Universal Reward Cards

[1] Wired Plastic™ Visa® Prepaid Card
Terms |  More Info	- Accepted everywhere VISA debit cards are accepted - No Credit Check, Income requirements or bank account required - On Demand Alerts - Manage your account via text messaging - FREE Online Access to Account - FREE Mobile Alerts – Text to your mobile and email - FREE Rewards Program – Earn 1 point for every $1 spent - NO Bounced Check, NSF or Overdraft Charges EVER! - FREE Direct Deposit – Eliminate check cashing fees
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) N/A N/A* $1.95 View No Poor* ATM Balance Inquiry ATM Decline ATM Withdrawal Activation Fee Bank Teller Cash Advance Direct Deposit Reload Express Mail International ATM Balance Inquiry International ATM Decline International ATM Withdrawal $0.95 $0.95 $1.95 $9.95 $4.95 $0.00 $15.00 $1.95 $1.95 $4.95 International Authorization Monthly Fee Online Customer Service PIN Transactions PIN Transactions Decline Paper Statements per request Purchase Online Replace Card Signature Transactions $0.45 $3.95 $0.00 $0.95 $0.45 $2.95 $0.45 $3.95 $0.00

[2] Vision Premier® Prepaid Visa® Card
Terms |  More Info	- No Credit Check – Complete the form and we’ll mail your card - Free Roadside Assistance - 1% Cash Back on Gas Purchases - Free Savings Account with 5.65% APY - Free Unlimited Purchases - Signature and PIN - Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster - No Debt, No Interest Charges and No Overdraft Fees
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $10.00 $9.95* $1.95 View No Bad Credit OK* ACH transfer fee ATM balance inquiry fee (Int'l) ATM withdrawal Fee (Domestic) ATM withdrawal decline fee (Int'l) ATM withdrawal decline fee (Domestic) ATM withdrawal fee (Int'l) Bill Pay Fee (electronic and Paper Check) Bill Pay fee (Check Cancellation) BuddyMoney transfer fee Cancellation fee Card replacement fee Card-to-Card transfer fee Cash Advance fee $0.95 $1.95 $1.95 $1.95 $0.95 $4.95 $0.95 $9.95 $0.95 $14.95 $14.95 $0.95 $4.95 Direct deposit Domestic signature transaction fee Express shipping fee Inactivity fee Int'l signature transaction fee Late charge (per day) Overdraft advance Overdraft advance fee PIN transaction decline fee PIN transaction fee (Domestic and Int’l) Paper statement fee SMS/Email alerts fee Secondary card fee $0.00 $0.00 $19.95 $3.95 $0.00 $3.00 $50.00 $15.00 $0.95 $0.95 $2.95 $0.00 $9.95

[3] United MileagePlus® Explorer Visa® Card
Terms |  More Info	- Earn up to 40,000 bonus miles & first year free, a $95 value* - First checked bag is free for you and a companion when you fly United flights, up to a $50 value - Board your flight before general boarding with priority boarding privileges - Visit the United Club with two complimentary day passes every year, up to a $100 value - Earn 2 miles for each $1 spent on airline tickets purchased from United and 1 mile per $1 for everything else - Your miles don't expire and there is no limit to the number of miles you can earn
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 15.24% (Variable) * $0.00* 21 days* Excellent*

[4] United Mileage Plus® Select® Visa Card
More Info	- Earn 30,000 bonus miles and $50 United discount travel certificate after you spend $250 with your new card. That's enough miles for a roundtrip Saver Award ticket to anywhere in the continental United States. - Earn 3 miles per $1 spent on eligible United and Continental purchases - Earn 2 miles per $1 spent on eligible gas, home improvement purchases, groceries dining and Star Alliance purchases. - Earn 1 mile per $1 spent on all other purchases. - Earn up to 5,000 Elite Qualifying Miles (EQM) per year for United.com purchases.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 13.24% (Variable) * $95.00* 21 Days* Good*

[5] Ultra VX Visa Credit Card
More Info	- UltraVX makes it easy to manage your finances - Automatic minimum payments - Reports to all 3 major credit bureaus - No credit check, no bank account required - Instant online approval - Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions (Subject to terms and conditions)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 18.90%* $0.00* 25 days* Bad Credit OK*

[6] The Platinum Card® from American Express
More Info	- 25,000 Membership Rewards points when you spend $2,000 during your first three months of Card membership. - Global Travel Benefits: Access over 600 lounges worldwide with Priority Pass(TM) Select, no foreign transaction fees, skip U.S. customs lines with Global Entry. - Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in-flight refreshments, and change fees. - Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply. - 24/7 Platinum Card Concierge service for assistance with reservations, travel, gifts, and more - FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide - Use Membership Rewards Pay with Points for part or all of your travel and get 20% of those points back every time.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* N/A* $450.00* N/A* Excellent*

[7] The Business Gold Rewards Card® from American Express OPEN
Terms |  More Info	- FOR A LIMITED TIME: Earn 5X points on shipping and advertising for the first 3 months of Card membership. - Earn points even faster to get more rewards for your business - 3X points on airfare, 2X points on advertising, gas, and shipping, 1X points on everything else - One million rewards from over 500 brands - Unlimited Rewards Potential - there is no limit to the number of points you can earn and points do not expire - 24/7 support for everything from identity theft to travel emergencies - $0 introductory annual fee for the first year, then $175 - Get unlimited Additional Gold Cards for an additional annual fee of $50 - and this fee is waived for the first year - Terms and Restrictions Apply
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* N/A* $175.00* 0 days* Good*

[8] Southwest Airlines Rapid Rewards® Plus Card – FREE FLIGHT
More Info	- NOW! Earn a FREE FLIGHT after your first purchase - Get 3,000 Points every year on your Card member Anniversary – that can be redeemed for a $50 Wanna Get Away® Fare - Now you can redeem for International Travel, Hotels, Gift Cards and more. - Earn unlimited FREE FLIGHTS – 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on EVERYTHING else - Your Bags Fly FREE! No Blackout Dates, Points Don't Expire, and Unlimited Reward Seats! - No Change fees – if you need to change your flight, you won't be charged a fee - September 11th Security Fee Applies
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 15.24% (Variable) * $69.00* 21 Days* Excellent*

[9] Sony Credit Card from Capital One®
More Info	- 5 points per $1 on Sony purchases at authorized retailers - 3 points per $1 on dining out and movie purchases - 1 point per $1 spent on all other purchases - Redeem for Sony products, movies, music, and more - Choose from 2 unique card designs - 0% intro APR on purchases until April 2013 - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* until April 2013* 13.9% - 24.90% (Variable) * $0.00* 25 days* Good*

[10] Simmons First Visa® Platinum Rewards
More Info	- Excellent credit required - applicants that do not have excellent credit will not be approved - Low 9.25% standard purchase APR and platinum benefits - Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions - Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 9.25%* $0.00* 25 days* Excellent*

[11] Ritz-Carlton Rewards® Credit Card
More Info	- The world-class service you experience when staying at The Ritz-Carlton can always be within reach with The Ritz-Carlton Rewards Credit Card. - Earn 50,000 points after you use your card for the first time, redeemable for a complimentary night at most of our luxury properties - Earn 5 points per $1 spent at The Ritz-Carlton hotels, 2 points per $1 spent on airline tickets purchased directly with the airline, and at car rental agencies and restaurants, and 1 point per $1 spent on all other purchases - Exclusive member benefits include a $100 Hotel Credit for qualifying dining, spa, and hotel recreational activities during every two night stay or longer
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 15.24% (Variable) * $395.00* 21 days* Excellent*

[12] Platinum Delta SkyMiles® Credit Card from American Express
More Info	- Earn 20,000 bonus miles with your first purchase and an additional 5,000 bonus miles when you add two cards to your account - No mileage earning limit, and miles don't expire - Check your first bag free on every Delta flight - Priority Boarding and 20% In-Flight Savings
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 15.24% - 19.24% (Variable) * $150.00* N/A* Good*

[13] PenFed Visa Platinum Gas / Cash Rewards Card
Terms |  More Info	- 13.99% APR -- lower than most rewards cards! - Earn 5.00% cash back from gas purchases paid at the pump* - Earn 1.00% cash back from all purchases** you make with the card during each billing cycle - Up to $50,000 limit - No Annual Fee - Cash Rewards credited each month - No special restrictions to earn your cash rewards - Limited Time Only – Low Balance Transfer Rates† - You must be a Pentagon Federal Credit Union member to apply.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 4.99%* 24 months* 13.99%* $0.00* 25 days* Good*

[14] PenFed Premium Travel Rewards American Express® Card
Terms |  More Info	- No annual fee - 5x points on airfare purchases and 1x points on all other purchases - 20,000 bonus points upon spending $650 in the first 3 months - Complimentary concierge service - Exceptional travel offers and discounts - VIP airport lounge access with $15,000 in annual spend - You must be a Pentagon Federal Credit Union member to apply.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 13.24% (Variable) * $50.00* 25 days* Good*

[15] MTV® Visa® Card From Capital One®
Terms |  More Info	- Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events - Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops - 1 point per $1 spent on everything else - 25 bonus points each billing period you keep your account in good standing by paying on time - Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings - Also, redeem for travel, merchandise, gift cards and more - No limit on the points you can earn and points don't expire - 0% intro APR—pay no interest on purchases until June 2013 - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* on purchases until June 2013* 13.9% - 19.90% (Variable) * $0.00* 25 days* Excellent*

[16] Maximum Rewards Platinum Edition® Visa® Card
More Info	- 0% Intro APR for 12 billing cycles on balance transfers - 0% Intro APR for 6 billing cycles on purchases - No annual fee - Earn 1 point for every $1 in qualifying purchases with no limit on the number of points you can earn - Use rewards for travel, merchandise, gift cards and more
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 12 months* 19.99% - 11.99% (Variable) * $0.00* 20 days* Good*

[17] Marriott Rewards® Premier Credit Card from Chase
Terms |  More Info	- Earn 50,000 Bonus Points after your first use - Receive 1 free night stay upon account approval and each year upon account anniversary - Earn 5 points for every $1 spent at Marriott® locations - Earn 2 points for every $1 spent on qualifying airline, dining, and rental car purchases - Earn 1 point for every $1 spent on other purchases - No foreign transaction fees - Cardmembers achieve Silver elite status with 15 nights credit toward Elite status - Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites - No annual fee for first Year Free, then $85
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 15.24% (Variable) * $85.00* 21 days* Good*

[18] Marriott Rewards® Credit Card from Chase
Terms |  More Info	- Earn 30,000 Bonus Points after your first use, redeemable for up to 4 free nights; plus receive 2 free night stay e-certificates upon account approval, that's enough up to 6 free nights at a category 1 hotel - No Annual fee for your first year that's a $45 value* - Earn 3 points for every $1 spent at Marriott® locations - Earn 1 point for every $1 spent on other purchases - Cardmembers achieve Silver elite status with 10 nights credit toward Elite status - Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites - No annual fee for first Year Free, then $45
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 14.24% (Variable) * $45.00* 21 days* Good*

[19] LSU Tigers™ Platinum MasterCard® from Capital One®
Terms |  More Info	- 2 points per $1 on purchases at gas stations and major grocery stores - 1 point per $1 spent on all other purchases - No limit on the points you can earn and points don't expire - Redeem for travel, gift cards and merchandise - Choose from 2 unique LSU card designs or create your own image card - 0% intro APR on purchases until June 2013 - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* on purchases until June 2013* 13.9% - 19.90% (Variable) * $0.00* 25 days* Excellent*

[20] Journey℠ Student Rewards from Capital One®
Terms |  More Info	- Designed to help students build good credit with responsible use - Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit - Customizable text and e-mail alerts to help keep you on track - Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time - No annual fee - $0 Fraud Liability if your card is lost or stolen
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 19.80% (Variable) * $0.00* 25 days* Fair*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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