Simmons First Visa® Platinum Rewards

The Simmons First Visa Platinum Rewards credit card offers an opportunity to consumers who are interested in a fixed APR that awards travel benefits with frequent purchasing. Cardholders do not incur an annual fee yet have so much to gain from. The card is issued by Simmons First National Bank.

	Intro APR  APR Annual Fee  N/A* 9.25%* $0.00*
Basic Information
Issuer:	Simmons First Bank
Card Network:	VISA®
Card Category:	Consumer (Premium)
Card Type:	- Low Interest Credit Card - Reward Card
Credit Needed:	Excellent*
Top Card Review
The Simmons First Visa Platinum Rewards credit card charges a low and fixed APR. Once accepted you'll start to earn a point on every dollar spent. These points will continue to accumulate allowing you redeem for a various rewards once the right amount of points are gathered. Rewards include air travel benefits with any US airline, and discounted purchasing at hotels, restaurants, cruises, car rental, and vacation packages. When redeeming points for air travel you can choose ticket class with no seat restrictions or blackout dates. This card does not charge annual fee. As a platinum credit card cardholders enjoy benefits such as travel accident insurance, emergency card replacement, lost or stolen card reporting, and auto rental insurance.
Card rating:	(5 out of 5)
Most attractive features:	- Free rewards program - No annual fee - Platinum Card coverage - Low fixed APR for Purchases - No fee Balance Transfer offer
Least attractive features:	- No bonus points - No introductory offer - Only Excellent credit holders may apply
Top Rewards & Benefits
Reward Types:	- Travel Reward Cards - Universal Reward Cards
Reward Unit:	Point
Reward per every $1 spent:	1.00
Rewards:	- 1 point per net dollar spent * The program offers a one-stop process for redemption and is supported by a toll-free service number.
Other Benefits:	- Auto Rental Insurance - Car rental Loss/Damage waiver - Travel Accident Insurance - $1,000,000 VISA Platinum credit card coverage - Emergency cash replacement - Emergency card replacement
Online Card Account Access:
Top Card Finance & Rates
Introductory APR (%):	N/A*
Introductory Period:	N/A*
APR on Purchases (%):	9.25%
APR Type:
Annual Fee:	$0.00*
Grace Period:	25 days*
Minimum Finance Charge:	0.50%*
Late Payment Fee:	$29.00*
Over Limit Fee:	$29.00*
Top Balance Transfers
Balance Transfer:
Transfer Fee (%):	0.00% of each balance transfer
Top Cash Advances
APR on Cash Advances (%):	12.95%
Cash Advance Fee (%):	3.00%
Minimum Fee:	$4.00
Maximum Fee:	$50.00
Top Other Fees
Additional Fees	Convenience Check: 12.95% Penalty Rate: 16.95%*
Top Action
Click Here to Apply
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Apply For Simmons First Visa® Platinum Rewards Secure Online

* The information provided for Simmons First Visa® Platinum Rewards is believed to be accurate at the time of evaluation (Nov 17, 2011). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

Security Note: Online application features Secure SSL Technology.