Universal Reward Cards

[1] Blue Cash® Everyday(SM) from American Express
More Info	- Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership - No annual fee, flexibility to pay over time - Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases - NO spend minimum, NO enrollment, and NO rotating rewards categories - Get a $25 Referral Bonus for each friend or family member who is approved for the Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months on Purchases* 17.24% - 22.24% (Variable) * $0.00* N/A* Excellent*

[2] United MileagePlus® Explorer Visa® Card
Terms |  More Info	- Earn up to 40,000 bonus miles and first year free, a $95 value* - Check your first bag for free on United and Continental-operated flights, up to a $50 value round trip - Board your flight before general boarding with priority boarding privileges - Visit the United Club with two complimentary day passes every year, up to a $100 value - Earn 2 miles for $1 spent on tickets purchased from United and Continental and 1 mile per $1 everywhere else - Enjoy exclusive access to once-in-a-lifetime events through Inside Access from Chase - Your miles don¿t expire and there is no limit to the number of miles you can earn
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 14.24% (Variable) * $0.00* 21 days* Excellent*

[3] British Airways Visa Signature® Card
More Info	- Pay no foreign transaction fees when you travel abroad - Earn 100,000 BA miles - 50,000 bonus BA Miles after your first purchase plus earn an additional 50,000 BA Miles after you spend $2,500 in the first 3 months of account opening - That's enough miles for 2 transatlantic reward flights - Earn 2.5 BA Miles for every $1 spent on British Airways purchases - Earn 1.25 BA Miles for every $1 spent on all other purchases - Every year you spend $30,000 on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 14.24% (Variable) * $95.00* 21 Days* Excellent*

[4] Chase Continental Airlines OnePass® Plus Card
Terms |  More Info	- Earn up to 40,000 bonus miles & first year free ($95 value)* - Now with priority boarding privileges on Continental and United flights - Check your first bag for free on Continental and United flights, up to a $50 value - Visit the United Club with two complimentary passes every year, a $100 value - Earn 2 miles for $1 spent on tickets purchased from Continental and United and 1 mile per $1 everywhere else - Your miles don't expire and there is no limit to the number of miles you can earn
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 14.24% (Variable) * $95.00* 21 days* Excellent*

[5] Simmons First Visa® Platinum Rewards
More Info	- Excellent credit required - applicants that do not have excellent credit will not be approved - Low 9.25% standard purchase APR and platinum benefits - Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions - Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 9.25%* $0.00* 25 days* Excellent*

[6] Chase Sapphire℠ Card
Terms |  More Info	- Limited Time Offer! - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward! - 2 points per dollar spent on dining & 1 point per dollar spent on all other purchases. - Points never expire and there are no limits on how many points you can earn - Redeem points for travel, gift cards, merchandise, cash back and more - 24/7 direct access to expert service advisors (No voice recording) - No annual fee!
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 15.24% (Variable) * $0.00* 20 days (Min.)* Excellent*

[7] American Express® Premier Rewards Gold Card
More Info	- Membership Rewards® bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership - Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else - Exclusive access to Gold Card Destinations and events — Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide - Introductory annual fee of $0 for the first year, then $175 - Get approved in 60-seconds.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* N/A* $0.00* N/A* Excellent*

[8] Chase Sapphire℠ Preferred Card
Terms |  More Info	- Limited Time Offer! - Earn 50,000 bonus points after you spend $3,000 in the first 3 months - that's $625 toward travel! - 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases. - Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM - No foreign transaction fees - Earn a 7% annual points dividend - even on points already redeemed - Transfer points you've earned to participating frequent traveler programs at a 1:1 value - 24/7 direct access to expert service advisors (No voice recording) - No Annual Fee for your first year - A $95 value
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 15.24% (Variable) * $95.00* 21 days* Excellent*

[9] Southwest Airlines Rapid Rewards® Plus Card – FREE FLIGHT
More Info	- NOW! Earn a FREE FLIGHT after your first purchase - Get 3,000 Points every year on your Card member Anniversary – that can be redeemed for a $50 Wanna Get Away® Fare - Now you can redeem for International Travel, Hotels, Gift Cards and more. - Earn unlimited FREE FLIGHTS – 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on EVERYTHING else - Your Bags Fly FREE! No Blackout Dates, Points Don't Expire, and Unlimited Reward Seats! - No Change fees – if you need to change your flight, you won't be charged a fee - September 11th Security Fee Applies
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 15.24% (Variable) * $69.00* 21 Days* Excellent*

[10] MTV® Visa® Card From Capital One®
Terms |  More Info	- Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events - Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops - 1 point per $1 spent on everything else - 25 bonus points each billing period you keep your account in good standing by paying on time - Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings - Also, redeem for travel, merchandise, gift cards and more - No limit on the points you can earn and points don't expire - 0% intro APR—pay no interest on purchases until February 2013 - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* on purchases until February 2013* 13.9% - 19.90% (Variable) * $0.00* 25 days* Excellent*

[11] LSU Tigers™ Platinum MasterCard® from Capital One®
Terms |  More Info	- 2 points per $1 on purchases at gas stations and major grocery stores - 1 point per $1 spent on all other purchases - No limit on the points you can earn and points don't expire - Redeem for travel, gift cards and merchandise - Choose from 2 unique LSU card designs or create your own image card - 0% intro APR on purchases until February 2013 - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* on purchases until February 2013* 13.9% - 19.90% (Variable) * $0.00* 25 days* Excellent*

[12] Capital One® Spark℠ Cash Select for Business
More Info	- Get a 50% bonus on the cash back you earn every year - Earn 1% cash back on every purchase, every day - Save with 0% intro APR on purchases until August 2012 - Enjoy no annual fee - Get online Quarterly and Year-End Summaries - Redeem cash rewards anytime, for any amount, even set up automatic redemption - Earn unlimited cash rewards that don't expire
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* until August 2012* 14.9% - 19.90% (Variable) * $0.00* 25 Days* Excellent*

[13] Capital One® Spark℠ Cash for Business
More Info	- Earn 2% cash back on every purchase, every day - Get a $100 cash bonus - just spend $1,000 within the first 3 months - Receive a $50 cash bonus by signing up for one or more employee cards - Enjoy award-winning small business customer service - $0 intro annual fee for the first year; $59 after that - Redeem cash rewards anytime, for any amount, even set up automatic redemption - Earn unlimited cash rewards that don't expire
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 13.90% (Variable) * $59.00* 25 Days* Excellent*

[14] Capital One® Spark℠ Miles for Business
More Info	- Earn 2 miles per dollar on every purchase, every day - Get 10,000 bonus miles - just spend $1,000 within the first 3 months - Receive 5,000 bonus miles by signing up for one or more employee cards - Enjoy exclusive, award-winning customer service - $0 intro annual fee for the first year; $59 after that - There's no limit to the amount of miles you can earn and miles don't expire - Redeem miles for travel, cash back, gift cards, merchandise, and more - Fly on any airline, anytime, with no blackout dates or seat restrictions
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 13.90% (Variable) * $59.00* 25 Days* Excellent*

[15] Capital One® Spark℠ Miles Select for Business
More Info	- Get a 50% bonus on the cash back you earn every year - Earn 1% cash back on every purchase, every day - Save with 0% intro APR until August 2012 - Enjoy no annual fee - Get online Quarterly and Year-End Summaries - There's no limit to the amount of miles you can earn and miles don't expire - Fly on any airline, anytime, with no blackout dates or seat restrictions
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* until August 2012* 14.9% - 19.90% (Variable) * $0.00* 25 days* Excellent*

[16] The New Business Gold Rewards Card® from American Express OPEN
Terms |  More Info	- Earn points even faster to get more rewards for your business - 3X points on airfare, 2X points on advertising, gas, and shipping, 1X points on everything else - One million rewards from over 500 brands - Unlimited Rewards Potential - there is no limit to the number of points you can earn and points do not expire - 24/7 support for everything from identity theft to travel emergencies - $0 introductory annual fee for the first year, then $175 - Get unlimited Additional Gold Cards for an additional annual fee of $50 - and this fee is waived for the first year
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* N/A* $175.00* 0 days* Good*

[17] Business Green Rewards Card from American Express OPEN
Terms |  More Info	- Receive 5,000 bonus points on your first purchase - No pre-set spending limit* or finance charges - Earn one Membership Rewards® point for every dollar you spend - Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees - $0 introductory annual fee for the first year, then $95
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* 12 months* N/A* $95.00* 0 days* Good*

[18] Citi® Gold AAdvantage® World Master Card
More Info	- Earn 30,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months of cardmembership* -- More than enough for a round-trip domestic travel award.* - Earn 1 AAdvantage® mile for every $1 spent on purchases* - $50 annual fee waived for the first 12 months* - Reduced Mileage Awards let you travel to select destinations for fewer AAdvantage® miles round trip*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 15.24% (Variable) * $50.00* 20 days* Good*

[19] CitiBusiness® World MasterCard®
More Info	- Designed for businesses with an established credit history - $100 gift card - when you redeem the 10,000 bonus ThankYou(R) points received after $300 in purchases within 3 months of account opening - 0% intro APR on Purchases for 6 months. After that, 13.24% variable. - 3 ThankYou points for every $1 spent at certain office supply merchants and on professional services and 1 point for every $1 spent on other purchases - Earn rewards for your business expenses, including purchases made on employee cards - Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more - No annual fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months* 13.24% (Variable) * $0.00* 20 days* Good*

[20] Chase Freedom® Visa - $150 Bonus Cash Back Card
More Info	- Earn $150 Bonus Cash Back after you make $500 in purchases in your first 3 months - 5% Cash Back on up to $1,500 spent on dining, department stores, movie theaters and charitable organizations from 10/1/11 - 12/31/11 - You'll enjoy new 5% categories every 3 months like supermarkets, gas, drugstores and even home improvement stores. It's free and easy to activate your bonus each quarter! - Unlimited 1% Cash Back on all other purchases without limits on what you can earn - Up to an additional 10% Cash Back when you shop online at select merchants through Chase - No annual fee and rewards never expire
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* See T&C* as low as 11.99% (Variable) * $0.00* 20 days* Good*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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