Preferred Trust Gold Shopping Card

Issued by USA Credit, the Preferred Trust Gold Shopping credit card is designed for those with limited or bad credit who need a high credit line card with credit reporting and use USA Credit Shopping Club website often.


Preferred Trust Gold Shopping Card
Intro APR  APR Annual Fee 
N/A* 0* $0.00*
Apply For Preferred Trust Gold Shopping Card

Basic Information

Issuer: First USA
Card Network: Other Networks
Card Category: Consumer (Shopping)
Card Type: - Card for Bad Credit
- Guaranteed Approval
- Shopping Card
Credit Needed: Bad Credit OK*

Card Review

Card rating: Card Rating (3.5 out of 5)
Most attractive features: - Credit line
- Credit reporting
- No annual fee
Least attractive features: - Application fee
- Monthly maintenance fee
- Limited credit usage

Benefits

Other Benefits: - Discounts on prescriptions
- Roadside Assistance
- Identity Theft Insurance
- Unlimited Access to you credit report
Online Card Account Access:
100% Guarantee Approval:
Credit Reporting:

Card Finance & Rates

Introductory APR (%): N/A*
Introductory Period: N/A*
APR on Purchases (%): 0*
APR Type:
Annual Fee: $0.00*
Grace Period: N/A*
Minimum Credit Line: $2,500
Maximum Credit Line: $7,500
Late Payment Fee: $10.00*

Balance Transfers

Balance Transfer:

Other Fees

Application Fee: $149.95
Additional Fees My Hi Tech Auto Services: $14.95/month
The Elite Service: $19.95/month
Returned Checks: $30.00
ACH Debits and Credit Cards: $30.00

Comments

After application, USA Credit would debit your bank account for $19.95 every thirty (30) days in which you maintain the Elite Services, beginning as soon as thirty (30) days from today. Each debit will appear each month on your banking statement and I will deduct each amount from your bank account. You may cancel the Elite Services at any time, and may have questions on your USA Credit account answered, by contacting USA Credit member services at 1-888-834-1815 or at memberservices@usacdt.com. If You cancel your Elite Services after a monthly debit has occurred, you will cancel all subsequent debts, but will not receive a refund for the current month.

The offer is not available in AK, HI, IN, WI, VT

Action

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* The information provided for Preferred Trust Gold Shopping Card is believed to be accurate at the time of evaluation (Jan 21, 2010). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

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