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No Annual Fee Cards

The cards on the following list attract no annual fee, but do have other charges and terms and conditions attached to them. Check these carefully to find the card offering the best deal for you.

, we found 92 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity
 

Pages: 1 2 3 4 5 Check up to 6 cards and

[61] Discover® Open Road® Card

Discover Open Road Card
More Info
- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
- 2% automatically at gas stations and restaurants all year long*
- Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- Discover is ranked #1 in customer loyalty--16 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Discover Open Road Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 15 months* 10.99% - 19.99% (Variable) * $0.00* 25 days* Good*

[62] Discover® More Card - $0 Balance Transfer Fee!

Discover More Card - $0 Balance Transfer Fee!
More Info
- Limited Time Offer - $0 Balance Transfer Fee!*
- 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
- 5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 12 months* 10.99% - 19.99% (Variable) * $0.00* 25 Days (Min.)* Good*

[63] Capital One® Cash Rewards - $100 Cash Back Bonus

Capital One Cash Rewards - $100 Cash Back Bonus
More Info
- $100 Bonus after you spend $500 in the first 3 months
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- No annual fee
- Earn unlimited cash rewards that don't expire
- Redeem cash rewards anytime for any amount, even set up automatic redemption
- Personalize your card with an image of your choice
- 0% intro APR on purchases and balance transfers until June 2013
Capital One Cash Rewards - $100 Cash Back Bonus
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* until June 2013* 12.90% - 20.90% (Variable) * $0.00* 25 Days* Good*

[64] Discover® More® Card

Discover More Card
More Info
- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Discover More Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 15 months* 10.99% - 20.99% (Variable) * $0.00* 25 days* Excellent*

[65] Citi® Diamond Preferred® Rewards Card

Citi Diamond Preferred Rewards Card
More Info
- $50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening
- 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate.
- 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 12 months* 12.99% - 20.99% (Variable) * $0.00* 20 days* Good*

[66] Discover® Motiva℠ Card

Discover Motiva Card
Terms |  More Info
- Earn Cashback Bonus for your good credit management
- 0% Intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
- Up to 20% Cashback Bonus at popular retailers when you shop through Discover.com
- Ranked #1 in customer loyalty -- 16 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S. based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alerts
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Discover Motiva Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 15 months* 10.99% - 20.99% (Variable) * $0.00* 25 days* Good*

[67] Discover® More® Card - $150 Cashback Bonus®

Discover More Card - $150 Cashback Bonus
More Info
- $150 Cashback Bonus when you spend $1,000 in the first 90 days*
- 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus in categories that change like gas, groceries, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 6 months* 10.99% - 20.99% (Variable) * $0.00* 25 days* Good*

[68] Discover® More Card - 18 Month Promotional Balance Transfer

Discover More Card - 18 Month Promotional Balance Transfer
More Info
- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply*
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Discover More Card - 18 Month Promotional Balance Transfer
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 18 months on BT* 10.99% - 20.99% (Variable) * $0.00* 25 Days (Min.)* Good*

[69] Discover® More Card - Operation Homefront $20 Donation

Discover More Card - Operation Homefront $20 Donation
More Info
- Get a great card. Help a great cause. Apply now and if approved, Discover will donate $20 to military families in need
- Discover will donate up to $125,000 to Operation Homefront for "Works of Art, Acts of Charity"
- 0% intro APR on purchases and balance transfers for 15 months, then the variable APR of 11.99% - 20.99%
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- 24/7 access to a U.S. based Account Manager within 60 seconds
- No annual fee, no rewards redemption fee, and no additional card fee
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 15 months* 11.99% - 20.99% (Variable) * $0.00* 25 Days (Min.)* Good*

[70] Citi® Diamond Preferred® Card

Citi Diamond Preferred Card
More Info
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
- 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
- Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass(R).
- $0 liability on unauthorized purchases and Citi Identity Theft Solutions
- No annual fee*
Citi Diamond Preferred Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 18 months* 11.99% - 21.99% (Variable) * $0.00* 20 days* Good*

[71] Citi® mtvU Platinum Select® Visa® Card for College Student

Citi mtvU Platinum Select Visa Card for College Student
More Info
- Earn 5 points per $1 spent on entertainment like music, movies, video game rentals and sporting events
- Earn 2 points per $1 spent at restaurants, fast food places and coffee shops
- 1 point per $1 spent on everything else
- 25 bonus points each billing period you keep your account in good standing by paying on time
- Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
- Also, redeem for travel, merchandise, gift cards and more
- No limit on the points you can earn and points don't expire
- 0% intro APR—pay no interest on purchases until June 2012
- No annual fee
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* until June 2012* 13.99% - 21.99% (Variable) * $0.00* 20 days* Bad Credit OK*

[72] Citi® Platinum Select® MasterCard®

Citi Platinum Select MasterCard
More Info
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Citi® Identity Theft Solutions
- Secure, free online account management
- No annual fee*
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 18 months* 11.99% - 21.99% (Variable) * $0.00* 20 days* Good*

[73] Citi® Dividend Platinum Select® Card for College Students

Citi Dividend Platinum Select Card for College Students
More Info
- No Cosigner Required
- Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
- Earn 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
- Earn a full 1% cash back on all other purchases*
Citi Dividend Platinum Select Card for College Students
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 7 months* 13.99% - 21.99% (Variable) * $0.00* 20 days* Poor*

[74] Citi® Platinum Select® Visa® Credit Card

Citi Platinum Select Visa Credit Card
More Info
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Citi Identity Theft Solutions
- Secure, free online account management
- No annual fee*
Citi Platinum Select Visa Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 18 months* 11.99% - 21.99% (Variable) * $0.00* 20 days* Good*

[75] Chase Slate℠ Vertical Card with Blueprint - $75 Bonus & 15 Month Intro

Chase Slate Vertical Card with Blueprint - $75 Bonus & 15 Month Intro
More Info
- Earn $75 Statement Credit after you make $300 in purchases in your first 3 months
- 0% Intro APR for up to 15 months – a variable APR as low as 11.99% - 21.99% after your 0% ends
- Slate with Blueprint® helps you pay down your balances faster and save on interest
- Transfer your higher rate balances
- No Annual Fee
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* for up to 15 months* 11.99% - 21.99% (Variable) * $0.00* 20 days (Min.)* Good*

[76] Citi Simplicity® Credit Card

Citi Simplicity Credit Card
More Info
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- Peace of mind through direct access to a service representative, no late fees and no penalty rate
- No annual fee*
Citi Simplicity Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 18 months* 12.99% - 21.99% (Variable) * $0.00* 22 Days (Min.)* Good*

[77] Slate℠ from Chase MasterCard

Slate from Chase MasterCard
More Info
- 0% for up to 15 months – after that a variable APR as low as 11.99% - 21.99% after your 0% ends
- Slate with Blueprint® helps you pay down your balances faster and save on interest
- Transfer your higher rate balances
- No Annual Fee
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* up to 15 months* 11.99% - 21.99% (Variable) * $0.00* 20 days (Min.)* Good*

[78] Chase Slate® - No Balance Transfer Fee

Chase Slate - No Balance Transfer Fee
Terms |  More Info
- No Balance Transfer Fee!*
- 0% Intro APR for 15 months on purchases and balance transfers
- Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee!
- After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5
- Avoid interest on everyday purchases
- Pay down your balance faster
- Zero liability on unauthorized purchases*
- No Annual Fee*
View all new offers
Chase Slate - No Balance Transfer Fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 15 months* 11.99% - 21.99% (Variable) * $0.00* 21 days* Good*

[79] Blue Cash® Everyday(SM) from American Express

Blue Cash Everyday(SM) from American Express
More Info
- Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
- 0% intro APR on purchases for 12 months, flexibility to pay over time
- Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
- NO spend minimum, NO enrollment, and NO rotating rewards categories
- Get a $25 Referral Bonus for each friend or family member who is approved for the Card
- No annual fee, flexibility to pay over time
Blue Cash Everyday(SM) from American Express
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 12 months on Purchases* 17.24% - 22.24% (Variable) * $0.00* N/A* Excellent*

[80] Blue Sky from American Express®

Blue Sky from American Express
Terms |  More Info
- 7,500 bonus points when you spend $1,000 within 3 months - redeemable for a $100 statement credit.
- No annual fee.
- Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime.
- Pay your bill all at once, or over time. It's up to you.
- Blue Savings Program: big deals on big brands, all the time.
- Get a decision in as little as 60 seconds.
Blue Sky from American Express
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 12 months* from 17.24 to 22.24% (Variable) * $0.00* N/A* Excellent*

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* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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