Select Territory:
Public Savings Bank Secured Card
The Public Savings Bank Secured Credit card would help you to build or rebuild credit history with 0% APR for 6 months and no annual fee! Low requirements.
![]() |
|
Basic Information |
|
| Issuer: | Public Savings Bank |
| Card Network: | VISA® |
| Card Category: | Consumer (Secured) |
| Card Type: | - Card for Bad Credit - Guaranteed Approval |
| Credit Needed: | Bad Credit OK* |
Card Review |
|
| Card rating: | |
| Most attractive features: | - High credit limit - No annul fee - Long term introductory - VISA card benefits |
| Least attractive features: | - Application Fee |
Benefits |
|
| Other Benefits: | - No income requirements - Choose your credit limit-up to $1000 - $0 fraud liability - Report to all 3 major credit bureaus - Friendly Customer Service - Fee 24-hour online account access - Auto collision damage - Emergency card replacement |
| Online Card Account Access: | |
| 100% Guarantee Approval: | |
| Credit Reporting: | |
Card Finance & Rates |
|
| Introductory APR (%): | 0%* |
| Applied Towards: | Purchases, Cash Advance |
| Introductory Period: | 6 months* |
| APR on Purchases (%): | 11.24%* |
| APR Type: | variable |
| Annual Fee: | $0.00* |
| Grace Period: | 25 days* |
| Minimum Finance Charge: | $1.00 |
| Minimum Credit Line: | $300 |
| Maximum Credit Line: | $2,000 |
| Late Payment Fee: | $20.00* |
| Over Limit Fee: | $20.00 |
Balance Transfers |
|
| Balance Transfer: | |
Cash Advances |
|
| APR on Cash Advances (%): | 18.00% |
| Cash Advance Fee (%): | 3.50% |
| Minimum Fee: | $5.00 |
Other Fees |
|
| Application Fee: | $75.00 |
| Additional Fees | Returned Check Fee: $25.00 Credit Limit Increase/Decrease: $25.00 Foreign Transaction: 2% of each transaction in U.S. dollars. |
Action |
|
| Click Here to Apply | |
| View Other Public Savings Bank Cards | |
| View Other VISA Cards | |
| View Other 0% Intro Rate Cards | |
| View Other Consumer Cards | |
| View Other Credit Reporting Cards | |
| View Other No Annual Fee Cards | |
| View Other Secured Cards | |
| View Other Cards for Bad Credit | |
| View Other Guaranteed Approval | |
| Apply For Public Savings Bank Secured Card Secure Online | |
* The information provided for Public Savings Bank Secured Card is believed to be accurate at the time of evaluation (Jul 29, 2010). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.
