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Universal Reward Cards

The following cards offer very attractive rewards and incentives to their users. Through a combination of bonuses, cash point, travel and other benefits the card user can make significant savings by using one of these cards when making their purchases. Choose the universal reward credit card that meets your needs and apply securely online.

Wednesday, December 13, 2017, we found 11 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity

Users most popular card in this category: 4.5 / 5.0 (12 votes)

  Check up to 6 cards and

[1] Charity Charge World Mastercard® Credit Card

Charity Charge World Mastercard Credit Card
Terms |  More Info
total 12 votes
- Unlimited 1% cash back rewards in the form of an automatic donation to any nonprofit, K-12 school, university, or religious organization of your choice
- No Annual Fee
- Rewards are tax-deductible
- Ability to support up to three nonprofits at once. You can change the nonprofits you support at any time through your online donation dashboard
- Low APR between Prime + 6.99%-16.99% dependent on creditworthiness. Balance transfer fee of either $10 or 5% of the amount of each Balance Transfer, whichever is greater
- Receive all the benefits of a World MasterCard such as: extended warranty, MasterCard global service, concierge services, ID theft protection, price guarantee, and many more exclusive services
- Chip and Apple Pay enabled
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Charity Charge World Mastercard Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
1.99%* 6 months* between 21.24% & 11.24% (Variable)* $0* 25 days* Good*

[2] ABOC Platinum Rewards Credit Card

ABOC Platinum Rewards Credit Card
More Info
total 4 votes
- 0% Intro APR on Purchases for 12 months; after that, the variable APR will be 13.65% - 23.65%, based on your creditworthiness
- Earn 10,000 Bonus ABOC Rewards Points after you spend $1,000 on purchases within the first 90 days from account opening
- Unlimited Points That Don't Expire
- Earn Points on Every Purchase! It’s simple: $1 = 1 Point
- No Annual Fee
- Select Your Rewards Your Way
- The card is issued by Amalgamated Bank of Chicago
View all new offers
ABOC Platinum Rewards Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
0%* 12 months* 13.90% to 23.90% (Variable)* $0* 25 days* Good*

[3] Amalgamated Bank of Chicago Union Strong Credit Card

Amalgamated Bank of Chicago Union Strong Credit Card
More Info
total 5 votes
- 0% Intro APR on Purchases for 12 months; after that the variable APR will be 10.25% (V)
- Earn 10,000 Bonus ABOC Rewards Points after you spend $1,000 on purchases within the first 90 days from account opening
- Unlimited Points That Don't Expire
- Earn Points on Every Purchase! It's simple: $1 = 1 Point
- No Annual Fee
- Select Your Rewards Your Way
View all new offers
Amalgamated Bank of Chicago Union Strong Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
0%* 12 months* 10.25% (Variable)* $0* 25 days* Good*

[4] Credit One Bank® Cash Back Credit Card

Credit One Bank Cash Back Credit Card
More Info
total 26 votes
- See if you Pre-Qualify without harming your credit score
- 1% cash back on eligible purchases, terms apply
- No deposit requirements and opportunities to build your credit
- Enjoy the flexibility to choose your payment due date. Terms apply.
- Receive opportunities for credit line increases, a fee may apply
- *See Card Terms & Conditions for Details
Credit One Bank Cash Back Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 16.99% - 24.99% (V)* $0 - $99* See Terms* Fair*

[5] Simmons Bank Visa® Platinum Rewards

Simmons Bank Visa Platinum Rewards
More Info
total 84 votes
- Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 9.50% variable standard purchase APR and platinum benefits
No balance transfer fee for balances transferred in response to this online offer
- Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
- Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
- Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
- No Annual Fee
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 9.50% (Variable)* $0* 25 days* Excellent*

[6] ACE Elite™ Blue Visa® Prepaid Debit Credit Card

ACE Elite Blue Visa Prepaid Debit Credit Card
More Info
total 32 votes
- Get your tax refund faster when you e-file and use direct deposit.
- Need your money before payday? Get paid up to 2 days faster with direct deposit.*
- Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.*
- Mobile account access - available on GooglePlay and Apple App Store.
- Transfer money to another ACE Elite cardholder with no fee.*
- Always know your balance - by mobile app, email, or text message. Standard data rates apply.*
- Earn up to 5% APY while you save in an optional savings account.*
- Earn cash back on your everyday purchases through Payback rewards - get special offers and account credits when you use them.*
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
See TermsSee Terms*See TermsView NoBad Credit OK*
See website for debit card fees and charges

[7] Ultra VX Visa Credit Card

Ultra VX Visa Credit Card
More Info
total 54 votes
- UltraVX makes it easy to manage your finances
- Automatic minimum payments
- Reports to all 3 major credit bureaus
- No credit check, no bank account required
- Instant online approval
- Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions (Subject to terms and conditions)
*Application for this card is not available
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 18.90%* $0* 25 days* Bad Credit OK*

[8] Capital One® Cash Rewards for Newcomers

Capital One Cash Rewards for Newcomers
More Info
total 107 votes
- A card designed to help those new to the U.S. establish credit and earn cash back
- Build credit with responsible use -- plus automatic reporting to the three major credit bureaus
- Get 2% cash back on travel purchases
- Earn 1% cash back on all other purchases
- No foreign transaction fees
- No annual fee
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 24.90% (Variable)* $0* 25 days* Limited*

[9] Journey℠ Student Rewards from Capital One®

Journey Student Rewards from Capital One
More Info
total 128 votes
- Designed to help students build good credit with responsible use
- Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
- Customizable text and e-mail alerts to help keep you on track
- Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.80% (Variable)* $0* 25 days* Fair*

[10] PenFed Premium Travel Rewards American Express® Card

PenFed Premium Travel Rewards American Express Card
More Info
total 33 votes
- You must be a PenFed member to apply. Not yet a member? It's easy to join!
- You may be eligible through your employment, association membership, and volunteerism, or by becoming a member of one of our nonprofit partner organizations.
- Earn 5 points on airfare purchases, and 1 point on all other purchases.
- Earn 20,000 bonus points when you spend $650 within the first 3 months of opening the Card account - that's worth $200 toward your next round-trip airline ticket.
- Free LOUNGE CLUB(TM) membership which provides worldwide airport lounge access (upon spending $15,000 on the Card within a calendar year).
- Ability to redeem points for a wide-range of rich rewards, including travel, brand-named merchandise, and gift cards at PenFed Premium Rewards site.
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 9.99% (Variable)* $0* 25 days* Excellent*

[11] PenFed Visa Platinum Cash Rewards Card

PenFed Visa Platinum Cash Rewards Card
More Info
total 36 votes
- You must be a PenFed member to apply. Not yet a member? It's easy to join!
- You may be eligible through your employment, association membership, and volunteerism, or by becoming a member of one of our nonprofit partner organizations.
- Earn 5% cash back on gas purchases paid at the pump and .025% on all other purchases.
- Cash rewards automatically awarded to your account every month with no caps.
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 9.99% (Variable)* $0* 25 days* Excellent*

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