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Patriot Savings & Trust Visa Card
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Basic Information |
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| Issuer: | New Millennium Bank | |||||||||
| Card Network: | VISA® |
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| Card Category: | Consumer (Secured) | |||||||||
| Card Type: | - Card for Bad Credit - Co-Branded Credit Card - Guaranteed Approval |
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| Credit Needed: | Bad Credit OK* | |||||||||
Card Review |
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| Card rating: |  (4 out of 5) |
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| Most attractive features: | - High APY for 90 days - Secured card with Savings account - Visa card benefits - No processing fee |
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| Least attractive features: | - Set up fee - Annual fee |
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Benefits |
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| Other Benefits: | * See Terms and Conditions of the Card | |||||||||
| Online Card Account Access: |  |
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| 100% Guarantee Approval: | |
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| Credit Reporting: | |
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Card Finance & Rates |
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| Introductory APR (%): | N/A* | |||||||||
| Introductory Period: | 3 months* | |||||||||
| APR on Purchases (%): | 19.50% | |||||||||
| APR Type: | fixed | |||||||||
| Annual Fee: | $59.00* | |||||||||
| Grace Period: | 27 days* | |||||||||
| Minimum Finance Charge: | $0.50* | |||||||||
| Minimum Credit Line: | $300* | |||||||||
| Maximum Credit Line: | $5,000* | |||||||||
| Late Payment Fee: | $20.00* | |||||||||
| Over Limit Fee: | $20.00* | |||||||||
Balance Transfers |
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| Balance Transfer: | |
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Cash Advances |
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| APR on Cash Advances (%): | 19.50% | |||||||||
| Cash Advance Fee (%): | 2.00% | |||||||||
| Minimum Fee: | $1.00 | |||||||||
Other Fees |
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| Opening Minimum: | $300.00 | |||||||||
| Application Fee: | $0.00 | |||||||||
| Additional Fees | - Co-Applicant Fee (one-time fee): $10.00 - Returned payment fee: $25.00 |
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Comments |
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| - Available for new customers only. You must deposit $300.00 to open your account. You must maintain minimum balance of $300.00 to obtain the disclosed annual percentage yield. Fees may reduce earnings on the accounts. Member FDIC. - The initial interest rate for your account is 6.00%. You will be paid this rate for the first 3 months. After that, the interest rate for your account will be 2.00%, and you will be paid this rate for the next 9 months. The annual percentage yield for year one is 3.00%. After that time, the interest rate for your account will be 2.00% with an annual percentage yield of 2.00%. | ||||||||||
Action |
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| View Other New Millennium Bank Cards | ||||||||||
| View Other VISA Cards | ||||||||||
| View Other Consumer Cards | ||||||||||
| View Other Credit Reporting Cards | ||||||||||
| View Other Secured Cards | ||||||||||
| View Other Cards for Bad Credit | ||||||||||
| View Other Co-Branded Credit Cards | ||||||||||
| View Other Guaranteed Approval | ||||||||||
* The information provided for Patriot Savings & Trust Visa Card is believed to be accurate at the time of evaluation (Apr 8, 2010). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.
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- Basic Information
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- Benefits
- Card Finance & Rates
- Balance Transfers
- Cash Advances
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- Comments
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