl.
ATM Decline International
ATM Decline US
ATM Domestic Fee
ATM Intl. Fee*
Activation Fee
Automated Voice Response
Bal. Inquiry Decline
Billpay Fee
Call Center Customer Service
Cancellation Fee
Cash Advance Fee Intl.
Cash Advance Fee US
$1.00
$1.00
$1.00
$1.00
$2.00
$4.00
$9.95
$0.50
$1.00
$1.00
$3.95
$9.95
$4.00
$4.00
Check Cancellation Fee
Dormancy Fee
Express Mail Fee
Manual Check Fee
Monthly Fee
PIN Foreign Transaction Fee
PIN Transaction Fee
POS Decline International
POS Decline US
Paper Statement Copy Fee
Send Cash Fee
Signature Intl. Transaction Fee
Signature Transaction Fee
$1.00
$9.95
$19.95
$1.00
$4.95
$0.25
$0.25
$0.50
$0.50
$2.00
$1.00
$0.25
$0.25

[77] Walmart MoneyCard Visa® Prepaid Card

Walmart MoneyCard Visa Prepaid Card
Terms |  More Info
- No issuance fee online
- No credit check or bank account required
- No overdraft fees
- No minimum balance required
- Free Direct Deposit
- $10 bonus with qualifying Direct Deposit (for a limited time only)
- Use everywhere Visa debit is accepted, including shop online, pay bills, get cash at ATMs
Walmart MoneyCard Visa Prepaid Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$5.00$0.00*$2.00View NoBad Credit OK*
ATM Balance Inquiry
ATM Cash Transaction - Domestic
ATM Cash Transaction - Intl.
Additional Personalized Card
Additional Student Edition Card
Card Reload at Green Dot
Card Reload at Walmart
$1.00
$2.00
$2.00
$3.00
$0.00
varies
$3.00
Card Reload at other Locations
Foreign Transactions Fee
Lost/Stolen Replacement
Monthly Maintenance Fee
Rush Card Delivery
Teller Cash Transaction
varies
2%
$3.00
$3.00
$20.00
$2.00

[78] American Express® Prepaid Card

American Express Prepaid Card
More Info
- No annual fees or monthly fees
- No purchase fees or overdraft fees
- No credit check required
- Purchase Protection
- Fraud Protection
- Roadside Assistance
- Award-winning customer service
View all new offers
American Express Prepaid Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$5.00$0.00*$2.00View NoBad Credit OK*
Annual fee
Customer service fee
Monthly fee
None
None
None
Overdraft fee
Transaction fee
None
None

[79] Discover® More Card - Operation Homefront $20 Donation

Discover More Card - Operation Homefront $20 Donation
More Info
- Get a great card. Help a great cause. Apply now and if approved, Discover will donate $20 to military families in need
- Discover will donate up to $125,000 to Operation Homefront for "Works of Art, Acts of Charity"
- 0% intro APR on purchases and balance transfers for 15 months, then the variable APR of 11.99% - 20.99%
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- 24/7 access to a U.S. based Account Manager within 60 seconds
- No annual fee, no rewards redemption fee, and no additional card fee
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 15 months* 11.99% - 20.99% (Variable) * $0.00* 25 Days (Min.)* Good*

[80] Chase Freedom® MasterCard

Chase Freedom MasterCard
More Info
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 0% Intro APR for 15 months on purchases and balance transfers
- 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12
- You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- No annual fee and rewards never expire
View all new offers
Chase Freedom MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 15 months* 12.99% - 22.99% (Variable) * $0.00* 21 days* Good*

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* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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