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No Annual Fee Cards

The cards on the following list attract no annual fee, but do have other charges and terms and conditions attached to them. Check these carefully to find the card offering the best deal for you.

, we found 92 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity
 

Pages: 1 2 3 4 5 Check up to 6 cards and

[61] BuyRIGHT Prepaid MasterCard®

BuyRIGHT Prepaid MasterCard
Terms |  More Info
- New - Choose your card design at no extra cost
- Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More
- Special Reload Offer - Receive a Credit of the Green Dot MoneyPak fee the first time you try it.*
- Free Direct Deposit, Online bill pay, Earn rewards.
- No bounced check fees or overdraft fees - Ever
- Travel, rent cars, reserve hotels, shop online safely.
- Unbelievable customer service.
BuyRIGHT Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$10.00$9.95*$2.00View NoBad Credit OK*
ATM Balance Inquiry
ATM Withdrawal
Automated Telephone Service
Bank Account to Card Reload
Cancel Card
Customer Service Live Call
Inactive Account
Live Teller Withdrawal
$1.00
$2.00
$0.50
$2.50
$15.00
$1.00
$4.95
$4.50
Monthly Maintenance Fee (ATM)
Monthly Maintenance Fee (hologram)
Paper Statements per request
Point Of Sale Withdrawal
Purchase Online
Purchase at Merchant
Replace Card
Telephone Purchase
$7.95
$7.95
$3.00
$1.00
$1.00
$1.00
$15.00
$1.00

[62] Discover® Student Card - Clear

Discover Student Card - Clear
Terms |  More Info
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability- you will not be responsible for unauthorized charges
- No Annual Fee
- Text and Email Alerts
*Click apply to view rates, fees, rewards, limitations and other important information
Discover Student Card - Clear
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 9 months* 12.99% - 18.99% (Variable) * $0.00* 25 days* Fair*

[63] IberiaBank Visa® Classic

IberiaBank Visa Classic
More Info
- No annual membership fee
- Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Online access to credit card account information
IberiaBank Visa Classic
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
1.99%* 6 months* 13.25% - 7.25% (Variable) * $0.00* 25 days* Good*

[64] IberiaBank Visa® Gold Cash Back Rewards Card

IberiaBank Visa Gold Cash Back Rewards Card
More Info
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- Online access to credit card account information
IberiaBank Visa Gold Cash Back Rewards Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
1.99%* 6 months* 15.25% - 9.25% (Variable) * $0.00* 25 days* Excellent*

[65] IberiaBank Visa® Platinum Rewards Card

IberiaBank Visa Platinum Rewards Card
More Info
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- 1 bonus point for every $1 in qualifying net retail purchases
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- Online access to credit card account information
IberiaBank Visa Platinum Rewards Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
1.99%* 6 months* 15.25% - 9.25% (Variable) * $0.00* 25 days* Excellent*

[66] Discover® Student Card - Tropical Beach

Discover Student Card - Tropical Beach
Terms |  More Info
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability- you will not be responsible for unauthorized charges
- No Annual Fee
- Text and Email Alerts
*Click apply to view rates, fees, rewards, limitations and other important information
Discover Student Card - Tropical Beach
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 9 months* 12.99% - 18.99% (Variable) * $0.00* 25 days* Fair*

[67] Chase Freedom® Visa - $100 Bonus Cash Back

Chase Freedom Visa - $100 Bonus Cash Back
More Info
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 0% Intro APR for 15 months on purchases and balance transfers
- 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12
- You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- No annual fee and rewards never expire
Chase Freedom Visa - $100 Bonus Cash Back
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 15 months* 12.99% - 22.99% (Variable) * $0.00* 21 days* Good*

[68] FREE SPIRIT™ Onyx World MasterCard®

FREE SPIRIT Onyx World MasterCard
More Info
- 15,000 bonus miles after your first purchase - which is enough for 3 FREE roundtrip off-peak award tickets
- 10,000 additional miles for balance transfers made in the first 60 days after account opening
- Annual fee waived for the first year
- Complimentary $9 Fare Club membership (a $39.95 value!)
- Priority boarding and domestic priority check-in
- 3 miles for every $1 spent on Spirit and 1 mile for every $1 spent anywhere else
- Your miles never expire and more
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 6 months* 15.24%* $0.00* 23 days* Good*

[69] Ultra VX Visa Credit Card

Ultra VX Visa Credit Card
More Info
- UltraVX makes it easy to manage your finances
- Automatic minimum payments
- Reports to all 3 major credit bureaus
- No credit check, no bank account required
- Instant online approval
- Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions (Subject to terms and conditions)
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
N/A* N/A* 18.90%* $0.00* 25 days* Bad Credit OK*

[70] Walmart MoneyCard Visa® Prepaid Card

Walmart MoneyCard Visa Prepaid Card
Terms |  More Info
- No issuance fee online
- No credit check or bank account required
- No overdraft fees
- No minimum balance required
- Free Direct Deposit
- $10 bonus with qualifying Direct Deposit (for a limited time only)
- Use everywhere Visa debit is accepted, including shop online, pay bills, get cash at ATMs
Walmart MoneyCard Visa Prepaid Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$5.00$0.00*$2.00View NoBad Credit OK*
ATM Balance Inquiry
ATM Cash Transaction - Domestic
ATM Cash Transaction - Intl.
Additional Personalized Card
Additional Student Edition Card
Card Reload at Green Dot
Card Reload at Walmart
$1.00
$2.00
$2.00
$3.00
$0.00
varies
$3.00
Card Reload at other Locations
Foreign Transactions Fee
Lost/Stolen Replacement
Monthly Maintenance Fee
Rush Card Delivery
Teller Cash Transaction
varies
2%
$3.00
$3.00
$20.00
$2.00

[71] First Vineyard MasterCard® Debit Card

First Vineyard MasterCard Debit Card
More Info
- Receive cash back from your own & anyones else in your compensation tree spendings
- Reload your card directly from your payroll or bank account
- Live debt free & Powerful Online Account Management
- Online Bill Payment service included
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$10.00$39.95*N/AView YesBad Credit OK*
Account Information Line
Account Statement by Mail
Bank Wire Transfer
Cancellation Fee
Card Replacement
Card-2-Card Transfer
Cashier's Check Reload
Click-n-Payâ„¢ (Paper Check)
Direct Deposit
Electronic Funds Transfer (Confirmed)
Electronic Funds Transfer (Trial)
$0.00
$3.00
$4.95
$15.00
$15.00
$0.00
$0.00
$1.00
$0.00
$1.95
$3.95
In Person Payments (IPP)
International Transaction
Money Order Reload
Monthly maintenance Fee
Point of Sale Transaction
Returned Check
Telephone Support (per minute)
U.S. ATM cash withdrawal
U.S. ATM inquiry fee
U.S. non-ATM cash advance
Western Union® SwiftPay®
$3.95
$50.00
$0.00
$6.95
$0.00
$25.00
$0.06
$2.00
$1.00
$4.50
$5.95

[72] Ink℠ Reward Yourself with Something Special - 15,000 Bonus Points

Ink Reward Yourself with Something Special - 15,000 Bonus Points
More Info
This card is NOT available any more. Please see The Ink℠ Classic Business – 25,000 Bonus Points credit card instead
- 15,000 bonus points after first purchase*
- No limit to the number of points you can earn – and points never expire
- You earn 2 points per dollar spent when you book airfare through Ultimate Rewards*
- Flexibility in Rewards – you can redeem your points for anything you want – from travel and merchandise to gift cards and more.
- 0% Introductory APR for 6 months*
- No annual fee*
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 6 months* 13.24% - 19.24% (Variable) * $0.00* 21 days* Good*

[73] AccountNow™ Prepaid MasterCard®

AccountNow Prepaid MasterCard
More Info
- 100% Guaranteed Approval*
- No Credit Check
- $0 Activation Fee
- Free Direct Deposit and $25 cash back
- Cash Back on Everyday Purchases
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$10.00$19.95*$2.00View YesBad Credit OK*
ATM Balance Inquiry
ATM Withdrawal
Bank Account to Card Reload
Cancel Card
Direct Deposit Reload
Live Teller Withdrawal
Monthly Maintenance Fee (Hologram)
$1.00
$2.00
$0.00
$15.95
$0.00
$4.95
$4.95
Paper Statements per request
Point of Sale Withdrawal
Purchase Online
Purchase at Merchant
Replace Card
Telephone Purchase
$5.00
$0.00
$0.50
$1.00
$10.00
$0.50

[74] Citi® Diamond Preferred® Rewards Card

Citi Diamond Preferred Rewards Card
More Info
- $50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening
- 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate.
- 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 12 months* 12.99% - 20.99% (Variable) * $0.00* 20 days* Good*

[75] Discover® More Card - $0 Balance Transfer Fee!

Discover More Card - $0 Balance Transfer Fee!
More Info
- Limited Time Offer - $0 Balance Transfer Fee!*
- 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
- 5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 12 months* 10.99% - 19.99% (Variable) * $0.00* 25 Days (Min.)* Good*

[76] Univision Prepaid MasterCard®

Univision Prepaid MasterCard
More Info
- No Social Security number needed and no credit check
- FREE card opening
- FREE transactions
- FREE ATM Withdrawals at all Target and other participating locations
- FREE direct deposit
- FREE additional cards
- Double Tax Refund*
- Optional Spanish application form
- Spanish & English application forms
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$5.00$0.00*$0.00View NoBad Credit OK*
ATM Withdrawal
ATM Withdrawals at all Target
ATM Withdrawals at participating locations
Account Alerts via Email
Account Alerts via SMS
At non-participating locations
Bill Payment Expedited Payment Fee
Bill Payment Regular Fee
Bill Payment Special Services Fees
Card Replacement Fee
Card for Second person
Check Copy Fee
Check Re-Issue Fee
Check Refund Fee
Currency Conversion Fee
FREE
FREE
FREE
FREE
FREE
$1.95
$9.95
$1.00
$20.00
$9.95
FREE
$20.00
$20.00
$9.95
2%
Express Shipping Fee
IVR Account Updates – 24/7
Late Fees
Live Agent Customer Service
Loads by Direct Deposit
Loads/Reloads Card-to-Card
Loads/Reloads In-person
Monthly Maintenance Fee
Online Account Access – 24/7
Overlimit Fees
PIN Purchase Transaction Fee
Paper Statement Fee
Postal Reject Fee
Signature Purchase Transaction Fee
$9.95
FREE
NONE
FREE
FREE
FREE
FREE
$9.95
FREE
NONE
FREE
$1.00
$20.00
FREE

[77] Univision Prepaid MasterCard® (Español Application)

Univision Prepaid MasterCard (Español Application)
More Info
- No Social Security number needed and no credit check
- FREE card opening
- FREE transactions
- FREE ATM Withdrawals at all Target and other participating locations
- FREE direct deposit
- FREE additional cards
- Double Tax Refund*
- Optional Spanish application form
- Spanish application form
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$5.00$0.00*$0.00View NoBad Credit OK*
ATM Withdrawal
ATM Withdrawals at all Target
ATM Withdrawals at participating locations
Account Alerts via Email
Account Alerts via SMS
At non-participating locations
Bill Payment Expedited Payment Fee
Bill Payment Regular Fee
Bill Payment Special Services Fees
Card Replacement Fee
Card for Second person
Check Copy Fee
Check Re-Issue Fee
Check Refund Fee
Currency Conversion Fee
FREE
FREE
FREE
FREE
FREE
$1.95
$9.95
$1.00
$20.00
$9.95
FREE
$20.00
$20.00
$9.95
2%
Express Shipping Fee
IVR Account Updates – 24/7
Late Fees
Live Agent Customer Service
Loads by Direct Deposit
Loads/Reloads Card-to-Card
Loads/Reloads In-person
Monthly Maintenance Fee
Online Account Access – 24/7
Overlimit Fees
PIN Purchase Transaction Fee
Paper Statement Fee
Postal Reject Fee
Signature Purchase Transaction Fee
$9.95
FREE
NONE
FREE
FREE
FREE
FREE
$9.95
FREE
NONE
FREE
$1.00
$20.00
FREE

[78] eElite Plus Shopping Card

eElite Plus Shopping Card
More Info
- 0% APR with No Annual Fee
- Receive up to a $12,500 immediately*
- No Credit Check
- Unsecured Shopping Credit Line
- Credit Line is Reported to Major Credit Bureau
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
N/AN/A*N/AView YesAccepts All*
Fe for ACH Debits and credit Cards
Fee for Exceeding the Credit Limit
Fee for returned Checks
Fees for Paying Late
Inactivity Fee
$30.00
N/A
$30.00
$10.00
$19.95
Membership fee
Minimum Finance Charge
Processing fee
Transaction Fee for Purchases
$14.00
N/A
$99.00
N/A

[79] Slate℠ from Chase MasterCard

Slate from Chase MasterCard
More Info
- 0% for up to 15 months – after that a variable APR as low as 11.99% - 21.99% after your 0% ends
- Slate with Blueprint® helps you pay down your balances faster and save on interest
- Transfer your higher rate balances
- No Annual Fee
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* up to 15 months* 11.99% - 21.99% (Variable) * $0.00* 20 days (Min.)* Good*

[80] TrueEarnings® Card from Costco and American Express

TrueEarnings Card from Costco and American Express
More Info
- American Express Card and Costco Membership Card in one — with no annual fee for Costco members
- Cash back on the things you buy: 3% on restaurants and gasoline up to $3,000 annually, 2% for travel, and 1% almost everywhere else
- Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings Cardmembers from Costco and American Express
Get approved in 60-seconds.
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 6 months on Purchases* 15.24% (Variable) * $0.00* N/A* Good*

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* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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