Top Rated Cards

[1] READYdebit® Visa® Prepaid Card
Terms |  More Info	- 100% Guaranteed Approval* – No Credit Checks - Free Direct Deposit – paycheck, benefits, tax refunds - Free Online Bill Payment & Check Writing - No Overdraft Fees or Balance Minimums
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $10.00 $9.95* $2.25 View No Bad Credit OK* ACH debit ATM Withdrawal ATM Withdrawal Decline Automated Phone Account Access Bank ACH Transfer Bank Teller Cash Advance Currency Conversion Direct Deposit Expedited Card Delivery Live Customer Service (per month) Monthly Fee $2.25 $2.25 FREE FREE FREE $5.00 2% FREE $50.00 1 Free $9.95* Negative Balance Fee Online Account Access PIN Transaction POS Transaction Decline Paper Statement Replacement Card Retail Cash Load Secondary Card (Max 1 card) Signature Transaction U.S. ATM Balance Inquiry N/A FREE FREE FREE $2.00 $10.00 FREE $10.00 FREE FREE

[2] United MileagePlus® Explorer Visa® Card
Terms |  More Info	- Earn up to 40,000 bonus miles & first year free, a $95 value* - First checked bag is free for you and a companion when you fly United flights, up to a $50 value - Board your flight before general boarding with priority boarding privileges - Visit the United Club with two complimentary day passes every year, up to a $100 value - Earn 2 miles for each $1 spent on airline tickets purchased from United and 1 mile per $1 for everything else - Your miles don't expire and there is no limit to the number of miles you can earn
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 15.24% (Variable) * $0.00* 21 days* Excellent*

[3] Discover® More® Card
More Info	- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* - 5% Cashback Bonus in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply* - Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com - Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) - 24/7 access to a U.S.-based Account Manager within 60 seconds - $0 Fraud Liability plus mobile and email fraud alert options - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 10.99% - 20.99% (Variable) * $0.00* 25 days* Excellent*

[4] Fingerhut Credit
More Info	- No down payments, no layaway and no surprises - Get respond in 60 seconds - No annual fee - Name brand products at affordable monthly payments - We often say "YES!" when others say "No" - See website for complete Terms & Conditions - Meta Bank Fingerhut Credit
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 24.90%* N/A* 25 days* Bad Credit OK*

[5] Applied Bank® Secured Visa® Gold Credit Card
More Info	- Better Than Prepaid... Go with a Secured Card! - Get a Credit Line That is Reported To The Major Credit Bureaus - Build Positive Credit by Making Monthly Payments On Time - Load One Time - Keep On Using... No Need For Any Additional Deposits - Activate Today with a $200 Minimum Deposit - Maximum $5,000
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 9.99%* $50.00* None* Bad Credit OK*

[6] Ink℠ Classic Business
More Info	- Up to 25,000 bonus points – 10,000 bonus points after your first purchase, plus an additional 15,000 bonus points after you spend $5,000 in the first 3 months! - 5X points per dollar on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services - 2X points per dollar on the first $25,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel - 1 point per dollar on all other card purchases with no limit on the amount you can earn - Cash back rewards do not expire - 0% Introductory APR for 12 months - No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 12 months* 10.24% (Variable) * N/A* 20 days* Good*

[7] Ink Cash℠ Business Card
More Info	- Up to $250 cash back bonus - $100 cash back bonus after your first purchase, plus an additional $150 after you spend $5,000 within 3 months! - 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services - 2% cash back on the first $25,000 spent annually at gas stations and restaurants - 1% cash back on all other card purchases with no limit to the amount you can earn - Cash back rewards do not expire - 0% Introductory APR for 12 months - No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 12 months* 10.24% (Variable) * $0.00* 20 days* Good*

[8] Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back
Terms |  More Info	- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*. This APR will vary with the market based on the Prime Rate. - $100 cash back after $500 in purchases within the first 3 months of account opening - Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/2012 to 6/30/12 when you enroll. Enroll each quarter for new categories that earn additional cash back. To learn more, visit dividend. quarterlyoffer. citi.com - 1% cash back on all other purchases. - 5% additional cash back on average at over 400 stores through the Citi Bonus Cash Center. - No annual fee.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 12 months* 12.99% - 22.99% (Variable) * $0.00* 20 days* Good*

[9] American Express® Prepaid Card
More Info	- No annual fees or monthly fees - No purchase fees or overdraft fees - No credit check required - Purchase Protection - Fraud Protection - Roadside Assistance - Award-winning customer service
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $5.00 $0.00* $2.00 View No Bad Credit OK* Annual fee Customer service fee Monthly fee None None None Overdraft fee Transaction fee None None

[10] Ink℠ Bold with Ultimate Rewards℠
More Info	- Earn up to 50,000 bonus points – 25,000 after your first purchase, plus an additional 25,000 after you spend $10,000 in 3 months – that's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool - Earn up to 5X points per dollar on eligible business purchases, and points do not expire - No foreign transaction fees - Free Employee Cards - No interest charges because it's a pay-in-full charge card Transfer points you've earned to participating frequent travel programs at a 1:1 value - No Annual Fee in the first year – a $95 savings
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* N/A* $0.00* N/A* Good*

[11] READYdebit® Platinum Visa® Prepaid Card
Terms |  More Info	- Free Direct Deposit — paycheck, benefits, tax refunds - Free Credit Score Tracker - Free Online Bill Payment & Check Writing - No Credit Check, no Overdraft Fees or Balance Minimums
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $10.00 $9.95* $2.00 View No Bad Credit OK* ACH debit ATM Withdrawal ATM Withdrawal Decline Automated Phone Account Access Bank ACH Transfer Bank Teller Cash Advance Currency Conversion Direct Deposit Expedited Card Delivery Live Customer Service Monthly Fee FREE $2.00 FREE FREE FREE $5.00 2% FREE $50.00 FREE $14.95* Negative Balance Fee Online Account Access PIN Transaction POS Transaction Decline Paper Statement Replacement Card Retail Cash Load Secondary Card Signature Transaction U.S. ATM Balance Inquiry N/A FREE FREE FREE $2.00 $10.00 FREE FREE FREE FREE

[12] Citi® Dividend Platinum Select® Card for College Students
More Info	- No Cosigner Required - Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter* - Earn 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required* - Earn a full 1% cash back on all other purchases*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 7 months* 13.99% - 21.99% (Variable) * $0.00* 20 days* Poor*

[13] First Progress Secured Platinum MasterCard® Card
More Info	- Full-feature Platinum MasterCard secured credit card - No credit history or minimum credit score required for approval - Monthly reporting to all 3 major credit bureaus to establish more credit history - Quick & complete online application - Secured by your deposit of $300 - $2,000 - 24/7 access to your account online - Deposit held at FDIC-insured bank
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 14.99% (Variable) * $39.00* 25 Days* Bad Credit OK*

[14] Southwest Airlines Rapid Rewards® Plus Card – FREE FLIGHT
More Info	- NOW! Earn a FREE FLIGHT after your first purchase - Get 3,000 Points every year on your Card member Anniversary – that can be redeemed for a $50 Wanna Get Away® Fare - Now you can redeem for International Travel, Hotels, Gift Cards and more. - Earn unlimited FREE FLIGHTS – 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on EVERYTHING else - Your Bags Fly FREE! No Blackout Dates, Points Don't Expire, and Unlimited Reward Seats! - No Change fees – if you need to change your flight, you won't be charged a fee - September 11th Security Fee Applies
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 15.24% (Variable) * $69.00* 21 Days* Excellent*

[15] Chase Freedom® MasterCard
More Info	- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months - 0% Intro APR for 15 months on purchases and balance transfers - 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12 - You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! - Unlimited 1% Cash Back on all other purchases - Up to an additional 10% Cash Back when you shop online at select merchants through Chase - No annual fee and rewards never expire
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 12.99% - 22.99% (Variable) * $0.00* 21 days* Good*

[16] Chase Freedom® Visa
More Info	- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months - 0% Intro APR for 15 months on purchases and balance transfers - 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12 - You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! - Unlimited 1% Cash Back on all other purchases - Up to an additional 10% Cash Back when you shop online at select merchants through Chase - No annual fee and rewards never expire
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 12.99% – 22.99% (Variable) * $0.00* 21 days* Good*

[17] Chase Sapphire Preferred℠ Card
More Info	- Earn 40,000 bonus points after you spend $3,000 in the first 3 months – that's $500 toward travel rewards! - 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases. - Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate RewardsSM - No foreign transaction fees - Receive a 7% annual dividend on all new points earned – even on points already redeemed - 1:1 point transfer to participating frequent travel programs - Direct access to expert service advisors anytime - No Annual Fee for your first year – A $95 value
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 15.24% (Variable) * $95.00* 21 days* Excellent*

[18] PASS Card from American Express℠
More Info	- Prepaid, reloadable American Express card parents can give to teens - Parents and teens can log in to their own online accounts to check the PASS Card balance, view transactions and setup alerts - Limit overspending and avoid teen overdraft fees - Safer than Cash - Automatic reloads - Prepaid Teen Card from American Express
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $10.00 $0.00* $2.00 View No Accepts All* American Express provides one free ATM withdrawal per calendar month. $2.00/withdrawal thereafter Assessed against the PASS Card balance. There are no other fees!

[19] Discover® More Card - 18 Month Promotional Balance Transfer
More Info	- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%* - 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%* - 5% Cashback Bonus in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply* - Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) - 24/7 access to a U.S.-based Account Manager within 60 seconds - $0 Fraud Liability plus automatic mobile and email fraud alert options - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 18 months on BT* 10.99% - 20.99% (Variable) * $0.00* 25 Days (Min.)* Good*

[20] Chase Slate® - No Balance Transfer Fee
Terms |  More Info	- No Balance Transfer Fee!* - 0% Intro APR for 15 months on purchases and balance transfers - Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee! - After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5 - Avoid interest on everyday purchases - Pay down your balance faster - Zero liability on unauthorized purchases* - No Annual Fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 11.99% - 21.99% (Variable) * $0.00* 21 days* Good*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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