Platinum Zero® Secured Visa® Credit Card from Applied Bank

A VISA secured credit card is all you need to get back on your feet. Enjoy the powers of credit card spending without being exposed to accumulating debt. The card offers features like zero APR on purchases and credit bureau reporting.

	Intro APR  APR Annual Fee  N/A* 0* N/A*
Basic Information
Issuer:	Applied Bank
Card Network:	VISA®
Card Category:	Consumer (Secured)
Card Type:	- Card for Bad Credit - Low Interest Credit Card
Credit Needed:	Bad Credit OK*
Top Card Review
This is a secured credit card designed for individuals with below average credit. Being a secured credit card cardholders have options to spend wherever a Visa credit card is accepted. Cardholders are also required to deposit an amount up to $5,000 that will equal the credit limit. This card promises several enticing features like zero interest on purchases, credit bureau reporting and zero fraud liability. These features work hand in hand to ensure cardholders who pay on time solidify their credit history over time. Get this card online with a simple application process. There is no application fee and cardholders are almost guaranteed approval with no income requirements or credit verification.
Card rating:	(4.5 out of 5)
Most attractive features:	- No interest - No annual fee - Timely credit bureau reporting - No application fees
Least attractive features:	- Monthly maintenance fee
Top Rewards & Benefits
Other Benefits:	See Terms and Conditions of the card.
Online Card Account Access:
Credit Reporting:
Top Card Finance & Rates
Introductory APR (%):	N/A*
Introductory Period:	N/A*
APR on Purchases (%):	0
APR Type:	fixed
Annual Fee:	N/A*
Grace Period:	None*
Minimum Finance Charge:	$0.50*
Minimum Credit Line:	$500*
Maximum Credit Line:	$5,000*
Late Payment Fee:	N/A*
Top Balance Transfers
Balance Transfer:
Top Cash Advances
APR on Cash Advances (%):	9.99%
Cash Advance Fee (%):	5.00%
Minimum Fee:	$5.00
Top Other Fees
Additional Fees	- Late Fee: up to $35 - Overlimit: up to $35 - Returned Payment: up to $35 - Dishonored Check: up to $35 - Foreign Currency Transaction Fee: 1% of any transaction made in a foreign currency - Monthly Maintenance Fee: $9.95 ($119.40 Annually)
Top Action
Click Here to Apply
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* The information provided for Platinum Zero Secured Visa Credit Card from Applied Bank is believed to be accurate at the time of evaluation (Sep 17, 2011). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

Security Note: Online application features Secure SSL Technology.