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Orchard Bank® Classic MasterCard®

Issued by HSBC Bank Nevada, N.A., the Orchard Bank Classic Master Card is a great credit card to strengthen your credit.


Orchard Bank Classic MasterCard
Intro APR  APR Annual Fee 
N/A* 14.90%-19.90%, or 7.90%* See terms*
Apply For Orchard Bank Classic MasterCard

Basic Information

Issuer: HSBC Bank
Card Network: MasterCard®
Card Category: Consumer (Regular)
Card Type: - Card for Bad Credit
- Instant Decision Card
- Low Interest Credit Card
Credit Needed: Bad Credit OK*

Card Review

The Orchard Bank MasterCard is an excellent choice for people looking to build their credit. Get pre-qualified online in just 30 seconds! As a cardmember, your Platinum, Gold, Classic or Secured card can help you build your credit history.

You'll also enjoy acceptance at millions of locations worldwide, including website purchases and reservations; account information updated and at your fingertips 24/7; email and text messages to remind you of your upcoming payment due date with online enrollment.
Card rating: Card Rating (4 out of 5)
Most attractive features: - Reports to credit bureaus
- Additional cardholder benefits
Least attractive features: - Annual Fee

Rewards & Benefits

Other Benefits: See Terms and Conditions of the card
Online Card Account Access:
Credit Reporting:

Card Finance & Rates

Introductory APR (%): N/A*
Introductory Period: N/A*
APR on Purchases (%): 14.90%-19.90%, or 7.90%
APR Type: variable
Annual Fee: See terms*
Grace Period: N/A*
Minimum Finance Charge: $1.00*
Late Payment Fee: N/A*

Balance Transfers

Balance Transfer:

Cash Advances

APR on Cash Advances (%): 29.99%
Cash Advance Fee (%): 5.00%
Minimum Fee: $5.00

Other Fees

Additional Fees Late Fee: $30 if balance is less than or equal to $1000; $35 if balance is more than $1000
Over the Credit Limit Fee: $19 if credit limit is less than or equal to $250; $30 if credit limit is more than $250
Variable Penalty APR: 29.49%
Balance Transfer APR: 7.90%-19.90%
Account Processing Fee: $0.00 - $39.00

Comments

* Annual Fee: $19 - $59 the first year, or Introductory $29 or $49 the first year, then $59 per year thereafter
* Ongoing APR: 7.90-19.90% based on creditworthiness

Disclosure: It is our goal to offer you the credit card that best fits your credit profile, which may or may not be the card you originally inquired about. You may be offered a secured card or an unsecured card, and with different terms and conditions which will be disclosed before your application is processed.

Action

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View Other Low Interest Credit Cards
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* The information provided for Orchard Bank Classic MasterCard is believed to be accurate at the time of evaluation (Nov 10, 2011). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

SSL Security Security Note: Online application features Secure SSL Technology.

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