Should You Opt For A PenFed Credit Card?

The Pentagon Federal Credit Union offers a variety of Cost Saving Credit Cards that are better than almost all other credit cards offered by private card companies and banks.

Listed are some of their top offerings:

1.PenFed Visa Platinum Cash Back Rewards Card

The PenFed Visa Platinum Cash Back Rewards Credit Card is for people looking for a cash back credit card. Given below are its highlights.

• Low APR.
• Cash back on gas purchases, grocery purchases and all other purchases.
• Higher credit limit.
• No annual fee.
• No restrictions / limits on cash back earned
• Low APR on balance transfers.

2. PenFed Promise Card

The PenFed Promise Credit Card is for people who like a simple, regular credit card. Given below are its highlights.

• No annual fees.
• Low APR for the first couple of years. After that the APR varies according to the prime rate.

3. PenFed Premium Travel Rewards American Express Card

The PenFed Premium Travel Rewards American Express Credit Card is for people who travel a lot or are searching for a travel credit card or an airline credit card. Given below are its highlights.

• Points rewarded per dollar spent on purchasing an airline ticket, hotel stays, dining, and other expenses.
• Bonus points rewarded if you spend a certain amount
• No restrictions / limits on points rewarded.
• Low APR on balance transfers.

4. PenFed Visa Gold Credit Card

The PenFed Visa Gold Credit Card is for people who require a little more than the benefits of PenFed Promise Card. Given Below are its highlights.

• No annual fees.
• No cash advance fees
• No "teaser" rates.
• Higher credit limit.
• Low APR for cash advances and purchases.
• Emergency card replacement.
• Automobile Rental Insurance.
• Travel Accident Insurance.

5. PenFed Visa Platinum Cashback Rewards Card for Students

The PenFed Visa Platinum Cashback Rewards Credit Card is for students of at least 18 years of age and attending an accredited academic institution. Given below are its highlights.

• Easy application process.
• Low credit limit.
• Low APR.
• Cash back awarded on the purchase of gas and all purchases.
• Chance to create a good credit rating early in life.
• Eliminated need to carry around hard cash
• No cash advance fees.
• Availability of Emergency funds.

6. Affinity Cards

Pentagon Federal Credit Union provides various affinity credit cards for the following organizations.

• American Society of Military Comptrollers.
• Coast Guard Auxiliary Association.
• Society of Cost Estimates and Analysis.
• U. S. Army Warrant Officers Association.
• United States Coast Guard.
• United States Military Academy.
• Military Officers Association of America.
• Reserve Officers Association.