No Annual Fee Cards

[81] Chase Freedom® MasterCard
More Info	- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months - 0% Intro APR for 15 months on purchases and balance transfers - 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12 - You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! - Unlimited 1% Cash Back on all other purchases - Up to an additional 10% Cash Back when you shop online at select merchants through Chase - No annual fee and rewards never expire
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 12.99% - 22.99% (Variable) * $0.00* 21 days* Good*

[82] Discover® Student Card - $20 Cash Back
More Info	- Experience Discover's great rewards program. Earn $20 Cashback Bonus®* when you make your 1st purchase within 3 months of approval - 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 12.99% - 18.99%* - 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* - Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability- you will not be responsible for unauthorized charges - No Annual Fee - Text and Email Alerts *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 6 months* 12.99% - 18.99% (Variable) * $0.00* 25 days* Fair*

[83] Capital One® Cash Rewards - $100 Cash Back Bonus
More Info	- $100 Bonus after you spend $500 in the first 3 months - 50% bonus on the cash back you earn every year - 1% cash back on all purchases - No annual fee - Earn unlimited cash rewards that don't expire - Redeem cash rewards anytime for any amount, even set up automatic redemption - Personalize your card with an image of your choice - 0% intro APR on purchases and balance transfers until June 2013
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* until June 2013* 12.90% - 20.90% (Variable) * $0.00* 25 Days* Good*

[84] Capital One® Spark℠ Cash Select for Business
More Info	- Get a 50% bonus on the cash back you earn every year - Earn 1% cash back on every purchase, every day - Save with 0% intro APR on purchases until December 2012 - Enjoy no annual fee - Get online Quarterly and Year-End Summaries - Redeem cash rewards anytime, for any amount, even set up automatic redemption - Earn unlimited cash rewards that don't expire
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* until December 2012* 14.9% - 19.90% (Variable) * $0.00* 25 Days* Excellent*

[85] Capital One® Spark℠ Miles Select for Business
More Info	- Get a 50% bonus on the cash back you earn every year - Earn 1% cash back on every purchase, every day - Save with 0% intro APR until December 2012 - Enjoy no annual fee - Get online Quarterly and Year-End Summaries - There's no limit to the amount of miles you can earn and miles don't expire - Fly on any airline, anytime, with no blackout dates or seat restrictions
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* until December 2012* 14.9% - 19.90% (Variable) * $0.00* 25 days* Excellent*

[86] Chase Slate® - No Balance Transfer Fee
Terms |  More Info	- No Balance Transfer Fee!* - 0% Intro APR for 15 months on purchases and balance transfers - Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee! - After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5 - Avoid interest on everyday purchases - Pay down your balance faster - Zero liability on unauthorized purchases* - No Annual Fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 11.99% - 21.99% (Variable) * $0.00* 21 days* Good*

[87] Citi ThankYou® Card
More Info	- Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness* - Earn 1 ThankYou Point for every $1 you spend on purchases. - Earn an anniversary bonus on points earned from purchases every year* - Enjoy no limit on the number of points you can earn - Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more - No annual fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 12.99% - 22.99% (Variable) * $0.00* 20 - 25 Days* Good*

[88] IberiaBank Visa® Classic
More Info	- No annual membership fee - Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00). - Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. - Online access to credit card account information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 1.99%* 6 months* 13.25% - 7.25% (Variable) * $0.00* 25 days* Good*

[89] IberiaBank Visa® Gold Cash Back Rewards Card
More Info	- No annual membership fee - Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00). - Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. - 1% in cash back credit on all qualifying purchases - No limit on cash back; no expiration date on eligibility for accounts in good standing - Travel accident coverage up to $500,000 - Online access to credit card account information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 1.99%* 6 months* 15.25% - 9.25% (Variable) * $0.00* 25 days* Excellent*

[90] IberiaBank Visa® Platinum Rewards Card
More Info	- No annual membership fee - Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00). - Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. - 1 bonus point for every $1 in qualifying net retail purchases - Turn your points into hotel, gift, or experience rewards - Travel accident coverage up to $1,000,000 - Online access to credit card account information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 1.99%* 6 months* 15.25% - 9.25% (Variable) * $0.00* 25 days* Excellent*

[91] PenFed Visa Platinum Gas / Cash Rewards Card
Terms |  More Info	- 13.99% APR -- lower than most rewards cards! - Earn 5.00% cash back from gas purchases paid at the pump* - Earn 1.00% cash back from all purchases** you make with the card during each billing cycle - Up to $50,000 limit - No Annual Fee - Cash Rewards credited each month - No special restrictions to earn your cash rewards - Limited Time Only – Low Balance Transfer Rates† - You must be a Pentagon Federal Credit Union member to apply.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 4.99%* 24 months* 13.99%* $0.00* 25 days* Good*

[92] PenFed Promise VISA Card
Terms |  More Info	- Absolutely no fees! - 7.49% introductory purchase APR for first 36 months ! After that, the APR will vary with the Prime Rate, and is currently 9.99% APR. - No-fee cash advances carry a 17.99% APR - No Foreign Transaction Fees! - You must be a Pentagon Federal Credit Union member to apply.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 7.49%* 36 months* 9.99% (Variable) * $0.00* 25 days* Good*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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