Regular Cards

[21] Citi® Cash Returns Credit Card
Terms |  More Info	- Up to 6% Cash Back on purchases; a full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center. - Earn a 20% bonus on the cash back earned on all purchases for the first 12 months. - Checks will be sent automatically every time you earn $50 - no calling necessary - 0% APR* on balance transfers for up to 12 months - No Annual Fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* Up to 12 months* as low as 9.74%* $0.00* 20 days* $39.00* Excellent*

[22] Discover® Student Card - Clear
Terms |  More Info	- Make your money worth MoreSM* - Unlimited cash rewards, automatically - Up to 20% Cashback Bonus when you shop online* - Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners - Customer Service in less than a minute, anytime you want
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 13.99%* $0.00* 25 days* $39.00* Fair*

[23] Advanta Business World MasterCard®
More Info	- An Exceptionally Rewarding Business Card - 50% Bonus Points Every Year, When You Make All Payments On Time - Earn Points Faster - With No Earnings Cap and No Air Travel Seat Restrictions - Thousands of Merchandise, Gift Card, and Travel Options - No Pre-Set Spending Limit* - No Annual Fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 16.99%* $0.00* N/A* $39.00* Good*

[24] Kiva Credit Card for Business Professionals
More Info	- Advanta will match your grant to Kiva...dollar for dollar - Unbeatable APR - 0% on balance transfers for 15 months, and 7.99% Fixed APR thereafter - Get 5% statement credit on your first $1,200 each year in grants to Kiva, charitable donations and other eligible purchases.* - No Annual Fee - $0 Fraud Liability
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 15 months* 7.99%* $0.00* 20 days* $39.00* Good*

[25] Brighter Planet™ Visa® Credit Card
More Info	- Automatic point redemption to support renewable energy projects - 1 EarthSmart Point for every $1 net retail - 1,000 EarthSmart bonus points with first transaction - 1,000 bonus points for signing up for paperless statements - For every two base points earned through December 2008, Bank of America will make a matching contribution of one additional point
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 Billing Cycles* 9.99 / 15.99%* $0.00* 20 Days* $39.00* Good*

[26] Home Advantage™ World MasterCard with WorldPoints®
More Info	- Earn Double Points on your purchases at home improvement stores including Lowe's, The Home Depot, and Best Buy for the first 12 months when you shop for your home - 1 point for every $1 you spend - Every time you earn 5,000 Points, you can redeem them for cash which can be applied directly to your mortgage
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 Billing Cycles* Between 9.99 and 19.99%* $0.00* 20 days* $39.00* Good*

[27] Discover® Open Road® Card
Terms |  More Info	- 0% Intro APR* - 5% Cashback Bonus on your first $100 in gas and auto maintenance purchases each month - up to $1,200 in purchases each year - 5% to 20% Cashback Bonus at top online retailers* - 1% unlimited Cashback Bonus® on all other purchases automatically
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* See T&C.* 9.99%* $0.00* 25 days* $15.00* Excellent*

[28] AT&T Universal Savings and Rewards Credit Card
More Info	- 1 ThankYou Point for every $1 you spend on non-AT&T purchases - Up to 10% savings for the first 12 months on AT&T purchases - Receive 30 free AT&T calling minutes monthly - 0% APR on balance transfers for up to 12 months - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* Up to 12 months* as low as P + 4.99%* $0.00* 20 days* $39.00* Good*

[29] Blue Cash® from American Express
Terms |  More Info	- Earn up to 5% cash back on everyday purcahses - even gas! - No annual fee - 0% Intro APR for up to 12 months on purchases - Low Balance Transfer APR - 2.99% for 12 months - Express Approval - Get a decision in less than 60 seconds
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* as low as 12.49%* $0.00* 20 days* $38.00* Excellent*

[30] Clear Card from American Express®
Terms |  More Info	- No fees of any kind. No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees - Get $25 worth AMEX shopping card when you spend $2,500 - Flexible Payment Terms - User-friendly credit report and score - World class Cardmember benefits
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* as low as 13.49%* $0.00* 31 days* $0.00* Good*

[31] Starwood Preferred Guest® Credit Card
Terms |  More Info	- Earn 10,000 Starpoints with your first purchase - Earn 15,000 Starpoints after you spend $15,000 in 6 months - Winner "Best Affinity Credit Card" at the 19th Annual Freddie Awards -- voted on by frequent travelers - Transfer Starpoints almost always on a 1:1 basis to the frequent flyer programs of over 30 major airlines - No annual fee for the first year and $45 thereafter - Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 2.9%* 6 months* 14.49%* $0.00* 20 days* $38.00* Good*

[32] Discover® Student Card - Flamingo Monogram
Terms |  More Info	- Earn more cash in more ways than anyone else* - Unlimited cash rewards, automatically - Up to 20% Cashback Bonus when you shop online* - Double rewards with more than 80 Cashback Bonus Partners - Customer Service in less than a minute, anytime you want
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* See T&C.* 13.99%* $0.00* 25 days* $39.00* No Credit*

[33] Wyndham Rewards Master Credit Card
Terms |  More Info	- Earn 2 points for every $1 in net retail purchases & 13 points every $1 spent for qualifying Wyndham Rewards hotel stays - 24-hour Online Access - Absolute Fraud Protection - Card issued by FIA Card Services, N.A.
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 Billing Cycles* 9.99 / 15.99%* $0.00* 20 days* $39.00* Excellent*

[34] Discover® Student Card - Onyx Monogram
Terms |  More Info	- Personalized card (displays first and last initials) - 0% Intro APR* - No annual fee - 0$ Fraud Liability guarantee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* See T&C.* 13.99%* $0.00* 25 days* $39.00* No Credit*

[35] Discover® Student Card
Terms |  More Info	- Make your money worth MoreSM* - Unlimited cash rewards, automatically - 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site - Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners - Customer Service in less than a minute, anytime you want
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 13.99%* $0.00* 25 days* $39.00* No Credit*

[36] Discover® Business Card
Terms |  More Info	- 0% Intro APR* for 12 months on Purchases - 3.9% Intro APR* for 6 months on Balance Transfers - Apply Now and Get $100 Cashback Bonus** - 5% Cashback Bonus® on office supplies* - 2% Cashback Bonus® on gas* - 5 to 20% Cashback Bonus at top retailers through Discover's online shopping site - Free Employee cards with customizable limits and reporting
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 12.99%* $0.00* 25 days* $39.00* Good*

[37] Fidelity Investment 529 College Rewards American Express
More Info	- 1.5% on net retail purchases charged to the card - Fidelity 529 Dollars earned will be transferred to your Fidelity Managed 529 Plan Account Automatically - 0% Introductory Annual Percentage Rate (APR) on balance transfers and cash advance checks for your first 12 billing cycles - With American Express Selects(sm), enjoy special online offers for your family from merchants around the world
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 16.99%* $0.00* 20 days* $39.00* Good*

[38] NASCAR Race Points Visa® Credit Card
Terms |  More Info	- Receive a $50 store credit at the NASCAR Superstore® - 1 point for every $1 in net retail purchases - 0% Introductory APR on balance transfers and cash advance checks for your 12 billing cycles - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 Billing Cycles* 9.99 / 15.99%* $0.00* 20 days* $39.00* Good*

[39] Discover® More® Card - Caribbean Monogram
Terms |  More Info	- Personalized card that displays your first initial - 1% Cashback Bonus on all other purchases - 5% Cashback Bonus in popular categories - No annual fee - $0 Fraud Liability Guarantee - Advanced fraud early warning alerts
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* See T&C.* 9.99%* $0.00* 25 days* $39.00* Good*

[40] Discover® More® Card - Monogram
Terms |  More Info	- Choose your personalized card design - 0% Intro APR* - 5% Cashback Bonus in categories that change - 5% to 20% Cashback Bonus at top retailers - 1% Cashback Bonus on all other purchases automatically* - Unlimited cash rewards
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* See T&C.* 9.99%* $0.00* 20 days* $39.00* Good*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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