Simmons First Visa® Platinum

This platinum credit card gives the benefit of a platinum card with no high fees attached. Cardholders incur a fixed APR that does not change with U.S prime rates. Other benefits and insurance plans are attached to the offer and available to cardholders at no extra cost.

	Intro APR  APR Annual Fee  N/A* 7.25%* $0.00*
Basic Information
Issuer:	Simmons First Bank
Card Network:	VISA®
Card Category:	Consumer (Premium)
Card Type:	- Low Interest Credit Card
Credit Needed:	Excellent*
Top Card Review
The Simmons First Visa Platinum card charges a low fixed interest rate. It does not have an introductory period or rewards program. It is recommended to have excellent credit to qualify for this card. No annual fee is charged. Auto Rental Insurance provides protection in event a rented vehicle is damaged or stolen. Coverage comes at no extra cost to the cardholder and only takes place if payment for the rented vehicle is fully conducted with this Visa Card. Another benefit is Online Banking giving you access to monthly statements you can download. Additional benefits are travel accident insurance (with coverage up to $1 million on common carriers), global acceptance, and emergency cash and card replacement.
Card rating:	(5 out of 5)
Most attractive features:	- No annual fee - Additional benefits - Platinum Card coverage - Low fixed APR for Purchases - No fee Balance Transfer offer
Least attractive features:	- No rewards program - Only applicants with Excellent credit will be approved
Top Rewards & Benefits
Other Benefits:	- Auto Rental Insurance - Car rental Loss/Damage waiver - Travel Accident Insurance - $1,000,000 VISA Platinum credit card coverage - Emergency cash replacement - Emergency card replacement
Online Card Account Access:
Top Card Finance & Rates
Introductory APR (%):	N/A*
Introductory Period:	N/A*
APR on Purchases (%):	7.25%*
APR Type:
Annual Fee:	$0.00*
Grace Period:	25 days*
Minimum Finance Charge:	$0.50
Late Payment Fee:	$29.00*
Over Limit Fee:	$29.00
Top Balance Transfers
Balance Transfer:
Top Cash Advances
APR on Cash Advances (%):	11.25%
Cash Advance Fee (%):	3.00%
Minimum Fee:	$4.00
Maximum Fee:	$50.00
Top Other Fees
Application Fee:	$0.00
Additional Fees	Convenience Check: 11.25% Penalty Rate: 15.25% Transaction Fee for Convenience Checks: 3.00% of the amount, but not less than $4.00 nor more than $50.00
Top Action
Click Here to Apply
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Apply For Simmons First Visa® Platinum Secure Online

* The information provided for Simmons First Visa® Platinum is believed to be accurate at the time of evaluation (Aug 4, 2010). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

Security Note: Online application features Secure SSL Technology.