Personal Finance News - Credit Report

A proposal by the Consumer Financial Protection Bureau has said that credit reporting agencies and debt collectors will be more closely monitored in the future.

33 year old financial planner, Jeff Rose has been trying to enhance his credit rating even though it currently stands at 780 which are 69 points above average.

If you have a very poor credit rating due to the fact that you have had financial difficulties in the past then you will have a few things to think about before you try looking to obtain credit in the …

When it comes to your credit score it turns out that your Grandmother was right all along. Patience truly is a virtue. A new study shows that impatient people are more likely to damage their credit score.

In the recent unsteady financial climate, losing your job is worse than ever. However, a new report issued this month outlines how to minimize the amount of damage that unemployment can do to your credit history.

It might be hard to believe, but according to a recent survey carried out by Visa most American consumers do not understand their credit score and have little or no grasp on which factors credit rating agencies consider when determining …

Earlier this month, Governor Jerry Brown signed a bill which effectively restricts employers in California from making hiring or promotion decisions based on their employees’ or applicants credit reports.

In some recently published advice, consumers are being encouraged to stay back from bad money advice thanks to some useful tips to bust the seven most common myths regarding consumer credit.

A large number of nonprofit organizations across the United States are preparing to launch a new program which will help underprivileged consumers to build a credit score in order to avoid the costs which often arise as a result of …

Major U.S. Credit Bureau TransUnion has released a report which suggests that the average American credit card consumer is seeing an upswing in their financial health, despite a decline in demand for new credit.

In a report issued last week by one of America’s three major credit bureaus, TransUnion, data suggested that United States consumers are beginning to find credit card debt much more manageable.

The rate of home ownership in the United States is at its lowest in the past ten years. With more and more Americans choosing to rent instead of buy, the credit bureau Experian has started to include rent payment history …