Orchard Bank Secured MasterCard®
Issued by HSBC Bank Nevada, N.A., the Orchard Bank Secured Master Card is designed to strengthen or rebuild credit for people with no credit or bad credit history.
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Basic Information |
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| Issuer: | HSBC / Orchard Bank |
| Card Network: | MasterCard® |
| Card Category: | Consumer (Secured) |
| Card Type: | - Card for Bad Credit |
| Credit Needed: | Bad Credit OK* |
Card Review |
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| Take your credit to the next level, with an Orchard Bank Secured Master Card. With a unique approach of educating customers on all aspects of obtaining and managing credit, the Orchard Bank Secured Master Card continues today as a leader in the credit card industry. | |
| Card rating: | |
| Most attractive features: | - Low annual fee - Card to build the credit - No application fee |
| Least attractive features: | - No extraordinary benefits or services offered |
Rewards & Benefits |
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| Rewards: | There is no reward program for this card. |
| Other Benefits: | - Reports to all 3 credit bureaus monthly - Free Online 24-hour Account Access and Bill Pay - Complete your application, including your security deposit, online - Set your own credit limit - Emergency cash replacement - Lost and stolen card reporting - Various fraud protection services |
| Online Account Access: | |
| Credit Reporting: | |
Card Finance & Rates |
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| Introductory APR (%): | N/A* |
| Introductory Period: | N/A* |
| APR on Purchases (%): | 14.74%* |
| APR Type: | variable |
| Annual Fee: | $48.00* |
| Grace Period: | 25 days* |
| Minimum Finance Charge: | 0.50% |
| Minimum Credit Line: | $200 |
| Maximum Credit Line: | $15 |
| Late Payment Fee: | $35.00* |
| Over Limit Fee: | $30.00 |
Balance Transfers |
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| Balance Transfer: | |
Cash Advances |
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| APR on Cash Advances (%): | 25.15% |
| Cash Advance Fee (%): | 5.00% |
| Minimum Fee: | $5.00 |
Other Fees |
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| Application Fee: | $0.00 |
| Additional Fees | Required Minimum Deposit: $200 |
Action |
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| View Other HSBC / Orchard Bank Cards | |
| View Other MasterCard Cards | |
| View Other Consumer Cards | |
| View Other Credit Reporting Cards | |
| View Other Secured Cards | |
| View Other Cards for Bad Credit | |
| Apply For Orchard Bank Secured MasterCard Secure Online | |
* The information provided for Orchard Bank Secured MasterCard is believed to be accurate at the time of evaluation (Apr 16, 2008). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.
