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PenFed Promise VISA Card

The PenFed Promise Visa Card is the perfect credit card for eligible United States residents who want to pay absolutely no fees and avoid high interest rates and hidden fees. Whether you want to get a handle on your debt or save as much money as possible, this card is great for anyone.


PenFed Promise VISA Card
Intro APR  APR Annual Fee 
7.49%* 9.99%* $0.00*
Apply For PenFed Promise VISA Card

Basic Information

Issuer: Pentagon Federal Credit Union
Card Network: VISA®
Card Category: Consumer (Regular)
Card Type: - Eco-Friendly Card
- Low Interest Credit Card
Credit Needed: Good*

Card Review

The PenFed Promise Visa Card is like no other credit card on the market. While credit card companies will only offer high introductory rates for a short period of time or offer rewards instead of benefits, the Promise card offers a promise that other credit cards do not offer. While the card does not promise rewards because it does not offer a rewards program, it offers cardholders something better: no fees.

This card also has a low introductory rate that is offered to new cardholders for 36 months when other credit card companies rarely give the standard 6 to 12 months special introductory rates.

In addition, because this credit card bears the Visa logo, you can shop at millions of places worldwide where Visa cards are accepted.
Card rating: Card Rating (5 out of 5)
Most attractive features: - Absolutely No Fees!
- Long term introductory
- Low APR for purchases
- No currency transactions fee
Least attractive features: - We can't find any

Rewards & Benefits

Other Benefits: See Terms and conditions of the offer.
Online Card Account Access:

Card Finance & Rates

Introductory APR (%): 7.49%*
Applied Towards: Purchases
Introductory Period: 36 months*
APR on Purchases (%): 9.99%
APR Type: variable
Annual Fee: $0.00*
Grace Period: 25 days*
Minimum Finance Charge: 0.00%*
Late Payment Fee: $0.00*
Over Limit Fee: $0.00*

Balance Transfers

Balance Transfer:
Transfer Fee (%): 0.00% of each balance transfer

Cash Advances

APR on Cash Advances (%): 17.49%
Cash Advance Fee (%): 0.00%

Other Fees

Additional Fees - Returned Payment Fee: None
- Late Payment Fee: None
- Over Credit Limit Fee: None
- Foreign Transaction Fee: None
- Balance Transfer Fee: None

Comments

- Absolutely No Fees! Introductory Purchase Rate – 7.49% APR for the first 36 months.
- You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join. You must be a United States Government employee, member of the United States Military and Uniformed Services, employee or volunteer of the American Red Cross, member of the National Military Family Association, or a family member/housemate of a current PenFed member.

Action

Click Here to Apply
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* The information provided for PenFed Promise VISA Card is believed to be accurate at the time of evaluation (Dec 18, 2011). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

SSL Security Security Note: Online application features Secure SSL Technology.

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