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No Annual Fee Cards

The cards on the following list attract no annual fee, but do have other charges and terms and conditions attached to them. Check these carefully to find the card offering the best deal for you.

, we found 92 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity
 

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[81] Citi® mtvU Platinum Select® Visa® Card for College Student

Citi mtvU Platinum Select Visa Card for College Student
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- Earn 5 points per $1 spent on entertainment like music, movies, video game rentals and sporting events
- Earn 2 points per $1 spent at restaurants, fast food places and coffee shops
- 1 point per $1 spent on everything else
- 25 bonus points each billing period you keep your account in good standing by paying on time
- Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
- Also, redeem for travel, merchandise, gift cards and more
- No limit on the points you can earn and points don't expire
- 0% intro APR—pay no interest on purchases until June 2012
- No annual fee
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* until June 2012* 13.99% - 21.99% (Variable) * $0.00* 20 days* Bad Credit OK*

[82] Citi® Platinum Select® MasterCard®

Citi Platinum Select MasterCard
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- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Citi® Identity Theft Solutions
- Secure, free online account management
- No annual fee*
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 18 months* 11.99% - 21.99% (Variable) * $0.00* 20 days* Good*

[83] CitiBusiness® World MasterCard®

CitiBusiness World MasterCard
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- Designed for businesses with an established credit history
- $100 gift card - when you redeem the 10,000 bonus ThankYou(R) points received after $300 in purchases within 3 months of account opening
- 0% intro APR on Purchases for 6 months. After that, 13.24% variable.
- 3 ThankYou points for every $1 spent at certain office supply merchants and on professional services and 1 point for every $1 spent on other purchases
- Earn rewards for your business expenses, including purchases made on employee cards
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 6 months* 13.24% (Variable) * $0.00* 20 days* Good*

[84] Preferred Trust Gold Shopping Card

Preferred Trust Gold Shopping Card
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- 0% APR
- No Annual Fee
- $7500 Shopping Credit
- Low Minimum Monthly Payments
- Credit Limit Increases Available
- Unlimited Credit Report monitoring
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
N/A* N/A* 0* $0.00* N/A* Bad Credit OK*

[85] Chase Slate℠ Vertical Card with Blueprint - $75 Bonus & 15 Month Intro

Chase Slate Vertical Card with Blueprint - $75 Bonus & 15 Month Intro
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- Earn $75 Statement Credit after you make $300 in purchases in your first 3 months
- 0% Intro APR for up to 15 months – a variable APR as low as 11.99% - 21.99% after your 0% ends
- Slate with Blueprint® helps you pay down your balances faster and save on interest
- Transfer your higher rate balances
- No Annual Fee
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* for up to 15 months* 11.99% - 21.99% (Variable) * $0.00* 20 days (Min.)* Good*

[86] Discover® More® Card - $150 Cashback Bonus®

Discover More Card - $150 Cashback Bonus
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- $150 Cashback Bonus when you spend $1,000 in the first 90 days*
- 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus in categories that change like gas, groceries, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 6 months* 10.99% - 20.99% (Variable) * $0.00* 25 days* Good*

[87] American Octane Onyx Unsecured Card

American Octane Onyx Unsecured Card
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- 0% APR on all purchases for life
- Unsecured Line of Credit
- 100% Approval*
- 24 hour Approval Process
- No hidden fees
- Monthly reporting to major credit bureaus
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
N/AN/A*N/AView YesBad Credit OK*
Account setup fee (one time)
Annual Percentage Rate for Purchases
Cancellation Fee
Fee for returned checks or debits
Late Payment (After 30 days)
$99.00
0.00%
None
$25.00
$10.00
Membership fee (monthly)
NSF Check Fee
Outlet Store Residential Delivery
Penalties for prepayment
Processing Fees
$9.95
$25.00
$10.00
None
Varies

[88] Chase Freedom® Visa Card - As Low as 9.99% APR

Chase Freedom Visa Card - As Low as 9.99% APR
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- 0% Intro APR for 12 months on balance transfers – a variable APR as low as 9.99% -22.99% after your 0% ends
- 0% Intro APR for 6 months on purchases – a variable APR as low as 9.99% -22.99% after your 0% ends
- $50 Bonus Cash Back after your first purchase
- 5% Cash Back on up to $1,500 spent in bonus categories each quarter.
- You'll enjoy new 5% categories every 3 months like gas, groceries, dining and even home improvement. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases without limits on what you can earn
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- Cash back rewards never expire.
- No Annual Fee*
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* See T&C* as low as 9.99% (Variable) * $0.00* 20 days* Good*

[89] Discover® More Card - Operation Homefront $20 Donation

Discover More Card - Operation Homefront $20 Donation
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- Get a great card. Help a great cause. Apply now and if approved, Discover will donate $20 to military families in need
- Discover will donate up to $125,000 to Operation Homefront for "Works of Art, Acts of Charity"
- 0% intro APR on purchases and balance transfers for 15 months, then the variable APR of 11.99% - 20.99%
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- 24/7 access to a U.S. based Account Manager within 60 seconds
- No annual fee, no rewards redemption fee, and no additional card fee
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 15 months* 11.99% - 20.99% (Variable) * $0.00* 25 Days (Min.)* Good*

[90] Modern Cash™ Prepaid MasterCard®

Modern Cash Prepaid MasterCard
More Info
- $10 credit each month that you Direct Deposit at least $2,000 to your card
- Optional Overdraft Protection Product
- Free Unlimited US Purchase Transactions
- Free Direct Deposit - paycheck, benefits, tax refunds
View all new offers
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$10.00$0.00*$2.50View NoBad Credit OK*
ACH Debit
ATM Balance Inquiry
ATM Declines
ATM Withdrawal
Account Closure with Check
Account to Account
Additional/Replacement Card
Bank Cash Advance
Card/Account Reactivation Fee
Customer Service
Insufficient Funds-NSF
FREE
$0.50
$0.50
$2.50
$15.95
FREE
$9.95
$4.95
$19.95
FREE
$14.95
Intl. ATM Withdrawal
Intl. Purchases fee
Monthly Maintenance
Monthly Statements
Overdraft Service Fee (Opt-in)
Purchase (PIN)
Purchase Declines
Purchases (Signature)
SMS Transaction Updates
Special Research Fee (per hour)
$4.95
$2.00
$9.95
FREE
$9.95
FREE
FREE
FREE
FREE
$25.00

[91] Chase Sapphire℠ MasterCard

Chase Sapphire MasterCard
More Info
- 10,000 bonus points after you spend $500 in the first 3 months – that's $100 toward travel or any other reward!
- 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases.
- Points never expire and there are no limits on how many points you can earn
- Redeem points for travel, gift cards, merchandise, cash back and more
- Direct access to expert service advisors anytime
- No annual fee!
View all new offers
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
N/A* N/A* 15.24% (Variable) * $0.00* 21 days* Excellent*

[92] Maximum Rewards Platinum Edition® Visa® Card

Maximum Rewards Platinum Edition Visa Card
More Info
- 0% Intro APR for 12 billing cycles on balance transfers
- 0% Intro APR for 6 billing cycles on purchases
- No annual fee
- Earn 1 point for every $1 in qualifying purchases with no limit on the number of points you can earn
- Use rewards for travel, merchandise, gift cards and more
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
0%* 12 months* 19.99% - 11.99% (Variable) * $0.00* 20 days* Good*

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* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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