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The READYDebit Platinum Prepaid Visa Card is one that you will benefit from owning the moment you apply. The card allows online bill pay and effectively eliminates the need to pay for overdrafts ever again. Mobile banking and access to emergency cash are just two of its many features. For more information go online and get your card today.

READYdebit Platinum Visa Prepaid Card
Intro APR  APR Annual Fee 
N/A* N/A * N/A*
Apply For READYdebit Platinum Visa Prepaid Card

Basic Information

Issuer: The Bancorp Inc.
Card Network: VISA®
Card Category: Consumer (Stored Value)
Card Type: - Card for Bad Credit
- Guaranteed Approval
- Prepaid Debit Card
- Tax Refund Card
Credit Needed: Bad Credit OK*

Card Review


The Ready Debit Platinum Visa Prepaid Card is a card designed for people who have bad credit or just want to get control of impulse spending. There is no reason to miss out on the things that can only be done if you have a credit card. Approval for this card is guaranteed because it is prepaid.

No credit checks or any other hassles when you apply for the Ready Debit Card. A prepaid card will help you get spending under control and eliminate those nasty overdraft fees. The most important thing with a prepaid is to not have to pay a lot of high cost to use it.

With this card you get free customer service and one free live agent call per month. You get your choice of the basic or the select versions of the card.
Card rating:
(4.5 out of 5) total 175 votes
Most attractive features: - Platinum benefits
- Visa benefits
- Lower fees
- Guaranteed approval
Least attractive features: - Monthly fee


Other Benefits: - Internet related services
- Visa's Zero Liability
*See Terms and Conditions of the card
Online Card Account Access:
100% Guarantee Approval:

Card Finance & Rates

Introductory APR (%): N/A*
Introductory Period: N/A*
APR on Purchases (%): N/A*
Annual Fee: N/A*
Grace Period: N/A*

Balance Transfers

Balance Transfer:

Other Fees

Opening Minimum: $10.00
Application Fee: $9.95
ATM Fee: $2.00
Additional Fees  
ACH debit
ATM Withdrawal
ATM Withdrawal Decline
Automated Phone Account Access
Bank ACH Transfer
Bank Teller Cash Advance
Currency Conversion
Direct Deposit
Expedited Card Delivery
Live Customer Service
Monthly Fee
Negative Balance Fee
Online Account Access
PIN Transaction
POS Transaction Decline
Paper Statement
Replacement Card
Retail Cash Load
Secondary Card
Signature Transaction
U.S. ATM Balance Inquiry


Click Here to Apply
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Apply For READYdebit Platinum Visa Prepaid Card Secure Online

* The information provided for READYdebit® Platinum Visa® Prepaid Card is believed to be accurate at the time of evaluation (Jul 10, 2015). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

SSL Security Security Note: Online application features Secure SSL Technology.

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